Credit card reviews

Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.

We'd love to hear from you

Write a review

Search reviews by

Search

Recent credit card reviews

Sort reviews by: date | helpful vote | thumbs up | thumbs down

ANZ

ANZ Low Rate credit card review

Overall rating   7 / 10

Good rates

They are good business banks.
Full review

They are good business banks.

    Price   8 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Bryan (NSW), reviewed about 16 hours ago

Was this review helpful? Yes

Flag this review

American Express

American Express Low Rate Credit Card credit card review

Overall rating   10 / 10

The premiums are good and customer service OK.

This bank is fantastic, it provides me with everything I need. I couldn't fault it at all. When dealing with banks you look for security , convenience, reliability, and this bank has got it all.
Full review

This bank is fantastic, it provides me with everything I need. I couldn't fault it at all. When dealing with banks you look for security , convenience, reliability, and this bank has got it all.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Saeed (TAS), reviewed about 16 hours ago

Was this review helpful? Yes

Flag this review

ANZ

ANZ Frequent Flyer Platinum credit card review

Overall rating   9 / 10

Good credit card with many benefits

I like it because it comes with overseas trip insurance.
Full review

I like it because it comes with overseas trip insurance.

    Price   6 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Kiyomi (QLD), reviewed about 16 hours ago

Was this review helpful? Yes

Flag this review

Westpac

Westpac Altitude Platinum - Online Only Offer (Rewards) credit card review

Overall rating   10 / 10

Friendly, efficient, economical

I like Westpac, they are easy to deal with and offer great services for all products.
Full review

I like Westpac, they are easy to deal with and offer great services for all products.

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Thecla (NSW), reviewed about 16 hours ago

Was this review helpful? Yes

Flag this review

NAB

NAB Low Rate Card credit card review

Overall rating   7 / 10

Great customer service

Interest is high but the customer service is fantastic. Always very helpful.
Full review

Interest is high but the customer service is fantastic. Always very helpful.

    Price   6 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Laura (QLD), reviewed about 16 hours ago

Was this review helpful? Yes

Flag this review

Westpac

Westpac 55 Day Card credit card review

Overall rating   8 / 10

Competitive product, serves its purpose.

It's been a good product for a fair amount of time.
Full review

It's been a good product for a fair amount of time.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Craig (QLD), reviewed about 16 hours ago

Was this review helpful? Yes

Flag this review

Coles

Coles credit card review

Overall rating   10 / 10

Easy to use

No annual fee.
Full review

No annual fee.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Chris (QLD), reviewed about 16 hours ago

Was this review helpful? Yes

Flag this review

ANZ

ANZ credit card review

Overall rating   9 / 10

Competitive, good customer service

Very competitive, good customer service.
Full review

Very competitive, good customer service.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Anna (TAS), reviewed about 17 hours ago

Was this review helpful? Yes

Flag this review

ANZ

ANZ Balance credit card review

Overall rating   9 / 10

Reasonably priced charges & good customer service.

Charges are reasonably priced BUT remote banking is not as efficient.
Full review

Charges are reasonably priced BUT remote banking is not as efficient.

    Price   7 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tiana (NT), reviewed about 17 hours ago

Was this review helpful? Yes

Flag this review

American Express

American Express credit card review

Overall rating   0 / 10

Planinum Card False Advertising

I signed up for a Platinum Small Business card and paid the $1500 fee for this card. I wanted it so I could get more reward points on the money by business spends on Google, and Amex specifically says that's a feature of this card. Turns out,...
Full review

I signed up for a Platinum Small Business card and paid the $1500 fee for this card. I wanted it so I could get more reward points on the money by business spends on Google, and Amex specifically says that's a feature of this card. Turns out, their website is wrong. They don't give double points on this at all. 5 calls to customer service/managers/customer relations can't resolve it. I am now cancelling the card and demanding a refund of the $1500 fee they charged. How they can legally get away with this is beyond me.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Lee (VIC), reviewed about 17 hours ago

Was this review helpful? Yes

Flag this review

NAB

NAB credit card review

Overall rating   8 / 10

Friendly staff and great service

NAB has great customer service and they alert you to when your CC needs to be paid in advance. They also have a great service when your CC is compromised/fraud. They are reliable and friendly at our branch.
Full review

NAB has great customer service and they alert you to when your CC needs to be paid in advance. They also have a great service when your CC is compromised/fraud. They are reliable and friendly at our branch.

    Price   6 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Janice (WA), reviewed about 17 hours ago

Was this review helpful? Yes

Flag this review

Suncorp

Suncorp Clear Options Standard credit card review

Overall rating   9 / 10

Highly recommended

Good product, I have never had a problem with the card or the provider.
Full review

Good product, I have never had a problem with the card or the provider.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Paul (QLD), reviewed about 17 hours ago

Was this review helpful? Yes

Flag this review

Bankwest

Bankwest Qantas Platinum MasterCard credit card review

Overall rating   1 / 10

Calculation of Qantas FF points problems!

