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  • NAB Classic Banking

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    bank accounts

    • Classic Banking card from NAB
    • nab, rediATM

    • Visa Debit or
      EFTPOS

    Fees

    Account fee
    $0.00
    Account fee waiver
    none
    Free transactions per month
    unlimited free transactions from own-bank ATM, Visa Debit, OTC deposit/withdrawal, eftpos, phone, internet.
    Network ATM fee
    $0.00
    ATM networks
    nab, rediATM
    Other bank ATM fee
    $0.00
    Over the counter deposit fee
    $0.00
    Over the counter withdrawal fee
    $0.00
    Eftpos fee
    $0.00
    Phone fee
    $0.00
    Internet fee
    $0.00
    Cheque fee
    $0.00
    Overseas ATM fees
    $4.00
    Foreign exchange commission
    2.00%

    Rates

    Rates
    Balances from $0: 0.01%pa
    Special Rates
    none
    Special rate conditions
    none

    Features

    Daily atm withdrawal limit
    $1,000.00
    Eftpos card
    yes
    Mastercard debit card
    no
    Visa debit card
    yes
    Branch access
    yes
    Cheque book
    yes
    BPAY
    yes
    Australia post banking
    yes
    Other restrictions
    none
    Other benefits
    Choice of black, red, white or pink debit card; 90 day Purchase Protection Insurance. Business payments card available; No monthly fee for the card, use own funds, multiple cards, individual spend limits.

    Other financial bits

    Minimum opening deposit
    $1.00
    Minimum balance
    $0.00

    About NAB

    National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB’s changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

    How are NAB bank accounts rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    NAB bank accounts 7.5 Based on 240
    NAB bank account reviews
    7.4 6.5 7.2 8.0 7.5

    Read NAB bank account reviews by the Mozo community

    Latest reviews of NAB Classic Banking

      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        Amazing products, security and unbeatable service.

          1. Overall customer rating
          2. (Reviewed about 9 hours ago)

        I truly believe that the NAB is the perfect balance between cutting edge technology in the way they make their services and product available as well as ensuring the highest level of security for their clients. I think that the security options ca...       Full review 

        I truly believe that the NAB is the perfect balance between cutting edge technology in the way they make their services and product available as well as ensuring the highest level of security for their clients. I think that the security options can tend to work against the customer at times however the NAB classic banking and debit credit card option is not only a versatile but convenient way to bank! The NAB in my opinion has the best products on the market and cater for a greater age and economic range.


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        NAB Classic Banking debit card review by Shadi from Victoria

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        Yes
      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        Convenient locations and friendly staff!

          1. Overall customer rating
          2. (Reviewed about 11 hours ago)

        Due to personal circumstances, I was having trouble my finances. I had fallen behind with paying many bills and needed assistance. I saw my bank manager and NAB came to the rescue. They helped me to re-organize my financial situation and with t...       Full review 

        Due to personal circumstances, I was having trouble my finances. I had fallen behind with paying many bills and needed assistance. I saw my bank manager and NAB came to the rescue. They helped me to re-organize my financial situation and with their help I was able to get back on top once more. Thanks to their assistance, I am now debt (and stress) free.


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        NAB Classic Banking debit card review by Leslie from South Australia

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        Yes
      • NAB Classic Banking *

        * Fees and charges are payable

        Show Fees

        ZERO ACCOUNT KEEPING FEES!!! The best!!!

          1. Overall customer rating
          2. (Reviewed about 11 hours ago)

        The NAB Classing Banking account is AWESOME because there are no monthly account keeping fees! I made the switch to NAB a few years ago when I went travelling because my bank did not offer a suitable account to use overseas. I'm so glad I changed ...       Full review 

        The NAB Classing Banking account is AWESOME because there are no monthly account keeping fees! I made the switch to NAB a few years ago when I went travelling because my bank did not offer a suitable account to use overseas. I'm so glad I changed banks, I just wish I had done it sooner to save on all those HORRIBLE account keeping fees! They are unnecessary, just ask NAB! :)


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        NAB Classic Banking bank account review by Belinda from Western Australia

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        Yes
      • NAB Classic Banking *

        * Fees and charges are payable

        Show Fees

        Quick and easy to navigate website

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        I do internet banking. Very easy to navigate the website. Emails are sent regarding new products or website updates or alerts. One of the quickest and easiest banking websites I have ever used.       Full review 

        I do internet banking. Very easy to navigate the website. Emails are sent regarding new products or website updates or alerts. One of the quickest and easiest banking websites I have ever used.


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        NAB Classic Banking bank account review by Amanda from Queensland

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        Yes
      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        No overdraw fees. plenty of atms

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        I switched from Suncorp to NAB about 2 years ago because I was sick of overdrawing fees being $40+. It was hard when I wasn't on top of my bills and being on a budget. My sister suggested NAB and they abolished overdrawing fees not long after I jo...       Full review 

        I switched from Suncorp to NAB about 2 years ago because I was sick of overdrawing fees being $40+. It was hard when I wasn't on top of my bills and being on a budget. My sister suggested NAB and they abolished overdrawing fees not long after I joined them which made it a lot less stressful as you do have the occasional bad week with bills and other expenses. I get 5% interest p.a with my savings account and ATM's fee's aren't a problem since rediATM's are everywhere. If they aren't any there is usually a NAB ATM close-by. Overall I'm quite pleased with the current state of the bank and how they operate and I'm sure I will be using them for a long time to come.


