The Finance Burrito podcast: Personal finance unwrapped
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Lets be honest: money management can be a drag. Between stressing over interest rate news, downloading budgeting apps and comprehending what it all means for your credit score, it can feel overwhelming.
That’s why the team at Mozo have introduced The Finance Burrito Podcast, your one-stop shop for all things money guidance and finance news.
Meet our hosts:
The Finance Burrito aims to tackle all things related to personal finance in an easy to digest podcast format. Each episode we dig into money challenges and mysteries, from starting a side hustle to the cost renting and understanding ethical banking options.
The podcast is now in its third season and is produced by our talented in house podcast team (Claire, Ella and Rhianna), and hosted by Mozo finance journalists.
THE FINAL BURRITO FOR 2021:
53. Buy Now Pay Later debt is on the rise, but who stole $30K worth of GNOCCHI?!?
Four our final episode of 2021, Liv explains a new report looking at people accruing more debt through buy now pay later platforms. Then Tom explains why it's more important than ever to make sure your details are up to date with Centrelink if you were a victim of the 'Robodebt' fiasco. And to round things out, the team discusses repairing technology (at a price that makes it worthwhile) and a massive gnocchi heist.
The Finance Burrito episode list (so far)
52. Your Money News: Million dollar properties the norm & the employee taking on CommBank
The team discusses a NSW plan to ban dark-roofed houses to stop the spread of urban heat islands. Then, Tom investigates recent reports on rising Australian property prices, before Liv shares the story of an ex Commonwealth Bank employee who is suing for being fired after discussing his pay. Stick around till the end to hear about an armoured truck that made it rain money IRL.
51. Your Money News: ScoMo makes a big electric vehicle announcement, but is it full of smoke?
Liv and Tom kick things off by talking you through ScoMo’s big electric vehicle announcement, and some criticisms of the new strategy. Then they're onto the latest buy now pay later news, with Afterpay launching a new app as well as payment services in hospitality venues. To round the week out, Liv investigates dwindling entry-level jobs and Tom explains why your pub meal might be more expensive than before lockdown.
50. Your Money News: Say hello to hyperinflation and the great resignation
We made it to The Big 5 0 of the Finance Burrito! For the half-century milestone, Liv and Tom discuss ‘the great resignation’ and the potential for hyperinflation in Australia. To finish up, Liv takes a look at electric vehicles as Tesla surpasses $1 trillion in value and Tom catches us up on how much money our favourite childhood entertainers are making (hint: they wear colourful clothes).
49. Your Money News: Brisbane property is set to boom and a 'Finfluencer' is forced to pay a follower
We investigate property price hike predictions for Brisbane in light of the 2032 Olympics, and take a look at the new government support payment helping people escaping domestic violence. The team also explores the story of one ‘finfluencer’ who has been sued for almost $500,000, and give everyone the deets on how you can get paid to watch the Simpsons and eat donuts.
48. Your Money News: Are Banks Boycotting the Sex Industry
Liv explains how online new car sales may take over the dealership model, before the duo discuss the latest movements in travel insurance, international holidays and Covid cover. Then, Liv investigates discrimination of sex workers, adult shops and gun businesses by banks and other financial services. Finally, we'll hear about a Queensland town giving away land for free (well almost).
47. Your Money News: Opening Pandora's Box and a World Coffee Crisis
Tom walks us through the essentials of the Pandora Papers: yet another massive leak of documents detailing tax avoidance by global politicians, celebs and corporations. Then, Liv spills the beans on the encroaching world coffee shortage. Stick around till the end to hear how you could win a million dollars by getting vaccinated (and no, it's not a scam).
46. Your Money News: Is a hamster getting better returns on his investment portfolio than you?
To kick this week's episode off, Liv and Tom take a look at two of the hottest investing and crypto news stories of the week. Then Liv shares some news for the car buffs among us – the epic steampunk vehicles from the set of Mad Max: Fury Road have gone up for sale.
45. Your Money News: Let's talk about how climate change is affecting the property market
This week Tom and Liv have an array of finance news to unpack, from record levels of avocados to streaming service wars. They'll start by investigating how climate change could impact the property market and potential home values, and finish up with a chat about millionaires not leaving cash to their kids as inheritance.
44. Your Money News: Crazy cash stampedes and borrowers lie on their home loan deeds
The Burrito duo explore why some Aussies are feeling the need to tell white lies to secure a mortgage. Then Tom tells the perilous tail of a "cash-drop" in New Zealand that turned into a stampede. Then, Liv explains why Apple is being investigated for their monopoly over mobile payments and catches us up on two developments in stories from previous episodes.
43. Your Money News: What do you do if Keanu Reeves slides into your DMs & your online shopping parcel hasn't shown up?
Liv and Tom kick this week's episode off by explaining why Auspost have paused deliveries. Then Liv explores home insurance and wild weather damage in preparation for summer storm season before Tom shares one company's 8-day-per-year work policy (yes, you read that correctly) and delivers some heartbreaking news about Keanu Reeves (or more accurately, his digital impersonators).
42. Your Money News - Uni students are cheating & employees are cashing in while wfh!
Tom and Liv take a look at cheating uni students and two-timing employees. On the topic of having two jobs, we found out Paralympians usually need to have a full time job on top of being an athlete, since up until now, they were getting $0 when they win a gold medal (unlike their able-bodied counterparts).
41. Your Money News: Grannies are boycotting and the global supply chain is in shambles - what's next?
The Burrito duo discuss the impact of the recent lockdowns on Australian wage growth, the gender pay gap and the global supply chain. Then, Liv explains the most recent Scamwatch report and Tom shares a story of one very determined UK granny who has decided to boycott her local garden centre.
40. Your money news: What happens when Rebel Wilson and Lionel Messi walk into a Bonds store?
Liv explains how some super funds are 'greenwashing' their investment strategies, then Tom explains why Afterpay removed an ad featuring Rebel Wilson. Tom also tries to explain who Lionel Messie is to Liv (unsuccessfully), plus how much he got paid to move clubs.
Season 3: Digital Finance
In our fresh season of the ol' Burrito, we're venturing into the realm of virtual reality. We're talking all things digital, from online discounts to using your smartphone to run your own investment portfolio.
We'll be coming at you weekly, with an in-depth digital finance discussion featuring special guests each fortnight, and a quick finance and business news wrap-up every other week.
Episode 39. Unwrapped: TMI? Should you be sharing personal finance problems online?
For the FINAL episode in our digital finance deep dive season, Tom and Liv talk social media and financial education. Hear how these communities are becoming a primary source of financial info and advice for younger generations, and potential pitfalls of levelling-up your finance game online.
Special guests: Flux co-founder, Justin Joffe, and RMIT senior lecturer, Dr Angel Zhong.
Episode 38. Your money news: How much do Olympians get paid for winning a gold medal?
Tom investigates how much dough Olympic athletes are raking in, while Liv turns her eye to Hollywood and Scarlett Johansson suing Disney. Then the team talk census deets and fines.
Episode 37. Unwrapped: Cashback - life hack or a total stitch up?
The Burrito duo investigate online cashback deals and shopping discounts to determine their actual worth. If you’re skeptical about whether these deals are too good to be true, stay tuned to hear all about the ins and outs of finding savings online.
Special guest: ShopBack country manager Angus Muffet
And just for listening, ShopBack is giving Finance Burrito fans a prize. Sign up online with ShopBack using the code FB20 to receive a $20 sign-up bonus.
Episode 36. Your money news: Afterpay is making BANK and do you need to call your ex before lodging your tax return?
Liv and Tom look at news from Buy Now Pay Later provider Afterpay and talk about love and taxes. And Liv has some bad news… it might be time to call your ex if you lived together over the last 12 months for joint tax returns deets. Awkward. To lift your spirits, the team rounds out the weekly news with some fun Simpsons predictions.
Episode 35. Unwrapped: Jealous that all your mates are earning the big bucks while they sleep?
