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Compare banks for the top transaction accounts on the market – Mozo has all the info and real customer reviews on bank cards, online accounts and no bank fees. Choose from the best bank accounts below, or compare all money accounts in one quick step.
| Interest rate | Special interest rate | Account fee | Key features | |||
|---|---|---|---|---|---|---|
|
AMP's logo
AMP
First |
5.15% | 5.15% | $5.00 |
see more details |
5.15% interest rate from a transaction account for your everyday banking |
Like this account? Go to site |
|
ANZ's logo
ANZ
Access Advantage |
0.00% | $5.00 |
see more details |
Access your own money with Visa Debit, now protected by ANZ Falcon monitoring of transactions for unusual or suspicious activity |
Like this account? Go to site |
|
|
NAB's logo
NAB
Classic Banking |
0.01% | $0.00 |
see more details |
Unlimited banking with no monthly account fees ever |
Like this account? Go to site |
|
|
Suncorp Bank's logo
Suncorp Bank
Everyday Options |
0.01% | 4.75% | $5.00 |
see more details |
Seamlessly link multiple high interest savings accounts (savings “sub” accounts) straight to your everyday account for free |
Like this account? Go to site |
|
St George's logo
St George
SENSE Everyday |
0.00% | 4.85% | $5.00 |
see more details |
Two accounts combined: an Everyday transaction account for everyday banking and a Savings account to help you save. Both combined into one monthly statement. |
Like this account? Go to site |
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 5.15% | 5.15% | $5.00 | 5.15% interest rate from a transaction account for your everyday banking |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 6.9 | 5.8 | 5.4 | 7.1 | 7.2 | 7.0 |
| AMP bank accounts | 7.9 13 REVIEWS | 8.1 | 8.3 | 7.6 | 6.8 | 8.5 |
| Tim from New South Wales, an AMP bank account customer. | 8Overall Rating | ||
| AMP offers a great interest rate on its everyday account. They don't have any branches but that doesn't worry me as I can't remember the last time I went in one :) Reviewed about 1 year ago |
|
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 0.00% | $5.00 | Access your own money with Visa Debit, now protected by ANZ Falcon monitoring of transactions for unusual or suspicious activity |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 6.9 | 5.8 | 5.4 | 7.1 | 7.2 | 7.0 |
| ANZ bank accounts | 6.8 1057 REVIEWS | 5.9 | 5.7 | 6.9 | 7.5 | 6.9 |
| Martin from Victoria, an ANZ bank account customer. | 9Overall Rating | ||
| Simple straight forward debit card and plenty of ANZ ATMs. No worries. Reviewed 1 day ago |
|
| A Mozo reviewer from Western Australia, an ANZ bank account customer. | 9Overall Rating | ||
| We pay no fees and they encouraged us to have an internet interest bearing account too for savings. They were great to deal with. Reviewed 1 day ago |
|
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 0.01% | $0.00 | Unlimited banking with no monthly account fees ever |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 6.9 | 5.8 | 5.4 | 7.1 | 7.2 | 7.0 |
| NAB bank accounts | 6.6 829 REVIEWS | 5.8 | 5.5 | 6.4 | 7.0 | 6.6 |
| Craig from Victoria, a NAB bank account customer. | 8Overall Rating | ||
| Nab have definitely killed the asterisk like that ad says. No fees, cool coloured cards and lots more ATMs now with Redi. Really like their new site too. Reviewed about 15 hours ago |
|
| Bruce from Queensland, a NAB bank account customer. | 8Overall Rating | ||
| Interest rates are comparable with other banks and the bank premises and staff are customer friendly. Reviewed 14 days ago |
|
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 0.01% | 4.75% | $5.00 | Seamlessly link multiple high interest savings accounts (savings “sub” accounts) straight to your everyday account for free |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 6.9 | 5.8 | 5.4 | 7.1 | 7.2 | 7.0 |
| Suncorp Bank bank accounts | 7.0 292 REVIEWS | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| A Mozo reviewer from Western Australia, a Suncorp Bank bank account customer. | 9Overall Rating | ||
