Account fee
$4.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit
Interest rate
0% p.a.

Details

Rates and fees information correct as at 20 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $4.00

  • $0 monthly account fee if you deposit min. $2,000 per month or under 25 years old.

  • Unlimited free transactions from network ATMs, EFTPOS, counter deposits, phone and internet

  • $0.00

  • Commonwealth, Bankwest

  • $0.00

  • $0.00

  • $3.00

  • $0.00

  • $0.00

  • $0.00

  • $3.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,000.00

  • yes

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • Cashback when you spend at popular brands with CommBank Rewards. 21 to 24 year olds you will be exempt of monthly fee if deposit of $1000 per month

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

Customer Reviews

How are Commonwealth Bank bank accounts rated by the Mozo community?

Overall
7.6/10
Price
6.6/10
Features
6.5/10
Customer service
7.7/10
Convenience
8.2/10
Trust
7.6/10

Latest reviews of Commonwealth Bank Smart Access

  • Overall 6/10
    Overall it is great

    I use this bank as it was the bank used by my father and was trusted.

    Read full review

    I use this bank as it was the bank used by my father and was trusted.

    Price
    7/10
    Features
    7/10
    Customer service
    5/10
    Convenience
    7/10
    Trust
    -1/10
    Less
    Jasmine, New South Wales reviewed about 14 hours ago
  • Overall 10/10
    The best

    I have been banking with Commonwealth Bank ever since I first opened a bank account and my experience could not have been better. They satisfy and provide for every customer's needs in all services of banking.

    Read full review

    I have been banking with Commonwealth Bank ever since I first opened a bank account and my experience could not have been better. They satisfy and provide for every customer's needs in all services of banking.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Zainab, Victoria reviewed about 14 hours ago
  • Overall 8/10
    I would rate CommBank an 8/10.

    I like banking with Commonwealth Bank as its online banking is great and easy to use. What I don’t like about it is the bank fees are way too high and I think they need more teller machines around.

    Read full review

    I like banking with Commonwealth Bank as its online banking is great and easy to use. What I don’t like about it is the bank fees are way too high and I think they need more teller machines around.

    Price
    8/10
    Features
    6/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    6/10
    Less
    Claire, Victoria reviewed about 23 hours ago
  • Overall 10/10
    Trustworthy and reliable banking.

    I've been with Commonwealth Bank for 8 years now and I don't have any negatives to share about them. They're a great bank! Very happy to stay with them and go through them in the future when I apply for a home loan.

    Read full review

    I've been with Commonwealth Bank for 8 years now and I don't have any negatives to share about them. They're a great bank! Very happy to stay with them and go through them in the future when I apply for a home loan.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Natasha, New South Wales reviewed 1 day ago
  • Overall 9/10
    Best app in banking industry. Easy and functional

    It has the best functionality of any bank I've used. Great app and online banking system. Trustworthy and leader in banking industry.

    Read full review

    It has the best functionality of any bank I've used. Great app and online banking system. Trustworthy and leader in banking industry.

    Price
    8/10
    Features
    8/10
    Customer service
    6/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Ella, Victoria reviewed 1 day ago
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About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

See Commonwealth Bank bank accounts

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MyState Bank

Glide Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

0% p.a.

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HSBC

Everyday Global Account

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

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Suncorp

Everyday Options

$0.00

Apple Pay, Google Pay, PayID

0.01% p.a.

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CUA

Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

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P&N Bank

& Transaction Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

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NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

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Up

Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

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Citi

Global Currency Account

$0.00

PayID, Samsung Pay

0% p.a.

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MyState Bank

Glide Account

$0.00

MyState

Visa Debit

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HSBC

Everyday Global Account

$0.00

HSBC

Visa Debit

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Suncorp

Everyday Options

$0.00

Suncorp, RediATM

Visa Debit

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CUA

Everyday Account

$0.00

CUA

Visa Debit or
EFTPOS

Thumbnail icon for P&N Bank

P&N Bank

& Transaction Account

$0.00

None

Visa Debit or
EFTPOS

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NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

NAB

Visa Debit or
EFTPOS

Thumbnail icon for Up

Up

Everyday Account

$0.00

Bendigo Bank

Debit Mastercard

Thumbnail icon for Citi

Citi

Global Currency Account

$0.00

Citibank

Debit Mastercard