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BANK ACCOUNTS

Mozo has the whole bank account market covered, from low fee, free transactions to high interest accounts, we help you save time and money when shopping around for a new account.

  • We compare 91 bank accounts from 56 banks

  • We update bank account information on our site daily

  • You can read unbiased bank account reviews on Mozo

Bank account comparisons on Mozo

    • ING DIRECT
      Orange Everyday
      • Any ATM in Australia is fee-free when you withdraw $200 or more
      • No monthly account fees
      • 24/7 Australian contact centre
    • salary direct credit facility

      yes


      interest rate

      0.00%

    • Go to site
    Click for more info
    • Greater Building Society
      Access Account
      • No monthly account keeping fees
      • Withdraw up to $1,500 a day with 24-hour access to your money from ATMs and EFTPOS facilities
      • Free Internet, mobile and phone banking
    • salary direct credit facility

      yes


      interest rate

      0.10%

    • Go to site
    Click for more info
    • Bankwest
      Rewards Transaction Account
      • Rewards from over 3,000 retailers
      • Debit MasterCard access
      • No overseas ATM withdrawal fees
    • salary direct credit facility

      yes


      interest rate

      0.01%

    • Go to site
      Advertisement
    Click for more info
    • IMB
      Everyday Unlimited Account
      • Unlimited fee-free transactions across IMB's wide range of channels
      • Link to an IMB Visa Debit Card
      • No monthly account keeping fees if your account balance doesn't fall below $2,000
    • salary direct credit facility

      yes


      interest rate

      0.00%

    • Go to site
    Click for more info
    • Bankwest
      BankWest Zero Transaction Account
      • Zero ATM fees at Bankwest, Commonwealth, ANZ, NAB & Westpac ATMs Australia wide
      • No monthly fees when you deposit a minimum of $2,000 per month
      • Free access to online, phone and mobile banking
    • salary direct credit facility

      yes


      interest rate

      0.00%

    • Go to site
      Advertisement
    Click for more info
    • ING DIRECT
      Orange Everyday
      • Any ATM in Australia is fee-free when you withdraw $200 or more
      • No monthly account fees
      • 24/7 Australian contact centre
    • salary direct credit facility

      yes


      interest rate

      0.00%

    • Go to site
    Click for more info
    • Greater Building Society
      Access Account
      • No monthly account keeping fees
      • Withdraw up to $1,500 a day with 24-hour access to your money from ATMs and EFTPOS facilities
      • Free Internet, mobile and phone banking
    • salary direct credit facility

      yes


      interest rate

      0.10%

    • Go to site
    Click for more info
    • Bankwest
      Rewards Transaction Account
      • Rewards from over 3,000 retailers
      • Debit MasterCard access
      • No overseas ATM withdrawal fees
    • salary direct credit facility

      yes


      interest rate

      0.01%

    • Go to site
      Advertisement
    Click for more info
    • IMB
      Everyday Unlimited Account
      • Unlimited fee-free transactions across IMB's wide range of channels
      • Link to an IMB Visa Debit Card
      • No monthly account keeping fees if your account balance doesn't fall below $2,000
    • salary direct credit facility

      yes


      interest rate

      0.00%

    • Go to site
    Click for more info
    • Bankwest
      BankWest Zero Transaction Account
      • Zero ATM fees at Bankwest, Commonwealth, ANZ, NAB & Westpac ATMs Australia wide
      • No monthly fees when you deposit a minimum of $2,000 per month
      • Free access to online, phone and mobile banking
    • salary direct credit facility

      yes


      interest rate

      0.00%

    • Go to site
      Advertisement
    Click for more info
  • Bank account reviews

      • NAB bank account review

        A principled bank that won't rip you off

          1. Overall customer rating
          2. (Reviewed about 10 hours ago)

        I love this bank and its principles, put simply NAB = Not About Bleeding (their customers).       Full review 

        I love this bank and its principles, put simply NAB = Not About Bleeding (their customers).


