Credit card reviews

Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.

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Citibank

Citibank Platinum credit card review

Overall rating   8 / 10

Competitive features and no fees for loanee.

Have travel insurance,and earn rewards points.
Full review

Have travel insurance,and earn rewards points.

    Price   5 / 10

    Features   9 / 10

    Customer service   3 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Wei (NSW), reviewed 7 days ago

Was this review helpful? Yes

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NAB

NAB credit card review

Overall rating   4 / 10

Interest rates and annual fees need to be lowered

Interest rates on Mastercard is too expensive as is the annual fee. All the banks could lower their fees especially for disadvantaged people.
Full review

Interest rates on Mastercard is too expensive as is the annual fee. All the banks could lower their fees especially for disadvantaged people.

    Price   3 / 10

    Features   3 / 10

    Customer service   8 / 10

    Convenience   3 / 10

    Trust   3 / 10

Less

Helen (VIC), reviewed 7 days ago

Was this review helpful? Yes

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Bendigo Bank

Bendigo Bank Basic Black credit card review

Overall rating   10 / 10

Best bank in Australia.

They are an awesome bank. The staff bend over backward to help you out.
Full review

They are an awesome bank. The staff bend over backward to help you out.

    Price   6 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Michael (SA), reviewed 7 days ago

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NAB

NAB flybuys Rewards Card credit card review

Overall rating   9 / 10

Always great service, all staff contact spot on.

I have been with the NAB for over 40 years and from the first bank card till now the service has been great.
Full review

I have been with the NAB for over 40 years and from the first bank card till now the service has been great.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Frank (VIC), reviewed 7 days ago

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ANZ

ANZ credit card review

Overall rating   8 / 10

Courteous, Convenient

Personal interaction with staff is always splendid. No problems either online. Some advice, eg on overseas use of Travel Cards, needs to be carefully considered.
Full review

Personal interaction with staff is always splendid. No problems either online. Some advice, eg on overseas use of Travel Cards, needs to be carefully considered.

    Price   10 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   5 / 10

Less

Noel (SA), reviewed 7 days ago

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Credit card comparisons on MozoRates updated daily

  • Woolworths Money Everyday Platinum Credit Card

    Woolworths Money Everyday Platinum Credit Card

    • $0 annual fee for the first year. Apply by 31 May 2015
    • Get cash back as Woolworths Shopping Cards. T&Cs apply
    • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online

    balance transfer rate

    0% for 9 months and then 21.99%

    purchase rate

    19.99%

    annual fee

    $49 $0 in the first 1 year

    Go to site
    • $0 annual fee for the first year. Apply by 31 May 2015
    • Get cash back as Woolworths Shopping Cards. T&Cs apply
    • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    Fees
    • Balance transfer rate: 0% for 9 months and then 21.99%
    • Annual fee: $49 $0 in the first 1 year
    • Purchase rate: 19.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 3%, minimum $5
    Overall rating

    5.7

    Based on 45 Woolworths Money credit card reviews

    Need more information?
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    More info

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  • St.George Vertigo Platinum

    St.George Vertigo Platinum

    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a. on purchases for the first 3 months
    • $99 annual fee

    balance transfer rate

    0% for 20 months and then 21.49%

    purchase rate

    0% for 3 months then 12.74%

    annual fee

    $99

    Go to site
    • 0% p.a. on balance transfers for the first 20 months
    • 0% p.a. on purchases for the first 3 months
    • $99 annual fee
    Fees
    • Balance transfer rate: 0% for 20 months and then 21.49%
    • Annual fee: $99
    • Purchase rate: 0% for 3 months then 12.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    Overall rating

    6.8

    Based on 172 St.George credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • Bankwest Qantas Platinum MasterCard

    Bankwest Qantas Platinum MasterCard

    • Receive up to 50,000 introductory bonus Qantas Points
    • Up to 0.75 Qantas Points for every $1 spent on eligible purchases
    • Complimentary Credit Card Travel Insurance

    balance transfer rate

    purchase rate

    20.49%

    annual fee

    $160

    Go to site
    • Receive up to 50,000 introductory bonus Qantas Points
    • Up to 0.75 Qantas Points for every $1 spent on eligible purchases
    • Complimentary Credit Card Travel Insurance
    Fees
    • Balance transfer rate:
    • Annual fee: $160
    • Purchase rate: 20.49%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99%
    • Fee for cash withdrawals: 2%, Min $4.00
    Overall rating

    7.6

    Based on 142 Bankwest credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    • $195 annual fee
    • Complimentary domestic economy return flight
    • 3 bonus points per dollar spent on eligible purchases

    balance transfer rate

    0.99% for 6 months (1.00% handling fee)

    purchase rate

    20.74%

    annual fee

    $195

    Go to site
    • $195 annual fee
    • Complimentary domestic economy return flight
    • 3 bonus points per dollar spent on eligible purchases
    Fees
    • Balance transfer rate: 0.99% for 6 months (1.00% handling fee)
    • Annual fee: $195
    • Purchase rate: 20.74%
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    Overall rating

    7.3

    Based on 130 American Express credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • Coles No Annual Fee MasterCard

    Coles No Annual Fee MasterCard

    • Receive $100 off a single Coles Supermarket shop. New customers only. T&C's apply.
    • Apply and approved by 31 May 2015.
    • No annual fee. Ever.

    balance transfer rate

    0% for 6 months

    purchase rate

    19.99%

    annual fee

    $0

    Go to site
    • Receive $100 off a single Coles Supermarket shop. New customers only. T&C's apply.
    • Apply and approved by 31 May 2015.
    • No annual fee. Ever.
    Fees
    • Balance transfer rate: 0% for 6 months
    • Annual fee: $0
    • Purchase rate: 19.99%
    • Interest free days: 62
    • Interest rate on cash withdrawals: 19.99%
    • Fee for cash withdrawals: 3%, Min $1.95
    Overall rating

    6.6

    Based on 82 Coles credit card reviews

    Need more information?
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    More info

    More info

  Compare

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People's Choice Award 2015

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About Mozo Reviews

Mozo gives you the inside story on the best banking and insurance products as rated by thousands of real customers around Australia.

We don't make subjective judgments, nor do advertisers influence our ratings.

Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.