based on 2087 ME banking product reviews as rated by Mozo community

ME bank accounts

ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. Originally created by Australia's leading super funds and now owned by Bank of Queensland, ME has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.

ME offers the following bank accounts

Rates and fees verified as correct at 03 December, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Everyday Transaction Account

$0.00

Apple Pay

0% p.a.

How are ME bank accounts rated?

Mozo users have rated ME bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
ME bank accounts
Overall
Price
Features
Customer service
Convenience
Trust

240 Reviews

Recent ME bank account reviews

ME Everyday Transaction Account
Overall 1/10
Years and years behind competitors

Aside from the couple of times I have just not been able to login for 1-2 days due to maintenance, this bank is right up there with the top banks of 5-10 years ago. - You can't pay with payID (this option has been coming soon for 1+ years since I asked) - The app is awful - They have no customer chat function (you have to call! lol). There is a 'Message' function in netbank but if you take time writing a message it doesn't send when you click submit because you need to login again and the draft message is just gone haha. - I applied for a credit card and it still hasn't arrived (it has been 12 days!). I'd say the biggest reason for the delay is that it took 6 days to be approved even though I am a customer so they already know how much money I have after expenses. - They emailed me to say the account was ready to use before the card arrived and that is not true (you need the card number to activate the online account)

Read full review

Aside from the couple of times I have just not been able to login for 1-2 days due to maintenance, this bank is right up there with the top banks of 5-10 years ago. - You can't pay with payID (this option has been coming soon for 1+ years since I asked) - The app is awful - They have no customer chat function (you have to call! lol). There is a 'Message' function in netbank but if you take time writing a message it doesn't send when you click submit because you need to login again and the draft message is just gone haha. - I applied for a credit card and it still hasn't arrived (it has been 12 days!). I'd say the biggest reason for the delay is that it took 6 days to be approved even though I am a customer so they already know how much money I have after expenses. - They emailed me to say the account was ready to use before the card arrived and that is not true (you need the card number to activate the online account)

Features
1/10
Customer service
6/10
Convenience
1/10
Trust
1/10
Less
Dan, Victoria, reviewed 1 day ago
ME Everyday Transaction Account
Overall 3/10
I'm an employee. Good intention. Bad execution.

I'm an employee. Don't bank with ME. Severely limited with what you can do.

Read full review

I'm an employee. Don't bank with ME. Severely limited with what you can do.

Price
9/10
Features
1/10
Customer service
9/10
Convenience
2/10
Trust
5/10
Less
Donald, Victoria, reviewed 2 months ago
ME Bank Account
Overall 10/10
Recommending ME Bank as fair and customer focussed

Have found the Customer Service very helpful, polite and fast to respond. Have had no problems at all.

Read full review

Have found the Customer Service very helpful, polite and fast to respond. Have had no problems at all.

Price
10/10
Features
7/10
Customer service
8/10
Convenience
9/10
Trust
10/10
Less
Ingeborg, New South Wales, reviewed 2 months ago
ME Bank Account
Overall 1/10
Worst bank! Not worth the headaches.

Worst bank I’ve ever been with. Always down for maintenance with sometimes no warning, and you can’t access or see any of your bank accounts or money for sometimes up to 2 days. The amount of time I’ve been left stranded because I can’t access my account is actually ridiculous. Transferring money from mebank to any other account takes 24hrs+ I’ve transferred money on a Monday and haven’t had it arrive in another account until the following Tuesday. It’s literally the worst bank. Go with any other bank you’ll save yourself so much time and headaches. The amount of times I’ve called up because I legit can’t get into my account and I’m in the middle of no where needing to put petrol in my car, and the customer support have no idea why the whole system is down is messed up. This happens at least once a month and leaves me wondering why I haven’t changed banks yet every time.

Read full review

Worst bank I’ve ever been with. Always down for maintenance with sometimes no warning, and you can’t access or see any of your bank accounts or money for sometimes up to 2 days. The amount of time I’ve been left stranded because I can’t access my account is actually ridiculous. Transferring money from mebank to any other account takes 24hrs+ I’ve transferred money on a Monday and haven’t had it arrive in another account until the following Tuesday. It’s literally the worst bank. Go with any other bank you’ll save yourself so much time and headaches. The amount of times I’ve called up because I legit can’t get into my account and I’m in the middle of no where needing to put petrol in my car, and the customer support have no idea why the whole system is down is messed up. This happens at least once a month and leaves me wondering why I haven’t changed banks yet every time.

Price
1/10
Features
1/10
Customer service
3/10
Convenience
1/10
Trust
3/10
Less
Imani, New South Wales, reviewed 2 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Bank account quick links