| Product is fantastic, be wary that there are not many ATM's or Branches in WA. Reviewed 1 day ago |
|
| Kim from Queensland, a Suncorp Bank bank account customer. | 8Overall Rating | ||
| When my account is down to a few a dollars, they seem to suddenly charge me with small account keeping fees, which brings my account into overdrawn. Then they charge me $30 for being overdrawn! Reviewed 14 days ago |
|
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 0.00% | 4.85% | $5.00 | Two accounts combined: an Everyday transaction account for everyday banking and a Savings account to help you save. Both combined into one monthly statement. |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 6.9 | 5.8 | 5.4 | 7.1 | 7.2 | 7.0 |
| St George bank accounts | 6.9 474 REVIEWS | 5.8 | 5.4 | 7.1 | 7.2 | 7.0 |
| Interest rate | Special interest rate | Account fee | Key features | |||
|---|---|---|---|---|---|---|
|
AMP's logo
AMP
First |
5.15% | 5.15% | $5.00 |
see more details |
5.15% interest rate from a transaction account for your everyday banking |
Like this account? Go to site |
|
NAB's logo
NAB
Classic Banking |
0.01% | $0.00 |
see more details |
Unlimited banking with no monthly account fees ever. |
Like this account? Go to site |
|
|
St George's logo
St George
SENSE Everyday |
0.00% | 4.85% | $5.00 |
see more details |
Two accounts combined: an Everyday transaction account for everyday banking and a Savings account to help you save. Both combined into one monthly statement. |
Like this account? Go to site |
|
Suncorp Bank's logo
Suncorp Bank
Everyday Options |
0.01% | 4.75% | $5.00 |
see more details |
An everyday account that links to multiple savings accounts. Option for a Visa Debit card. |
Like this account? Go to site |
|
ANZ's logo
ANZ
Access Advantage |
0.00% | $5.00 |
see more details |
Access your own money with Visa Debit, now protected by ANZ Falcon monitoring of transactions for unusual or suspicious activity |
Like this account? Go to site |
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 5.15% | 5.15% | $5.00 | 5.15% interest rate from a transaction account for your everyday banking |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 6.8 | 5.9 | 5.7 | 6.9 | 7.5 | 6.9 |
| AMP bank accounts | 7.9 13 REVIEWS | 8.1 | 8.3 | 7.6 | 6.8 | 8.5 |
| Tim from New South Wales, an AMP bank account customer. | 8Overall Rating | ||
| AMP offers a great interest rate on its everyday account. They don't have any branches but that doesn't worry me as I can't remember the last time I went in one :) Reviewed about 1 year ago |
|
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 0.01% | $0.00 | Unlimited banking with no monthly account fees ever. |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 6.8 | 5.9 | 5.7 | 6.9 | 7.5 | 6.9 |
| NAB bank accounts | 6.6 829 REVIEWS | 5.8 | 5.5 | 6.4 | 7.0 | 6.6 |
| Craig from Victoria, a NAB bank account customer. | 8Overall Rating | ||
| Nab have definitely killed the asterisk like that ad says. No fees, cool coloured cards and lots more ATMs now with Redi. Really like their new site too. Reviewed about 15 hours ago |
|
| Bruce from Queensland, a NAB bank account customer. | 8Overall Rating | ||
| Interest rates are comparable with other banks and the bank premises and staff are customer friendly. Reviewed 14 days ago |
|
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 0.00% | 4.85% | $5.00 | Two accounts combined: an Everyday transaction account for everyday banking and a Savings account to help you save. Both combined into one monthly statement. |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 6.8 | 5.9 | 5.7 | 6.9 | 7.5 | 6.9 |
| St George bank accounts | 6.9 474 REVIEWS | 5.8 | 5.4 | 7.1 | 7.2 | 7.0 |
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 0.01% | 4.75% | $5.00 | An everyday account that links to multiple savings accounts. Option for a Visa Debit card. |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 6.8 | 5.9 | 5.7 | 6.9 | 7.5 | 6.9 |
| Suncorp Bank bank accounts | 7.0 292 REVIEWS | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| A Mozo reviewer from Western Australia, a Suncorp Bank bank account customer. | 9Overall Rating | ||
