8.4 / 10

based on 2056 ME reviews as rated by Mozo community

ME bank accounts

ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. ME was created by Australia's leading super funds and has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.

ME offers the following bank accounts

Rates and fees verified as correct at 14 April, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Everyday Transaction Account

$0.00

Apple Pay

0% p.a.

How are ME bank accounts rated?

Mozo users have rated ME bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
ME bank accounts
Overall
8.4/10
Price
Features
Customer service
Convenience
Trust

230 Reviews

Recent ME bank account reviews

ME Everyday Transaction Account review
Overall 5/10
Ten days for a cheque to clear - ridiculous

I've been banking with ME for at least 15 years. Their products have generally been good. However, if you're banking a cheque with ME be prepared for an extraordinarily long wait for the funds to clear. On the Monday 1st February, I deposited a cheque from NSW RMS (a motor vehicle registration refund) into my Everyday Account via the Post Office. On 6th of February the funds had not cleared so I contacted ME Bank and was informed that the cheque should clear by Tuesday 9th - 8 days! On the Tuesday the funds still hadn't cleared so I called ME again. Their reason this time was that they only have the "cheque clearance people come in twice a week" and that cheques take ten days to clear. I'm sorry but ten days to clear a cheque? This is 2021. ME Bank may be a 'small' bank in the scheme of things but really need to lift their game if they want to remain competitive.

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I've been banking with ME for at least 15 years. Their products have generally been good. However, if you're banking a cheque with ME be prepared for an extraordinarily long wait for the funds to clear. On the Monday 1st February, I deposited a cheque from NSW RMS (a motor vehicle registration refund) into my Everyday Account via the Post Office. On 6th of February the funds had not cleared so I contacted ME Bank and was informed that the cheque should clear by Tuesday 9th - 8 days! On the Tuesday the funds still hadn't cleared so I called ME again. Their reason this time was that they only have the "cheque clearance people come in twice a week" and that cheques take ten days to clear. I'm sorry but ten days to clear a cheque? This is 2021. ME Bank may be a 'small' bank in the scheme of things but really need to lift their game if they want to remain competitive.

Customer service
7/10
Convenience
9/10
Trust
6/10
Less
Mick, New South Wales, reviewed 2 months ago
ME Everyday Transaction Account review
Overall 4/10
Not for ME.

I joined ME Bank because of their competitive savings interest rates, which have unfortunately reduced quite a bit recently as they have at almost every bank. It is no longer the most competitive rate, so I've moved. Their app needs serious work, and is always experiencing dropouts. I'm currently on the phone with customer service trying to close the account. I've spent an hour on hold so far, wish me luck!

Read full review

I joined ME Bank because of their competitive savings interest rates, which have unfortunately reduced quite a bit recently as they have at almost every bank. It is no longer the most competitive rate, so I've moved. Their app needs serious work, and is always experiencing dropouts. I'm currently on the phone with customer service trying to close the account. I've spent an hour on hold so far, wish me luck!

Price
4/10
Customer service
2/10
Convenience
4/10
Trust
8/10
Less
Ryan, Victoria, reviewed 2 months ago
ME Everyday Transaction Account review
Overall 1/10
Useless.

They can’t set up an account to save themselves. I set up a joint account with my partner. His profile and set up was seamless. Mine appeared to have been corrupted and for some reason was set up under account details I’ve never been provided Customer service was incompetent, it’s been over a month and I’m still waiting on it being fixed in ‘a couple of days.’ No way of paying bills, transferring funds or generally banking unless I ask my partner to do it for me. l assume this is what it was like for women in the 1950s. Worst bank I’ve ever dealt with, never bank with them.

Read full review

They can’t set up an account to save themselves. I set up a joint account with my partner. His profile and set up was seamless. Mine appeared to have been corrupted and for some reason was set up under account details I’ve never been provided Customer service was incompetent, it’s been over a month and I’m still waiting on it being fixed in ‘a couple of days.’ No way of paying bills, transferring funds or generally banking unless I ask my partner to do it for me. l assume this is what it was like for women in the 1950s. Worst bank I’ve ever dealt with, never bank with them.

Customer service
1/10
Trust
1/10
Less
Naomi, Western Australia, reviewed 3 months ago
ME Bank Account review
Overall 7/10
Good bank for ME.

Good customer service and bonus interest.

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Good customer service and bonus interest.

Price
8/10
Features
7/10
Customer service
9/10
Convenience
5/10
Trust
9/10
Less
Kristine, Northern Territory, reviewed 4 months ago

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