NAB business loans

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NAB is one of Australia's "Big Four" banks, with a history dating back to 1858. As a leading financial institution, NAB provides banking and financial services across Australia, serving both personal and business customers through a network of branches and digital platforms.

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Last updated 2 May 2025 Important disclosures

NAB business loans

  • Business Overdraft

    Interest rate
    Upfront fee
    Funding speed
    10.47% p.a. variable
    Negotiable
    Varies
    No Partner link
    Details
  • Business Options

    Interest rate
    Upfront fee
    Funding speed
    7.60% p.a. variable
    Negotiable
    Varies
    No Partner link
    Details
  • QuickBiz Loan

    Interest rate
    Upfront fee
    Funding speed
    12.95% p.a. fixed
    No Upfront Fees
    1 day
    No Partner link
    Details
  • Business Vehicle & Equipment Finance

    Interest rate
    Upfront fee
    Funding speed
    7.29% p.a. fixed
    $500
    Varies
    No Partner link
    Details
  • QuickBiz Overdraft

    Interest rate
    Upfront fee
    Funding speed
    16.00% p.a. variable
    1.75% service fee on approved limit
    1 day
    No Partner link
    Details
  • Invoice Finance

    Interest rate
    Upfront fee
    Funding speed
    9.64% p.a.
    On Application
    Varies
    No Partner link
    Details
  • Flex-Flow

    Interest rate
    Upfront fee
    Funding speed
    0%
    One-time loan fee is added to the loan at inception and forms part of the balance owing.
    One busines day after signing a contract
    No Partner link
    Details
  • Portfolio Facility

    Interest rate
    Upfront fee
    Funding speed
    9.08% variable or choice of fixed options.
    $0
    Varies
    No Partner link
    Details
  • Portfolio Facility

    Interest rate
    Upfront fee
    Funding speed
    9.18% variable or choice of fixed options.
    $0
    Varies
    No Partner link
    Details
  • Portfolio Facility

    Interest rate
    Upfront fee
    Funding speed
    9.28% variable or choice of fixed options.
    $0
    Varies
    No Partner link
    Details

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NAB products

Business loan quick links

How do I apply for a NAB QuickBiz loan?

You can apply online through NAB's website in under 15 minutes. You'll need:

  • Business details including ABN/ACN
  • Trust deed documents (if applicable)
  • ATO Online Services Reports
  • Personal identification documents
What are the minimum requirements for a NAB QuickBiz loan?

To qualify, you must:

  • Be a sole trader, partnership (up to 2 partners), company (up to 5 directors), or eligible trust
  • Have an annual turnover of at least $75,000
  • Be registered for GST
  • Have operated under your current ABN/ACN for over 12 months
  • Be at least 18 years old and an Australian permanent resident.
How quickly can I receive funds from NAB?

Eligible existing NAB customers can access funds quickly after approval. The application process includes an instant decision on eligibility.


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