| Product is fantastic, be wary that there are not many ATM's or Branches in WA. Reviewed 1 day ago |
|
| Kim from Queensland, a Suncorp Bank bank account customer. | 8Overall Rating | ||
| When my account is down to a few a dollars, they seem to suddenly charge me with small account keeping fees, which brings my account into overdrawn. Then they charge me $30 for being overdrawn! Reviewed 14 days ago |
|
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 0.00% | $5.00 | Access your own money with Visa Debit, now protected by ANZ Falcon monitoring of transactions for unusual or suspicious activity |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 6.8 | 5.9 | 5.7 | 6.9 | 7.5 | 6.9 |
| ANZ bank accounts | 6.8 1057 REVIEWS | 5.9 | 5.7 | 6.9 | 7.5 | 6.9 |
| Martin from Victoria, an ANZ bank account customer. | 9Overall Rating | ||
| Simple straight forward debit card and plenty of ANZ ATMs. No worries. Reviewed 1 day ago |
|
| A Mozo reviewer from Western Australia, an ANZ bank account customer. | 9Overall Rating | ||
| We pay no fees and they encouraged us to have an internet interest bearing account too for savings. They were great to deal with. Reviewed 1 day ago |
|
| Interest rate | Special interest rate | Account fee | Key features | |||
|---|---|---|---|---|---|---|
|
NAB's logo
NAB
Classic Banking |
0.01% | $0.00 |
see more details |
Unlimited banking with no monthly account fees ever |
Like this account? Go to site |
|
|
AMP's logo
AMP
First |
5.15% | 5.15% | $5.00 |
see more details |
5.15% interest rate from a transaction account for your everyday banking |
Like this account? Go to site |
|
ANZ's logo
ANZ
Access Advantage |
0.00% | $5.00 |
see more details |
Access your own money with Visa Debit, now protected by ANZ Falcon monitoring of transactions for unusual or suspicious activity |
Like this account? Go to site |
|
|
St George's logo
St George
SENSE Everyday |
0.00% | 4.85% | $5.00 |
see more details |
Two accounts combined: an Everyday transaction account for everyday banking and a Savings account to help you save. Both combined into one monthly statement. |
Like this account? Go to site |
|
Suncorp Bank's logo
Suncorp Bank
Everyday Options |
0.01% | 4.75% | $5.00 |
see more details |
Seamlessly link multiple high interest savings accounts (savings “sub” accounts) straight to your everyday account for free |
Like this account? Go to site |
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 0.01% | $0.00 | Unlimited banking with no monthly account fees ever |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| NAB bank accounts | 6.6 829 REVIEWS | 5.8 | 5.5 | 6.4 | 7.0 | 6.6 |
| Craig from Victoria, a NAB bank account customer. | 8Overall Rating | ||
| Nab have definitely killed the asterisk like that ad says. No fees, cool coloured cards and lots more ATMs now with Redi. Really like their new site too. Reviewed about 15 hours ago |
|
| Bruce from Queensland, a NAB bank account customer. | 8Overall Rating | ||
| Interest rates are comparable with other banks and the bank premises and staff are customer friendly. Reviewed 14 days ago |
|
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 5.15% | 5.15% | $5.00 | 5.15% interest rate from a transaction account for your everyday banking |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| AMP bank accounts | 7.9 13 REVIEWS | 8.1 | 8.3 | 7.6 | 6.8 | 8.5 |
| Tim from New South Wales, an AMP bank account customer. | 8Overall Rating | ||
| AMP offers a great interest rate on its everyday account. They don't have any branches but that doesn't worry me as I can't remember the last time I went in one :) Reviewed about 1 year ago |
|
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 0.00% | $5.00 | Access your own money with Visa Debit, now protected by ANZ Falcon monitoring of transactions for unusual or suspicious activity |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| ANZ bank accounts | 6.8 1057 REVIEWS | 5.9 | 5.7 | 6.9 | 7.5 | 6.9 |
| Martin from Victoria, an ANZ bank account customer. | 9Overall Rating | ||
| Simple straight forward debit card and plenty of ANZ ATMs. No worries. Reviewed 1 day ago |
|
| A Mozo reviewer from Western Australia, an ANZ bank account customer. | 9Overall Rating | ||
| We pay no fees and they encouraged us to have an internet interest bearing account too for savings. They were great to deal with. Reviewed 1 day ago |
|
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 0.00% | 4.85% | $5.00 | Two accounts combined: an Everyday transaction account for everyday banking and a Savings account to help you save. Both combined into one monthly statement. |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| St George bank accounts | 6.9 474 REVIEWS | 5.8 | 5.4 | 7.1 | 7.2 | 7.0 |
| Interest rate | Special interest rate | Account fee | Key features |
|---|---|---|---|
| 0.01% | 4.75% | $5.00 | Seamlessly link multiple high interest savings accounts (savings “sub” accounts) straight to your everyday account for free |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| Suncorp Bank bank accounts | 7.0 292 REVIEWS | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| A Mozo reviewer from Western Australia, a Suncorp Bank bank account customer. | 9Overall Rating | ||
| Product is fantastic, be wary that there are not many ATM's or Branches in WA. Reviewed 1 day ago |
|
| Kim from Queensland, a Suncorp Bank bank account customer. | 8Overall Rating | ||
| When my account is down to a few a dollars, they seem to suddenly charge me with small account keeping fees, which brings my account into overdrawn. Then they charge me $30 for being overdrawn! Reviewed 14 days ago |
|
| Interest rate | Account fee | Special interest rate | Key features | |||
|---|---|---|---|---|---|---|
|
NAB's logo
NAB
Classic Banking |
0.01% | $0.00 |
see more details |
NAB Visa Debit cards are available in black, red, white or pink |
Like this account? Go to site |
|
|
ANZ's logo
ANZ
Access Advantage |
0.00% | $5.00 |
see more details |
Access your own money with Visa Debit, now protected by ANZ Falcon monitoring of transactions for unusual or suspicious activity |
Like this account? Go to site |
|
|
St George's logo
St George
Complete Freedom |
0.01% | $5.00 |
see more details |
A Visa Debit Card so you can shop securely with your own money, online, at home or overseas |
Like this account? Go to site |
|
|
Suncorp Bank's logo
Suncorp Bank
Everyday Options |
0.01% | $5.00 | 4.75% |
see more details |
An everyday account that links to multiple savings accounts. Option for a Visa Debit card. |
Like this account? Go to site |
| Interest rate | Account fee | Special interest rate | Key features |
|---|---|---|---|
| 0.01% | $0.00 | NAB Visa Debit cards are available in black, red, white or pink |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| NAB bank accounts | 6.6 829 REVIEWS | 5.8 | 5.5 | 6.4 | 7.0 | 6.6 |
| Craig from Victoria, a NAB bank account customer. | 8Overall Rating | ||
| Nab have definitely killed the asterisk like that ad says. No fees, cool coloured cards and lots more ATMs now with Redi. Really like their new site too. Reviewed about 15 hours ago |
|
| Bruce from Queensland, a NAB bank account customer. | 8Overall Rating | ||
| Interest rates are comparable with other banks and the bank premises and staff are customer friendly. Reviewed 14 days ago |
|
| Interest rate | Account fee | Special interest rate | Key features |
|---|---|---|---|
| 0.00% | $5.00 | Access your own money with Visa Debit, now protected by ANZ Falcon monitoring of transactions for unusual or suspicious activity |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| ANZ bank accounts | 6.8 1057 REVIEWS | 5.9 | 5.7 | 6.9 | 7.5 | 6.9 |
| Martin from Victoria, an ANZ bank account customer. | 9Overall Rating | ||
| Simple straight forward debit card and plenty of ANZ ATMs. No worries. Reviewed 1 day ago |
|
| A Mozo reviewer from Western Australia, an ANZ bank account customer. | 9Overall Rating | ||
| We pay no fees and they encouraged us to have an internet interest bearing account too for savings. They were great to deal with. Reviewed 1 day ago |
|
| Interest rate | Account fee | Special interest rate | Key features |
|---|---|---|---|
| 0.01% | $5.00 | A Visa Debit Card so you can shop securely with your own money, online, at home or overseas |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| St George bank accounts | 6.9 474 REVIEWS | 5.8 | 5.4 | 7.1 | 7.2 | 7.0 |
| Interest rate | Account fee | Special interest rate | Key features |
|---|---|---|---|
| 0.01% | $5.00 | 4.75% | An everyday account that links to multiple savings accounts. Option for a Visa Debit card. |
| Product Type | Overall | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Overall | 7.0 | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| Suncorp Bank bank accounts | 7.0 292 REVIEWS | 6.3 | 6.2 | 7.5 | 7.5 | 7.4 |
| A Mozo reviewer from Western Australia, a Suncorp Bank bank account customer. | 9Overall Rating | ||
| Product is fantastic, be wary that there are not many ATM's or Branches in WA. Reviewed 1 day ago |
|
| Kim from Queensland, a Suncorp Bank bank account customer. | 8Overall Rating | ||
| When my account is down to a few a dollars, they seem to suddenly charge me with small account keeping fees, which brings my account into overdrawn. Then they charge me $30 for being overdrawn! Reviewed 14 days ago |
|
Overall rating: 8 / 10
Nab have definitely killed the asterisk like that ad says. No fees, cool coloured cards and lots more ATMs now with Redi. Really like their new site too.
–
Craig from Victoria
| Kelly from Victoria, a BankSA bank account customer. | 3Overall Rating | ||
| There are so few Bank of SA Atm's and branches in Victoria, and yet they still charge like a wounded bull to use other banks ATMs! Reviewed about 2 hours ago |
|
| A Mozo reviewer from Victoria, a Bendigo Bank bank account customer. | 10Overall Rating | ||
| Bendigo Bank is a great bank, wonderful staff. Products are average and in line with markets (not always the best prices), but the customer service makes up for this by far. Plus, this is understandable as they ar a smaller bank. Reviewed about 2 hours ago |
|
| A Mozo reviewer from New South Wales, a Westpac bank account customer. | 3Overall Rating | ||
| Set up in 2003 for internet banking to avoid over cheque fees. Over time, charges started to appear for using internet. In 2006 monthly fee was $3.50.This now runs at $6.50 monthly, now with added charge for every internet transaction. My usage of this account has not varied. How can increased charges be justified? Reviewed about 2 hours ago |
|
Whether you’re looking for low fee bank accounts, online bank accounts or high interest bank accounts, Mozo can guide you through the banking maze.
Our bank accounts database lets you quickly compare bank accounts by fees and features, and covers hundreds of accounts from major banks, regional banks and credit unions.
You can also read bank account reviews from real customers around Australia to get the inside story on everything from bank fees to customer service.
Bank account comparison
Before you compare bank accounts, it helps to make a quick list of the features and access you need for your day-to-day banking.
Questions to ask include: How many transactions do you make each month? Do you want extras like a debit card or a cheque book? Do you require convenient branch access?
Our nifty comparison tools let you quickly filter and compare bank accounts by your desired features to help you find the best bank accounts for your needs. You can shortlist and compare your selection side-by-side.
Finding the right bank account
If you make a large number of ATM and EFTPOS transactions each month, compare bank accounts that give you unlimited electronic transactions for one low monthly fee. These days some accounts even offer unlimited transactions with no monthly fees.
Those who intend to maintain a high account balance from month to month should consider a high interest bank account that pays a good interest on your money, while still giving you all the convenience of a regular everyday transaction account.
With Mozo you can compare bank accounts by interest rate, monthly account fee, monthly free transactions and more.





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