Get $50 off your next Cellarmasters wine purchase when you spend $120 or more
We will never sell your personal details and you can unsubscribe at any time. Privacy Policy
Mozo has the low-down on the best debit card deals.
Compare MasterCard and Visa debit cards
See the latest offers from leading providers
Check out debit card reviews from real customers
$3.00
St George, Westpac, BankSA
Visa Debit or
EFTPOS
$5.00
St George, Westpac, BankSA
Visa Debit or
EFTPOS
$5.00
ANZ
Visa Debit
Get your debit card questions answered by the money mavens on Mozo Answers.
See all banking questions
account fee
interest rate
account fee
type of card
More IMB debit cards
Customer service is great and staff are friendly
I can't see anyone beating the IMB for products and service. There are no fees and charges other than a $1.60 fee for the plastic card management. I wouldn't be without it. IMB sure knows how to look after their customers Full review
I can't see anyone beating the IMB for products and service. There are no fees and charges other than a $1.60 fee for the plastic card management. I wouldn't be without it. IMB sure knows how to look after their customers
Was this review helpful?
Yesaccount fee
type of card
account fee
type of card
Compare all debit cards
Debit cards are safe, you are only using your own money but still have spending power without the risk of carrying large amounts of cash with you. Too many people get into trouble by spending money they don't have and pay huge interest bills on cr... Full review
Debit cards are safe, you are only using your own money but still have spending power without the risk of carrying large amounts of cash with you. Too many people get into trouble by spending money they don't have and pay huge interest bills on credit cards. Most of the time they are buying items they don't really need. Credit cards make it too easy.
Was this review helpful?
Yesaccount fee
type of card
Compare all debit cards
Glad my wife talked me in to changing to this bank
Fairly low fees and charges compared to other banks, always very polite and helpful, very convenient debit card which made me get rid of that pesky credit card from another bank. Tons of ways to set up your accounts which helps with savings & bill... Full review
Fairly low fees and charges compared to other banks, always very polite and helpful, very convenient debit card which made me get rid of that pesky credit card from another bank. Tons of ways to set up your accounts which helps with savings & bills. So when the time is right i will also be getting a home loan through this bank.
Was this review helpful?
YesIf your looking for an alternative to credit cards, there's no need to look any further than a debit card. Debit cards provide all the convenience of a credit card but none of the debt. Unlike credit cards where you ‘borrow' money from the bank at a set interest rate, debit cards allow you to use your own money, so that you can use what you have in your bank account. Compared to an EFTPOS card, debit cards give you access to your own money when you travel overseas.
Debit cards are available from major banks, regional banks and credit unions. On Mozo you can also check out debit card reviews from real customers, to see which debit cards Australians are rating as the best.
There are two types of debit cards on the market; Visa Debit Card or Mastercard Debit Card. Both the Visa Debit and Mastercard Debit have the same benefits and features, the real differences between them lie on a provider level (i.e. the banks). Choosing a card, comes down to what your bank provides and what special offers are attached to the different card.
When comparing credit cards against debit cards, it comes down to a personal choice on whether you want to accumulate debt or want to spend what money you have in your account. Debit cards allow you to do everything a credit card would without the associated risk of falling into debt. There is also no credit rating risk associated with a debit card. However credit cards do have a benefit in accessing funds that aren't in your account and some allow you to receive reward points at numerous locations.
Debit cards are a great way of making sure you only spend money you have. If you need some extra help with working out how much you spend and how much you should have left over each month, try our handy budget calculator.
Are you paying too litte or too much tax? Do a quick check with our income tax calculator. It will tell you what your net income should be after tax.
Highest rated debit cards- as voted by the Mozo Community (rating out of 10)
All the convenience of credit, with none of the debt? Learn how to master the debit card with our easy to read guides.
Follow Mozo on: