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American Express

American Express Qantas Discovery Card credit card review

Overall rating   7 / 10

Good for frequent flyers but a little limiting.

It has a great frequent flyer reward program and that's why I have it. But many places don't accept Am Ex so you always have to have another credit card. There are no outlets only by phone and online so that can be a bit limiting.
Full review

It has a great frequent flyer reward program and that's why I have it. But many places don't accept Am Ex so you always have to have another credit card. There are no outlets only by phone and online so that can be a bit limiting.

    Price   7 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Lynette (QLD), reviewed about 20 hours ago

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American Express

American Express Platinum Edge Credit Card credit card review

Overall rating   8 / 10

Perks

A little old fashioned by comparison to Australian banks but try hard with perks.
Full review

A little old fashioned by comparison to Australian banks but try hard with perks.

    Price   5 / 10

    Features   10 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Ronald (VIC), reviewed about 20 hours ago

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Credit Union SA

Credit Union SA credit card review

Overall rating   9 / 10

Great easy customer service and great products.

On applying for a rather large credit card I was given excellent, flexible pleasant service. Easy people to talk to, fun and helpful.
Full review

On applying for a rather large credit card I was given excellent, flexible pleasant service. Easy people to talk to, fun and helpful.

    Price   8 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

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Lynette (QLD), reviewed about 21 hours ago

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ANZ

ANZ credit card review

Overall rating   9 / 10

Excellent customer relations.

ANZ Glen Innes NSW the staff are extremely helpful and friendly and meet our every need whenever we go in there. I highly recommend the staff of this branch of the ANZ.
Full review

ANZ Glen Innes NSW the staff are extremely helpful and friendly and meet our every need whenever we go in there. I highly recommend the staff of this branch of the ANZ.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jocelyn (NSW), reviewed about 21 hours ago

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Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   7 / 10

Average bank and credit card too expensive

Commonwealth Bank is an average bank. Credit card, I think is similar to other credit cards and banks. Overall the interest charged on all credit cards is TOO high, that is where the banks are making a huge profit. Also their reward program you...
Full review

Commonwealth Bank is an average bank. Credit card, I think is similar to other credit cards and banks. Overall the interest charged on all credit cards is TOO high, that is where the banks are making a huge profit. Also their reward program you need to spend a lot of money to get something back.

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Sandra (VIC), reviewed about 21 hours ago

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NAB

NAB Low Rate Card credit card review

Overall rating   10 / 10

Awesome

Awesome.
Full review

Awesome.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Dominica (VIC), reviewed about 21 hours ago

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ANZ

ANZ Business One Rewards Options credit card review

Overall rating   9 / 10

Great options to suit anyone's credit card needs

ANZ never let you over-extend yourself. They look out for your long-term financial health.
Full review

ANZ never let you over-extend yourself. They look out for your long-term financial health.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Paula (SA), reviewed about 21 hours ago

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ANZ

ANZ credit card review

Overall rating   9 / 10

Excellent customer service in bank

Helpful staff in bank, sometimes phone support is lacking.
Full review

Helpful staff in bank, sometimes phone support is lacking.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Kattherrine (QLD), reviewed about 21 hours ago

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NAB

NAB Premium Card credit card review

Overall rating   10 / 10

Free services, excellent friendly customer service

NAB provides exceptional customer service, free services.
Full review

NAB provides exceptional customer service, free services.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Kattherrine (QLD), reviewed about 21 hours ago

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ANZ

ANZ Low Rate credit card review

Overall rating   6 / 10

Good but not great

Fees are low but that's mainly because rather than saying they'll charge a card fee and interest on purchases they charge loads of small fees that are broken down so much it's hard to add them all up and work out what you're actually paying. No...
Full review

Fees are low but that's mainly because rather than saying they'll charge a card fee and interest on purchases they charge loads of small fees that are broken down so much it's hard to add them all up and work out what you're actually paying. No rewards points or benefits of having the card. I've always found their customer service to be great.

    Price   3 / 10

    Features   2 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   5 / 10

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Faye (NSW), reviewed about 21 hours ago

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NAB

NAB credit card review

Overall rating   1 / 10

Poor service, poor features

Poor communication, passed off to different departments and lack of face to face customer service.
Full review

Poor communication, passed off to different departments and lack of face to face customer service.

    Price   1 / 10

    Features   1 / 10

    Customer service   1 / 10

    Convenience   4 / 10

    Trust   0 / 10

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J (SA), reviewed about 21 hours ago

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Commonwealth Bank

Commonwealth Bank Low Fee Gold Credit Card credit card review

Overall rating   5 / 10

Competitive bank with exhorbitant charges

Fees and charges leave a lot to be desired.
Full review

Fees and charges leave a lot to be desired.

