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  • Westpac car loan reviews

    How are Westpac car loans rated by the Mozo community?

    64%

    Overall Mozo Community rating: 6.4 out of 10

    Westpac car loans

    Overall rating: 6.4 (9 reviews)*

    Last reviewed: 27 October 2011


    1. Overall customer rating
    1. Price
    1. Features
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    * based on reviews in the past 12 months

    Reviews: 27

    Thumbs up: 24 | Thumbs down: 3

    Featured car loan from Westpac

    • Car Loan - New (Fixed)
    • fixed 1 year rate

      9.49%

    • comparison rate

      10.53%


    Other car loans

    • Copy of Car Loan (Variable)
    • variable rate

      9.20%

    • comparison rate

      9.20%

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    Recent Westpac car loan reviews

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    • Good customer service but high interest rates

        1. Overall customer rating
        2. (Reviewed 3 months ago)

      I dislike the high interest rate.       Full review 

      I dislike the high interest rate.


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      Westpac car loan reviewed by Hayley from New South Wales

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        1. Overall customer rating
        2. (Reviewed 7 months ago)

      They have extremely high interest & don't seem to want to try beat other banks. They have high loan cancellation fees & monthly fees. When I finally paid off my car loan off early, they still withdrew a monthly payment that week which I haven't re...       Full review 

      They have extremely high interest & don't seem to want to try beat other banks. They have high loan cancellation fees & monthly fees. When I finally paid off my car loan off early, they still withdrew a monthly payment that week which I haven't received back! Not Happy!!!


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      Westpac car loan reviewed by Jess from Victoria

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        1. Overall customer rating
        2. (Reviewed 7 months ago)

      Needed a new car fast, Wasn't sure if I would pass, team member was great, said he could relate, soon had the money in my grasp! Accounts are now linked, much easier than you think, totally recommend, tickled pink!       Full review 

      Needed a new car fast, Wasn't sure if I would pass, team member was great, said he could relate, soon had the money in my grasp! Accounts are now linked, much easier than you think, totally recommend, tickled pink!


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      Westpac car loan reviewed by Emma from Tasmania

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      Yes
        1. Overall customer rating
        2. (Reviewed 8 months ago)

      There is no flexibility with the product, the rate is high and they charge you a monthly fee. Rip you off everywhere.       Full review 

      There is no flexibility with the product, the rate is high and they charge you a monthly fee. Rip you off everywhere.


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      Westpac car loan reviewed by Vlad from Western Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      This was a quick easy loan to apply for. We got immediate acceptance we only had to inform the bank of our agreed car pick up purchase dates, everything went smoothly. I had a few options in the way I could pay off the loan and chose to manage m...       Full review 

      This was a quick easy loan to apply for. We got immediate acceptance we only had to inform the bank of our agreed car pick up purchase dates, everything went smoothly. I had a few options in the way I could pay off the loan and chose to manage my payment via BPay, but might change to direct debit. As the car is a work vehicle I can claim tax deduction on my loan payments, and the bank has always been very helpful with any financial year information I have requested.


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      Westpac car loan reviewed by Jodi from Victoria

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      Yes
        1. Overall customer rating
        2. (Reviewed 9 months ago)

      I am very happy with my service, I use Internet Banking quite frequently and the way it is set up is in an easy to understand format. As this was my first loan, I would have like interest rates explained to me a little more, as it is an area I ...       Full review 

      I am very happy with my service, I use Internet Banking quite frequently and the way it is set up is in an easy to understand format. As this was my first loan, I would have like interest rates explained to me a little more, as it is an area I am not that clear on. However I was able to find most of what I was looking for on their website But overall I have never had any problems, and if I can't make a payment for whatever reason, such as lost my job, they are happy to suspend payments, within reason.


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      Westpac car loan reviewed by Emma from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      Check your GST status for business car loans. Some options allow GST to be claimed straight away in full, and others do not. Ask about chattel mortgages if you want to claim in full at your next bas.       Full review 

      Check your GST status for business car loans. Some options allow GST to be claimed straight away in full, and others do not. Ask about chattel mortgages if you want to claim in full at your next bas.


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      Westpac car loan reviewed by Wayne from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      I was thinking about a personal loan for a new car (as my 18-year-old car is costing on maintenance) but Westpac came back with a quick response to my online application and simply said "NO" which is a good thing as I really cannot afford a new ca...       Full review 

      I was thinking about a personal loan for a new car (as my 18-year-old car is costing on maintenance) but Westpac came back with a quick response to my online application and simply said "NO" which is a good thing as I really cannot afford a new car right now and my old car will need to keep on going for a few more years yet!


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      Westpac car loan reviewed by Glenn from Australian Capital Territory

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      Yes
        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      Westpac equipment finance work with you if there are any repayment problems and give options to help meet your loan obligations. Very easy to deal with when setting up the loan and look after long term customers.       Full review 

      Westpac equipment finance work with you if there are any repayment problems and give options to help meet your loan obligations. Very easy to deal with when setting up the loan and look after long term customers.


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      Westpac car loan reviewed by Mick from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      i have always found Westpac very help and make a decission on the spot when applying for a loan       Full review 

      i have always found Westpac very help and make a decission on the spot when applying for a loan


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      Westpac car loan reviewed by Simon from Victoria

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      Yes
        1. Overall customer rating
        2. (Reviewed about 1 year ago)

      I like this product because of it's flexibility.       Full review 

      I like this product because of it's flexibility.