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        NAB Classic Banking bank account review by Edward from Victoria

        Was this review helpful?

        Yes
      • ANZ bank account review

        Convenient to access

          1. Overall customer rating
          2. (Reviewed about 11 hours ago)

        ANZ Everday account is fantastic to use. The convenience through different channels of access is great. It's my kind of product and I will always use this.       Full review 

        ANZ Everday account is fantastic to use. The convenience through different channels of access is great. It's my kind of product and I will always use this.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        ANZ Access Advantage bank account review by Raghunath from Victoria

        Was this review helpful?

        Yes
      • Bendigo Bank bank account review

        Excellent customer service.

          1. Overall customer rating
          2. (Reviewed about 11 hours ago)

        Great customer service with personal follow up is extremely unusual in today's banking systems but is very much appreciated & helps us to maintain a balance in the black rather than the red.       Full review 

        Great customer service with personal follow up is extremely unusual in today's banking systems but is very much appreciated & helps us to maintain a balance in the black rather than the red.


          1. Price
          1. Features
          1. Service
          1. Convenience
          1. Trust
        Less
        Bendigo Bank Ultimate Everyday Account bank account review by Ina from Queensland

        Was this review helpful?

        Yes
    • Bank account information

      Whether you're looking for low fee accounts, online accounts or high interest accounts, Mozo can guide you through the Australian banking maze.

      Our database lets you quickly compare bank accounts throughout Australia by fees and features, and covers hundreds of accounts from major banks, regional banks and credit unions.

      You can also read reviews from real customers around Australia to get the inside story on everything from bank fees to customer service.

    • Making a quick and easy comparison

      Before you compare bank accounts (also known as transaction accounts), it helps to make a quick list of the features and access what you need for your day-to-day banking.

      Questions to ask include: How many transactions do you make each month? Do you want extras like a debit card or a cheque book? Do you require internet banking?

      To make a quick and easy transaction account comparison, our nifty comparison tools let you filter Australian accounts by your desired features to help you find the best bank accounts for your needs. You can shortlist and compare your selection side-by-side.

    • Finding the right bank account

      If you make a large number of ATM and EFTPOS transactions each month, compare bank accounts that give you unlimited electronic transactions for one low monthly fee. These days some accounts even offer unlimited transactions with no monthly fees. If you want to make purchases online also think about an account with a debit card attached.

      Those who intend to maintain a high account balance from month to month should consider a high interest bank account that pays a good interest on your money, while still giving you all the convenience of a regular everyday transaction account.

      With Mozo you can compare bank accounts Australia wide by interest rate, monthly account fee, monthly free transactions and more.

    • Helpful calculators

      The key to a healthy bank balance is sticking to a budget. If you want some help working out how much you spend and how much you should have left over each month, try our handy budget calculator.

      And if you are wondering if the tax man is playing fair, try our income tax calculator to work out whether you're paying too much or too little tax.

      This page is about personal transaction accounts. If you're after a transaction account for your small or medium business, check out our Business Bank Accounts page.

    • Comparing high interest bank accounts

      With such a variety of high interest transaction accounts on the market right now, it’s a tough call to pick the best one. Mozo provides you with all the information you need to make the right choice and nab a great deal.

      High interest bank accounts do everything a normal account does, with the added benefit of giving you a high interest rate on your money. They may have conditions, such as making a minimum deposit each month, so do your homework to find the right high interest bank account for your needs.

    • Finding the best no fee transaction account

      With such a variety of bank accounts on the market right now, it’s a tough call to pick the best one. No fee accounts have no monthly service fees. Some no fee transaction accounts also give you a set number of free transactions each month. Mozo provides you with all the bank accounts information you need to make the right choice and get the best deal for you. Find and compare no fee bank accounts with Mozo.

      This page is about no fee bank accounts. You can find other bank accounts by visiting our bank accounts page.

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  • Community

    Keep up to date with the latest news or get your bank account questions answered by the money mavens on Mozo Answers.