ANZ term deposit reviews

Read the latest ANZ reviews from real customers around Australia. Get the inside story on ANZ term deposits from the Mozo community.

See all ANZ term deposit reviews here, or search our reviews to find reviews about other providers.

ANZ term deposit 

  • Overall Rating

    6

  • Pricing

    5

  • Product Features

    6

  • Customer Service

    7

  • Convenience

    8

  • Trust

    7

I like their online facilities. – Linda from New South Wales, an ANZ term deposit customer.   Reviewed 1 day ago

ANZ term deposit 

  • Overall Rating

    8

  • Pricing

    8

  • Product Features

    7

  • Customer Service

    7

  • Convenience

    8

  • Trust

    8

good return of interest on TD – corsina from Victoria, an ANZ term deposit customer.   Reviewed 28 days ago

ANZ term deposit 

  • Overall Rating

    8

  • Pricing

    8

  • Product Features

    7

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

I trust ANZ bank and like to recommend its products to other customers. – Yuan from Victoria, an ANZ term deposit customer.   Reviewed 29 days ago

ANZ term deposit 

  • Overall Rating

    10

  • Pricing

    7

  • Product Features

    7

  • Customer Service

    10

  • Convenience

    8

  • Trust

    9

I like the way the bank treats me as a customer. – susan from South Australia, an ANZ term deposit customer.   Reviewed 2 months ago

ANZ term deposit 

  • Overall Rating

    8

  • Pricing

    8

  • Product Features

    7

  • Customer Service

    6

  • Convenience

    8

  • Trust

    6

I like their online banking because of the ease and flexibility it gives me to do my banking. I think Online banking with its higher interest rates are great because they beat the deeming rates given – Gordon from South Australia, an ANZ term deposit customer.   Reviewed 2 months ago

ANZ term deposit 

  • Overall Rating

    5

  • Pricing

    5

  • Product Features

    5

  • Customer Service

    5

  • Convenience

    6

  • Trust

    5

I like the ability to earn a good rate of interest. – Tina from Victoria, an ANZ term deposit customer.   Reviewed 3 months ago

ANZ term deposit 

  • Overall Rating

    5

  • Pricing

    -

  • Product Features

    5

  • Customer Service

    5

  • Convenience

    5

  • Trust

    -

east to understand – benedicta from Western Australia, an ANZ term deposit customer.   Reviewed 3 months ago

ANZ term deposit 

  • Overall Rating

    8

  • Pricing

    9

  • Product Features

    8

  • Customer Service

    8

  • Convenience

    8

  • Trust

    8

This product is in line with all other term deposits. Dislike the fact that interest changes daily until it is fixed so that you could have two term deposits a day apart and the interest rate could be different. – Gloria from New South Wales, an ANZ term deposit customer.   Reviewed 3 months ago

ANZ term deposit 

  • Overall Rating

    6

  • Pricing

    6

  • Product Features

    0

  • Customer Service

    8

  • Convenience

    8

  • Trust

    7

I like the fact that you can choose short term deposits. – Carolyn from Victoria, an ANZ term deposit customer.   Reviewed 3 months ago

ANZ term deposit 

  • Overall Rating

    7

  • Pricing

    6

  • Product Features

    6

  • Customer Service

    6

  • Convenience

    7

  • Trust

    8

I like the interest I receive on a monthly basis. I think the bank is a little behind in that they offer a higher interest to new accounts being established whereby they could reward their current customers by surprising them and therefore gaining more loyalty by putting the interest rate up for them at the end of the monthly period. – Julie from Western Australia, an ANZ term deposit customer.   Reviewed 3 months ago

ANZ term deposit 

  • Overall Rating

    8

  • Pricing

    8

  • Product Features

    8

  • Customer Service

    10

  • Convenience

    7

  • Trust

    8

Good interest rate for 6 months term deposit. – Ange from Victoria, an ANZ term deposit customer.   Reviewed 3 months ago

ANZ term deposit 

  • Overall Rating

    7

  • Pricing

    5

  • Product Features

    4

  • Customer Service

    9

  • Convenience

    6

  • Trust

    6

I like this product because if you only place money in and don't take it out, they wont take out any account servicing fees. – Amy from New South Wales, an ANZ term deposit customer.   Reviewed 3 months ago

ANZ term deposit 

  • Overall Rating

    10

  • Pricing

    9

  • Product Features

    -

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

My money is guaranteed by the govt. – Jillian from South Australia, an ANZ term deposit customer.   Reviewed 3 months ago

ANZ term deposit 

  • Overall Rating

    7

  • Pricing

    7

  • Product Features

    5

  • Customer Service

    10

  • Convenience

    9

  • Trust

    8

Rather than the product it is the banking staff at our branch who have our trust and surprisingly for a bank feel they have our interests at heart. That's why we stick with them. – Karen from New South Wales, an ANZ term deposit customer.   Reviewed 3 months ago

ANZ term deposit 

  • Overall Rating

    7

  • Pricing

    8

  • Product Features

    6

  • Customer Service

    7

  • Convenience

    8

  • Trust

    6

Staff were very friendly in recommending the service - they only gave me one option though so I had to place a lot of trust in the customer service operator, that they were giving me the right advice. – Georgie from Victoria, an ANZ term deposit customer.   Reviewed 3 months ago

ANZ term deposit 

  • Overall Rating

    8

  • Pricing

    8

  • Product Features

    8

  • Customer Service

    7

  • Convenience

    10

  • Trust

    9

like the flexibility and options to just roll over term deposits. – Scott from Queensland, an ANZ term deposit customer.   Reviewed 3 months ago

ANZ term deposit 

  • Overall Rating

    1

  • Pricing

    1

  • Product Features

    5

  • Customer Service

    4

  • Convenience

    4

  • Trust

    2

I hate the THOUSANDS of dollars worth of "fees etc" that ANZ skimmed off my earnings every year - like the tax dept don't roger the average consumer enough!! – Teresa from New South Wales, an ANZ term deposit customer.   Reviewed 3 months ago

ANZ term deposit 

  • Overall Rating

    1

  • Pricing

    2

  • Product Features

    2

  • Customer Service

    0

  • Convenience

    1

  • Trust

    7

While there are other more competitive choices around I would strongly suggest you check before having a Term Deposit with ANZ. ANZ do not and have not had a competitive rate for over 10 years and this is attributed to firstly satisfying their shareholders with dividends rather than looking after their 'bricks and mortar' customers - Shame ANZ Shame. – Greg from Victoria, an ANZ term deposit customer.   Reviewed 4 months ago

ANZ term deposit 

  • Overall Rating

    8

  • Pricing

    5

  • Product Features

    6

  • Customer Service

    8

  • Convenience

    8

  • Trust

    10

The interest rates on my term deposit at ANZ are ok and it is convenient to keep money there, it soon builds up. – Stephanie from Western Australia, an ANZ term deposit customer.   Reviewed 5 months ago

ANZ term deposit 

  • Overall Rating

    5

  • Pricing

    4

  • Product Features

    3

  • Customer Service

    7

  • Convenience

    10

  • Trust

    6

I do not like that I cannot take out more than $1000 at an ATM and ANZ force me to go to a window and then charge me for it you. – Rachael from Victoria, an ANZ term deposit customer.   Reviewed 5 months ago

ANZ term deposit 

  • Overall Rating

    2

  • Pricing

    3

  • Product Features

    2

  • Customer Service

    2

  • Convenience

    2

  • Trust

    1

I originally put in $40K over 4 months. At the expiry I was not given opportunity to consider other options - ANZ rolled my term deposit over another 4 months and were going to charge me a fee to break the next term. – Clyde from Victoria, an ANZ term deposit customer.   Reviewed 5 months ago

