Rates and fees verified as correct at 26 February, 2021. Other information correct at the time of writing. Advertiser disclosure.
Product | Interest rate from | Comparison rate from | Upfront fee | |
---|---|---|---|---|
Car Loan (Fixed, Secured) | 5.50% p.a. | 5.85% p.a.based on $30,000 | $250 | Go to site |
Low Rate Personal Loan (Average Credit) (Fixed, Unsecured) | 14.65% p.a.to 20.24% p.a. | 15.26% p.a.to 20.88% p.a.based on $30,000 | $400 | Go to site |
Low Rate Personal Loan (Below Average Credit) (Fixed, Unsecured) | 20.25% p.a. | 21.22% p.a.based on $30,000 | $600 | Go to site |
Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured) | 6.75% p.a.to 8.48% p.a. | 6.96% p.a.to 8.69% p.a.based on $30,000 | $150 | Go to site |
Low Rate Personal Loan (Good Credit) (Fixed, Unsecured) | 11.20% p.a.to 14.64% p.a. | 11.68% p.a.to 15.13% p.a.based on $30,000 | $325 | Go to site |
Low Rate Personal Loan (Very Good Credit) (Fixed, Unsecured) | 8.49% p.a.to 11.19% p.a. | 8.81% p.a.to 11.52% p.a.based on $30,000 | $225 | Go to site |
Tier-based fixed rate unsecured personal loan
The unsecured OurMoneyMarket Low Rate Personal Loan offers competitive fixed rates on loans over $2,000 and up to $50,000, with different rate tiers depending on your credit score.
So if you’re an Aussie with a high credit score, you’ll get to enjoy some hot rates! On the other hand, if you’re working hard to improve the shape of your credit report, OurMoneyMarket is all for giving second chances, but your rate will be higher the lower your credit health.
Car loan
OurMoneyMarket also offers a fixed car loan option. Customers can borrow between $2,000 and $75,000 to fund the purchase of a new or used vehicle. There is a range of loan terms from 1 to 7 years, as well as the option to make weekly, fortnightly ot monthly repayments and free extra repayments.
There are minimal fees attached to this loan, just be mindful of the upfront application cost.
So you’ve decided to go ahead with an OurMoneyMarket personal loan? Great choice! Apply with these 3 easy steps: