based on 34 Up banking product reviews as rated by Mozo community

Up bank accounts

The Everyday Account from Up is jam-packed full of useful features for Aussie customers - and it's fee-free! With an award-winning app to boot, Up's bank account was also named a Mozo Experts Choice Award winner in 2022 in the Exceptional Everyday Account category.

Up offers the following bank accounts

Rates and fees verified as correct at 17 May 2022. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.50% p.a.

How are Up bank accounts rated?

Mozo users have rated Up bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
Up bank accounts
Overall
Price
Features
Customer service
Convenience
Trust

25 Reviews

Recent Up bank account reviews

Up Everyday Account
Overall 1/10
Nothing ever works properly

Card stop working accounts not registering properly and when I try to get assistance from customer support on the up app it's takes days for them to reply

Read full review

Card stop working accounts not registering properly and when I try to get assistance from customer support on the up app it's takes days for them to reply

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Luke, Queensland, reviewed 3 months ago
Up Everyday Account
Overall 10/10
I have not one bad thing to say about UpBank 10/10

Up Bank is thee best bank I have ever been with or even dealt with. They are professional, fast and very helpful! I will and always do recommend Up Bank to everyone.

Read full review

Up Bank is thee best bank I have ever been with or even dealt with. They are professional, fast and very helpful! I will and always do recommend Up Bank to everyone.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Lacey, Western Australia, reviewed 4 months ago
Up Everyday Account
Overall 10/10
The best banking app out there.

I absolutely love up banking. I have closed all my other banking accounts with my previous bank and have all my finance needs through up. The banking app is by far the ant's pants, it's so amazing and easy to navigate it makes banking fun with all its games and savings accounts and it also has games and 2up banking for joint accounts or shared bills and expenses. It's terrific I can not recommend up banking enough. The inly con would be their is no branches but that is not a problem for me as everything I need is in the app or customer service is just a phone call away and I can use any major ATM for cash withdrawals. Changing to up was the best decision I have ever made.

Read full review

I absolutely love up banking. I have closed all my other banking accounts with my previous bank and have all my finance needs through up. The banking app is by far the ant's pants, it's so amazing and easy to navigate it makes banking fun with all its games and savings accounts and it also has games and 2up banking for joint accounts or shared bills and expenses. It's terrific I can not recommend up banking enough. The inly con would be their is no branches but that is not a problem for me as everything I need is in the app or customer service is just a phone call away and I can use any major ATM for cash withdrawals. Changing to up was the best decision I have ever made.

Price
8/10
Features
10/10
Customer service
9/10
Convenience
9/10
Trust
10/10
Less
Samantha, Queensland, reviewed 5 months ago
Up Bank Account
Overall 10/10
Best bank ever

Favourite features are: pay splitting into savers, their new joint accounts, the fact you can just sms them in the app and real humans message back, their easy savings set ups (which I use as temp holding accounts for upcoming bills due to the ease of set up and closing), the instant transaction history (not waiting for days for things to appear). Looking forward to when home loans also become available next year.

Read full review

Favourite features are: pay splitting into savers, their new joint accounts, the fact you can just sms them in the app and real humans message back, their easy savings set ups (which I use as temp holding accounts for upcoming bills due to the ease of set up and closing), the instant transaction history (not waiting for days for things to appear). Looking forward to when home loans also become available next year.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kelly, Queensland, reviewed 7 months ago

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