Tips and Tools

Welcome to Mozo’s Tips & Tools zone, where we’ll crunch your financial numbers, give you insider tips and bust that banking jargon to get you money savvy. From home loan calculators to budgeting tools, we’ve got you covered.

News articles

Neat links

Helpful as we are, you might want to check out some other sites around the place that can help with money matters.

Currency converter
This online currency converter has the latest worldwide currency rates and lets you perform currency conversions in a flash.
XE Universal Currency Converter
Credit report
Get a free copy of your credit report at MyCreditFile and check your credit rating, which is used by lenders to assess your application for loans, credit cards, phone accounts and more.
Check out MyCreditFile
First home owner grant
The Government’s first home owner scheme provides a one off grant of up to $21,000 to eligible first home owners. You can find all the details and even apply online.
First home owner grant
Lost super
Looking for lost super? The ATO’s free online SuperSeeker service looks for your lost super in real time and finds possible matches. You can also do a more extensive lost super search over the phone.
SuperSeeker
Consolidate super
If you want to consolidate your super by transferring it from one fund to another, here’s a link to the ATO’s superannuation portability form which you can download online.
Super portability form
Unclaimed money
ASIC’s free online unclaimed money search tool will help you find money left in old bank accounts, company shares or life policies that you might have forgotten about or didn’t even know you had.
Unclaimed money search
Financial Ombudsman
If you need to make an official complaint against a banking, insurance or investment provider, the Financial Ombudsman is a free and independent dispute resolution service.
Check out the Financial Ombudsman
Switching Bank Accounts
The Government has introduced new measures to make it easier for you to switch banks if you are not satisfied with your current one.
Get switching help
First home saver account calculator
If you're saving for your first home, FIDO's new home saver account calculator and checklist can help you decide if this type of account is for you.
Get first home saving help
Handy tools

Calculators

The first hurdle to managing your money is knowing where you're at. Our free calculators afford a clearer picture.

  • Budget calculator

    Use this budget spreadsheet to manage your money by working out your regular income and expenses and creating a complete picture of your financial situation.

  • Savings calculator

    This nifty savings calculator shows you how much you could accumulate with regular contributions to a high interest savings account.

  • Borrowing calculator

    Find out how much you can borrow with this mortgage calculator. Just enter your salary, expenses and the sort of mortgage you’re after.

  • Stamp duty calculator

    Calculate stamp duty costs associated with purchasing a new home with this quick and easy stamp duty calculator.

News articles

Articles

Our articles have all the info you need to minimise fees, max out your benefits and get your finances sorted.

Credit card articles

Credit card fraud crackdown targets taxi drivers

The taxi industry is set to crackdown on drivers who scam passengers that use credit cards as payment.
Read more...
Debit card articles

Consumers control spending with debit cards

Growing numbers of Australians are using debit cards to control their spending, it has been claimed.
Read more...
Home loan articles

Mortgage rate rises 'will be less than feared'

The Reserve Bank of Australia's (RBA) recent decision to maintain official interest rates at their previous level has meant that home loan rates will be lower than feared this year, a commentator has observed
Read more...
Savings account articles

Homeowners could be hit with $1,500 energy assessment charge

All Aussie residences will soon be forced to undergo an energy-efficiency assessment which could cost up to $1,500 per property.
Read more...
Term deposit articles

Government bonds 'may be a safe place for savings'

Aussies may be able to get a good return on their savings by investing in a fixed-interest bond, a commentator has suggested.
Read more...
Reserve bank articles

Aussies may compare cheap credit cards following rate rise

Aussies may be tempted to scour the market for cheap credit cards following the decision by the Reserve Bank of Australia (RBA) to up the interest rate.
Read more...
Interest rate articles

Arrears down as Aussies get to grips with home loans

The interest rate cuts enacted by the Reserve Bank of Australia (RBA) before Christmas helped to reduce home loan arrears during the first quarter of 2009, new figures from Fitch Ratings show.
Read more...
News articles

Jargon buster

Possibly even more confusing than a bunch of money numbers are the words that purport to explain them.

So if you’ve been charged an inexplicable fee, or have all manner of terms and clauses in a banking contract, let Mozo bust your jargon jam.

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