Welcome to Mozo's Tips & Tools zone, where we'll crunch your financial numbers, give you insider tips and bust that banking jargon to get you money savvy. From home loan calculators to budgeting tools, we've got you covered.
The first hurdle to managing your money is knowing where you're at. Our free calculators afford a clearer picture.
Possibly even more confusing than a bunch of money numbers are the words that purport to explain them.
So if you've been charged an inexplicable fee, or have all manner of terms and clauses in a banking contract, let Mozo bust your jargon jam.
Helpful as we are, you might want to check out some other sites around the place that can help with money matters.
This online currency converter has the latest worldwide currency rates and lets you perform currency conversions in a flash.
Get a free copy of your credit report at MyCreditFile and check your credit rating, which is used by lenders to assess your application for loans, credit cards, phone accounts and more.
The Government's first home owner scheme provides a one off grant of up to $21,000 to eligible first home owners. You can find all the details and even apply online.
Looking for lost super? The ATO's free online SuperSeeker service looks for your lost super in real time and finds possible matches. You can also do a more extensive lost super search over the phone.
If you want to consolidate your super by transferring it from one fund to another, here's a link to the ATO's superannuation portability form which you can download online.
ASIC's free online unclaimed money search tool will help you find money left in old bank accounts, company shares or life policies that you might have forgotten about or didn't even know you had.
If you need to make an official complaint against a banking, insurance or investment provider, the Financial Ombudsman is a free and independent dispute resolution service.
The Government has introduced new measures to make it easier for you to switch banks if you are not satisfied with your current one.
If you're saving for your first home, FIDO's new home saver account calculator and checklist can help you decide if this type of account is for you.
Our articles have all the info you need to minimise fees, max out your benefits and get your finances sorted.
New research by American Express has found that 21% of Aussies are shopping regularly during the daily commute to and from work.
Deloitte predicts this will be the year the world starts using their smartphones as a credit or debit card, otherwise known as a digital wallet.
The pre-Easter auction rush is set to culminate this Saturday, with a record-breaking number of listings in Australia’s biggest property markets.
Tomorrow is Saturday February 14, otherwise known as Valentine's Day, a day when cupid's love arrow hits Australians across the country right in the hip pocket, as restaurants hike up the price of Valentine’s Day set menus, flowers cost an arm and a leg, and chocolates hidden in heart shaped boxes cost $50 bucks a pop.
Monthly data from SuperRatings revealed that industry super funds once again outperformed bank-owned funds over both the short and long term. The outperformance ranged from 0.13% over a 1-year period to 1.84% over a 10-year period, with industry super funds generally gaining more ground over the longer term.
Aussies could be in for a boost if the Reserve Bank of Australia (RBA) goes ahead with plans to cut the base interest rate next week, as analysts have predicted it will.
Many Aussies were bitterly disappointed when the Reserve Bank of Australia (RBA) decided not to lower interest rates earlier this month and it seems unlikely that any reductions will be seen until the new year.