Whether you’re a complete share trading noob or a qualified coin head, the next 35 minutes of your life is bound to teach you a thing or two about online investing. Liv and Tom will explore the history of share trading and how it got to where it is today in its digital form.
Special guest: Superhero CEO and co-founder, John Winters.
Episode 34: Your Money News: Green machines and the best work-life balance scenes
Local car enthusiast Liv Gee is bursting with excitement about upcoming changes to stamp duty for EVs in NSW. In other finance news, Tom shares deets about the new superannuation comparison tool, and the duo discuss the 4-day working week.
Episode 33. Unwrapped: What is open banking & why should you care?
Liv and Tom discuss this rather complicated but exciting new development in the banking world. They tick off everything from consumer data rights to screen scraping, digital privacy and switching banks – so there's a whole lot of learning to do.
Special guest: Frollo Head of Marketing Piet van den Boer
Episode 32. Your Money News: Do billionaires belong in space?
Tom shares frothy facts on the Australian housing market, while Liv sheds light on the national minimum wage increase. The gang also muses about outsourcing chores and sending rich folk to space.
Episode 31. Unwrapped: Cash is no longer king
The latest season of The Finance Burrito is here, and we're kicking things off with a topic that anyone who's ever lugged around a fat wallet full of cash can appreciate: cashlessness.
Special guest: Mozo Senior Research Analyst Mitchell Pollard
Episode 30. Your Money News: A gold digger, a mouse & a petrol pump walk into a bar...
In this week's episode Liv and Tom delve into the ACCC's latest report on petrol prices (spoiler: you could be saving money), discuss the unique (and terrifying) insurance problem facing regional Australia and chat about the world's largest gold nugget King Henry.
Episode 29. Your Money News: It's time to say goodbye to Pikachu
Looking for an unconventional way to make your fortune? Hosts Liv and Tom dive into a few quirky news topics including cryptocurrency tax implications, the resurgence in value of Pokemon cards and the latest McDonalds x BTS collaboration (yes, this does have a money spin).
Episode 28. Your Money News: Stop! Don't eat your debit card!
This episode has got it all, from cornstarch cards to tax loopholes. Tom kicks things off with news from Gateway Bank which released Australia’s first plant-based debit card. And no, you can't eat it. The dynamic duo also look into current employer, recruiting and salary trends before Liv polishes things off by talking Facebook and tax-loopholes.
Episode 27. Your Money News: Working woes and a super-duper Uber disaster
On this episode of The Finance Burrito Liv chats about long working hours being linked to serious illnesses and even death, then she shares deets on the highest paying creative digital side hustles. Then Tom reveals why the new changes to superannuation could mean a pay cut for those who have a packaged salary.
Episode 26. Your Money News: Busting the Budget and naps for days (30 to be exact)
Our favourite finance duo are unpacking the 2021 Budget this week. They'll chat about the new home ownership support, youth unemployment, rising superannuation and funding boost for women’s health. And just for fun, Tom tells us about a new job that’s offering $1,500 for you to take a nap for 30 days.
Episode 25. Your Money News: Aldi goes green and a Japanese dating queen
Liv chats about Aldi going waste free by 2025 and big businesses paying back millions in JobKeeper subsidies after reporting massive profits. Then Tom shares the good news that working from home might be here to stay. He’s also got a story about a man who allegedly dated 35 women at the same time to get birthday presents. What a guy...
Episode 24. Your Money News: Ditching Dollarmites & cheeky sick days
Ready for a jam-packed dose of moneyland news? In this episode of The Finance Burrito, Tom and Liv are dropping some fresh stats on rent prices across the country, the rising number of Aussies opting for SMSF funds and Queensland banning the Commonwealth Bank’s Dollarmites program from schools.
Episode 23. Your Money News: Taking a bite out of Apple Music and unemployment
In today’s news episode, our delightful Liv Gee is back in the studio alongside co-host Tom Watson. Together they'll discuss unemployment figures from the ABS, the new tax change that’ll impact millions of Aussies and a confusing battle between Apple Music and Spotify.
Season 2: Sustainable & Ethical Banking
For season two of The Finance Burrito, we got into our groove and began running weekly episodes. The focus of this season was all about sustainability and ethical banking, from how Australians spend their money to the impacts our investments can have on the planet.
We also started dropping a bonus episode each week to break up these deep dives. So, in between sustainable chats you can catch a news recap every second week.
Episode 22. Unwrapped: What’s the deal with carbon offsetting?
For the final episode of The Finance's Burrito's sustainability series, Tom and Ceyda are getting to know the phenomenon that is carbon offsetting. They'll chat about what it actually is, how companies offset our emissions and some of the controversy surrounding the initiative.
Special guest: Powershop’s Chief Customer Officer, Catherine Anderson
Episode 21. Your Money News: Credit card cuts and the right to disconnect
Tom and temporary co-host, Ceyda, chat about the hottest money news of the week. It's all about the never-ending story or property prices, cutting credit card rates and an employee's right to disconnect from work calls and emails after hours.
Episode 20. Unwrapped: The reality of living off the grid
You’ve seen the tiny homes in all their glory, but could you take the plunge and leap off the grid? Tom and Liv are exploring the ins and outs of living off the grid. They’ll discuss the price tag, how sustainable it actually is and what you need to consider if you are thinking of making the move.
Special guest: Tiny home builder, Aimee Stanton
Episode 19. Your Money News: Free flights and flood support
Liv and Tom share the current government and bank support available to Aussies affected by the recent New South Wales floods. They also chat about CommBank’s new venture into the Buy Now Pay Later market and the ginormous number of free flights that are going on sale from 1 April.
Episode 18. Unwrapped: The balance between shopping ethically while staying on budget
Is it possible to indulge in retail therapy while staying ethical and on budget? That’s the question Liv and Tom are asking this episode. They’ll reveal the damage shopping and consumption is doing to our planet before sharing some tips on how you can take small steps toward shopping sustainably without blowing the bank.
Special guest: Founder of Zero Co, Mike Smith
Episode 17. Your Money News: Fab Fridays and a tasty Twitter trade
In this money news recap, some of the topics up for discussion are Twitter’s CEO selling his first tweet, why women are still falling behind in the property market and much more.
Episode 16. Unwrapped: Ethical Super & Banking options: fact or fiction?
The first instalment for the podcast’s sustainability deep dive is exploring whether ethical banking and super fund options exist in Australia. They even give a shoutout to a couple of providers who expert sources say are in the ethical good books.
Special guest: Co-founder and Director of Future Super, Adam Verwey
Episode 15. Your Money News: Bitcoin banter & Citi’s cash crash
In this episode, our hosts are chatting about some of the hot news topics of the week, like Bitcoin, recent JobSeeker changes and Citi Group’s massive financial blunder.
Season 1: Confused about personal finance? Cue The Finance Burrito
In the debut season of The Finance Burrito, our hosts Tom Watson and Liv Gee explore all the diverse aspects of personal finance and how young Aussies can better manager their cash. We tackle debt, jump on expensive gaming consoles, talk renting and home loans, and bid farewell to 2020 with present-giving advice.
We were all about the burrito puns in season one. Each episode was split into three sections: the meat, the sauce (AKA source) and the beans. The meat covered the juicy bits, like the facts, stats and details, the source was an expert who shared their experience on the topic at hand, and the beans was a moment to dish the dirt on some unspoken financial etiquette.
Episode 14. The past, present and future of banking
To wrap up the last episode for the season, our hosts comb through some of the most popular banking trends over the last decade, from the decline of cash to contactless payments and innovative services, like Buy Now Pay Later.
Special guest: Mozo Data Member, Mitch Pollard
Episode 13. A holly jolly Christmas special
Because what good would a podcast be without a Christmas episode? For this jolly encounter, Tom and Liv dive into the art of gift giving. And to really get you into the festive spirit, they chat to a couple who have branded themselves as ‘extreme gift givers’.
