Rates and fees verified as correct at 25 November, 2020. Other information correct at the time of writing. Advertiser disclosure.
| Product | Interest rate from | Comparison rate from | Upfront fee | |
|---|---|---|---|---|
| Car Loan (Fixed, Secured) | 5.50% p.a. | 5.85% p.a.based on $30,000 | $250 | Go to site |
| Low Rate Personal Loan (Average Credit) (Fixed, Unsecured) | 14.65% p.a.to 20.24% p.a. | 15.26% p.a.to 20.88% p.a.based on $30,000 | $400 | Go to site |
| Low Rate Personal Loan (Below Average Credit) (Fixed, Unsecured) | 20.25% p.a. | 21.22% p.a.based on $30,000 | $600 | Go to site |
| Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured) | 6.75% p.a.to 8.48% p.a. | 6.96% p.a.to 8.69% p.a.based on $30,000 | $150 | Go to site |
| Low Rate Personal Loan (Good Credit) (Fixed, Unsecured) | 11.20% p.a.to 14.64% p.a. | 11.68% p.a.to 15.13% p.a.based on $30,000 | $325 | Go to site |
| Low Rate Personal Loan (Very Good Credit) (Fixed, Unsecured) | 8.49% p.a.to 11.19% p.a. | 8.81% p.a.to 11.52% p.a.based on $30,000 | $225 | Go to site |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
† Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.
Tier-based fixed rate personal loans
The unsecured OurMoneyMarket Low Rate Personal Loan offers competitive fixed rates on loans over $2,000 and up to $50,000, with different rate tiers depending on your credit score.
So if you’re an Aussie with a high credit score, you’ll get to enjoy some hot rates! On the other hand, if you’re working hard to improve the shape of your credit report, OurMoneyMarket is all for giving second chances, but your rate will be higher the lower your credit health.
So you’ve decided to go ahead with an OurMoneyMarket personal loan? Great choice! Apply with these 3 easy steps:
