based on 30 Up banking product reviews as rated by Mozo community

Up bank accounts

The Everyday Account from Up is jam-packed full of useful features for Aussie customers - and it's fee-free! Up's bank account was also named a Mozo Experts Choice Award winner in 2021 in the Exceptional Everyday Account category, and Up's app (which you can use to access its bank account) has taken out back-to-back awards for Excellent Banking App.

Up offers the following bank accounts

Rates and fees verified as correct at 22 October, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

How are Up bank accounts rated?

Mozo users have rated Up bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
Up bank accounts
Overall
Price
Features
Customer service
Convenience
Trust

22 Reviews

Recent Up bank account reviews

Up Bank Account
Overall 10/10
Best bank ever

Favourite features are: pay splitting into savers, their new joint accounts, the fact you can just sms them in the app and real humans message back, their easy savings set ups (which I use as temp holding accounts for upcoming bills due to the ease of set up and closing), the instant transaction history (not waiting for days for things to appear). Looking forward to when home loans also become available next year.

Read full review

Favourite features are: pay splitting into savers, their new joint accounts, the fact you can just sms them in the app and real humans message back, their easy savings set ups (which I use as temp holding accounts for upcoming bills due to the ease of set up and closing), the instant transaction history (not waiting for days for things to appear). Looking forward to when home loans also become available next year.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kelly, Queensland, reviewed 10 days ago
Up Everyday Account
Overall 1/10
Don't join Up Bank

Totally inconvenienced when I needed to make a withdrawal. Made to take a selfie for security...?! Unacceptable. Withdrawing my money ASAP and cancelling account.

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Totally inconvenienced when I needed to make a withdrawal. Made to take a selfie for security...?! Unacceptable. Withdrawing my money ASAP and cancelling account.

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Lorraine, New South Wales, reviewed about 1 month ago
Up Everyday Account
Overall 10/10
Up- the best bank

I would highly recommend up banking for anyone who is looking for a low- no fee easy going bank! They are the best!

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I would highly recommend up banking for anyone who is looking for a low- no fee easy going bank! They are the best!

Price
9/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Keiena, Queensland, reviewed about 2 months ago
Up Everyday Account
Overall 10/10
Great bank, Highly recommend

I love everything about up. Their app is simple and easy to use.

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I love everything about up. Their app is simple and easy to use.

Price
8/10
Features
9/10
Customer service
8/10
Convenience
10/10
Trust
8/10
Less
Kylie, Queensland, reviewed 3 months ago

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