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Debit cards

Mozo has the low-down on the best debit card deals. Mastercard or Visa Debit, we've got the whole market covered so you can find the best deal for your needs.

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  • You can compare all bank debit cards on Mozo

  • We update debit card information on our site daily

  • You can read unbiased debit card reviews on Mozo

Today's sponsored deal

Bankwest

Bankwest Qantas Transaction Account

  • Earn Qantas Points on your account balance 365 days a year
  • No ATM fees at Bankwest & CommBank ATMs Australia wide
  • No monthly account fees when you deposit $2,000 each month
Check it out

Debit card comparisons on Mozo

    • UBank USaver Ultra Transaction Account
      • Interest paid on funds in linked USaver account
      • Visa Debit Card with Visa PayWave
      • No monthly account keeping fees
    • account fee
    • atm networks

      NAB, rediATM

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • Bankwest Qantas Transaction Account
      • Earn Qantas Points on your account balance 365 days a year
      • No ATM fees at Bankwest & CommBank ATMs Australia wide
      • No monthly account fees when you deposit $2,000 each month
    • account fee
    • atm networks

      Bankwest, Commonwealth

    • what kind of card

      MasterCard Debit

    • Go to site
    More info
    • ANZ Access Advantage
      • $0 monthly account service fee if you deposit at least $2,000 a month, or if you meet other eligibility criteria
      • Use your own money online, over the phone and overseas with Visa Debit access
      • 24/7 worldwide protection with ANZ Falcon fraud monitoring
    • account fee
    • atm networks

      ANZ

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • NAB Classic Banking Account
      • No monthly account fees
      • Access to Visa payWave
      • Debit card gives you unlimited access to internet and telephone banking
    • account fee
    • atm networks

      NAB, rediATM

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
  • Debit card reviews

      • Commonwealth Bank

        Commonwealth Bank debit card review

        Friendly, courteous and helpful all the time

        1. Overall customer rating
        2. (Reviewed 2 days ago)

        Always friendly and courteous. Greet you at the door and helpful. Phone services are similarly excellent. Can't fault them at all.  Full review 

        Always friendly and courteous. Greet you at the door and helpful. Phone services are similarly excellent. Can't fault them at all.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
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        Commonwealth Bank Complete Access debit card review by Yvonna from Tasmania

        Was this review helpful? Yes flag

      • Commonwealth Bank

        Commonwealth Bank debit card review

        Excellent

        1. Overall customer rating
        2. (Reviewed 2 days ago)

        Been with the CBA since school banking right through to mortgage and other loans. Have looked previously at cheaper options but whenever we have sought to change they have offered us a better deal.  Full review 

        Been with the CBA since school banking right through to mortgage and other loans. Have looked previously at cheaper options but whenever we have sought to change they have offered us a better deal.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
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        Commonwealth Bank debit card review by Serissa from Queensland

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      • Bankwest

        Bankwest debit card review

        Excellent staff giving an excellent service

        1. Overall customer rating
        2. (Reviewed 2 days ago)

        Easy set up of accounts with the real bonus of having staff who know the product and how to use it. The other aspect I like about this bank is that the manager is also on the floor a lot of the time to deal directly with clients as they come in...  Full review 

        Easy set up of accounts with the real bonus of having staff who know the product and how to use it. The other aspect I like about this bank is that the manager is also on the floor a lot of the time to deal directly with clients as they come in rather than just by appointment.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Bankwest Hero Transaction Account debit card review by David from Western Australia

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    • The best debit cards in Australia

      If you're looking for an alternative to credit cards, consider getting a debit card. These cards provide all the convenience of a credit card but none of the debt. Unlike credit cards where you 'borrow' money from the bank at a set interest rate, debit cards allow you to use your own money, so that you can use what you have in your bank account. They also have the advantage of giving you access to your own money when you travel overseas.

      Debit cards are available from major Australian banks, regional banks and credit unions. On Mozo you can also compare debit card reviews from real customers, to see which card providers Australians are rating as the best.

    • Types of Debit Cards

      There are two types of debit cards on the market in Australia; Visa or Mastercard. Both the Visa Debit and Mastercard Debit have the same benefits and features, the real differences between them lie on a provider level (i.e. the banks). Choosing a card, comes down to what your bank provides and what special deals are attached to the different card.

    • Credit vs Debit

      When comparing debit cards against credit cards, it comes down to a personal choice on whether you want to accumulate debt or want to spend what money you have in your account. These cards allow you to do everything a credit card would without the associated risk of falling into debt. There is also no credit rating risk associated with a debit card. However credit cards do have a benefit in accessing funds that aren't in your account and some allow you to receive reward points at numerous locations.

    • Helpful calculators

      Debit cards are a great way of making sure you only spend money you have. If you need some extra help with working out how much you spend and how much you should have left over each month, try our handy online budget calculator.

  • Debit card calculators

    Crunch numbers with our handy calculators.
  • Debit card guides

    All the convenience of credit, with none of the debt? Learn how to master the debit card with our easy to read guides.

  • Community

    Keep up to date with the latest news or get your debit card questions answered by the money mavens on Mozo Answers.