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    • Commonwealth Bank debit card reviews

    How are Commonwealth Bank debit cards rated by the Mozo community?

    80%

    Overall Mozo Community rating: 8.0 out of 10

    Commonwealth Bank debit cards

    Overall rating: 8.0 (670 reviews)

    Last reviewed: 01 February 2012


    11. Overall customer rating
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    Reviews: 1694

    Thumbs up: 1545 | Thumbs down: 149

    Featured debit card from Commonwealth Bank

    • Student Streamline e-Access

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      $0.00

    • type of card

      EFTPOS

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      $6.00

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    Recent Commonwealth Bank debit card reviews

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        11. Overall customer rating
        12. (Reviewed 10 days ago)

      I love my debit card. It gives me the flexibility to shop on line, pay at the counter for things and the need to not carry too much cash in my purse.       Full review 

      I love my debit card. It gives me the flexibility to shop on line, pay at the counter for things and the need to not carry too much cash in my purse.


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      Commonwealth Bank debit card reviewed by Lee from Victoria

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        11. Overall customer rating
        12. (Reviewed 10 days ago)

      The Commonweath Bank is good,and the debit master card makes things easier for me to purchase things online. They are the only bank i know of that will allow students, under the age of 18 have one, which is really great. Their customer service is ...       Full review 

      The Commonweath Bank is good,and the debit master card makes things easier for me to purchase things online. They are the only bank i know of that will allow students, under the age of 18 have one, which is really great. Their customer service is great, although this may seem like a bit of an oxymoron, their customer service is "A bit too much" They are too "In your face" for me. I've never been to a bank or place like it. you walk in the door, and WHAM! a person wanting to know everything about you, and why you are there. Then you get to a counter, and they introduce themselves, as if they are going to be your best friend. ITS A BANK! NOT A DATING AGENCY! I go there to do banking, nothing more, sure friendly people are a plus, but frankly, all the little "My name is _____, And I'm a teller, how can i help you today?" "How has your day been?" "Is there anything else I can help you with" There gets a point where Too Much customer service becomes deadly.


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      Commonwealth Bank debit card reviewed by Tim from South Australia

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        11. Overall customer rating
        12. (Reviewed 10 days ago)

      In all the time I have dealt with this bank, they have never once given me reasons to complain and the staff always give me advice that is in my best interest.       Full review 

      In all the time I have dealt with this bank, they have never once given me reasons to complain and the staff always give me advice that is in my best interest.


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      Commonwealth Bank debit card reviewed by Mick from New South Wales

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        11. Overall customer rating
        12. (Reviewed 10 days ago)

      I searched for years for a card like this! It costs me NOTHING yet enables me to purchase on the internet from all over the world with no risk that any crook can in any way gain access to my bank account. PERFECT!       Full review 

      I searched for years for a card like this! It costs me NOTHING yet enables me to purchase on the internet from all over the world with no risk that any crook can in any way gain access to my bank account. PERFECT!


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      Commonwealth Bank debit card reviewed by Graham from South Australia

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        11. Overall customer rating
        12. (Reviewed 10 days ago)

      The debit card allows you to only use the money that is in your account, so therefore you don't end up in debt.       Full review 

      The debit card allows you to only use the money that is in your account, so therefore you don't end up in debt.


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      Commonwealth Bank debit card reviewed by Lesley from Victoria

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        11. Overall customer rating
        12. (Reviewed 10 days ago)

      The debit card is accepted by most businesses nationally. The card is reliable and bank statements are easy to read. Online access is available. New 'products' appear from time to time; the booklets providing explanation of 'rates & use' can b...       Full review 

      The debit card is accepted by most businesses nationally. The card is reliable and bank statements are easy to read. Online access is available. New 'products' appear from time to time; the booklets providing explanation of 'rates & use' can be tedious, which does not encourage review. Cheque deposits must occur in bank hours; sometimes difficult depending on ones location and work hours.


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      Commonwealth Bank debit card reviewed by Sue from Victoria

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        11. Overall customer rating
        12. (Reviewed 10 days ago)

      This card gives you all the flexability of a credit card, WITHOUT the debt! You can use it for all purchases in stores and online or to pay utilities online or over the phone. ALL without the interest or accumulating debt and huge interest rate ch...       Full review 

      This card gives you all the flexability of a credit card, WITHOUT the debt! You can use it for all purchases in stores and online or to pay utilities online or over the phone. ALL without the interest or accumulating debt and huge interest rate charges. You only spend the money you have available in your account. I find the staff (both in branches or customer support) all very friendly and truly helpful. This bank have supported and stood by me through both difficult and good times!


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      Commonwealth Bank debit card reviewed by Elizabeth from Queensland

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        11. Overall customer rating
        12. (Reviewed 10 days ago)

      I like the product because its efficient, reliable and also known globally. Debit is as good as a credit card there is no interest , thats if u you save. Dislike it when you lose the card and its a pain in the ass to get it back.       Full review 

      I like the product because its efficient, reliable and also known globally. Debit is as good as a credit card there is no interest , thats if u you save. Dislike it when you lose the card and its a pain in the ass to get it back.


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      Commonwealth Bank debit card reviewed by Jack frost from New South Wales

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        11. Overall customer rating
        12. (Reviewed 10 days ago)

      I love this bank and their customer service is above normal. When I first opened this account they gave me a cup of coffee and told me to have a seat. I have never had that before I would recommend them to anyone.       Full review 

      I love this bank and their customer service is above normal. When I first opened this account they gave me a cup of coffee and told me to have a seat. I have never had that before I would recommend them to anyone.


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      Commonwealth Bank debit card reviewed by Elizabeth from Queensland

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        11. Overall customer rating
        12. (Reviewed 10 days ago)

      On a whole they are competitive, and i have never had a drama with them, like i have many others. But a long term customer i am, i think that they could surely return the trust factor and allow a small balanced credit card, that would be my bigges...       Full review 

      On a whole they are competitive, and i have never had a drama with them, like i have many others. But a long term customer i am, i think that they could surely return the trust factor and allow a small balanced credit card, that would be my biggest complaint.


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      Commonwealth Bank debit card reviewed by Gail from South Australia

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        11. Overall customer rating
        12. (Reviewed 10 days ago)

      When initially setting up my account, it was quite personal. I had the same Commonwealth Bank employee throughout the whole process, which made me feel I could ask them anything. It's quite daunting setting up bank accounts when young, because I d...       Full review 

      When initially setting up my account, it was quite personal. I had the same Commonwealth Bank employee throughout the whole process, which made me feel I could ask them anything. It's quite daunting setting up bank accounts when young, because I don't really know about interest and what schemes are best for me, but I really felt like the bank was looking out for me and catering specifically to my needs. The only thing that would make things better is if the bank was open more often. I would 8am - 5pm during the week and can't always make it on a Saturday.


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      Commonwealth Bank debit card reviewed by a Mozo reviewer from Western Australia

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        11. Overall customer rating
        12. (Reviewed 10 days ago)

      I love this product. It is so easy to use and the people at Commonwealth are always helpful weather I talk to them in person or over the phone. If I have a problem it is fixed straight away.       Full review 

      I love this product. It is so easy to use and the people at Commonwealth are always helpful weather I talk to them in person or over the phone. If I have a problem it is fixed straight away.


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      Commonwealth Bank debit card reviewed by Kayla from Queensland

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        11. Overall customer rating
        12. (Reviewed 11 days ago)

      I love the Commonwealth Debt Master Card as i can buy anything online using my own money. It acts the same as a credit card only your using your own money so there is no nasty monthly credit card fees. With a credit card the percentage rate is alw...       Full review 

      I love the Commonwealth Debt Master Card as i can buy anything online using my own money. It acts the same as a credit card only your using your own money so there is no nasty monthly credit card fees. With a credit card the percentage rate is always changing. The only downside is if you don't have the money in your account you can't purchase what you want. But in saying that ( i have a overdraw limit of $400 which is always there if needed in case of an emergency ). The Debt Master Card is great to have if you don't want to be paying interest & having the ability to purchase items on line any time.


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      Commonwealth Bank debit card reviewed by David from Queensland

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    • Flexibility of credit card without the credit woes

        11. Overall customer rating
        12. (Reviewed 11 days ago)

      I love my Commonwealth debit card because it allows me to shop online using my own money. I am terrified of having a credit card because I know I will keep using it until it is overdrawn and never be able to pay it back. This way I have the conven...       Full review 

      I love my Commonwealth debit card because it allows me to shop online using my own money. I am terrified of having a credit card because I know I will keep using it until it is overdrawn and never be able to pay it back. This way I have the convenience of a credit card but the restraint of my own finances. The thing I hate about it is that I live in a small town and there is no commonwealth bank ATM here and the supermarket only allows $50 cash out, so for larger sums I either have to pay the $2.50 it costs to use a non-commonwealth bank ATM or take it out in $50 increments.


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      Commonwealth Bank Smart Access debit card reviewed by Susie from Queensland

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        11. Overall customer rating
        12. (Reviewed 12 days ago)

      Lets me do all my day to day banking at any time.       Full review 

      Lets me do all my day to day banking at any time.


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      Commonwealth Bank debit card reviewed by Don from New South Wales

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        11. Overall customer rating
        12. (Reviewed 12 days ago)

      Having a debit means staying out of debt.       Full review 

      Having a debit means staying out of debt.


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      Commonwealth Bank debit card reviewed by Miriam from Western Australia

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        11. Overall customer rating
        12. (Reviewed 12 days ago)

      I especially am happy with the service and quality of this bank. Thank you       Full review 

      I especially am happy with the service and quality of this bank. Thank you


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      Commonwealth Bank debit card reviewed by Annette from Australian Capital Territory

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        11. Overall customer rating
        12. (Reviewed 12 days ago)

      I found this was the best and most helpful bank when I came over from New Zealand in January 2008. I visited four banks to apply for transferring funds and this bank was the most helpful. It has been so helpful that I have recommended quite a few ...       Full review 

      I found this was the best and most helpful bank when I came over from New Zealand in January 2008. I visited four banks to apply for transferring funds and this bank was the most helpful. It has been so helpful that I have recommended quite a few relatives coming here to open accounts with the Commonwealth Bank and have had great feedback from same persons.


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      Commonwealth Bank debit card reviewed by Anthony from Western Australia

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        11. Overall customer rating
        12. (Reviewed 12 days ago)

      I like this product because you are using your own savings to buy stuff online. It is very easy to use just like a credit card but the difference is it is your own money. I am not saying it's good for everyone. My advice for you is to read all the...       Full review 

      I like this product because you are using your own savings to buy stuff online. It is very easy to use just like a credit card but the difference is it is your own money. I am not saying it's good for everyone. My advice for you is to read all the terms and conditions and see if this product is right for you.


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      Commonwealth Bank debit card reviewed by Pesi from Queensland

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        11. Overall customer rating
        12. (Reviewed 13 days ago)

      I don't think there is much of a difference between banks. I find netbank easy to use and am used to it. Probably wouldn't change for these reasons since there's no great benefit for me...       Full review 

      I don't think there is much of a difference between banks. I find netbank easy to use and am used to it. Probably wouldn't change for these reasons since there's no great benefit for me...


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      Commonwealth Bank debit card reviewed by Sarah from Victoria

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        11. Overall customer rating
        12. (Reviewed 13 days ago)

      It's so easily accessible to get things online that are cheaper than most shops! Excellent for shopping in centers as well, very convenient. Awesome stuff Commonwealth Bank.       Full review 

      It's so easily accessible to get things online that are cheaper than most shops! Excellent for shopping in centers as well, very convenient. Awesome stuff Commonwealth Bank.


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      Commonwealth Bank debit card reviewed by Patrick from New South Wales

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        11. Overall customer rating
        12. (Reviewed 13 days ago)

      Easy to use, fees are reasonable, plenty of ATM's you can use and it has all the features you need and more. Customer support has been flawless and timely, even after needing to cancel two cards.       Full review 

      Easy to use, fees are reasonable, plenty of ATM's you can use and it has all the features you need and more. Customer support has been flawless and timely, even after needing to cancel two cards.