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        NAB Classic Banking debit card review by Allen from Queensland

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        Yes
      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        Easy peasy, service always breezy

          1. Overall customer rating
          2. (Reviewed 6 days ago)

        I like the Nab Debit card because there are no hidden fees and basically I never have to worry about it, which works well in my busy life because I have plenty of more important things to worry about. Oh and the choice of colours for your card is...       Full review 

        I like the Nab Debit card because there are no hidden fees and basically I never have to worry about it, which works well in my busy life because I have plenty of more important things to worry about. Oh and the choice of colours for your card is a nice bonus to make a little bit more fun in your purse :)


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        NAB Classic Banking debit card review by Georgia from Victoria

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        Yes
      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        Great customer service and options to suit you!

          1. Overall customer rating
          2. (Reviewed 6 days ago)

        NAB has great banking options. I Love that my Isaver (saving account) is connected so i can transfer money between the two accounts instantly! I also love that when I went overseas they swapped it to a Gold card where I had no international transa...       Full review 

        NAB has great banking options. I Love that my Isaver (saving account) is connected so i can transfer money between the two accounts instantly! I also love that when I went overseas they swapped it to a Gold card where I had no international transaction fees. The staff are so helpful and I am so glad I switched banks last year!!!


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        NAB Classic Banking debit card review by Kelsey from South Australia

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        Yes
      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        Not happy with the customer service

          1. Overall customer rating
          2. (Reviewed 6 days ago)

        I have been dissatisfied with the in branch customer service I received. I made an appointment a few months ago to talk with someone about my best options in opening a new account to start saving for a house. I arrived for my appointment to be adv...       Full review 

        I have been dissatisfied with the in branch customer service I received. I made an appointment a few months ago to talk with someone about my best options in opening a new account to start saving for a house. I arrived for my appointment to be advised a walk in who was enquiring about a home loan had taken my appointment & I was expected to wait 20-30mins to see the person I had originally made the appointment with. It appeared to me that as I did not have the money then & there & was not in a position to sign on the dotted line I was regarded as less of a priority. Both my partner & I have been a customer of NAB for many years & both of us are looking to take our business elsewhere & will apply for our home loan with another lender when the time comes.


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        NAB Classic Banking debit card review by Jenna from New South Wales

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        Yes
      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        Easy, no fees, great mobile banking app.

          1. Overall customer rating
          2. (Reviewed 6 days ago)

        Convenient, easy, quick sign up, helpful branch, no drama. Free of fees. Extra accounts no extra. Mobile banking excellent and easy to use on iphone.       Full review 

        Convenient, easy, quick sign up, helpful branch, no drama. Free of fees. Extra accounts no extra. Mobile banking excellent and easy to use on iphone.


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        NAB Classic Banking debit card review by Lynette from Queensland

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        Yes
      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        Good

          1. Overall customer rating
          2. (Reviewed 7 days ago)

        Recently changed to NAB. Customer service AAA. Interest rate only 1% for first 6 months Free $50 for establishing new accounts.       Full review 

        Recently changed to NAB. Customer service AAA. Interest rate only 1% for first 6 months Free $50 for establishing new accounts.


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        NAB Classic Banking debit card review by Doug from Queensland

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        Yes
      • NAB Classic Banking *

        * Fees and charges are payable

        Show Fees

        Good rates but not happy with customer service.

          1. Overall customer rating
          2. (Reviewed 7 days ago)

        Staff were not helpful when there were issues with account. Also had banked with them for a long time and wouldn't give home loan even though had a good track record with them and met criteria as we were approved at a number of other banks. Find i...       Full review 

        Staff were not helpful when there were issues with account. Also had banked with them for a long time and wouldn't give home loan even though had a good track record with them and met criteria as we were approved at a number of other banks. Find it sad that there was no customer loyalty.


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        NAB Classic Banking bank account review by Emma from Queensland

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        Yes
      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        Helpful with a smile...as a bank should be!

          1. Overall customer rating
          2. (Reviewed 7 days ago)

        You hear all the time about the banks taking our money, but I come from a smaller town where the banking is made easy, the staff know you by name, being a student they give you tips on how to avoid fees and support community events to help make th...       Full review 

        You hear all the time about the banks taking our money, but I come from a smaller town where the banking is made easy, the staff know you by name, being a student they give you tips on how to avoid fees and support community events to help make them the best they can be. Sure they are there to promote themselves, but without their support many local events wouldn't be as successful. Knowing this particular branch supports myself and the community make it easier and less hassle to maintain a ties with the bank...plus I don't mind the pink debit card!!