Special guest: Extreme gifters, Matt and Maddie
Episode 12. Passion vs money: The ultimate career divider
In this episode, our hosts take a step back in time by revisiting university. They’ll be answering whether money or passion play a role in choosing a career, plus reveal the most popular and employable degrees in the country.
Special guest: University students, Ethan and Elvan
Episode 11. Movin’ on up, movin’ on out!
Ever heard of something called ‘lifestyle inflation? It’s something many millennials experience once they receive a pay rise. There’s also a sneaky interview with Ash Denman, an Aussie who did a 180 and dumped the Melbourne CBD for the simple life during the height of the COVID-19 pandemic.
Special guest: Regional migrator, Ash Denman
Episode 10. Financial imbalance in a long-distance relationship
How often do you talk about money with your partner? On this special episode, Tom and Liv sit down with The Finance Burrito’s producer, Claire Frawley. She’ll reveal her experience with financial imbalance in a previous relationship and why effective money management in a relationship is essential.
Special guest: The Finance Burrito producer, Claire Frawley
Episode 9. Let’s start a side hustle
During lockdown last year, many households chose to keep busy by picking up a new hobby. And interestingly, those hobbies turned into side hustles. If you’re someone thinking about taking your passion to the next level, our hosts are here to reveal the ins and outs of side hustles.
Special guest: Multiple side hustler, Kitty Humphries
Episode 8. Is that your best price?
Does haggling makes your skin crawl? Even if it does erk you, it's something more of us should be making an effort to do, especially when it comes to our financial products. Let Liv and Tom show you the ropes on how to haggle your way to a cheaper energy plan, fridge and everything in between.
Special guest: Jeweller, Welfe Bowyer
Episode 7. Ah renting, one of the many joys of adult life…
Renting is a part of adult life that’s sometimes almost impossible to avoid. To keep you on top of your rental need-to-knows, this episode will reveal why you should be pushing for a better deal on your rent while sharing some tips and tricks on how to get it right.
Special guest: Head of Australian research for CoreLogic, Eliza Owen
Episode 6. Press X to continue the next episode of The Finance Burrito
Calling all gamers, this is the episode for you! In this episode, Tom and Liv take on both sides of the gaming world: the game player and the game maker. They’ll chat about how much Aussies are spending on gaming every year, plus how developers make money from games.
Special guest: Mobile game developer, Tom Young and documentary maker, Cailleah Scott-Grimes
Episode 5. Is living the ‘gram life sending you broke?
Between dodging marketing ads on your Instagram feed to skipping them on Youtube, social media has become the latest platform that tries to get you to impulse spend. And unfortunately, overspending due to social media can sometimes get out of control.
Special guest: Psychologist, Christine Bagley-jones
Episode 4. Let’s play with FI/RE
Don't stress, we don’t mean actual fire. FI/RE stands for financial independence, retire early - one of the latest financial movements that’s helping dedicated Aussies hit their savings goals. But just like regular saving, FI/RE requires a degree of sacrifice. Find out what it is in this episode.
Special guest: FI/RE follower, Katy Winter
Episode 3. Let’s talk about salary transparency
Being transparent is a key element in any relationship, but what about it when it comes to our salary? In this episode, our hosts investigate the benefits and potential dangers that come with salary transparency, whether that’s among loved ones, friends or even your co-workers.
Special guest: Careers coach, Kate Boorer
Episode 2. Debt 101: the good, the bad & the ugly
Personal debt is a common hill many Aussies may have to climb on their journey to financial success. But is debt really as evil as we think it is? That’s the question Liv and Tom answer on this episode of The Finance Burrito.
Special guests: Sydney couple, Emma and Ben
Episode 1. Debt, drinks & dates
In the very first episode of The Finance Burrito, Tom and Liv get familiar with Buy Now Pay Later giant, Afterpay, and discuss whether a crisis (cough Covid-19) can change the way we behave with money.
Special guest: Father of two, Caleb