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Debit cards

Mozo has the low-down on the best debit card deals. Mastercard or Visa Debit, we've got the whole market covered so you can find the best deal for your needs.

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  • You can compare all bank debit cards on Mozo

  • We update debit card information on our site daily

  • You can read unbiased debit card reviews on Mozo

Debit card comparisons on Mozo

    • HSBC Day to Day Account
      • Visa Debit Card
      • $0 monthly account fee
      • No ATM fees at 3,000 ATMs nationally
    • account fee
    • atm networks

      HSBC, Westpac, St George, BankSA, Bank of Melbourne

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • ING DIRECT Orange Everyday
      • No monthly account keeping fees
      • No ATM fees when you deposit $1,000 or more per month
      • 2% cash back on Visa payWave purchases under $100 when you deposit $1,000 per month
    • account fee
    • atm networks

      None

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • Bankwest Qantas Transaction Account
      • Earn Qantas Points on your account balance 365 days a year
      • No ATM fees at Bankwest & CommBank ATMs Australia wide
      • No monthly account fees when you deposit $2,000 each month
    • account fee
    • atm networks

      Bankwest, Commonwealth

    • what kind of card

      Debit MasterCard

    • Go to site
    More info
    • NAB Classic Banking Account
      • No monthly account fees
      • Access to Visa payWave
      • Debit card gives you unlimited access to internet and telephone banking
    • account fee
    • atm networks

      NAB, rediATM

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • ANZ Access Advantage
      • $0 monthly account service fee if you deposit at least $2,000 a month, or if you meet other eligibility criteria
      • Use your own money online, over the phone and overseas with Visa Debit access
      • 24/7 worldwide protection with ANZ Falcon fraud monitoring
    • account fee
    • atm networks

      ANZ

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
  • Debit card reviews

      • Commonwealth Bank

        Commonwealth Bank debit card review

        Good customer service

        1. Overall customer rating
        2. (Reviewed about 1 hour ago)

        This bank is good for convenience. Most places there is a branch or atm. You can get fee free accounts but you have to ask for it.  Full review 

        This bank is good for convenience. Most places there is a branch or atm. You can get fee free accounts but you have to ask for it.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Commonwealth Bank debit card review by Cheryl from Western Australia

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      • Commonwealth Bank

        Commonwealth Bank debit card review

        Great Customer Service

        1. Overall customer rating
        2. (Reviewed about 2 hours ago)

        The staff are always friendly and happy to help you with any problem whether it be something minor or something important.  Full review 

        The staff are always friendly and happy to help you with any problem whether it be something minor or something important.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Commonwealth Bank Smart Access debit card review by Jeehan from Queensland

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      • Newcastle Permanent

        Newcastle Permanent debit card review

        The peoples bank. Fair and reliable.

        1. Overall customer rating
        2. (Reviewed about 3 hours ago)

        Fees can be excessive if using savings option on the visa debit card, however the outstanding service, branch assistance and ease of online banking is second to none. Would recommend them to anyone . Two thumbs up for old school banking in a new a...  Full review 

        Fees can be excessive if using savings option on the visa debit card, however the outstanding service, branch assistance and ease of online banking is second to none. Would recommend them to anyone . Two thumbs up for old school banking in a new and modern world.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Newcastle Permanent debit card review by Melanie from New South Wales

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    • The best debit cards in Australia

      If you're looking for an alternative to credit cards, consider getting a debit card. These cards provide all the convenience of a credit card but none of the debt. Unlike credit cards where you 'borrow' money from the bank at a set interest rate, debit cards allow you to use your own money, so that you can use what you have in your bank account. They also have the advantage of giving you access to your own money when you travel overseas.

      Debit cards are available from major Australian banks, regional banks and credit unions. On Mozo you can also compare debit card reviews from real customers, to see which card providers Australians are rating as the best.

    • Types of Debit Cards

      There are two types of debit cards on the market in Australia; Visa or Mastercard. Both the Visa Debit and Mastercard Debit have the same benefits and features, the real differences between them lie on a provider level (i.e. the banks). Choosing a card, comes down to what your bank provides and what special deals are attached to the different card.

    • Credit vs Debit

      When comparing debit cards against credit cards, it comes down to a personal choice on whether you want to accumulate debt or want to spend what money you have in your account. These cards allow you to do everything a credit card would without the associated risk of falling into debt. There is also no credit rating risk associated with a debit card. However credit cards do have a benefit in accessing funds that aren't in your account and some allow you to receive reward points at numerous locations.

    • Helpful calculators

      Debit cards are a great way of making sure you only spend money you have. If you need some extra help with working out how much you spend and how much you should have left over each month, try our handy online budget calculator.

  • Debit card calculators

    Crunch numbers with our handy calculators.
  • Debit card guides

    All the convenience of credit, with none of the debt? Learn how to master the debit card with our easy to read guides.

  • Community

    Keep up to date with the latest news or get your debit card questions answered by the money mavens on Mozo Answers.