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Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.

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GE Money

GE Money MasterCard credit card review

Overall rating   7 / 10

Great rewards program

This has a great Flybuys reward program but if you do not pay in full by the due date, then the interest is very high.
Full review

This has a great Flybuys reward program but if you do not pay in full by the due date, then the interest is very high.

    Price   4 / 10

    Features   9 / 10

    Customer service   6 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Amanda (NSW), reviewed 8 days ago

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Commonwealth Bank

Commonwealth Bank Awards Credit Card credit card review

Overall rating   9 / 10

Great customer service

They are amazing. Great customer service. Friendly staff at the branches. ATMs everywhere. easy to use Commbank app .
Full review

They are amazing. Great customer service. Friendly staff at the branches. ATMs everywhere. easy to use Commbank app .

    Price   7 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Amina (VIC), reviewed 8 days ago

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Commonwealth Bank

Commonwealth Bank Awards Credit Card (Qantas Awards) credit card review

Overall rating   8 / 10

Loyalty for longstanding customers.

Use the interest free credit to your advantage. Great net banking facility that is easy to navigate. Good business banking .
Full review

Use the interest free credit to your advantage. Great net banking facility that is easy to navigate. Good business banking .

    Price   9 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Suzanne (QLD), reviewed 8 days ago

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Commonwealth Bank

Commonwealth Bank credit card review

Overall rating   10 / 10

Great online

Awesome services.
Full review

Awesome services.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Ghadeer (VIC), reviewed 8 days ago

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NAB

NAB Low Fee Card credit card review

Overall rating   9 / 10

Low annual fee, great card for that rainy day

Great credit card for little annual fee.
Full review

Great credit card for little annual fee.

    Price   10 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Leah (NSW), reviewed 8 days ago

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BankSA

BankSA credit card review

Overall rating   2 / 10

High bank fees for doing nothing

Typical Bank, excessive fees, do not want to put fees down at all. Not everybody likes using ATMs, less customer service,, every time I go to use ATM they are always not working or do not have enough paper to print receipts. Consequently have to...
Full review

Typical Bank, excessive fees, do not want to put fees down at all. Not everybody likes using ATMs, less customer service,, every time I go to use ATM they are always not working or do not have enough paper to print receipts. Consequently have to use over the counter for which they charge.

    Price   2 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   2 / 10

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Anna (SA), reviewed 10 days ago

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ANZ

ANZ Low Rate Platinum credit card review

Overall rating   8 / 10

Competitive and reasonable

Good services, full range of products, always provide full information.
Full review

Good services, full range of products, always provide full information.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Nick (VIC), reviewed 10 days ago

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ANZ

ANZ Rewards Platinum credit card review

Overall rating   5 / 10

Reasonable service - long term customer

Reasonable service - long term customer.
Full review

Reasonable service - long term customer.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   5 / 10

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Boyd (QLD), reviewed 10 days ago

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ANZ

ANZ Platinum credit card review

Overall rating   9 / 10

Look after you

They do what they say.
Full review

They do what they say.

    Price   10 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Kieran (VIC), reviewed 10 days ago

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Commonwealth Bank

Commonwealth Bank Low Rate Credit Card credit card review

Overall rating   8 / 10

Commonwealth bank is no 1 in my book

I had to change banks because Westpac shut my St George branch, so I went to Combank. They were fantastic organising me and setting me up with internet banking .
Full review

I had to change banks because Westpac shut my St George branch, so I went to Combank. They were fantastic organising me and setting me up with internet banking .

    Price   7 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

George (NSW), reviewed 10 days ago

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BCU

BCU credit card review

Overall rating   6 / 10

Room for improvement with customer service

Local branch which is great but interest rates are too high and they have not dropped which means we look around else where for a better deal.
Full review

Local branch which is great but interest rates are too high and they have not dropped which means we look around else where for a better deal.

    Price   5 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Joanne (NSW), reviewed 10 days ago

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Commonwealth Bank

Commonwealth Bank Low Rate Credit Card credit card review

Overall rating   5 / 10

Competitive rates

Never had problem with their service.
Full review

Never had problem with their service.

