based on 2132 ME product reviews as rated by Mozo community

ME bank accounts

ME stands for a new kind of banking - one that's fairer, more transparent and is committed to great deals for its customers. Originally created by Australia's leading super funds and now owned by Bank of Queensland, ME has award-winning home loans and term deposits, low-cost savings accounts, country-wide ATM access and banking experts that come to you at your convenience.

ME offers the following bank accounts

Rates and fees verified as correct at 19 March 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Account fee Payment options Interest rate
SpendME Transaction Account

$0.00

Apple Pay, Google Wallet, PayID, Samsung Pay

0% p.a.

How are ME bank accounts rated?

Mozo users have rated ME bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

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ME bank accounts
Overall
Price
Features
Customer service
Convenience
Trust

259 Reviews

Recent ME bank account reviews

ME SpendME Transaction Account
Overall 9/10
Simple and fee free

Convenient, simple, no fees, and I mean NO fees, not even when you take money out of the random servo ATM that costs $6. They always refund the fee if you have to pay. Only thing they really need to improve is being able to edit automatic transfers instead of having to delete them and reenter them every time you have to update it.

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Convenient, simple, no fees, and I mean NO fees, not even when you take money out of the random servo ATM that costs $6. They always refund the fee if you have to pay. Only thing they really need to improve is being able to edit automatic transfers instead of having to delete them and reenter them every time you have to update it.

Price
9/10
Features
8/10
Customer service
8/10
Convenience
10/10
Trust
9/10
Less
Bec, New South Wales, reviewed 3 months ago
ME SpendME Transaction Account
Overall 1/10
Worst banking experience ever

Constantly on hold for over 30 minutes, as a customer with 2 home loans and several daily transaction and savings accounts. I’ve had enough and re-financing elsewhere at considerably better rates. Only problem is conveniently I can’t get through to obtain a discharge form… I’ll try the ombudsman. Will never go near them again, after so many negative experiences it’s not funny. bye!

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Constantly on hold for over 30 minutes, as a customer with 2 home loans and several daily transaction and savings accounts. I’ve had enough and re-financing elsewhere at considerably better rates. Only problem is conveniently I can’t get through to obtain a discharge form… I’ll try the ombudsman. Will never go near them again, after so many negative experiences it’s not funny. bye!

Price
1/10
Features
1/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Tom, Victoria, reviewed 3 months ago
ME Bank Account
Overall 8/10
would recommend

ros include competitive interest rates in both loans and savings, digital banking services, and ethical and responsible banking with good customer service. Cons include their limited physical presence (I live in Brisbane where there is no longer a branch). And limited international services.

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ros include competitive interest rates in both loans and savings, digital banking services, and ethical and responsible banking with good customer service. Cons include their limited physical presence (I live in Brisbane where there is no longer a branch). And limited international services.

Price
8/10
Features
10/10
Customer service
8/10
Convenience
5/10
Trust
9/10
Less
Michelle, Queensland, reviewed 4 months ago
ME SpendME Transaction Account
Overall 8/10
No ATM fees

I really enjoyed moving over to me bank. At first, not having access to a branch once we moved from Melbourne was a bit annoying, but the no fee ATM usage makes up for it for sure. I rarely have to deposit cash anyways.

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I really enjoyed moving over to me bank. At first, not having access to a branch once we moved from Melbourne was a bit annoying, but the no fee ATM usage makes up for it for sure. I rarely have to deposit cash anyways.

Price
8/10
Features
6/10
Customer service
7/10
Convenience
8/10
Less
Aaron, New South Wales, reviewed 4 months ago
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