    Price   5 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

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John (NSW), reviewed about 21 hours ago

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Bank of Queensland

Bank of Queensland credit card review

Overall rating   8 / 10

The customer service updated features

I like this bank and have been associated as soon as I landed in Brisbane and since then it has never disappointed me.
Full review

I like this bank and have been associated as soon as I landed in Brisbane and since then it has never disappointed me.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   6 / 10

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Akriti (QLD), reviewed about 21 hours ago

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ANZ

ANZ First credit card review

Overall rating   5 / 10

Fees too high

Fees too high.
Full review

Fees too high.

    Price   6 / 10

    Features   7 / 10

    Customer service   5 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Rowan (VIC), reviewed about 22 hours ago

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Bendigo Bank

Bendigo Bank credit card review

Overall rating   10 / 10

My experience has proven that it looks after me.

It is a friendly bank that interests itself in supporting local public endeavours.
Full review

It is a friendly bank that interests itself in supporting local public endeavours.

    Price   -1 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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George (NSW), reviewed about 22 hours ago

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Commonwealth Bank

Commonwealth Bank Platinum Awards Credit Card credit card review

Overall rating   8 / 10

Good. Considerate. Banking. Credit.

The credit card is comparable to my other card with the key difference that on the other card I have an auto payment set up. The Commonwealth card product gives me an email notification of arrival of the monthly statement, and a call from an...
Full review

The credit card is comparable to my other card with the key difference that on the other card I have an auto payment set up. The Commonwealth card product gives me an email notification of arrival of the monthly statement, and a call from an automated service should my payment be late (appreciated). Should I then continue to be late, I receive a call from a customer service person who offers solutions.

    Price   7 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Tim (VIC), reviewed about 22 hours ago

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ANZ

ANZ First credit card review

Overall rating   10 / 10

It's giving me the truth and the best offer

It's perfect.
Full review

It's perfect.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Ross (NSW), reviewed about 22 hours ago

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Westpac

Westpac Altitude Black - Online Only Offer (Rewards) credit card review

Overall rating   9 / 10

Competitive, ethical,great, consistent service

I like Westpac as I have never ,over the 20 plus years since I joined them, had reason to complain.
Full review

I like Westpac as I have never ,over the 20 plus years since I joined them, had reason to complain.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Catherine (WA), reviewed about 22 hours ago

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GE Money

GE Money GO MasterCard credit card review

Overall rating   10 / 10

They are good -

This Card is so good - it gives a very long interest free period and you must be sure to pay your card out in that time to take advantage of the free interest. I find it fantastic. It is there when emergencies occur.
Full review

This Card is so good - it gives a very long interest free period and you must be sure to pay your card out in that time to take advantage of the free interest. I find it fantastic. It is there when emergencies occur.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Maureen (QLD), reviewed about 22 hours ago

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Bankwest

Bankwest credit card review

Overall rating   5 / 10

No problems

Same as any other credit card. Once the interest free period is up, very difficult to pay off.
Full review

Same as any other credit card. Once the interest free period is up, very difficult to pay off.

    Price   5 / 10

    Features   5 / 10

    Customer service   -1 / 10

    Convenience   4 / 10

    Trust   5 / 10

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Victoria (VIC), reviewed about 22 hours ago

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Suncorp

Suncorp Clear Options Gold credit card review

Overall rating   9 / 10

Great customer service no issues.

We receive phone calls when large transactions occur before leaving the store. Nil problems with service or product. Travel insurance associated was free, easy to use and no fuss when claim was made. Overall very positive experience.
Full review

We receive phone calls when large transactions occur before leaving the store. Nil problems with service or product. Travel insurance associated was free, easy to use and no fuss when claim was made. Overall very positive experience.

    Price   7 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Jo (QLD), reviewed about 22 hours ago

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NAB

NAB flybuys Rewards Card credit card review

Overall rating   8 / 10

Great customer service

I have been with this bank since 1975 when they had a branch in London. My account was eventually transferred to Perth when their London branch closed down years ago. They have always been helpful to me.
Full review

I have been with this bank since 1975 when they had a branch in London. My account was eventually transferred to Perth when their London branch closed down years ago. They have always been helpful to me.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Ursula (WA), reviewed about 23 hours ago

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NAB

NAB Premium Card credit card review

Overall rating   4 / 10

Too high in interest rate.

The Interest rate has not reflected the drop in costs from the RBA.
Full review

The Interest rate has not reflected the drop in costs from the RBA.