ANZ term deposit 

  • Overall Rating

    9

  • Pricing

    8

  • Product Features

    8

  • Customer Service

    9

  • Convenience

    8

  • Trust

    8

I like having the capacity to meet with knowledgeable financial advisers with follow-up assistance and customer services. ANZ have competitive rates for term deposits. Range of products and flexibility mix is well-constructed. The call centre is open 24/7 which is good. I dislike that ANZ have had several major episodes of forcing bulk staff members to resign, citing the global economic crisis (ie. recession) as a reason. The branches have inconsistent hours, dependent on where they are placed, even if only 500 meters apart (inconsistency makes for confused clients). I have mentioned this to ANZ CEOs, and suggested that they try to offer their staff a flexible work arrangements (job-share, part-time, staggered or rolling shifts), rather than just laying 100s of people off in one day. Due to my concern for the morale of staff uncertain of their job-security, I have mentioned this at appropriate times, to individuals who can table this. Finally, this has been raised at the GM in terms of staff attrition and efficacy, so hopefully something will come of their attitude to staff management. The latter issue, for me at least, has caused confusion and frustration. That is, I have had meetings with specialists within ANZ, and rescheduled future meetings. Twice now, when I've arrived to a meeting, I have been met by a new face, being told that the person I was dealing with "unfortunately left the institution". I have to start from scratch explaining my situations, and have found gaining good rapport the second time a little difficult due to the loss of continuity. – Judith from Queensland, an ANZ term deposit customer.   Reviewed 5 months ago

ANZ term deposit 

  • Overall Rating

    8

  • Pricing

    5

  • Product Features

    5

  • Customer Service

    7

  • Convenience

    5

  • Trust

    10

The interest rate on my term deposit with ANZ is so low, and I would love to see daily progress of my investment on the internet banking site, I wish they would improve this matter! – nami from Queensland, an ANZ term deposit customer.   Reviewed 5 months ago

ANZ term deposit 

  • Overall Rating

    7

  • Pricing

    5

  • Product Features

    5

  • Customer Service

    7

  • Convenience

    7

  • Trust

    9

ANZ provided me with an interest bearing account and it was very good. – Andrea from South Australia, an ANZ term deposit customer.   Reviewed 6 months ago

ANZ term deposit 

  • Overall Rating

    0

  • Pricing

    0

  • Product Features

    -

  • Customer Service

    0

  • Convenience

    3

  • Trust

    0

I like nothing about my term deposit. What I dislike is that instead of redeeming my deposit according to the terms they held onto it for a further 3 weeks beyond the date of maturity and at a much reduced interest rate - from 8.14% to 1.75%. After threatening them with the Financial Ombudsman this was raised to 3%. My tip? Under no circumstances should anyone make use of a term deposit from ANZ. – John from New South Wales, an ANZ term deposit customer.   Reviewed 7 months ago

ANZ term deposit 

  • Overall Rating

    5

  • Pricing

    7

  • Product Features

    7

  • Customer Service

    2

  • Convenience

    2

  • Trust

    2

No comments recorded – Samantha from Queensland, an ANZ term deposit customer.   Reviewed 10 months ago

ANZ term deposit 

  • Overall Rating

    9

  • Pricing

    9

  • Product Features

    9

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

ANZ are very efficient and follow my instructions for my term deposits exactly without fuss. Their interest rate is now a bit below a few other banks so I may switch soon. Hope you are reading this ANZ. PS.Service at other banks doesn't compare.. – Lesley Fisher from New South Wales, an ANZ term deposit customer.   Reviewed about 1 year ago

ANZ term deposit 

  • Overall Rating

    8

  • Pricing

    10

  • Product Features

    2

  • Customer Service

    8

  • Convenience

    9

  • Trust

    8

$5 unlimted fees per month, easy access to anz atm's. dislike $2 charge for using non anz atm's – marie-hana from Victoria, an anz term deposit customer.   Reviewed about 1 year ago

ANZ term deposit 

  • Overall Rating

    10

  • Pricing

    9

  • Product Features

    9

  • Customer Service

    10

  • Convenience

    10

  • Trust

    10

The ANZ staff and the features they offer have been great for me. – Joanne from New South Wales, an ANZ term deposit customer.   Reviewed about 1 year ago

ANZ term deposit 

  • Overall Rating

    7

  • Pricing

    6

  • Product Features

    6

  • Customer Service

    8

  • Convenience

    7

  • Trust

    6

ANZ seem to be ok with what I need. I dont have a credit card so I can't really rate them on that but for savings it seems fine with a $5 a month for limited transactions – Jess from South Australia, an ANZ term deposit customer.   Reviewed about 1 year ago

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