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BANK ACCOUNTS

Mozo has the whole bank account market covered, from low fee, free transactions to high interest accounts, we help you save time and money when shopping around for a new account.

  • We compare 87 bank accounts from 56 banks

  • We update bank account information on our site daily

  • You can read unbiased bank account reviews on Mozo

HSBC Day to Day Account

HSBC

  • No monthly account fee and no minimum deposit
  • No ATM fees at 3,000 ATMs nationally
  • Visa payWave for convenient contactless purchases under $100
Check it out

Bank account comparisons on Mozo

    • Gateway Credit Union Edge Account
      • Unlimited transactions with no account keeping fees
      • Multiple account access options including Online Banking, Phone Banking and Gateway 2go app
      • An optional Personal Overdraft facility
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      3.00%

    • Go to site
    More info
    • Bankwest Qantas Transaction Account
      • Earn 5 Qantas Points per eligible purchase
      • Qantas Points earned on your account balance
      • No account fees if you deposit $2,000 each month
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      0.01%

    • Go to site
      Advertisement
    More info
    • NAB Classic Banking Account
      • No monthly account fees
      • Access to Visa payWave
      • Debit card gives you unlimited access to internet and telephone banking
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      0.01%

    • Go to site
    More info
    • ANZ Access Advantage
      • $0 monthly account service fee if you deposit at least $2,000 a month, or if you meet other eligibility criteria
      • Use your own money online, over the phone and overseas with Visa Debit access
      • 24/7 worldwide protection with ANZ Falcon fraud monitoring
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      0.00%

    • Go to site
    More info
    • Westpac Choice
      • $0 monthly fees if you deposit at least $2,000 each month
      • No withdrawal fee when you withdraw money from any ATM within Westpac Group
      • Unlimited electronic access with online and telephone banking
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      0.00%

    • Go to site
    More info
    • BankSA Complete Freedom Account
      • $5 monthly service fee
      • 15 free deposits or withdrawals each month
      • 15 free cheque deposits or merchant envelopes each month
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      0.00%

    • Go to site
    More info
    • Gateway Credit Union Edge Account
      • Unlimited transactions with no account keeping fees
      • Multiple account access options including Online Banking, Phone Banking and Gateway 2go app
      • An optional Personal Overdraft facility
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      3.00%

    • Go to site
    More info
    • Bankwest Qantas Transaction Account
      • Earn 5 Qantas Points per eligible purchase
      • Qantas Points earned on your account balance
      • No account fees if you deposit $2,000 each month
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      0.01%

    • Go to site
      Advertisement
    More info
    • ANZ Access Advantage
      • $0 monthly account service fee if you deposit at least $2,000 a month, or if you meet other eligibility criteria
      • Use your own money online, over the phone and overseas with Visa Debit access
      • 24/7 worldwide protection with ANZ Falcon fraud monitoring
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      0.00%

    • Go to site
    More info
    • NAB Classic Banking Account
      • No monthly account fees
      • Access to Visa payWave
      • Debit card gives you unlimited access to internet and telephone banking
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      0.01%

    • Go to site
    More info
    • Westpac Choice
      • $0 monthly fees if you deposit at least $2,000 each month
      • No withdrawal fee when you withdraw money from any ATM within Westpac Group
      • Unlimited electronic access with online and telephone banking
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      0.00%

    • Go to site
    More info
    • Bank of Melbourne Complete Freedom Account
      • Deposit $2K per month and have the monthly fee waived
      • Optional Visa Debit card
      • Free SMS alerts to track account balances and transactions
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      0.00%

    • Go to site
    More info
    • St.George Express Freedom Account
      • Deposit $1,000 per month and have the $3 flat monthly account fee waived
      • Visa Debit card access
      • Pay-as-you-go branch and cheque services
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      0.00%

    • Go to site
    More info
    • BankSA Express Freedom Account
      • Unlimited everyday transactions via internet, mobile and phone banking
      • Shop securely with Visa Debit card
      • $3 monthly service fee
    • account fee
    • salary direct credit facility

      yes

    • interest rate

      0.00%

    • Go to site
    More info
  • Bank account reviews

      • NAB

        NAB bank account review

        Banking as it should be

        1. Overall customer rating
        2. (Reviewed 1 day ago)

        NAB has the friendliest, most helpful staff of any bank I have dealt with. They make you feel at ease and glad to visit. NAB has very competitive products on offer.  Full review 

