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    • Compare debit cards

      Mozo has the low-down on the best debit card deals.

      Compare MasterCard and Visa debit cards

      See the latest offers from leading providers

      Check out debit card reviews from real customers

    Popular debit cards on MozoRates updated: 25 May 2012

      • ANZ
        Access Advantage
        • Unlimited transactions for $5 per month
        • Enjoy the added security of ANZ Falcon fraud monitoring
      • atm networks

        ANZ


        what kind of card

        Visa Debit

      • Go to site
      Click for more info
      • St.George
        Express Freedom
        • Free unlimited everyday banking transactions at St.George / Westpac / BankSA ATMs, EFTPOS, BPAY, BankPost
        • $3 flat monthly account service fee is waived if you deposit a minimum of $1,000 per month
        • Comes with a Visa Debit card
      • atm networks

        St George, Westpac, BankSA, Bank of Melbourne


        what kind of card

        Visa Debit or
        EFTPOS

      • Go to site
      Click for more info
      • St.George
        Complete Freedom
        • Deposit a minimum of $2000 a month (your salary, for example) and you'll pay no monthly account service fee
        • Keep up to date on your accounts with 10 free SMS alerts each month
        • Comes with a Visa Debit card
      • atm networks

        St George, Westpac, BankSA, Bank of Melbourne


        what kind of card

        Visa Debit or
        EFTPOS

      • Go to site
      Click for more info

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    Debit card reviews

      • NAB Gold Banking *

        • $10.00

          account fee

        • Visa Debit or
          EFTPOS

          type of card

        • Go to site
           

        NAB eBanking *

        • $4.00

          account fee

        More NAB debit cards

        * Fees and charges are payable

        Show Fees

        NAB debit card review

        Good product with reasonable service.

          11. Overall customer rating
          12. (Reviewed 2 days ago)

        I use have a requirement for various products particularly when going overseas. The debit facilities, although initially difficult to initiate have been more than suitable once in place.       Full review 

        I use have a requirement for various products particularly when going overseas. The debit facilities, although initially difficult to initiate have been more than suitable once in place.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        NAB debit card review by Paul from Queensland

        Was this review helpful?

        Yes

      • ANZ Access Advantage *

        Compare all debit cards

        * Fees and charges are payable

        Show Fees

        Bendigo Bank debit card review

        Good service, bad rates

          11. Overall customer rating
          12. (Reviewed 2 days ago)

        Bendigo Bank needs to get it's act together and make more branches/ ATM's. They also need to make more competitive fees. I'm only with this bank because I am too lazy to transfer all my stuff over to another bank.       Full review 

        Bendigo Bank needs to get it's act together and make more branches/ ATM's. They also need to make more competitive fees. I'm only with this bank because I am too lazy to transfer all my stuff over to another bank.


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        Bendigo Bank Ultimate Everyday Account debit card review by Paul from Queensland

        Was this review helpful?

        Yes

      • ANZ Access Advantage *

        Compare all debit cards

        * Fees and charges are payable

        Show Fees

        ING DIRECT debit card review

        Awesome banking experience!!

          11. Overall customer rating
          12. (Reviewed 3 days ago)

        I was recommended by a family member to bank with ING. I then have recommended ING to all my family and friends as I have a lot of success saving money, paying bills and using their direct debit card. Very competetive interest rates. I have also n...       Full review 

        I was recommended by a family member to bank with ING. I then have recommended ING to all my family and friends as I have a lot of success saving money, paying bills and using their direct debit card. Very competetive interest rates. I have also needed bank cheques, which I have organised over their security internet site without any trouble what so ever!! I love their Mobile App, which is so easy to use and use anytime. Love the fact I don't have to worry about which ATM to use and get rebated when withdrawing my pay out each fortnight...Love ING DIRECT!!!


          11. Price
          11. Features
          11. Service
          11. Convenience
          11. Trust
        Less
        ING DIRECT Orange Everyday debit card review by Rochelle from New South Wales

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        Yes

    Debit card information

    • If you’re looking for an alternative to credit cards, there's no need to look any further than a debit card. Debit cards provide all the convenience of a credit card but none of the debt. Unlike credit cards where you ‘borrow' money from the bank at a set interest rate, debit cards allow you to use your own money, so that you can use what you have in your bank account. Compared to an EFTPOS card, debit cards give you access to your own money when you travel overseas.

      Debit cards are available from major Australian banks, regional banks and credit unions. On Mozo you can also check out debit card reviews from real customers, to see which debit cards Australians are rating as the best.

    • Types of Debit Cards

      There are two types of debit cards on the market in Australia; Visa Debit Card or Mastercard Debit Card. Both the Visa Debit and Mastercard Debit have the same benefits and features, the real differences between them lie on a provider level (i.e. the banks). Choosing a card, comes down to what your bank provides and what special offers are attached to the different card. Compare the best debit cards online with Mozo.

    • Credit vs Debit cards

      When comparing credit cards against debit cards, it comes down to a personal choice on whether you want to accumulate debt or want to spend what money you have in your account. Debit cards allow you to do everything a credit card would without the associated risk of falling into debt. There is also no credit rating risk associated with a debit card. However credit cards do have a benefit in accessing funds that aren't in your account and some allow you to receive reward points at numerous locations.

    • Helpful calculators

      Debit cards are a great way of making sure you only spend money you have. If you need some extra help with working out how much you spend and how much you should have left over each month, try our handy online budget calculator.

    Highest rated debit cards- as voted by the Mozo Community (rating out of 10)

    • 9.3

      ING DIRECT debit cards

      Overall rating: 9.3 (67 reviews)*

      Last reviewed: 22 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      ING DIRECT debit cards
    • 8.8

      CUA debit cards

      Overall rating: 8.8 (56 reviews)*

      Last reviewed: 21 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      CUA debit cards
    • 8.6

      Greater Building Society debit cards

      Overall rating: 8.6 (36 reviews)*

      Last reviewed: 22 April 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Greater Building Society debit cards
    • 8.3

      Suncorp debit cards

      Overall rating: 8.3 (104 reviews)*

      Last reviewed: 21 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Suncorp debit cards
    • 8.3

      Newcastle Permanent debit cards

      Overall rating: 8.3 (34 reviews)*

      Last reviewed: 12 May 2012


      11. Overall customer rating
      11. Price
      11. Features
      11. Service
      11. Convenience
      11. Trust

      * based on reviews in the past 12 months

      Newcastle Permanent debit cards

    ANZ
    Visa Debit Card

    Access Advantage

    Access Advantage card from ANZ
    • Linked Visa Debit Card
    • Unlimited everyday ANZ transactions for $5 a month
    • ANZ Falcon monitoring of transactions for unusual or suspicious activity
    Go to site

    Debit card calculators

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    Debit card articles

    Debit card guides

    All the convenience of credit, with none of the debt? Learn how to master the debit card with our easy to read guides.