OurMoneyMarket personal loans

4.2
Based on 3 OurMoneyMarket personal loan product reviews.
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OurMoneyMarket is an innovative online financial marketplace for borrowing and investing money. In line with their “credit, where credit’s due” motto, OurMoneyMarket offers a range of low-rate personal loans designed to reward borrowers with a good credit score with better rates and give borrowers with a little more room for improvement on their credit, reports a second chance.

With personal loans for debt consolidation, cars, holidays, weddings, home renovations, education and medical/cosmetics, it’s safe to say that OurMoneyMarket has a personal loan solution suited to just about everyone. To top it all off, OurMoneyMarket also won a 2024 Mozo Experts Choice Award for Best Unsecured Personal Loan and Excellent Credit Secured Personal Loan.

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Last updated 23 October 2024 Important disclosures and comparison rate warning*

OurMoneyMarket personal loans

  • Low Rate Personal Loan

    • Excellent Credit, $5,000 - $75,000
    Interest rate from
    6.57 % p.a.
    to
    8.39 % p.a.
    Comparison rate from
    7.19 % p.a.
    to
    8.75 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    Go to site

    Competitive low rates for borrowers with excellent credit on 1-7 year loans from $5,000 up to $75,000, plus free extra repayments. Winner of Mozo's Experts Choice Excellent Credit Unsecured Personal Loan 2024 and Excellent Credit Secured Personal Loan 2024 awards ^. Min. income of 25k after tax, to apply.

  • Low Rate Personal Loan

    • Very Good Credit, $5,000-$75,000
    Interest rate from
    8.59 % p.a.
    to
    10.49 % p.a.
    Comparison rate from
    9.95 % p.a.
    to
    10.85 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    Link not supplied

  • Low Rate Personal Loan

    • Good Credit, $5,000-$75,000
    Interest rate from
    10.49 % p.a.
    to
    13.49 % p.a.
    Comparison rate from
    11.97 % p.a.
    to
    13.98 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $325
    Link not supplied

  • Low Rate Personal Loan

    • Average Credit, $5,000-$75,000
    Interest rate from
    15.99 % p.a.
    to
    18.99 % p.a.
    Comparison rate from
    17.61 % p.a.
    to
    19.62 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $400
    Link not supplied

  • Used Car Loan

    • Fixed, Secured, No vehicle age limit, $5,000-$75,000
    Interest rate from
    6.57 % p.a.
    to
    18.99 % p.a.
    Comparison rate from
    7.19 % p.a.
    to
    21.78 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    Go to site

    Get a competitive fixed interest rate on a secured used car loan of up to $75,000 depending on your credit score. No vehicle age limits. Easy online application. Fast pre-approval. Pre-approved funds held for up to 3 months. No monthly account keeping fees, no exit fees and no early repayment fees. Flexible weekly, fortnightly or monthly repayments on terms from 1 to 7 years.

  • New Car Loan

    • Fixed, Secured, $5,000-$75,000
    Interest rate from
    6.57 % p.a.
    to
    18.99 % p.a.
    Comparison rate from
    7.19 % p.a.
    to
    21.78 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    Go to site

    Get a competitive fixed interest rate on a secured new car loan of up to $75,000 depending on your credit score. Easy online application. Fast pre-approval. Pre-approved funds held for up to 3 months. No monthly account keeping fees, no exit fees and no early repayment fees. Flexible weekly, fortnightly or monthly repayments on terms from 1 to 7 years.

  • Debt Consolidation Loan

    • $5,000-$75,000
    Interest rate from
    6.57 % p.a.
    to
    18.99 % p.a.
    Comparison rate from
    7.19 % p.a.
    to
    19.39 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    Go to site

    Competitive fixed rates on loans up to $75,000 depending on your credit score. Zero monthly account keeping fees, no exit fees and no early repayment fees. Make weekly, fortnightly or monthly repayments, over 1 to 7 years managed entirely online, at any time. Fast and easy, 100% online application.

  • Secured Personal Loan

    • $5,000-$75,000
    Interest rate from
    6.57 % p.a.
    to
    18.99 % p.a.
    Comparison rate from
    7.19 % p.a.
    to
    19.39 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    Go to site

    Get a secured personal loan with competitive low rates for borrowers with excellent credit. A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years (10 years for Green Loans). Managed entirely online, at any time. No monthly account keeping fees, no exit fees and no early repayment fees. Quick and easy, 100% online application. Establishment fees apply.

  • Holiday Loan

    • Excellent Credit, $5,000-$75,000
    Interest rate from
    6.57 % p.a.
    to
    8.48 % p.a.
    Comparison rate from
    7.19 % p.a.
    to
    8.84 % p.a.
    Based on $30,000 over 5 years
    Upfront fee
    $250
    Link not supplied

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OurMoneyMarket personal loan ratings

Overall customer rating for OurMoneyMarket personal loans

4.2
Based on 3 product reviews.

Customer reviews

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* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

^See information about the Mozo Experts Choice Personal Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.

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