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Great benefits and rewards program
The rewards program is great especially with the bonus American Express card that helps you triple the points you earn. The complimentary Platinum benefits are also a great, whereby you have a 24-hour concierge service, travel insurance and additi... Full review
The rewards program is great especially with the bonus American Express card that helps you triple the points you earn. The complimentary Platinum benefits are also a great, whereby you have a 24-hour concierge service, travel insurance and additional warranty just to mention a few. I got the card as part of a package and therefore it is free, making it an ever greater product. If you are interested in the product, but you can't get on the package, it is good to note that there is an annual fee attached to the card.
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The devil is in the detail...!
I dislike this product because the interest is high and so is the late fee if you miss a payment. Be really careful and sure when deciding to get a credit card. You need to have a plan on how you will make the repayments and how to quickly pay it ... Full review
I dislike this product because the interest is high and so is the late fee if you miss a payment. Be really careful and sure when deciding to get a credit card. You need to have a plan on how you will make the repayments and how to quickly pay it off without losing money on all the interest the banks charge you. The only pro I would say is that if you need the money desperately you can obtain a credit card loan pretty quickly and also when you cant make a payment you can make different payment plans or schedule when you will next pay an overdue payment.
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I have too many bad words wanting to roll off my tongue! Full review
I have too many bad words wanting to roll off my tongue!
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YesWatch the nasty credit management!
I have an issue with a divorce settlement and payments on my cc due to my husband running up my account. My solicitor told me to withhold payments as we were making him liable. I got a call from the bank's credit management team and Justin was ... Full review
I have an issue with a divorce settlement and payments on my cc due to my husband running up my account. My solicitor told me to withhold payments as we were making him liable. I got a call from the bank's credit management team and Justin was incredibly rude with a shocking attitude! The threats were unbelievable. I have no problem with debt collecting but the treatment was absolutely insulting and appalling. After making a complaint his supervisor said 'I don't have a problem with it, he's our top collector and he's done a great job!' As I said I have no problem with debt collecting but so, so rude!! And to condone it...Wow!! I've never been spoken to like that by anyone let alone somewhere that's supposed to provide customer service. Just disgusting!
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YesFast application and higher limits
Interest rates way too high--penalties too. However, was relatively easy to set up initially. Full review
Interest rates way too high--penalties too. However, was relatively easy to set up initially.
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YesGood customer service when I have called
Interest rates and ongoing fees are too high. More interest free/low interest offers more welcome. Full review
Interest rates and ongoing fees are too high. More interest free/low interest offers more welcome.
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