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        NAB Classic Banking debit card review by Danielle from New South Wales

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        Yes
      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        Extremely bad customer service.

          1. Overall customer rating
          2. (Reviewed 8 days ago)

        NAB employees don't contact customers to advise what entitlements are available when using debit cards. I have never been contacted by NAB concerning my debit card.       Full review 

        NAB employees don't contact customers to advise what entitlements are available when using debit cards. I have never been contacted by NAB concerning my debit card.


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        NAB Classic Banking debit card review by Anna from Victoria

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      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        Excellent customer service and security.

          1. Overall customer rating
          2. (Reviewed 12 days ago)

        I like NAB classical a/c product first of all, it is free to open your account. and this is so good that you do not have to pay a single penny for everyday ATM access and it accepts zero balance. However, I had to admit that there are some limit...       Full review 

        I like NAB classical a/c product first of all, it is free to open your account. and this is so good that you do not have to pay a single penny for everyday ATM access and it accepts zero balance. However, I had to admit that there are some limitations are there. for example, you are going to pay $8.00. For every bank/cheque transactions. In addition, there are no reward programs attach to this account. For instance, every time customer pays some amount while purchasing using their NAB debit cards. To sum up, more people join and continue to enjoy their account with the NAB especially when they introduce rewards scheme attached to the account.


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        NAB Classic Banking debit card review by Santosh from New South Wales

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      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        Very good easy to understand

          1. Overall customer rating
          2. (Reviewed 12 days ago)

        I'm very happy with NAB, they provide me with a Visa debit card that I can use when overseas and I am able to access my funds at no cost to me from NAB but overseas they debit min amount, so overall they are good, they understand that I have a vis...       Full review 

        I'm very happy with NAB, they provide me with a Visa debit card that I can use when overseas and I am able to access my funds at no cost to me from NAB but overseas they debit min amount, so overall they are good, they understand that I have a vision impairment.


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        NAB Classic Banking debit card review by Deborah from Victoria

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      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        No fees and flexible service

          1. Overall customer rating
          2. (Reviewed 12 days ago)

        I switched to a NAB savings account as there are absolutely no monthly fees whatsoever. When I recently went overseas, they changed me to a Gold account so that I could make unlimited ATM withdrawals at no charge, and there were so many compatible...       Full review 

        I switched to a NAB savings account as there are absolutely no monthly fees whatsoever. When I recently went overseas, they changed me to a Gold account so that I could make unlimited ATM withdrawals at no charge, and there were so many compatible ATMs that I couldn't walk 10 metres without seeing one! They changed me back to my normal account when I returned from holidays and I paid nothing extra. A bonus is that they have just updated their iPhone app for internet banking so that it is much easier to use.


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        NAB Classic Banking debit card review by Cassandra from Victoria

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      • NAB Classic Banking *

        * Fees and charges are payable

        Show Fees

        No hassle banking with a free debit card

          1. Overall customer rating
          2. (Reviewed 13 days ago)

        Love the everyday classic account because there are no monthly fees and you get an optional free VISA debit card. Also love the well designed online service.       Full review 

        Love the everyday classic account because there are no monthly fees and you get an optional free VISA debit card. Also love the well designed online service.


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        NAB Classic Banking bank account review by Peter from Western Australia

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      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        A no fuzz no mess account. Heaps of ATM access.

          1. Overall customer rating
          2. (Reviewed 13 days ago)

        The fact i dont pay any account keeping fees. Its all internet based with suit me me greatly. I have also a linked savings account and a visa debit at no extra cost. The product is no frills but it works for me and for people that want a no fuzz n...       Full review 

        The fact i dont pay any account keeping fees. Its all internet based with suit me me greatly. I have also a linked savings account and a visa debit at no extra cost. The product is no frills but it works for me and for people that want a no fuzz no mess account.


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        NAB Classic Banking debit card review by Ana from Queensland

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      • NAB Classic Banking *

        NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        * Fees and charges are payable

        Show Fees

        Fantastic rewards with excellent customer service!

          1. Overall customer rating
          2. (Reviewed 13 days ago)

        NAB is a fantastic bank to be with, with no interest rates and a fantastic rewards system (they will give you money for saving), they are the best bank to trust with your money!       Full review 

        NAB is a fantastic bank to be with, with no interest rates and a fantastic rewards system (they will give you money for saving), they are the best bank to trust with your money!


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        NAB Classic Banking debit card review by Georgina from Victoria

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      • NAB Classic Banking *

        * Fees and charges are payable

        Show Fees

        Great customer service and a warm bank environment

          1. Overall customer rating
          2. (Reviewed 13 days ago)

        I believe NAB is one of the best and the convenience in using the account makes me like banking 24/7. i like the fact that i can use the same card as a visa card and shop wherever and whenever for absolutely no charge.       Full review 

        I believe NAB is one of the best and the convenience in using the account makes me like banking 24/7. i like the fact that i can use the same card as a visa card and shop wherever and whenever for absolutely no charge.


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        NAB Classic Banking bank account review by Hanan from New South Wales

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