    Price   1 / 10

    Features   1 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

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David (TAS), reviewed about 23 hours ago

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Commonwealth Bank

Commonwealth Bank Gold Awards Credit Card credit card review

Overall rating   5 / 10

Lower fees & better service from branch to branch

I have been with the bank since primary school. Their service is good but in saying that if you don't query them say about charges say on monthly fees, transaction fees etc they won't offer help but I suppose all banks may be the same. I have a...
Full review

I have been with the bank since primary school. Their service is good but in saying that if you don't query them say about charges say on monthly fees, transaction fees etc they won't offer help but I suppose all banks may be the same. I have a smart access account with minimal funds in it & they charge me $4 per month accounting fees. Before I made an enquiry the fees were $6 per month, it's all about profits to the banks . Years ago you got personal service, you're only a number now.

    Price   5 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   5 / 10

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Peter (VIC), reviewed about 23 hours ago

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MyState

MyState Low Rate MasterCard credit card review

Overall rating   5 / 10

Site was good but they do not seem to reply

Could have a cheaper rate.
Full review

Could have a cheaper rate.

    Price   8 / 10

    Features   0 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   10 / 10

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David (TAS), reviewed about 23 hours ago

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Credit card comparisons on MozoRates updated daily

  • NAB Low Rate Card

    NAB Low Rate Card

    • 0% p.a. on purchases for the first 12 months
    • 4.99% p.a on balance transfers for 6 months
    • Secure online application. Get a response in 60 seconds.

    balance transfer rate

    4.99% for 6 months

    purchase rate

    0% for 12 months then 13.99%

    annual fee

    $59

    Go to site
    • 0% p.a. on purchases for the first 12 months
    • 4.99% p.a on balance transfers for 6 months
    • Secure online application. Get a response in 60 seconds.
    Fees
    • Balance transfer rate: 4.99% for 6 months
    • Annual fee: $59
    • Purchase rate: 0% for 12 months then 13.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 1.75%, Min $1.75
    Overall rating

    7.2

    Based on 761 NAB credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • Woolworths Money Everyday Platinum Credit Card

    Woolworths Money Everyday Platinum Credit Card

    • $0 annual fee for the first year. Apply by 31 July 2015
    • Get a $100 Woolworths Gift Card after your first purchase
    • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online

    balance transfer rate

    0% for 14 months and then 21.99%

    purchase rate

    19.99%

    annual fee

    $49 $0 in the first 1 year

    Go to site
    • $0 annual fee for the first year. Apply by 31 July 2015
    • Get a $100 Woolworths Gift Card after your first purchase
    • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    Fees
    • Balance transfer rate: 0% for 14 months and then 21.99%
    • Annual fee: $49 $0 in the first 1 year
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, minimum $5
    Overall rating

    5.8

    Based on 47 Woolworths Money credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • ANZ Rewards Platinum

    ANZ Rewards Platinum

    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August

    balance transfer rate

    purchase rate

    18.79%

    annual fee

    $149 $0 in the first 1 year

    Go to site
    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August
    Fees
    • Balance transfer rate:
    • Annual fee: $149 $0 in the first 1 year
    • Purchase rate: 18.79%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2%
    Overall rating

    7.0

    Based on 1037 ANZ credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • St.George Vertigo Platinum

    St.George Vertigo Platinum

    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a. on purchases for the first 3 months
    • $99 annual fee

    balance transfer rate

    0% for 20 months and then 21.49%

    purchase rate

    0% for 3 months then 12.74%

    annual fee

    $99

    Go to site
    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a. on purchases for the first 3 months
    • $99 annual fee
    Fees
    • Balance transfer rate: 0% for 20 months and then 21.49%
    • Annual fee: $99
    • Purchase rate: 0% for 3 months then 12.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    Overall rating

    7.0

    Based on 185 St.George credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    • $195 annual fee
    • Complimentary domestic economy return flight
    • 3 bonus points per dollar spent on eligible purchases

    balance transfer rate

    0.99% for 6 months (1.00% handling fee)

    purchase rate

    20.74%

    annual fee

    $195

    Go to site
    • $195 annual fee
    • Complimentary domestic economy return flight
    • 3 bonus points per dollar spent on eligible purchases
    Fees
    • Balance transfer rate: 0.99% for 6 months (1.00% handling fee)
    • Annual fee: $195
    • Purchase rate: 20.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    Overall rating

    7.3

    Based on 142 American Express credit card reviews

    Need more information?
    Find out more

    More info

    More info

  Compare

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About Mozo Reviews

Mozo gives you the inside story on the best banking and insurance products as rated by thousands of real customers around Australia.

We don't make subjective judgments, nor do advertisers influence our ratings.

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