        NAB has the friendliest, most helpful staff of any bank I have dealt with. They make you feel at ease and glad to visit. NAB has very competitive products on offer.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        NAB bank account review by Kenneth

        Was this review helpful? Yes flag

      • Westpac

        Westpac bank account review

        Not happy

        1. Overall customer rating
        2. (Reviewed 1 day ago)

        They have lost our personal details and paperwork more than once! Changing from one bank to another via a broker - unable to use our own money for more than 2 months. We have a postal address, why won't they use that on the original paperwork - to...  Full review 

        They have lost our personal details and paperwork more than once! Changing from one bank to another via a broker - unable to use our own money for more than 2 months. We have a postal address, why won't they use that on the original paperwork - took many phone calls and lost letters before that happened. Why still there - too hard to change currently.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Westpac Choice bank account review by Fiona from South Australia

        Was this review helpful? Yes flag

      • Commonwealth Bank

        Commonwealth Bank bank account review

        User-friendly and customer-friendly

        1. Overall customer rating
        2. (Reviewed 1 day ago)

        Commonwealth Bank was our number one choice when it came to deciding which bank would look after our mortgage account. We do all our banking online and find it super user-friendly! Customer service is always spot on too. We can rest easy knowing o...  Full review 

        Commonwealth Bank was our number one choice when it came to deciding which bank would look after our mortgage account. We do all our banking online and find it super user-friendly! Customer service is always spot on too. We can rest easy knowing our money is safe and secure.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Commonwealth Bank Complete Access bank account review by Rachel from Western Australia

        Was this review helpful? Yes flag

    • Bank account information

      Whether you're looking for low fee accounts, online accounts or high interest accounts, Mozo can guide you through the Australian banking maze.

      Our database lets you quickly compare bank accounts throughout Australia by fees and features, and covers hundreds of accounts from major banks, regional banks and credit unions.

      You can also read reviews from real customers around Australia to get the inside story on everything from bank fees to customer service.

    • Making a quick and easy comparison

      Before you compare bank accounts (also known as transaction accounts), it helps to make a quick list of the features and access what you need for your day-to-day banking.

      Questions to ask include: How many transactions do you make each month? Do you want extras like a debit card or a cheque book? Do you require internet banking?

      To make a quick and easy transaction account comparison, our nifty comparison tools let you filter Australian accounts by your desired features to help you find the best bank accounts for your needs. You can shortlist and compare your selection side-by-side.

    • Finding the right bank account

      If you make a large number of ATM and EFTPOS transactions each month, compare bank accounts that give you unlimited electronic transactions for one low monthly fee. These days some accounts even offer unlimited transactions with no monthly fees. If you want to make purchases online also think about an account with a debit card attached.

      Those who intend to maintain a high account balance from month to month should consider a high interest bank account that pays a good interest on your money, while still giving you all the convenience of a regular everyday transaction account.

      With Mozo you can compare bank accounts Australia wide by interest rate, monthly account fee, monthly free transactions and more.

    • Helpful calculators

      The key to a healthy bank balance is sticking to a budget. If you want some help working out how much you spend and how much you should have left over each month, try our handy budget calculator.

      And if you are wondering if the tax man is playing fair, try our income tax calculator to work out whether you're paying too much or too little tax.

      This page is about personal transaction accounts. If you're after a transaction account for your small or medium business, check out our Business Bank Accounts page.

    • Comparing high interest bank accounts

      With such a variety of high interest transaction accounts on the market right now, it's a tough call to pick the best one. Mozo provides you with all the information you need to make the right choice and nab a great deal.

      High interest bank accounts do everything a normal account does, with the added benefit of giving you a high interest rate on your money. They may have conditions, such as making a minimum deposit each month, so do your homework to find the right high interest bank account for your needs.

    • Finding the best no fee transaction account

      With such a variety of bank accounts on the market right now, it's a tough call to pick the best one. No fee accounts have no monthly service fees. Some no fee transaction accounts also give you a set number of free transactions each month. Mozo provides you with all the bank accounts information you need to make the right choice and get the best deal for you. Find and compare no fee bank accounts with Mozo.

      This page is about no fee bank accounts. You can find other bank accounts by visiting our bank accounts page.

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  • Community

    Keep up to date with the latest news or get your bank account questions answered by the money mavens on Mozo Answers.