Getting the best insurance for you
Its getting harder to compare car insurance in Australia. Choosing between car insurance companies is not easy, especially when you add in new products from some of Australia's smaller car insurers like Virgin Money, Bingle and 1Cover. Getting a quote is easy but we all know it's not just about the price - it's the features, options and service as well.
With all that choice it can be hard to compare apples with apples; just getting quotes isn't enough - you need to be able to make in-depth comparisons between the insurance providers and their policies.
Our popular products table above provides an easy way to compare car insurance online- and you cab delve deeper directly from here - but we also have a whole market comparison table to examine the different policies on offer objectively.
Finding the best car insurance for you
In Australia, car insurance varies slightly from state to state. Depending on which state you live in there are two main types of insurance that motorists need to consider: third party property and comprehensive car insurance. New South Wales and Queensland motorists also have to consider compulsory third party or 'Greenslip' insurance when they register their cars.
Third party insurance
Third party car insurance covers damage to other people and their property but not your own car if you are involved in an accident. Third party insurance is compulsory for car owners in Australia. Third party is generally cheaper than a comprehensive policy and may be adequate if your car is not worth much. Fire and theft cover can be added to third party to protect your car against fire damage and theft.
Comprehensive car insurance
Comprehensive car insurance is the more expensive option for drivers but covers you against accidental damage to other people and their property along with your own car, even if the accident is your fault. Some also offer other benefits such as a courtesy rental car and broken windscreens.
Compare car insurance quotes online
With all the choice that's now available it's important to compare not only the price but also the fine print of what you're covered for in your policy. The cheapest car insurance is not always the best type and it's worth considering all the other additional benefits and features of each policy. Insurers have different excess levels, valuations for your car and importantly will offer cover in different circumstances. As we provide you with all these details and not just the car insurance rates, Mozo is better than other car insurance comparison sites, allowing you to make a more informed decision.
Once you've made your decision, it's easy to go through to the provider and buy online car insurance - you'll be covered in no time.