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DEBIT CARDS

Mozo has the low-down on the best debit card deals. Mastercard or Visa Debit, we've got the whole market covered so you can find the best deal for your needs.

  • You can compare all bank debit cards on Mozo

  • We update debit card information on our site daily

  • You can read unbiased debit card reviews on Mozo

Today's sponsored deal

ING DIRECT

ING DIRECT Orange Everyday

  • No ATM fees Australia-wide when you deposit $1,000 or more per month
  • 2% cash back on Visa payWave purchases under $100 when you deposit $1,000 per month
Check it out
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Debit card comparisons on Mozo

    • UBank USaver Ultra
      • Bonus interest. Conditions apply
      • Visa Debit Card
      • No monthly fees
    • account fee
    • atm networks

      nab, rediATM

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • HSBC Day to Day Account
      • $50 bonus for new customers who apply by 30 September 2014, conditions apply
      • $0 monthly account fee
      • No ATM fees at 3,000 ATMs nationally
    • account fee
    • atm networks

      HSBC, Westpac, St George, BankSA, Bank of Melbourne

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • Bankwest Qantas Transaction Account
      • Earn 5 Qantas Points per eligible purchase
      • Qantas Points earned on your account balance
      • No account fees if you deposit $2,000 each month
    • account fee
    • atm networks

      Bankwest, Commonwealth

    • what kind of card

      MasterCard Debit

    • Go to site
      Advertisement
    More info
    • NAB Classic Banking Account
      • No monthly account fees
      • Access to Visa payWave
      • Debit card gives you unlimited access to internet and telephone banking
    • account fee
    • atm networks

      NAB, rediATM

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • ANZ Access Advantage
      • $0 monthly account service fee if you deposit at least $2,000 a month, or if you meet other eligibility criteria
      • Use your own money online, over the phone and overseas with Visa Debit access
      • 24/7 worldwide protection with ANZ Falcon fraud monitoring
    • account fee
    • atm networks

      ANZ

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • Westpac Choice
      • $0 monthly fees if you deposit at least $2,000 each month
      • No withdrawal fee when you withdraw money from any ATM within Westpac Group
      • Unlimited electronic access with online and telephone banking
    • account fee
    • atm networks

      Westpac, St George, BankSA, Bank of Melbourne

    • what kind of card

      MasterCard Debit or
      EFTPOS

    • Go to site
    More info
    • ING DIRECT Orange Everyday
      • $0 monthly fees
      • No ATM fees when you deposit $1,000 or more per month
      • 2% cash back on Visa payWave purchases under $100 when you deposit $1,000 per month
    • account fee
    • atm networks

      None

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • BankSA Complete Freedom Account
      • $5 monthly service fee
      • 15 free deposits or withdrawals each month
      • 15 free cheque deposits or merchant envelopes each month
    • account fee
    • atm networks

      BankSA, Westpac, St George, Bank of Melbourne

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • St.George Express Freedom Account
      • Deposit $1,000 per month and have the $3 flat monthly account fee waived
      • Visa Debit card access
      • Pay-as-you-go branch and cheque services
    • account fee
    • atm networks

      St George, Westpac, BankSA, Bank of Melbourne

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • Bank of Melbourne Complete Freedom Account
      • Deposit $2K per month and have the monthly fee waived
      • Optional Visa Debit card
      • Free SMS alerts to track account balances and transactions
    • account fee
    • atm networks

      Bank of Melbourne, St George, Westpac, BankSA

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
  • Debit card reviews

      • NAB

        NAB debit card review

        Excellent bank

        1. Overall customer rating
        2. (Reviewed about 18 hours ago)

        Excellent bank, low interest rate, easy access to mobile/phone banking and ATMs, no dishonour or bank fees ever.  Full review 

        Excellent bank, low interest rate, easy access to mobile/phone banking and ATMs, no dishonour or bank fees ever.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        NAB debit card review by Krystal

        Was this review helpful? Yes flag

      • Commonwealth Bank

        Commonwealth Bank debit card review

        Consistently excellent; leaders in this market

        1. Overall customer rating
        2. (Reviewed about 18 hours ago)

        It's impossible to walk in to a Commbank branch and not feel as though you're in good hands, always quick and efficient, I don't think I'll ever have to change banks.  Full review 

        It's impossible to walk in to a Commbank branch and not feel as though you're in good hands, always quick and efficient, I don't think I'll ever have to change banks.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Commonwealth Bank Student Complete Access debit card review by Nicholas from New South Wales

        Was this review helpful? Yes flag

      • Commonwealth Bank

        Commonwealth Bank debit card review

        Quick and reliable customer service

        1. Overall customer rating
        2. (Reviewed about 18 hours ago)

        Commonwealth Bank is great. Quick and reliable customer service. Easy access mobile app. They need better rewards on the cards when spending or saving.  Full review 

        Commonwealth Bank is great. Quick and reliable customer service. Easy access mobile app. They need better rewards on the cards when spending or saving.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Commonwealth Bank Complete Access debit card review by Ben from Victoria

        Was this review helpful? Yes flag

    • The best debit cards in Australia

      If you're looking for an alternative to credit cards, consider getting a debit card. These cards provide all the convenience of a credit card but none of the debt. Unlike credit cards where you 'borrow' money from the bank at a set interest rate, debit cards allow you to use your own money, so that you can use what you have in your bank account. They also have the advantage of giving you access to your own money when you travel overseas.

      Debit cards are available from major Australian banks, regional banks and credit unions. On Mozo you can also compare debit card reviews from real customers, to see which card providers Australians are rating as the best.

    • Types of Debit Cards

      There are two types of debit cards on the market in Australia; Visa or Mastercard. Both the Visa Debit and Mastercard Debit have the same benefits and features, the real differences between them lie on a provider level (i.e. the banks). Choosing a card, comes down to what your bank provides and what special deals are attached to the different card.

    • Credit vs Debit

      When comparing debit cards against credit cards, it comes down to a personal choice on whether you want to accumulate debt or want to spend what money you have in your account. These cards allow you to do everything a credit card would without the associated risk of falling into debt. There is also no credit rating risk associated with a debit card. However credit cards do have a benefit in accessing funds that aren't in your account and some allow you to receive reward points at numerous locations.

    • Helpful calculators

      Debit cards are a great way of making sure you only spend money you have. If you need some extra help with working out how much you spend and how much you should have left over each month, try our handy online budget calculator.

  • Debit card calculators

    Crunch numbers with our handy calculators.
  • Debit card guides

    All the convenience of credit, with none of the debt? Learn how to master the debit card with our easy to read guides.

  • Community

    Keep up to date with the latest news or get your debit card questions answered by the money mavens on Mozo Answers.