ME bank accounts

Aside from the couple of times I have just not been able to login for 1-2 days due to maintenance, this bank is right up there with the top banks of 5-10 years ago. - You can't pay with payID (this option has been coming soon for 1+ years since I asked) - The app is awful - They have no customer chat function (you have to call! lol). There is a 'Message' function in netbank but if you take time writing a message it doesn't send when you click submit because you need to login again and the draft message is just gone haha. - I applied for a credit card and it still hasn't arrived (it has been 12 days!). I'd say the biggest reason for the delay is that it took 6 days to be approved even though I am a customer so they already know how much money I have after expenses. - They emailed me to say the account was ready to use before the card arrived and that is not true (you need the card number to activate the online account)

I'm an employee. Don't bank with ME. Severely limited with what you can do.

Have found the Customer Service very helpful, polite and fast to respond. Have had no problems at all.

Worst bank I’ve ever been with. Always down for maintenance with sometimes no warning, and you can’t access or see any of your bank accounts or money for sometimes up to 2 days. The amount of time I’ve been left stranded because I can’t access my account is actually ridiculous. Transferring money from mebank to any other account takes 24hrs+ I’ve transferred money on a Monday and haven’t had it arrive in another account until the following Tuesday. It’s literally the worst bank. Go with any other bank you’ll save yourself so much time and headaches. The amount of times I’ve called up because I legit can’t get into my account and I’m in the middle of no where needing to put petrol in my car, and the customer support have no idea why the whole system is down is messed up. This happens at least once a month and leaves me wondering why I haven’t changed banks yet every time.