Rates and fees verified as correct at 23 September, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Interest rate from | Comparison rate from | Upfront fee | |
|---|---|---|---|---|
| Car Loan (Fixed, Secured) | 5.35% p.a. | 5.65% p.a.based on $30,000 | $250 | Go to site |
| Low Rate Personal Loan (Average Credit) (Fixed, Unsecured) | 14.65% p.a.to 20.24% p.a. | 15.26% p.a.to 20.88% p.a.based on $30,000 | $400 | Go to site |
| Low Rate Personal Loan (Below Average Credit) (Fixed, Unsecured) | 20.99% p.a. | 23.83% p.a.based on $30,000 | $600 | Go to site |
| Low Rate Personal Loan (Excellent Credit) (Fixed, Unsecured) | 5.45% p.a.to 8.48% p.a. | 6.07% p.a.to 8.84% p.a.based on $30,000 | $250 | Go to site |
| Low Rate Personal Loan (Good Credit) (Fixed, Unsecured) | 11.20% p.a.to 14.64% p.a. | 11.68% p.a.to 15.13% p.a.based on $30,000 | $325 | Go to site |
| Low Rate Personal Loan (Very Good Credit) (Fixed, Unsecured) | 8.49% p.a.to 11.19% p.a. | 8.85% p.a.to 11.56% p.a.based on $30,000 | $250 | Go to site |
Tier-based fixed rate unsecured personal loan
The unsecured OurMoneyMarket Low Rate Personal Loan offers competitive fixed rates on loans over $2,000 and up to $50,000, with different rate tiers depending on your credit score.
So if you’re an Aussie with a high credit score, you’ll get to enjoy some hot rates! On the other hand, if you’re working hard to improve the shape of your credit report, OurMoneyMarket is all for giving second chances, but your rate will be higher the lower your credit health.
Car loan
OurMoneyMarket also offers a fixed car loan option. Customers can borrow between $2,000 and $75,000 to fund the purchase of a new or used vehicle. There is a range of loan terms from 1 to 7 years, as well as the option to make weekly, fortnightly ot monthly repayments and free extra repayments.
There are minimal fees attached to this loan, just be mindful of the upfront application cost.
So you’ve decided to go ahead with an OurMoneyMarket personal loan? Great choice! Apply with these 3 easy steps:
Mozo users have rated OurMoneyMarket personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
1 Reviews
OurMoneyMarket have been really wonderful to deal with so far. They were efficient with providing rates suitable to my needs, and they enabled me to easily consolidate my car loan for a reduced rate whilst I applied for a renovation loan. On top of this, they automatically aligned my payments with my paydays so that I didn't have to do this myself. Their downfall is in having an good platform for customers to monitor their loans and make additional repayments. The customer account will only allow one account to be linked to one email - so I can only view either my Car loan OR my Renovation loan; unless I have a separate email address and create another account. I have found the online account to also glitch when your trying to use it. A real pest, however, communication with their teams has been smooth and EASY. They are quick to respond via email and have virtually no wait time over the phone. So this makes accessing your accounts not so difficult anyway. I would recommend OurMoneyMarket if you're looking for a company who values communication with their customers.
Read full reviewOurMoneyMarket have been really wonderful to deal with so far. They were efficient with providing rates suitable to my needs, and they enabled me to easily consolidate my car loan for a reduced rate whilst I applied for a renovation loan. On top of this, they automatically aligned my payments with my paydays so that I didn't have to do this myself. Their downfall is in having an good platform for customers to monitor their loans and make additional repayments. The customer account will only allow one account to be linked to one email - so I can only view either my Car loan OR my Renovation loan; unless I have a separate email address and create another account. I have found the online account to also glitch when your trying to use it. A real pest, however, communication with their teams has been smooth and EASY. They are quick to respond via email and have virtually no wait time over the phone. So this makes accessing your accounts not so difficult anyway. I would recommend OurMoneyMarket if you're looking for a company who values communication with their customers.
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