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DEBIT CARDS

Mozo has the low-down on the best debit card deals. Mastercard or Visa Debit, we've got the whole market covered so you can find the best deal for your needs.

  • You can compare all bank debit cards on Mozo

  • We update debit card information on our site daily

  • You can read unbiased debit card reviews on Mozo

Today's sponsored deal

HSBC

HSBC Day to Day Account

  • $0 monthly account fee
  • No ATM fees at 3,000 ATMs nationally
  • Visa payWave for convenient contactless purchases under $100
Check it out

Debit card comparisons on Mozo

    • HSBC Day to Day Account
      • $0 monthly account fee
      • No ATM fees at 3,000 atms nationally
      • Visa payWave for contactless purchases under $100
    • account fee
    • atm networks

      HSBC, Westpac, St George, BankSA, Bank of Melbourne

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • ANZ Access Advantage
      • $0 monthly account service fee if you deposit at least $2,000 a month, or if you meet other eligibility criteria
      • Use your own money online, over the phone and overseas with Visa Debit access
      • 24/7 worldwide protection with ANZ Falcon fraud monitoring
    • account fee
    • atm networks

      ANZ

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • Westpac Choice
      • $0 monthly fees if you deposit at least $2,000 each month
      • No withdrawal fee when you withdraw money from any ATM within Westpac Group
      • Unlimited electronic access with online and telephone banking
    • account fee
    • atm networks

      Westpac, St George, BankSA, Bank of Melbourne

    • what kind of card

      MasterCard Debit or
      EFTPOS

    • Go to site
    More info
    • ING DIRECT Orange Everyday
      • 5% cashback for new customers. Conditions apply
      • $0 monthly fees
      • No ATM fees when you withdraw $200 or more in Australia
    • account fee
    • atm networks

      None, but ATM fee rebated if you withdraw $200 or more

    • what kind of card

      Visa Debit

    • Go to site
    More info
    • St.George Express Freedom Account
      • Deposit $1,000 per month and have the $3 flat monthly account fee waived
      • Visa Debit card access
      • Pay-as-you-go branch and cheque services
    • account fee
    • atm networks

      St George, Westpac, BankSA, Bank of Melbourne

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • Bank of Melbourne Complete Freedom Account
      • Deposit $2K per month and have the monthly fee waived
      • Optional Visa Debit card
      • Free SMS alerts to track account balances and transactions
    • account fee
    • atm networks

      Bank of Melbourne, St George, Westpac, BankSA

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • BankSA Complete Freedom Account
      • $5 monthly service fee
      • 15 free deposits or withdrawals each month
      • 15 free cheque deposits or merchant envelopes each month
    • account fee
    • atm networks

      BankSA, Westpac, St George, Bank of Melbourne

    • what kind of card

      Visa Debit or
      EFTPOS

    • Go to site
    More info
    • People's Choice Credit Union Zip Account
      • No monthly fees
      • 2.5% cashback on on purchases, limited time only
      • Access to special offers
    • account fee
    • atm networks

      rediATM, NAB

    • what kind of card

      Visa Debit

    • Go to site
    More info
  • Debit card reviews

      • NAB debit card review

        Not happy with NAB

        1. Overall customer rating
        2. (Reviewed 2 days ago)

        When I first joined NAB, they were wonderful and very helpful, but 3 years down the track, I have no idea what happened they are not as helpful and not as trusting. I am planning on closing all my accounts with NAB because I am totally frustrated ...  Full review 

        When I first joined NAB, they were wonderful and very helpful, but 3 years down the track, I have no idea what happened they are not as helpful and not as trusting. I am planning on closing all my accounts with NAB because I am totally frustrated with the service provided - if you can even call it service.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
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        NAB Classic Banking Account debit card review by a Mozo reviewer from Victoria

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      • St.George debit card review

        Courteous. Always helpful. Makes u feel welcomed

        1. Overall customer rating
        2. (Reviewed 3 days ago)

        On the phone or in a branch especially Carindale. They are always as helpful as possible, Makes the transaction easy as possible. Carindale have made me feel like family.  Full review 

        On the phone or in a branch especially Carindale. They are always as helpful as possible, Makes the transaction easy as possible. Carindale have made me feel like family.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
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        St.George debit card review by Belinda

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      • Commonwealth Bank debit card review

        ATMs in plenty of locations

        1. Overall customer rating
        2. (Reviewed 3 days ago)

        Large and plenty of locations for ATMs etc.  Full review 

        Large and plenty of locations for ATMs etc.


          1. Price
          1. Features
          1. Customer service
          1. Convenience
          1. Trust
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        Commonwealth Bank Complete Access debit card review by Steven from New South Wales

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    • The best debit cards in Australia

      If you're looking for an alternative to credit cards, consider getting a debit card. These cards provide all the convenience of a credit card but none of the debt. Unlike credit cards where you 'borrow' money from the bank at a set interest rate, debit cards allow you to use your own money, so that you can use what you have in your bank account. They also have the advantage of giving you access to your own money when you travel overseas.

      Debit cards are available from major Australian banks, regional banks and credit unions. On Mozo you can also compare debit card reviews from real customers, to see which card providers Australians are rating as the best.

    • Types of Debit Cards

      There are two types of debit cards on the market in Australia; Visa or Mastercard. Both the Visa Debit and Mastercard Debit have the same benefits and features, the real differences between them lie on a provider level (i.e. the banks). Choosing a card, comes down to what your bank provides and what special deals are attached to the different card.

    • Credit vs Debit

      When comparing debit cards against credit cards, it comes down to a personal choice on whether you want to accumulate debt or want to spend what money you have in your account. These cards allow you to do everything a credit card would without the associated risk of falling into debt. There is also no credit rating risk associated with a debit card. However credit cards do have a benefit in accessing funds that aren't in your account and some allow you to receive reward points at numerous locations.

    • Helpful calculators

      Debit cards are a great way of making sure you only spend money you have. If you need some extra help with working out how much you spend and how much you should have left over each month, try our handy online budget calculator.

  • Debit card calculators

    Crunch numbers with our handy calculators.
  • Debit card guides

    All the convenience of credit, with none of the debt? Learn how to master the debit card with our easy to read guides.

  • Community

    Keep up to date with the latest news or get your debit card questions answered by the money mavens on Mozo Answers.