    Price   6 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

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John (NSW), reviewed 10 days ago

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NAB

NAB Premium Card credit card review

Overall rating   10 / 10

Great customer service

Interest rate on Credit card terrible but I never incur it.
Full review

Interest rate on Credit card terrible but I never incur it.

    Price   0 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Angela (QLD), reviewed 10 days ago

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ANZ

ANZ Low Rate credit card review

Overall rating   9 / 10

Great benefits

Wonderful customer service.
Full review

Wonderful customer service.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Dale (QLD), reviewed 10 days ago

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Suncorp

Suncorp Clear Options Standard credit card review

Overall rating   9 / 10

Reliable and great customer service!

I have been a customer for at least 30 years, always treated with respect and courtesy, and help when required!
Full review

I have been a customer for at least 30 years, always treated with respect and courtesy, and help when required!

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Anne (NSW), reviewed 10 days ago

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Westpac

Westpac Altitude Platinum - Online Only Offer (Rewards) credit card review

Overall rating   10 / 10

Great service & products

Westpac are definitely the best bank.
Full review

Westpac are definitely the best bank.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Denis (SA), reviewed 13 days ago

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ANZ

ANZ Low Rate credit card review

Overall rating   8 / 10

Great customer service!

ANZ is a good Bank with friendly service. It would be nice if the interest rates on credit cards would come down to rates on other loans.
Full review

ANZ is a good Bank with friendly service. It would be nice if the interest rates on credit cards would come down to rates on other loans.

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Erika (VIC), reviewed 13 days ago

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NAB

NAB credit card review

Overall rating   10 / 10

Good Service

Great service, good customer relations, User friendly banking.
Full review

Great service, good customer relations, User friendly banking.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Robert (VIC), reviewed 13 days ago

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Commonwealth Bank

Commonwealth Bank Low Rate Credit Card credit card review

Overall rating   7 / 10

Advise when yearly fee on credit card due out.

Would love a lower rate. Think CBA should advise customers when yearly fee is due to come out! They advise when a payment is due so why not their fee!
Full review

Would love a lower rate. Think CBA should advise customers when yearly fee is due to come out! They advise when a payment is due so why not their fee!

    Price   6 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   7 / 10

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Diana (QLD), reviewed 13 days ago

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ANZ

ANZ Balance credit card review

Overall rating   8 / 10

Very well organised

Balance transfer of another CC. Great customer service, and low fixed for 12 months. The biggest factor though, was their ability to make it an astonishingly fast process without having to have me make repeat visits, very well organised.
Full review

Balance transfer of another CC. Great customer service, and low fixed for 12 months. The biggest factor though, was their ability to make it an astonishingly fast process without having to have me make repeat visits, very well organised.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

John (NSW), reviewed 13 days ago

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ANZ

ANZ Low Rate credit card review

Overall rating   7 / 10

Easy to access all the facilities

Understands their clients needs and work through it.
Full review

Understands their clients needs and work through it.

    Price   8 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Aruna (SA), reviewed 13 days ago

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David Jones

David Jones American Express Card (Membership Rewards) credit card review

Overall rating   9 / 10

Great rewards

Great rewards.
Full review

Great rewards.

    Price   8 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Lynne (NSW), reviewed 13 days ago

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Citibank

Citibank Platinum credit card review

Overall rating   10 / 10

Great customer service

Awesome international bank with excellent services.
Full review

Awesome international bank with excellent services.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Puneet (VIC), reviewed 13 days ago

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Westpac

Westpac Altitude Business Platinum credit card review

Overall rating   8 / 10

Great card

Very good features no o/s charges, no annual fee.
Full review

Very good features no o/s charges, no annual fee.

