based on 123 Up product reviews as rated by Mozo community

Up bank accounts

The Everyday Account from Up is jam-packed full of useful features for Aussie customers - and it's fee-free! 

Up offers the following bank accounts

Rates and fees verified as correct at 18 April 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Account fee Payment options Interest rate
Everyday Account

$0.00

Apple Pay, Google Wallet, PayID, Samsung Pay

0% p.a.

How are Up bank accounts rated?

Mozo users have rated Up bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

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Up bank accounts
Overall
Price
Features
Customer service
Convenience
Trust

86 Reviews

Recent Up bank account reviews

Up Everyday Account
Overall 2/10
UP isn’t good for aboard, doesn't has 24h service

I thought it was good when I signed it up before my oversea trip to Europe. It start ok; I event referred a friend to join. but there were few times my purchase were declined event it was a small amount (including an international brand hotel payment). then I informed UP that I was in oversea and asked them don’t block my transactions. But when I was making a major purchasing it was blocked again. I tried to contact UP, after one hour waited on line, I was told that they had finished for the day, and asked me to contact them next day. Because I had transferred all my money to UP for this purchase and I couldn’t transfer it out (had to wait to next day). And I had not money to finalise my purchase. As a result I had not choice but loss A$2000 and used another way of payment.

Read full review

I thought it was good when I signed it up before my oversea trip to Europe. It start ok; I event referred a friend to join. but there were few times my purchase were declined event it was a small amount (including an international brand hotel payment). then I informed UP that I was in oversea and asked them don’t block my transactions. But when I was making a major purchasing it was blocked again. I tried to contact UP, after one hour waited on line, I was told that they had finished for the day, and asked me to contact them next day. Because I had transferred all my money to UP for this purchase and I couldn’t transfer it out (had to wait to next day). And I had not money to finalise my purchase. As a result I had not choice but loss A$2000 and used another way of payment.

Price
5/10
Features
5/10
Customer service
1/10
Convenience
5/10
Trust
1/10
Less
Hui, New South Wales, reviewed 16 days ago
Up Everyday Account
Overall 10/10
Excellent all round

This bank made me care about banking! My previous bank was just a place my pay went in and I withdrew it. Up has lower fees, higher interest, and helps me learn about managing money and meeting savings goals. The app is very slick and easy to use. Customer support is lovely - I once had to replace a stolen card and they were very prompt and helpful. 10/10

Read full review

This bank made me care about banking! My previous bank was just a place my pay went in and I withdrew it. Up has lower fees, higher interest, and helps me learn about managing money and meeting savings goals. The app is very slick and easy to use. Customer support is lovely - I once had to replace a stolen card and they were very prompt and helpful. 10/10

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Troy, Victoria, reviewed 30 days ago
Up Everyday Account
Overall 10/10
Kylie

Very quick on answering any questions and very good on bank fees to

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Very quick on answering any questions and very good on bank fees to

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kylie, Victoria, reviewed 30 days ago
Up Bank Account
Overall 8/10
Great, but don't subscribe!

Recently UP have introduced a subscription model that sets a dangerous precedent. Do away with bank fees but bring in a subscription.....

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Recently UP have introduced a subscription model that sets a dangerous precedent. Do away with bank fees but bring in a subscription.....

Price
7/10
Features
7/10
Customer service
9/10
Convenience
10/10
Trust
8/10
Less
Alana, Queensland, reviewed 30 days ago
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