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      Commonwealth Bank debit card reviewed by Chris from Victoria

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        11. Overall customer rating
        12. (Reviewed 13 days ago)

      I get all the freedom of a credit card whilst only using my own money, so I don't have to worry about hidden fees and repayments, plus the internet banking is amazingly convenient, transfers and balance checks at the click of a button, literally!       Full review 

      I get all the freedom of a credit card whilst only using my own money, so I don't have to worry about hidden fees and repayments, plus the internet banking is amazingly convenient, transfers and balance checks at the click of a button, literally!


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      Commonwealth Bank debit card reviewed by Adele from New South Wales

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    • All banks charge too much

        11. Overall customer rating
        12. (Reviewed 13 days ago)

      When you have a Direct debit come out of this debit card it takes up to five days to clear, even though you can see the funds are there the whole time!       Full review 

      When you have a Direct debit come out of this debit card it takes up to five days to clear, even though you can see the funds are there the whole time!


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      Commonwealth Bank Smart Access debit card reviewed by Wendy from Queensland

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        11. Overall customer rating
        12. (Reviewed 13 days ago)

      I really don't have any dislikes about the card except for the draconic interest return but that doesn't matter cause I got no money anyway. Otherwise the card is great. I use it everywhere, shopping and online plus i think it can be used o'sea...       Full review 

      I really don't have any dislikes about the card except for the draconic interest return but that doesn't matter cause I got no money anyway. Otherwise the card is great. I use it everywhere, shopping and online plus i think it can be used o'seas as well.


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      Commonwealth Bank debit card reviewed by Rob from Victoria

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    • Good rates and customer service.

        11. Overall customer rating
        12. (Reviewed 13 days ago)

      It is really simple to use, no bank fees or ATM fees whilst I'm still a student. Good customer service and advice. Very happy with this debit card and account.       Full review 

      It is really simple to use, no bank fees or ATM fees whilst I'm still a student. Good customer service and advice. Very happy with this debit card and account.


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      Commonwealth Bank Student Complete Access debit card reviewed by Kathryn from Victoria

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        11. Overall customer rating
        12. (Reviewed 18 days ago)

      I have been with Comm Bank for twenty years. From dollar mites to car insurance and soon to be home loan so I wouldn't change.       Full review 

      I have been with Comm Bank for twenty years. From dollar mites to car insurance and soon to be home loan so I wouldn't change.


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      Commonwealth Bank debit card reviewed by Barbara from Queensland

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        11. Overall customer rating
        12. (Reviewed 18 days ago)

      When I had someone trying to withdraw funds from my debit card some time ago I received a call from my bank to inform me of what was happening as it was happening. They stopped the fraud in it's tracks and saved me a considerable amount of mone...       Full review 

      When I had someone trying to withdraw funds from my debit card some time ago I received a call from my bank to inform me of what was happening as it was happening. They stopped the fraud in it's tracks and saved me a considerable amount of money. Service doesn't get any better than that. Love em.


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      Commonwealth Bank debit card reviewed by Graham from New South Wales

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        11. Overall customer rating
        12. (Reviewed 18 days ago)

      The best part of this product, the master debit card is that you can still buy online, tickets etc with your own money, and without the trap of credit cards and paying lots of interest.       Full review 

      The best part of this product, the master debit card is that you can still buy online, tickets etc with your own money, and without the trap of credit cards and paying lots of interest.


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      Commonwealth Bank debit card reviewed by Haylee from New South Wales

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        11. Overall customer rating
        12. (Reviewed 18 days ago)

      I have no reason what so ever to say a harsh word about this bank they have always treated me with respect and been very helpful.       Full review 

      I have no reason what so ever to say a harsh word about this bank they have always treated me with respect and been very helpful.


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      Commonwealth Bank debit card reviewed by Petronella from Victoria

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