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Commonwealth Bank Smart Access

Account fee
$4.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
Interest rate
0% p.a.

Details

Rates and fees information correct as at 23 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $4.00

  • $0 monthly account fee if you deposit min. $2,000 per month or under 25 years old.

  • Unlimited free transactions from network ATMs, EFTPOS, counter deposits, phone and internet

  • $0.00

  • Commonwealth, Bankwest

  • $0.00

  • $0.00

  • $3.00

  • $0.00

  • $0.00

  • $0.00

  • $3.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,000.00

  • yes

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • if you are 21 to 24 years old you will be exempt of monthly fee if you deposit $1000 per month

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

Customer Reviews

How are Commonwealth Bank bank accounts rated by the Mozo community?

Overall
7.6/10
Price
6.6/10
Features
6.4/10
Customer service
7.6/10
Convenience
8.2/10
Trust
7.6/10

Latest reviews of Commonwealth Bank Smart Access

  • Overall 8/10
    Good bank with widely available access

    Easily accessible atms around the country in any state, low fees with quick and efficient customer service.

    Read full review

    Easily accessible atms around the country in any state, low fees with quick and efficient customer service.

    Price
    7/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Ryan, South Australia reviewed 6 days ago
  • Overall 10/10
    Commonwealth is secure, flexible, reliable.

    Very secure. Been with the branch for over 15 years, it's the best. Awesome customer service.

    Read full review

    Very secure. Been with the branch for over 15 years, it's the best. Awesome customer service.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Emily, New South Wales reviewed 8 days ago
  • Overall 6/10
    I only use my account for everyday banking.

    They are OK, nothing special but as a pensioner they suit my needs.

    Read full review

    They are OK, nothing special but as a pensioner they suit my needs.

    Price
    4/10
    Features
    5/10
    Customer service
    6/10
    Convenience
    8/10
    Trust
    6/10
    Less
    Peter, Victoria reviewed 11 days ago
  • Overall 8/10
    Commonwealth Bank has exceeded my expectations.

    Commonwealth Bank has gone above and beyond when I have been in need in ways I never expected a bank to help and care.

    Read full review

    Commonwealth Bank has gone above and beyond when I have been in need in ways I never expected a bank to help and care.

    Price
    4/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    4/10
    Trust
    9/10
    Less
    Katherine, Queensland reviewed 11 days ago
  • Overall 5/10
    Pretty good.

    They are an okay bank. I've had a few issues with employees who have been rude however all in all a good bank and I continue to stay with them.

    Read full review

    They are an okay bank. I've had a few issues with employees who have been rude however all in all a good bank and I continue to stay with them.

    Price
    5/10
    Features
    6/10
    Customer service
    3/10
    Convenience
    5/10
    Trust
    4/10
    Less
    Jamie, Victoria reviewed 15 days ago
Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

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EFTPOS