Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.
See all credit card reviews here, or search our reviews to find reviews about specific credit card providers.
A Mozo reviewer from New South Wales, an ANZ credit card customer.
4Overall Rating
Very inflexible when trying to set up Platinum card. Was told I was not eligible do to income (retired). Was able to list assets of approx. $4 million, including close to $1 million super untouched. I would have good credit rating, one mortgage($90,000 owing on property valued at $500,000) on investment property. Husband still working part-time earning approx. $90,000 pa. All of this was listed on initial application. Given Frequent Flyer Gold with credit limit of only $5,000. Not sufficient for 2 people so charged when limit exceeded.Twelve months on offered card originally applied for!
Reviewed about 2 hours ago
A Mozo reviewer from New South Wales, a NAB credit card customer.
5Overall Rating
The bank is always shoving an increase in the limit in your face, to much self restraint needed, they should be looking at your personal situation more closely. One good thing though the drop in cost of a late payment fee, was $25 now only $5, a much more acceptable amount to cough up, for an oversight.
Reviewed about 2 hours ago
Caroline from Western Australia, a Westpac credit card customer.
8Overall Rating
Love the rewards and the service. All staff are helpful and falcon security monitors 24/7 for fraudulent transactions. They are on to the dodgies immediately
Reviewed about 2 hours ago
Tanya from Victoria, a BankWest credit card customer.
5Overall Rating
The best part is you can get your credit card in groovy colours, but to me most credit cards are the same, this one has no points reward program attached which is a shame with the money I spend.
Reviewed about 2 hours ago
A Mozo reviewer from Western Australia, an ANZ credit card customer.
9Overall Rating
I like the availability of the services they provide. The customer service varies between sellers. Their interest rates on their credit cards are fixed so i don't have to worry about any unforeseen charges
Reviewed about 2 hours ago
A Mozo reviewer from Queensland, a Commonwealth Bank credit card customer.
7Overall Rating
I like my credit card because of the reward points offered, however the interest rate is average and i dont feel it is very competitive.
Reviewed about 2 hours ago
A Mozo reviewer from Victoria, an ANZ credit card customer.
8Overall Rating
Easy, convenient. I guess it's very similar to other banks, but I already knew them from NZ so it was an easy choice to sign up with them
Reviewed about 2 hours ago
A Mozo reviewer from New South Wales, an ANZ credit card customer.
10Overall Rating
I do all my banking through the internet and I have never had any problems at all not like other financial institutions that I have had in the past
Reviewed about 2 hours ago
A Mozo reviewer from New South Wales, a Commonwealth Bank credit card customer.
4Overall Rating
Ok if you pay it off before end of month. Necessary evil but was happier when bank saw themselves as service providers. Now it is all about the shareholders
Reviewed about 2 hours ago
A Mozo reviewer from South Australia, a BankWest credit card customer.
10Overall Rating
BankWest, albeit far, far away from most of civilisation, are wonderful! Their customer service (phone and any branch I have ever been into) is amazing. They have the most helpful staff who really know their stuff. Although I've been in a queue on the phone and yes, it's frustrating, my frustrations quickly dwindle once a proud representative of BankWest answers my call. The product I have reviewed is a low rate Mastercard. GREAT! Low fees (and they don't just say that!), an easy website to use and I've never felt like my business isn't enough for them. They have never tried to ram home loans etc down my throat with empty promises of being able to look after all my financial needs. All I have with them is a credit card and I'm happy with that. Woulnd't look anywhere else.
Reviewed about 2 hours ago
A Mozo reviewer from Queensland, an ANZ credit card customer.
1Overall Rating
Wonderful as Visa I use, but never their money, so no interest do I pay as I believe to get ahead one must always pay up front or in advance.
Reviewed about 3 hours ago
A Mozo reviewer from New South Wales, a Commonwealth Bank credit card customer.
7Overall Rating
There are several negatives: The fees and charges are highway robbery, but that seems to be par for the course for credit cards. Their monthly statements (bills) seem to require a degree in maths before they can be understood, so I usually phone Customer Service to make sure I'm paying the correct amount.
On the plus side: Customer Service via phone banking is always helpful (once you finally wade through the phone banking menu), there's a good rewards program, they offer GreatRates (the ability to opt-in to 3 months at less than 1% interest on most purchases over $1,000), and they've sorted out all problems such as disputed transactions and statements that haven't turned up in the mail (then again, they don't necessarily sort these things out quickly).
While I'm not a massive fan of the Commonwealth Bank, I'd grudgingly admit that my experience over the past three years has been better than with any other credit card/bank I've used previously.
Reviewed 1 day ago
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