X
Your shortlist

  • Remove from shortlist Go to site
  • 28 Degrees credit card reviews

    How are 28 Degrees credit cards rated by the Mozo community?

    79%

    Overall Mozo Community rating: 7.9 out of 10

    28 Degrees credit cards

    Overall rating: 7.9 (71 reviews)*

    Last reviewed: 20 May 2012


    1. Overall customer rating
    1. Price
    1. Features
    1. Service
    1. Convenience
    1. Trust

    * based on reviews in the past 12 months

    Reviews: 99

    Thumbs up: 90 | Thumbs down: 9

    People's Choice
    Winner 2011

    Featured credit card from 28 Degrees

    • 28 Degrees Mastercard
    • interest rate

      20.99%

    • annual fee

      $0.00

    • Go to site
       

    Compare all 28 Degrees credit cards

    Write a review

    Recent 28 Degrees credit card reviews

    Sort reviews by: date | helpful vote | thumbs up | thumbs down
    • Good credit card for travel

        1. Overall customer rating
        2. (Reviewed 10 days ago)

      The best credit card to use for overseas travel. I used it to pay stuff and withdraw money from it. no annual fee. Tips: put extra money on the account, so when you withdraw money, you will not get charge any fee.       Full review 

      The best credit card to use for overseas travel. I used it to pay stuff and withdraw money from it. no annual fee. Tips: put extra money on the account, so when you withdraw money, you will not get charge any fee.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      28 Degrees credit card reviewed by Herwin from Victoria

      Was this review helpful?

      Yes
    • The best credit card for overseas travellers.

        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      This is the only credit card in Australia that does not have ridiculous fees to get money out of a wall anywhere in the world. I have used this card on six continents totally happily and problem free, while my "emergency backup" card issued by a m...       Full review 

      This is the only credit card in Australia that does not have ridiculous fees to get money out of a wall anywhere in the world. I have used this card on six continents totally happily and problem free, while my "emergency backup" card issued by a major Australian bank has both been skimmed / defrauded and failed to work at ATMs in various countries. Additionally 28 Degrees will communicate with their customers online / via email, whereas the major banks insist on customers calling them - which is a huge inconvenience and financial pain if you happen to be in eg El Salvador when your card gets ripped off (as actually happened to me.) This card is quite simply awesome for overseas travellers.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      28 Degrees credit card reviewed by Alexander from South Australia

      2 people found this review helpful – do you?

      Yes
    • Neither hot or cold

        1. Overall customer rating
        2. (Reviewed about 1 month ago)

      28 Degrees is about the right temperature for a credit card - not too cold as if they don't want to know me and not sizzling hot because I get burnt every time I use it. The best feature is no fees on overseas transactions, so I'm always comfortab...       Full review 

      28 Degrees is about the right temperature for a credit card - not too cold as if they don't want to know me and not sizzling hot because I get burnt every time I use it. The best feature is no fees on overseas transactions, so I'm always comfortable using it on holidays.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      28 Degrees credit card reviewed by Neil from New South Wales

      2 people found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      A credit card for the traveller, no forex fees. It is brilliant overseas and I wouldn't use any other card for my overseas trips.       Full review 

      A credit card for the traveller, no forex fees. It is brilliant overseas and I wouldn't use any other card for my overseas trips.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      28 Degrees credit card reviewed by Danny from Queensland

      2 people found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      The best credit card you can get for travel. Most people don't realise that the majority of credit cards charge >3% for every international transaction, 28 Degrees does not charge anything, and there is also no annual fee. So for every $1000 you s...       Full review 

      The best credit card you can get for travel. Most people don't realise that the majority of credit cards charge >3% for every international transaction, 28 Degrees does not charge anything, and there is also no annual fee. So for every $1000 you spend overseas you save at least $30.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      28 Degrees credit card reviewed by Adam from Victoria

      4 people found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 4 months ago)

      The 28 Degrees card seems perfect at first glance, but after further consideration it's only lukewarm. No international transaction fees and no overseas cash withdrawal fees are advertised, but hold on a second ... what's that little 2 in the corn...       Full review 

      The 28 Degrees card seems perfect at first glance, but after further consideration it's only lukewarm. No international transaction fees and no overseas cash withdrawal fees are advertised, but hold on a second ... what's that little 2 in the corner .... "you may be charged ATM owner fees" And wait, there's more! No Fees for cash advances sounds amazing, especially coupled with the 55 days interest free on purchases, but say you withdraw money from the ATM, "Cash advances are charged interest from the date of withdrawal." Buyer Beware!


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      28 Degrees credit card reviewed by Jarred from Victoria

      4 people found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 5 months ago)

      28 degrees may not have ALL the bells and whistles that the other competing credit cards have BUT what it misses out there it AMPLY replaces the void with NO currency transaction fees whilst making purchases overseas...it's totally free. It's a G...       Full review 

      28 degrees may not have ALL the bells and whistles that the other competing credit cards have BUT what it misses out there it AMPLY replaces the void with NO currency transaction fees whilst making purchases overseas...it's totally free. It's a GREAT card to have if you travel overseas a lot.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      28 Degrees credit card reviewed by Roger from New South Wales

      4 people found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 5 months ago)

      If you travel overseas frequently or even if you're planning an overseas holiday - this is the card to own. NO international transaction fees, NO currency conversion fees, NO overseas cash withdrawal fees, NO annual fee, 55 interest free days on p...       Full review 

      If you travel overseas frequently or even if you're planning an overseas holiday - this is the card to own. NO international transaction fees, NO currency conversion fees, NO overseas cash withdrawal fees, NO annual fee, 55 interest free days on purchases and so much more - a worthwhile card to have especially when travelling overseas.


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      28 Degrees credit card reviewed by Lara from Queensland

      6 people found this review helpful – do you?

      Yes
        1. Overall customer rating
        2. (Reviewed 6 months ago)

      No overseas transaction fees, the best exchange rates I've seen, no application or ongoing fees and 55 days interest free. It's got to be the best credit card for overseas travellers. I also have a fantastic experience with them resolving a disput...       Full review 

      No overseas transaction fees, the best exchange rates I've seen, no application or ongoing fees and 55 days interest free. It's got to be the best credit card for overseas travellers. I also have a fantastic experience with them resolving a disputed charge. What more could I ask for?


        1. Price
        1. Features
        1. Service
        1. Convenience
        1. Trust
      Less
      28 Degrees credit card reviewed by Glenda from New South Wales

      2 people found this review helpful – do you?

      Yes

    What type of credit card are you looking for?

    Highest rated credit cards- as voted by the Mozo Community (rating out of 10)

    • 8.0

      Bendigo Bank credit cards

      Overall rating: 8.0 (51 reviews)*

      Last reviewed: 04 May 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust

      * based on reviews in the past 12 months

    • 7.8

      28 Degrees credit cards

      Overall rating: 7.9 (71 reviews)*

      Last reviewed: 20 May 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust

      * based on reviews in the past 12 months

    • 7.8

      Woolworths credit cards

      Overall rating: 7.8 (30 reviews)*

      Last reviewed: 08 May 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust

      * based on reviews in the past 12 months

    • 7.3

      Bankwest credit cards

      Overall rating: 7.3 (132 reviews)*

      Last reviewed: 21 May 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust

      * based on reviews in the past 12 months

    • 7.2

      Bank of Queensland credit cards

      Overall rating: 7.2 (39 reviews)*

      Last reviewed: 24 January 2012


      1. Overall customer rating
      1. Price
      1. Features
      1. Service
      1. Convenience
      1. Trust

      * based on reviews in the past 12 months