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      Westpac car loan reviewed by Daroma from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed over 1 year ago)

      Be aware of the interest rate as it can change on a daily basis. It doesn't pay you to come out of the contract early (ie. pay off the loan before time) so you should get the best interest rate possible, even if it means waiting a few days/weeks.       Full review 

      Be aware of the interest rate as it can change on a daily basis. It doesn't pay you to come out of the contract early (ie. pay off the loan before time) so you should get the best interest rate possible, even if it means waiting a few days/weeks.


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      Westpac car loan reviewed by Linda from Western Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed over 1 year ago)

      this product is very reliable and it has very good reputation in the local market many people are using this because of their excellent services interest rates       Full review 

      this product is very reliable and it has very good reputation in the local market many people are using this because of their excellent services interest rates


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      Westpac car loan reviewed by Sunilchowdary from Victoria

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      Yes
        1. Overall customer rating
        2. (Reviewed over 1 year ago)

      Good bank to get a car loan as and also good term deposit with caring customer service.       Full review 

      Good bank to get a car loan as and also good term deposit with caring customer service.


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      Westpac car loan reviewed by Marcelo from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed almost 2 years ago)

      The people at Mackay branch take a personal interest in helping their customers.       Full review 

      The people at Mackay branch take a personal interest in helping their customers.


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      Westpac car loan reviewed by Yvonne from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed almost 2 years ago)

      Good service. Good rate.       Full review 

      Good service. Good rate.


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      Westpac car loan reviewed by Michael from South Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed almost 2 years ago)

      I got a car loan for my first car & with westpac is was very easy & clear. I knew what i was signing & they made everything understandable. I recommend this product to all my friends/family.       Full review 

      I got a car loan for my first car & with westpac is was very easy & clear. I knew what i was signing & they made everything understandable. I recommend this product to all my friends/family.


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      Westpac car loan reviewed by Holly from Western Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed almost 2 years ago)

      Very easy to apply for, was accepted within minutes and had the money available within a few hours. The money could be transferred using phone banking or on the internet.       Full review 

      Very easy to apply for, was accepted within minutes and had the money available within a few hours. The money could be transferred using phone banking or on the internet.


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      Westpac car loan reviewed by Helen from Victoria

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      Yes
        1. Overall customer rating
        2. (Reviewed almost 2 years ago)

      Some staff not that interested. Some staff shocked there was no loan approved after 30years of being a customer.       Full review 

      Some staff not that interested. Some staff shocked there was no loan approved after 30years of being a customer.


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      Westpac car loan reviewed by Marilyn from Victoria

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      Yes
        1. Overall customer rating
        2. (Reviewed about 2 years ago)

      I like that I get to speak to a friendly customer service rep and they always get back to my enquiries within 24 hours. I receive a discount for being a youth, which is very rare, and I have never had to make a complaint about anything.       Full review 

      I like that I get to speak to a friendly customer service rep and they always get back to my enquiries within 24 hours. I receive a discount for being a youth, which is very rare, and I have never had to make a complaint about anything.


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      Westpac car loan reviewed by Bridgitte from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed over 2 years ago)

      It is now very convenient as I can just transfer my weekly payment into my Car loan account rather than BPAYing it and it goes in straight away. Customer service has always been great every time i have rung. The dishonour fees are a little expensive.       Full review 

      It is now very convenient as I can just transfer my weekly payment into my Car loan account rather than BPAYing it and it goes in straight away. Customer service has always been great every time i have rung. The dishonour fees are a little expensive.


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      Westpac car loan reviewed by Justine from Western Australia

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      Yes
        1. Overall customer rating
        2. (Reviewed over 2 years ago)

      Applying for my Westpac car loan was quick and easy and all the staff were wonderful.       Full review 

      Applying for my Westpac car loan was quick and easy and all the staff were wonderful.


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      Westpac car loan reviewed by Natasha from Queensland

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      Yes
        1. Overall customer rating
        2. (Reviewed over 2 years ago)

      I didn't like that the interest rate that Westpac charged on my car loan was higher than on my credit card.       Full review 

      I didn't like that the interest rate that Westpac charged on my car loan was higher than on my credit card.


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      Westpac car loan reviewed by Jason reid from Victoria

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      Yes
        1. Overall customer rating
        2. (Reviewed over 2 years ago)

      I like that my Westpac car loan is easily accessible on my internet banking and I am not penalised for early repayments.       Full review 

      I like that my Westpac car loan is easily accessible on my internet banking and I am not penalised for early repayments.


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      Westpac car loan reviewed by Georgina from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed about 3 years ago)

      All good. Recommend Westpac for car loans.       Full review 

      All good. Recommend Westpac for car loans.


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      Westpac car loan reviewed by Christy from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed over 3 years ago)

      I love the variety of products that westpac can offer. It's not about how wealthy you are we are all treated equally       Full review 

      I love the variety of products that westpac can offer. It's not about how wealthy you are we are all treated equally


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      Westpac car loan reviewed by Linda from New South Wales

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      Yes
        1. Overall customer rating
        2. (Reviewed over 3 years ago)

      mostly like the friendly service       Full review 

      mostly like the friendly service


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      Westpac car loan reviewed by Scott from New South Wales

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      Yes

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