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Good customer service but high interest rates
I dislike the high interest rate. Full review
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YesThey have extremely high interest & don't seem to want to try beat other banks. They have high loan cancellation fees & monthly fees. When I finally paid off my car loan off early, they still withdrew a monthly payment that week which I haven't re... Full review
They have extremely high interest & don't seem to want to try beat other banks. They have high loan cancellation fees & monthly fees. When I finally paid off my car loan off early, they still withdrew a monthly payment that week which I haven't received back! Not Happy!!!
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YesNeeded a new car fast, Wasn't sure if I would pass, team member was great, said he could relate, soon had the money in my grasp! Accounts are now linked, much easier than you think, totally recommend, tickled pink! Full review
Needed a new car fast, Wasn't sure if I would pass, team member was great, said he could relate, soon had the money in my grasp! Accounts are now linked, much easier than you think, totally recommend, tickled pink!
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YesThere is no flexibility with the product, the rate is high and they charge you a monthly fee. Rip you off everywhere. Full review
There is no flexibility with the product, the rate is high and they charge you a monthly fee. Rip you off everywhere.
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YesThis was a quick easy loan to apply for. We got immediate acceptance we only had to inform the bank of our agreed car pick up purchase dates, everything went smoothly. I had a few options in the way I could pay off the loan and chose to manage m... Full review
This was a quick easy loan to apply for. We got immediate acceptance we only had to inform the bank of our agreed car pick up purchase dates, everything went smoothly. I had a few options in the way I could pay off the loan and chose to manage my payment via BPay, but might change to direct debit. As the car is a work vehicle I can claim tax deduction on my loan payments, and the bank has always been very helpful with any financial year information I have requested.
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YesI am very happy with my service, I use Internet Banking quite frequently and the way it is set up is in an easy to understand format. As this was my first loan, I would have like interest rates explained to me a little more, as it is an area I ... Full review
I am very happy with my service, I use Internet Banking quite frequently and the way it is set up is in an easy to understand format. As this was my first loan, I would have like interest rates explained to me a little more, as it is an area I am not that clear on. However I was able to find most of what I was looking for on their website But overall I have never had any problems, and if I can't make a payment for whatever reason, such as lost my job, they are happy to suspend payments, within reason.
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YesCheck your GST status for business car loans. Some options allow GST to be claimed straight away in full, and others do not. Ask about chattel mortgages if you want to claim in full at your next bas. Full review
Check your GST status for business car loans. Some options allow GST to be claimed straight away in full, and others do not. Ask about chattel mortgages if you want to claim in full at your next bas.
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YesI was thinking about a personal loan for a new car (as my 18-year-old car is costing on maintenance) but Westpac came back with a quick response to my online application and simply said "NO" which is a good thing as I really cannot afford a new ca... Full review
I was thinking about a personal loan for a new car (as my 18-year-old car is costing on maintenance) but Westpac came back with a quick response to my online application and simply said "NO" which is a good thing as I really cannot afford a new car right now and my old car will need to keep on going for a few more years yet!
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YesWestpac equipment finance work with you if there are any repayment problems and give options to help meet your loan obligations. Very easy to deal with when setting up the loan and look after long term customers. Full review
Westpac equipment finance work with you if there are any repayment problems and give options to help meet your loan obligations. Very easy to deal with when setting up the loan and look after long term customers.
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Yesi have always found Westpac very help and make a decission on the spot when applying for a loan Full review
i have always found Westpac very help and make a decission on the spot when applying for a loan
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YesI like this product because of it's flexibility. Full review
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YesBe aware of the interest rate as it can change on a daily basis. It doesn't pay you to come out of the contract early (ie. pay off the loan before time) so you should get the best interest rate possible, even if it means waiting a few days/weeks. Full review
Be aware of the interest rate as it can change on a daily basis. It doesn't pay you to come out of the contract early (ie. pay off the loan before time) so you should get the best interest rate possible, even if it means waiting a few days/weeks.
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Yesthis product is very reliable and it has very good reputation in the local market many people are using this because of their excellent services interest rates Full review
this product is very reliable and it has very good reputation in the local market many people are using this because of their excellent services interest rates
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YesGood bank to get a car loan as and also good term deposit with caring customer service. Full review
Good bank to get a car loan as and also good term deposit with caring customer service.
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YesThe people at Mackay branch take a personal interest in helping their customers. Full review
The people at Mackay branch take a personal interest in helping their customers.
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YesGood service. Good rate. Full review
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YesI got a car loan for my first car & with westpac is was very easy & clear. I knew what i was signing & they made everything understandable. I recommend this product to all my friends/family. Full review
I got a car loan for my first car & with westpac is was very easy & clear. I knew what i was signing & they made everything understandable. I recommend this product to all my friends/family.
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YesVery easy to apply for, was accepted within minutes and had the money available within a few hours. The money could be transferred using phone banking or on the internet. Full review
Very easy to apply for, was accepted within minutes and had the money available within a few hours. The money could be transferred using phone banking or on the internet.
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YesSome staff not that interested. Some staff shocked there was no loan approved after 30years of being a customer. Full review
Some staff not that interested. Some staff shocked there was no loan approved after 30years of being a customer.
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YesI like that I get to speak to a friendly customer service rep and they always get back to my enquiries within 24 hours. I receive a discount for being a youth, which is very rare, and I have never had to make a complaint about anything. Full review
I like that I get to speak to a friendly customer service rep and they always get back to my enquiries within 24 hours. I receive a discount for being a youth, which is very rare, and I have never had to make a complaint about anything.
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YesIt is now very convenient as I can just transfer my weekly payment into my Car loan account rather than BPAYing it and it goes in straight away. Customer service has always been great every time i have rung. The dishonour fees are a little expensive. Full review
It is now very convenient as I can just transfer my weekly payment into my Car loan account rather than BPAYing it and it goes in straight away. Customer service has always been great every time i have rung. The dishonour fees are a little expensive.
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YesApplying for my Westpac car loan was quick and easy and all the staff were wonderful. Full review
Applying for my Westpac car loan was quick and easy and all the staff were wonderful.
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YesI didn't like that the interest rate that Westpac charged on my car loan was higher than on my credit card. Full review
I didn't like that the interest rate that Westpac charged on my car loan was higher than on my credit card.
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YesI like that my Westpac car loan is easily accessible on my internet banking and I am not penalised for early repayments. Full review
I like that my Westpac car loan is easily accessible on my internet banking and I am not penalised for early repayments.
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YesAll good. Recommend Westpac for car loans. Full review
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YesI love the variety of products that westpac can offer. It's not about how wealthy you are we are all treated equally Full review
I love the variety of products that westpac can offer. It's not about how wealthy you are we are all treated equally
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Yesmostly like the friendly service Full review
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YesWhat type of car loan are you looking for?
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