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  • Credit card reviews

    Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.

    Featured review

    • NAB Low Fee Card

      NAB Gold Card

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      NAB credit card review

        1. Overall customer rating
        2. (Reviewed 2 days ago)

      i love my bank because I have only been with NAB now for 7 months and they gave me a chance to have a credit card. I did not have any trouble with this as I am only on a pension and i was happy about this as I needed the money to get my car fixed....       Full review 

      i love my bank because I have only been with NAB now for 7 months and they gave me a chance to have a credit card. I did not have any trouble with this as I am only on a pension and i was happy about this as I needed the money to get my car fixed. I also have my debit card with them. The nab are so good with their staff and their customer service. They really know how to look after you no matter if you work or not. And they help you in anyway they can without trying to push you into debt that you cannot repay. They are the best bank I have evey been with and i will stay with the nab forever now. The staff at my bank are so nice to me and always have time to chat about anything I need. i give this bank 10 out of 10


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      NAB credit card reviewed by Heather from New South Wales

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    Recent credit card reviews

    • ANZ Balance

      ANZ First

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      ANZ credit card review

      No customer service and uncompetitive rates.

        1. Overall customer rating
        2. (Reviewed 5 days ago)

      A credit card is only an additional way for banks to sell money and while it is useful to have one in order to make purchases online its primary purpose is to make more profit for the bank.       Full review 

      A credit card is only an additional way for banks to sell money and while it is useful to have one in order to make purchases online its primary purpose is to make more profit for the bank.


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      ANZ Balance credit card reviewed by Pat from Victoria

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    • Bankwest More Platinum

      Bankwest More Gold

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      Bankwest credit card review

      The only one to bank with

        1. Overall customer rating
        2. (Reviewed 5 days ago)

      I had one on one contact with a bankwest sales consultant. She was fantastic and worked really hard to fulfil my request. Bankwest had the lowest interest rate for my credit card and contact and service was second to none. Very Very happy with the...       Full review 

      I had one on one contact with a bankwest sales consultant. She was fantastic and worked really hard to fulfil my request. Bankwest had the lowest interest rate for my credit card and contact and service was second to none. Very Very happy with the product and communication and would highly recommend to others!!!


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      Bankwest More Platinum credit card reviewed by Ursula from Western Australia

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    • ANZ Rewards

      ANZ First

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      ANZ credit card review

      Not impressed with the service or credit card

        1. Overall customer rating
        2. (Reviewed 5 days ago)

      This credit card's interest rates were excessive plus there were too many hidden fees and charges. The service was not particularly good when trying to cancel the card they kept charging me on interest rates for a very long time after I had alread...       Full review 

      This credit card's interest rates were excessive plus there were too many hidden fees and charges. The service was not particularly good when trying to cancel the card they kept charging me on interest rates for a very long time after I had already cancelled it. Was not impressed with having to keep phoning the ANZ company when my local branch told me they could not cancel it for me.


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      ANZ Rewards credit card reviewed by Jennifer from Victoria

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    • Commonwealth Bank Awards Credit Card

      Commonwealth Bank Platinum Awards Credit Card

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      Commonwealth Bank credit card review

      i love the local branch but hate this card

        1. Overall customer rating
        2. (Reviewed 5 days ago)

      The interest rate is a killer with this card. There are so many other cards that are better value for money. I will be changing cards ASAP. The reward items are not worth the interest rate fee charged every month.       Full review 

      The interest rate is a killer with this card. There are so many other cards that are better value for money. I will be changing cards ASAP. The reward items are not worth the interest rate fee charged every month.


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      Commonwealth Bank Awards Credit Card credit card reviewed by Con from Victoria

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    • NAB Low Fee Card

      NAB Gold Card

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      NAB credit card review

      'Good rates and great customer service'

        1. Overall customer rating
        2. (Reviewed 5 days ago)

      The good thing about NAB they look after you and replace stolen money if given sufficient proof. They listen to their clients.       Full review 

      The good thing about NAB they look after you and replace stolen money if given sufficient proof. They listen to their clients.


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      NAB Low Fee Card credit card reviewed by Michele from Victoria

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    What type of credit card are you looking for?

    Highest rated credit cards- as voted by the Mozo Community (rating out of 10)

    • 7.7

      Bendigo Bank credit cards

      Overall rating: 7.7 (52 reviews)

      Last reviewed: 21 January 2012


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    • 7.6

      28 Degrees credit cards

      Overall rating: 7.6 (52 reviews)

      Last reviewed: 25 January 2012


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    • 7.4

      Bankwest credit cards

      Overall rating: 7.4 (140 reviews)

      Last reviewed: 28 January 2012


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    • 6.8

      Bank of Queensland credit cards

      Overall rating: 6.8 (35 reviews)

      Last reviewed: 24 January 2012


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    • 6.7

      NAB credit cards

      Overall rating: 6.7 (483 reviews)

      Last reviewed: 30 January 2012


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    More recently reviewed credit cards

    • 7.4

      Bankwest credit cards

      Overall rating: 7.4 (140 reviews)

      Last reviewed: 28 January 2012


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      Bankwest credit cards
    • 6.7

      NAB credit cards

      Overall rating: 6.7 (483 reviews)

      Last reviewed: 30 January 2012


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      NAB credit cards
    • 6.5

      ANZ credit cards

      Overall rating: 6.5 (718 reviews)

      Last reviewed: 01 February 2012


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      ANZ credit cards
    • 6.2

      Suncorp credit cards

      Overall rating: 6.2 (40 reviews)

      Last reviewed: 13 January 2012


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      Suncorp credit cards
    • 5.6

      American Express credit cards

      Overall rating: 5.6 (77 reviews)

      Last reviewed: 25 January 2012


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      American Express credit cards

    People's Choice Awards

    Every bank claims to be the smartest, happiest, friendliest - but how are you supposed to choose between them? Trust the people's choice. Mozo presents Australia's largest banking survey of more than 23,000 real customer reviews, with an honour roll of the best credit card, home loan, savings account, and of course the best bank. So what say the people?

    People's Choice Awards.