Credit card reviews

Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.

Featured review

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    Westpac credit card review

    Great benefits and rewards program

      1. Overall customer rating
      2. (Reviewed 4 months ago)

    The rewards program is great especially with the bonus American Express card that helps you triple the points you earn. The complimentary Platinum benefits are also a great, whereby you have a 24-hour concierge service, travel insurance and additi...       Full review 

    The rewards program is great especially with the bonus American Express card that helps you triple the points you earn. The complimentary Platinum benefits are also a great, whereby you have a 24-hour concierge service, travel insurance and additional warranty just to mention a few. I got the card as part of a package and therefore it is free, making it an ever greater product. If you are interested in the product, but you can't get on the package, it is good to note that there is an annual fee attached to the card.


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    Westpac Altitude Black credit card reviewed by Xin from Australian Capital Territory

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Recent credit card reviews

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    Commonwealth Bank credit card review

    The devil is in the detail...!

      1. Overall customer rating
      2. (Reviewed 6 days ago)

    I dislike this product because the interest is high and so is the late fee if you miss a payment. Be really careful and sure when deciding to get a credit card. You need to have a plan on how you will make the repayments and how to quickly pay it ...       Full review 

    I dislike this product because the interest is high and so is the late fee if you miss a payment. Be really careful and sure when deciding to get a credit card. You need to have a plan on how you will make the repayments and how to quickly pay it off without losing money on all the interest the banks charge you. The only pro I would say is that if you need the money desperately you can obtain a credit card loan pretty quickly and also when you cant make a payment you can make different payment plans or schedule when you will next pay an overdue payment.


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    Commonwealth Bank credit card reviewed by Diana from Victoria

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    Citibank credit card review

    Average

      1. Overall customer rating
      2. (Reviewed 3 days ago)

    I have too many bad words wanting to roll off my tongue!       Full review 

    I have too many bad words wanting to roll off my tongue!


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    Citibank Rewards-Classic credit card reviewed by Alexander from New South Wales

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    Commonwealth Bank credit card review

    Watch the nasty credit management!

      1. Overall customer rating
      2. (Reviewed 3 days ago)

    I have an issue with a divorce settlement and payments on my cc due to my husband running up my account. My solicitor told me to withhold payments as we were making him liable. I got a call from the bank's credit management team and Justin was ...       Full review 

    I have an issue with a divorce settlement and payments on my cc due to my husband running up my account. My solicitor told me to withhold payments as we were making him liable. I got a call from the bank's credit management team and Justin was incredibly rude with a shocking attitude! The threats were unbelievable. I have no problem with debt collecting but the treatment was absolutely insulting and appalling. After making a complaint his supervisor said 'I don't have a problem with it, he's our top collector and he's done a great job!' As I said I have no problem with debt collecting but so, so rude!! And to condone it...Wow!! I've never been spoken to like that by anyone let alone somewhere that's supposed to provide customer service. Just disgusting!


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    Commonwealth Bank Low Fee Credit Card credit card reviewed by Nicole from Victoria

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    Citibank credit card review

    Fast application and higher limits

      1. Overall customer rating
      2. (Reviewed 3 days ago)

    Interest rates way too high--penalties too. However, was relatively easy to set up initially.       Full review 

    Interest rates way too high--penalties too. However, was relatively easy to set up initially.


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    Citibank credit card reviewed by Robyn from South Australia

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    NAB credit card review

    Good customer service when I have called

      1. Overall customer rating
      2. (Reviewed 3 days ago)

    Interest rates and ongoing fees are too high. More interest free/low interest offers more welcome.       Full review 

    Interest rates and ongoing fees are too high. More interest free/low interest offers more welcome.


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    NAB Velocity Rewards Premium Card credit card reviewed by Tom from Victoria

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More recently reviewed credit cards

  • 7.4

    American Express credit cards

    Overall rating: 7.4 (62 reviews)*

    Last reviewed: 09 April 2013


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  • 7.2

    Commonwealth Bank credit cards

    Overall rating: 7.2 (783 reviews)*

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  • 6.7

    NAB credit cards

    Overall rating: 6.7 (418 reviews)*

    Last reviewed: 23 May 2013


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    * based on reviews in the past 12 months

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  • 5.5

    Virgin Money credit cards

    Overall rating: 5.5 (32 reviews)*

    Last reviewed: 07 May 2013


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    1. Price
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  • 5.4

    HSBC credit cards

    Overall rating: 5.4 (59 reviews)*

    Last reviewed: 10 April 2013


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