Calculation of my QANTAS FREQUENT POINTS is not accurate. I requested a review of my accrued points three weeks ago. I'm still waiting for the resolution of this problem.
Full review

Calculation of my QANTAS FREQUENT POINTS is not accurate. I requested a review of my accrued points three weeks ago. I'm still waiting for the resolution of this problem.

    Price   2 / 10

    Features   3 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   2 / 10

Less

Disappointed (WA), reviewed about 17 hours ago

Was this review helpful? Yes

Flag this review

Commonwealth Bank

Commonwealth Bank Low Rate Credit Card credit card review

Overall rating   9 / 10

Convenient

I have been offered a card with no interest for 6 months. Then changing to low rate interest
Full review

I have been offered a card with no interest for 6 months. Then changing to low rate interest

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Tameika (VIC), reviewed about 17 hours ago

Was this review helpful? Yes

Flag this review

Bankwest

Bankwest Zero MasterCard credit card review

Overall rating   6 / 10

Reliable MasterCard, no frequent flyer points

Easy to use MasterCard, able to be monitored and payments made to via app. No frequent flyer points with this card.
Full review

Easy to use MasterCard, able to be monitored and payments made to via app. No frequent flyer points with this card.

    Price   4 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Leah (WA), reviewed about 17 hours ago

Was this review helpful? Yes

Flag this review

ANZ

ANZ Rewards credit card review

Overall rating   6 / 10

Good if you use the card to buy everything.

I do not like the annual fees applied to this card. The rewards can be hard for basic use of this card to achieve. Their security is on the ball with the ability to know when fraudulent use of a card is in progress.
Full review

I do not like the annual fees applied to this card. The rewards can be hard for basic use of this card to achieve. Their security is on the ball with the ability to know when fraudulent use of a card is in progress.

    Price   4 / 10

    Features   8 / 10

    Customer service   4 / 10

    Convenience   9 / 10

    Trust   7 / 10

Less

Brian (QLD), reviewed about 17 hours ago

Was this review helpful? Yes

Flag this review

Citibank

Citibank Platinum credit card review

Overall rating   9 / 10

Very safe & easy to use

Citi has been providing for me for more than 30 years with complete satisfaction.
Full review

Citi has been providing for me for more than 30 years with complete satisfaction.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   10 / 10

Less

Keith (QLD), reviewed about 17 hours ago

Was this review helpful? Yes

Flag this review

NAB

NAB Low Rate Card credit card review

Overall rating   8 / 10

Good

Very handy, saves carrying a lot of cash.
Full review

Very handy, saves carrying a lot of cash.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Steven (QLD), reviewed about 17 hours ago

Was this review helpful? Yes

Flag this review

ANZ

ANZ credit card review

Overall rating   9 / 10

Great service and helpful staff

Have been helpful, especially with questionable purchases. Easy to deal with and no problems with the card and access to atm, eftpos etc.
Full review

Have been helpful, especially with questionable purchases. Easy to deal with and no problems with the card and access to atm, eftpos etc.

    Price   7 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Claire (VIC), reviewed about 18 hours ago

Was this review helpful? Yes

Flag this review

Bankwest

Bankwest Qantas MasterCard credit card review

Overall rating   7 / 10

Competitive

Easy.
Full review

Easy.

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Joel (WA), reviewed about 18 hours ago

Was this review helpful? Yes

Flag this review

ANZ

ANZ First credit card review

Overall rating   1 / 10

Bad service overall.

Rude customer service, bad rates and fees.
Full review

Rude customer service, bad rates and fees.

    Price   1 / 10

    Features   1 / 10

    Customer service   0 / 10

    Convenience   3 / 10

    Trust   0 / 10

Less

Chelsea (NSW), reviewed about 18 hours ago

Was this review helpful? Yes

Flag this review

NAB

NAB credit card review

Overall rating   9 / 10

Very competitive

Have always found them great.
Full review

Have always found them great.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Lyn (QLD), reviewed about 18 hours ago

Was this review helpful? Yes

Flag this review

NAB

NAB Low Fee Card credit card review

Overall rating   10 / 10

Reliable and efficient range of banking services

Recommended this product to family and friends who called nab and took up the offer. All are very satisfied.
Full review

Recommended this product to family and friends who called nab and took up the offer. All are very satisfied.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Gabriella (VIC), reviewed about 18 hours ago

Was this review helpful? Yes

Flag this review

Bank of Queensland

Bank of Queensland Low Rate Visa Credit Card credit card review

Overall rating   2 / 10

Citibank

High fees, high interest, not many options or chances.
Full review

High fees, high interest, not many options or chances.

