Westpac Personal Loan

11.99% p.a.

13.15% p.a.based on $30,000
over 5 years

$250

Westpac Personal Loan

11.99% p.a.

13.15% p.a.based on $30,000
over 5 years

$250

Details

Rates and fees information correct as at 2 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 11.99% p.a. fixed

  • 13.15% p.a.based on $30,000
    over 5 years

Fees
  • $250.00

  • $12.00

  • $15.00

  • $0.00

  • $175

Other financial bits
  • $4,000.00

  • $50,000.00

  • 1 Year

  • 7 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • Eligibility conditions include a regular permanent income of at least $35,000 p.a.

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Westpac personal loans rated by the Mozo community?

Overall customer rating
6.9/10
Price
6.2/10
Features
6.0/10
Customer service
7.3/10
Convenience
7.7/10
Trust
7.0/10

Latest reviews of Westpac Personal Loan

  • Overall 6/10
    Good bank with competitive rates.

    Fairly good bank. Does what they need to do. They offer good competitive rates and cheap options for repayments.

    Read full review

    Fairly good bank. Does what they need to do. They offer good competitive rates and cheap options for repayments.

    Price
    7/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    7/10
    Trust
    9/10
    Less
    Kimberley, New South Wales reviewed about 2 months ago
  • Overall 8/10
    Quick response time.

    I like the fact that I could apply online and have an immediate response.

    Read full review

    I like the fact that I could apply online and have an immediate response.

    Price
    3/10
    Features
    5/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    7/10
    Less
    Sylvia, Western Australia reviewed 4 months ago
  • Overall 10/10
    Easy process online.

    I did a personal loan online and it only took 15 minutes. It was very easy process and had my funds in 24 hours.

    Read full review

    I did a personal loan online and it only took 15 minutes. It was very easy process and had my funds in 24 hours.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10
    Less
    Lara, Western Australia reviewed 4 months ago
  • Overall 5/10
    Good customer service in branch.

    Friendly staff. I don't like that they are inflexible. I also don't like their recent scandal with money laundering.

    Read full review

    Friendly staff. I don't like that they are inflexible. I also don't like their recent scandal with money laundering.

    Price
    -1/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    8/10
    Trust
    2/10
    Less
    Frances, Queensland reviewed 4 months ago
  • Overall 3/10
    Stay away or do serious research.

    High interest, high fee.

    Read full review

    High interest, high fee.

    Price
    1/10
    Features
    2/10
    Customer service
    7/10
    Convenience
    5/10
    Trust
    4/10
    Less
    Gareth, Queensland reviewed 4 months ago
Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

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