    Price   6 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Geoff (NSW), reviewed 13 days ago

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Westpac

Westpac Low Rate credit card review

Overall rating   9 / 10

Great everyday card with low ongoing interest rate

The ongoing interest rate is a lot lower than other standard cards.No unneeded extras. Reasonable yearly fee.
Full review

The ongoing interest rate is a lot lower than other standard cards.No unneeded extras. Reasonable yearly fee.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Keith (WA), reviewed 13 days ago

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Credit card comparisons on MozoRates updated daily

  • NAB Low Rate Card

    NAB Low Rate Card

    • 0% p.a. on purchases for the first 12 months
    • 4.99% p.a on balance transfers for 6 months
    • Secure online application. Get a response in 60 seconds.

    balance transfer rate

    4.99% for 6 months

    purchase rate

    0% for 12 months then 13.99%

    annual fee

    $59

    Go to site
    • 0% p.a. on purchases for the first 12 months
    • 4.99% p.a on balance transfers for 6 months
    • Secure online application. Get a response in 60 seconds.
    Fees
    • Balance transfer rate: 4.99% for 6 months
    • Annual fee: $59
    • Purchase rate: 0% for 12 months then 13.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 1.75%, Min $1.75
    Overall rating

    7.2

    Based on 757 NAB credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • Westpac Low Rate - Online Only Offer

    Westpac Low Rate - Online Only Offer

    • 0% p.a. rate on balance transfers for 18 months when requested at card application
    • 0% p.a. on purchases for the first 3 months
    • Online only offer for applications approved by 30 September 2015

    balance transfer rate

    0% for 18 months and then 21.49%

    purchase rate

    0% for 3 months then 13.49%

    annual fee

    $59

    Go to site
    • 0% p.a. rate on balance transfers for 18 months when requested at card application
    • 0% p.a. on purchases for the first 3 months
    • Online only offer for applications approved by 30 September 2015
    Fees
    • Balance transfer rate: 0% for 18 months and then 21.49%
    • Annual fee: $59
    • Purchase rate: 0% for 3 months then 13.49%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50, Max $150
    Overall rating

    7.2

    Based on 739 Westpac credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • ANZ Rewards Platinum

    ANZ Rewards Platinum

    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August

    balance transfer rate

    purchase rate

    18.79%

    annual fee

    $149 $0 in the first 1 year

    Go to site
    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August
    Fees
    • Balance transfer rate:
    • Annual fee: $149 $0 in the first 1 year
    • Purchase rate: 18.79%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2%
    Overall rating

    7.0

    Based on 1032 ANZ credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • Woolworths Money Everyday Platinum Credit Card

    Woolworths Money Everyday Platinum Credit Card

    • $0 annual fee for the first year. Apply by 31 July 2015
    • Receive a $100 Woolworths Gift Card after your first purchase by 30 September 2015
    • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online

    balance transfer rate

    0% for 14 months and then 21.99%

    purchase rate

    19.99%

    annual fee

    $49 $0 in the first 1 year

    Go to site
    • $0 annual fee for the first year. Apply by 31 July 2015
    • Receive a $100 Woolworths Gift Card after your first purchase by 30 September 2015
    • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    Fees
    • Balance transfer rate: 0% for 14 months and then 21.99%
    • Annual fee: $49 $0 in the first 1 year
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, minimum $5
    Overall rating

    5.6

    Based on 45 Woolworths Money credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • American Express Velocity Escape Card

    American Express Velocity Escape Card

    • 0.99% p.a. on balance transfers for the first 6 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only

    balance transfer rate

    0.99% for 6 months (1.00% handling fee)

    purchase rate

    20.74%

    annual fee

    $0

    Go to site
    • 0.99% p.a. on balance transfers for the first 6 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only
    Fees
    • Balance transfer rate: 0.99% for 6 months (1.00% handling fee)
    • Annual fee: $0
    • Purchase rate: 20.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    Overall rating

    7.3

    Based on 139 American Express credit card reviews

    Need more information?
    Find out more

    More info

    More info

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About Mozo Reviews

Mozo gives you the inside story on the best banking and insurance products as rated by thousands of real customers around Australia.

We don't make subjective judgments, nor do advertisers influence our ratings.

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