Commonwealth Bank Smart Access

$4.00

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

Commonwealth Bank Smart Access

$4.00

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

Details

Rates and fees information correct as at 22 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $4.00

  • $0 monthly account fee if you deposit min. $2,000 per month or under 25 years old.

  • Unlimited free transactions from network ATMs, EFTPOS, counter deposits, phone and internet

  • $0.00

  • Commonwealth, Bankwest

  • $0.00

  • $0.00

  • $3.00

  • $0.00

  • $0.00

  • $0.00

  • $3.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,000.00

  • yes

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • if you are 21 to 24 years old you will be exempt of monthly fee if you deposit $1000 per month

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

Customer Reviews

How are Commonwealth Bank bank accounts rated by the Mozo community?

Overall customer rating
7.6/10
Price
6.6/10
Features
6.4/10
Customer service
7.6/10
Convenience
8.2/10
Trust
7.6/10

Latest reviews of Commonwealth Bank Smart Access

  • Overall 7/10
    Good service overall.

    Decent, although the fees for each missed payment is a bit much in my opinion.

    Read full review

    Decent, although the fees for each missed payment is a bit much in my opinion.

    Price
    5/10
    Features
    4/10
    Customer service
    4/10
    Convenience
    4/10
    Trust
    8/10
    Less
    Ellie, South Australia reviewed about 2 months ago
  • Overall 7/10
    Very good customer service.

    Very good customer service and easy online access.

    Read full review

    Very good customer service and easy online access.

    Price
    7/10
    Features
    1/10
    Customer service
    7/10
    Convenience
    10/10
    Trust
    7/10
    Less
    Lisa, Western Australia reviewed about 2 months ago
  • Overall 3/10
    Poor personal service.

    They have reduced teller service markedly and have been trying to force people onto electronic banking.

    Read full review

    They have reduced teller service markedly and have been trying to force people onto electronic banking.

    Price
    5/10
    Features
    6/10
    Customer service
    2/10
    Convenience
    5/10
    Trust
    2/10
    Less
    Ed, Victoria reviewed about 2 months ago
  • Overall 5/10
    Ok.

    It is very hard to make phone enquires. Our branch can be helpful but this does depend on the staff.

    Read full review

    It is very hard to make phone enquires. Our branch can be helpful but this does depend on the staff.

    Price
    6/10
    Features
    6/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    4/10
    Less
    Jane, Western Australia reviewed about 1 month ago
  • Overall 9/10
    Great customer service.

    I have been with this bank forever and have never had any problems.

    Read full review

    I have been with this bank forever and have never had any problems.

    Price
    6/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Terry, Victoria reviewed about 1 month ago
Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

See Commonwealth Bank bank accounts

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