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DEBIT CARDS

Mozo has the low-down on the best debit card deals. Mastercard or Visa Debit, we've got the whole market covered so you can find the best deal for your needs.

  • You can compare all bank debit cards on Mozo

  • We update debit card information on our site daily

  • You can read unbiased debit card reviews on Mozo

Today's sponsored deal

ING DIRECT

ING DIRECT Orange Everyday

  • No ATM fees Australia-wide when you deposit $1,000 or more per month
  • 2% cash back on Visa payWave purchases under $100 when you deposit $1,000 per month
Check it out

Debit card comparisons on Mozo

    • Bankwest Qantas Transaction Account
      • Bonus Qantas Points Offer. Conditions Apply.
      • Qantas Points earned on your account balance
      • No account fees if you deposit $2,000 each month
    • account fee
    • atm networks

      Bankwest, Commonwealth

    • what kind of card

      MasterCard Debit

    • Go to site
    More info
    • HSBC Day to Day Account
      • $50 bonus for new customers who apply by 30 September 2014, conditions apply
      • $0 monthly account fee
      • No ATM fees at 3,000 ATMs nationally
    • account fee
    • atm networks

      HSBC, Westpac, St George, BankSA, Bank of Melbourne

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • Gateway Credit Union Edge Account
      • Unlimited transactions with no account keeping fees
      • Multiple account access options including Online Banking, Phone Banking and Gateway 2go app
      • An optional Personal Overdraft facility
    • account fee
    • atm networks

      Westpac, St.George, Bank of Melbourne, BankSA, CashCard

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • ANZ Access Advantage
      • $0 monthly account service fee if you deposit at least $2,000 a month, or if you meet other eligibility criteria
      • Use your own money online, over the phone and overseas with Visa Debit access
      • 24/7 worldwide protection with ANZ Falcon fraud monitoring
    • account fee
    • atm networks

      ANZ

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • Westpac Choice
      • $0 monthly fees if you deposit at least $2,000 each month
      • No withdrawal fee when you withdraw money from any ATM within Westpac Group
      • Unlimited electronic access with online and telephone banking
    • account fee
    • atm networks

      Westpac, St George, BankSA, Bank of Melbourne

    • what kind of card

      MasterCard Debit or
      EFTPOS

    • Go to site
    More info
    • ING DIRECT Orange Everyday
      • Recieve a $75 bonus payment when you open a new Orange Everyday account, conditions apply
      • No ATM fees when you deposit $1,000 or more per month
      • 2% cash back on Visa payWave purchases under $100 when you deposit $1,000 per month
    • account fee
    • atm networks

      None

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • BankSA Complete Freedom Account
      • $5 monthly service fee
      • 15 free deposits or withdrawals each month
      • 15 free cheque deposits or merchant envelopes each month
    • account fee
    • atm networks

      BankSA, Westpac, St George, Bank of Melbourne

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • St.George Express Freedom Account
      • Deposit $1,000 per month and have the $3 flat monthly account fee waived
      • Visa Debit card access
      • Pay-as-you-go branch and cheque services
    • account fee
    • atm networks

      St George, Westpac, BankSA, Bank of Melbourne

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • Bank of Melbourne Complete Freedom Account
      • Deposit $2K per month and have the monthly fee waived
      • Optional Visa Debit card
      • Free SMS alerts to track account balances and transactions
    • account fee
    • atm networks

      Bank of Melbourne, St George, Westpac, BankSA

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
  • Debit card reviews

      • Commonwealth Bank

        Commonwealth Bank debit card review

        Best Bank Ever

        1. Overall customer rating
        2. (Reviewed about 2 hours ago)

        I have been with a number of banks over the years and thought slow, painful service was the norm until I joined up with Commbank. I cannot fault them at all. I would recommend them to anyone and can't believe how easy my life is now that I am with...  Full review 

        I have been with a number of banks over the years and thought slow, painful service was the norm until I joined up with Commbank. I cannot fault them at all. I would recommend them to anyone and can't believe how easy my life is now that I am with them!


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        Commonwealth Bank debit card review by Annabel

        Was this review helpful? Yes flag

      • CUA

        CUA debit card review

        There for the clients, great products and services

        1. Overall customer rating
        2. (Reviewed about 2 hours ago)

        They are not based on making a profit for shareholders wealth. This means any profit made is utilised to reduce rates and fees for their accounts. The staff are great to talk to by solving your problems quickly. While they do notify you of othe...  Full review 

        They are not based on making a profit for shareholders wealth. This means any profit made is utilised to reduce rates and fees for their accounts. The staff are great to talk to by solving your problems quickly. While they do notify you of other services / products that they offer you don't receive a big sales pitch.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        CUA Prime Access debit card review by William from Queensland

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      • NAB

        NAB debit card review

        Comparative rates to Credit Union

        1. Overall customer rating
        2. (Reviewed about 2 hours ago)

        The staff are very friendly and helpful and don't keep you waiting longer than is necessary. Also you can get your statements fortnightly.  Full review 

        The staff are very friendly and helpful and don't keep you waiting longer than is necessary. Also you can get your statements fortnightly.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
        Less
        NAB Business Cheque Account (No Service Fee) debit card review by Maureen from New South Wales

        Was this review helpful? Yes flag

    • The best debit cards in Australia

      If you're looking for an alternative to credit cards, consider getting a debit card. These cards provide all the convenience of a credit card but none of the debt. Unlike credit cards where you 'borrow' money from the bank at a set interest rate, debit cards allow you to use your own money, so that you can use what you have in your bank account. They also have the advantage of giving you access to your own money when you travel overseas.

      Debit cards are available from major Australian banks, regional banks and credit unions. On Mozo you can also compare debit card reviews from real customers, to see which card providers Australians are rating as the best.

    • Types of Debit Cards

      There are two types of debit cards on the market in Australia; Visa or Mastercard. Both the Visa Debit and Mastercard Debit have the same benefits and features, the real differences between them lie on a provider level (i.e. the banks). Choosing a card, comes down to what your bank provides and what special deals are attached to the different card.

    • Credit vs Debit

      When comparing debit cards against credit cards, it comes down to a personal choice on whether you want to accumulate debt or want to spend what money you have in your account. These cards allow you to do everything a credit card would without the associated risk of falling into debt. There is also no credit rating risk associated with a debit card. However credit cards do have a benefit in accessing funds that aren't in your account and some allow you to receive reward points at numerous locations.

    • Helpful calculators

      Debit cards are a great way of making sure you only spend money you have. If you need some extra help with working out how much you spend and how much you should have left over each month, try our handy online budget calculator.

  • Debit card calculators

    Crunch numbers with our handy calculators.
  • Debit card guides

    All the convenience of credit, with none of the debt? Learn how to master the debit card with our easy to read guides.

  • Community

    Keep up to date with the latest news or get your debit card questions answered by the money mavens on Mozo Answers.