    Price   3 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   3 / 10

    Trust   4 / 10

Less

Carla (NSW), reviewed about 19 hours ago

Was this review helpful? Yes

Flag this review

American Express

American Express credit card review

Overall rating   10 / 10

Great prices

Excellent provider, service also excellent.
Full review

Excellent provider, service also excellent.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Barry (VIC), reviewed about 19 hours ago

Was this review helpful? Yes

Flag this review

Credit card comparisons on MozoRates updated daily

  • NAB Low Rate Card

    NAB Low Rate Card

    • 0% p.a. on purchases for the first 12 months
    • 4.99% p.a on balance transfers for 6 months
    • Secure online application. Get a response in 60 seconds.

    balance transfer rate

    4.99% for 6 months

    purchase rate

    0% for 12 months then 13.99%

    annual fee

    $59

    Go to site
    • 0% p.a. on purchases for the first 12 months
    • 4.99% p.a on balance transfers for 6 months
    • Secure online application. Get a response in 60 seconds.
    Fees
    • Balance transfer rate: 4.99% for 6 months
    • Annual fee: $59
    • Purchase rate: 0% for 12 months then 13.99%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74%
    • Fee for cash withdrawals: 1.75%, Min $1.75
    Overall rating

    7.2

    Based on 762 NAB credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • Westpac Low Rate - Online Only Offer

    Westpac Low Rate - Online Only Offer

    • 0% p.a. rate on balance transfers for 18 months when requested at card application
    • 0% p.a. on purchases for the first 3 months
    • Online only offer for applications approved by 30 September 2015

    balance transfer rate

    0% for 18 months and then 21.49%

    purchase rate

    0% for 3 months then 13.49%

    annual fee

    $59

    Go to site
    • 0% p.a. rate on balance transfers for 18 months when requested at card application
    • 0% p.a. on purchases for the first 3 months
    • Online only offer for applications approved by 30 September 2015
    Fees
    • Balance transfer rate: 0% for 18 months and then 21.49%
    • Annual fee: $59
    • Purchase rate: 0% for 3 months then 13.49%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50, Max $150
    Overall rating

    7.3

    Based on 743 Westpac credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • ANZ Rewards Platinum

    ANZ Rewards Platinum

    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August

    balance transfer rate

    purchase rate

    18.79%

    annual fee

    $149 $0 in the first 1 year

    Go to site
    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August
    Fees
    • Balance transfer rate:
    • Annual fee: $149 $0 in the first 1 year
    • Purchase rate: 18.79%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 20.99%
    • Fee for cash withdrawals: 2%
    Overall rating

    7.0

    Based on 1041 ANZ credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • American Express Velocity Escape Card

    American Express Velocity Escape Card

    • 0.99% p.a. on balance transfers for the first 6 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only

    balance transfer rate

    0.99% for 6 months (1.00% handling fee)

    purchase rate

    20.74%

    annual fee

    $0

    Go to site
    • 0.99% p.a. on balance transfers for the first 6 months
    • No annual fee
    • Earn up to 7,500 bonus Velocity Points, limited time only
    Fees
    • Balance transfer rate: 0.99% for 6 months (1.00% handling fee)
    • Annual fee: $0
    • Purchase rate: 20.74%
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    Overall rating

    7.3

    Based on 143 American Express credit card reviews

    Need more information?
    Find out more

    More info

    More info

  • St.George Vertigo

    St.George Vertigo

    • 0% p.a. on balance transfers for the first 18 months
    • 0% p.a. on purchases for the first 3 months
    • Up to 55 interest free days on purchases

    balance transfer rate

    0% for 18 months and then 21.49%

    purchase rate

    0% for 3 months then 13.24%

    annual fee

    $55

    Go to site
    • 0% p.a. on balance transfers for the first 18 months
    • 0% p.a. on purchases for the first 3 months
    • Up to 55 interest free days on purchases
    Fees
    • Balance transfer rate: 0% for 18 months and then 21.49%
    • Annual fee: $55
    • Purchase rate: 0% for 3 months then 13.24%
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49%
    • Fee for cash withdrawals: 2%, Min $2.50
    Overall rating

    6.9

    Based on 186 St.George credit card reviews

    Need more information?
    Find out more

    More info

    More info

  Compare

Want more? Compare all 195 credit cards in the Mozo comparison engine..

Compare all credit cards

Look for a specific type of credit card:

rate to win ipad

Rate to win

Want to win a new 64GB iPhone 6? Simply review your bank or insurer for your chance to win!

What would you like to review?

 

peoples choice award

People's Choice Award 2015

Forget industry awards where banks scratch each other's backs. Mozo presents the People's Choice Awards, based on more than 10,000 real customer reviews.

Check out the winners
Back to top

About Mozo Reviews

Mozo gives you the inside story on the best banking and insurance products as rated by thousands of real customers around Australia.

We don't make subjective judgments, nor do advertisers influence our ratings.

Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.