Home Loans

Taking on a home loan is probably one of the biggest financial commitments you’ll ever make, so it pays to get it right. At Mozo we compare over 500 home loans from more than 80 lenders, so you can be sure you’re getting the best possible deal when you borrow.

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How to find the best home loan interest rate

Getting the best value on your home loan has never been simpler. At Mozo, we help you to compare a range of home loans from the big banks, small online lenders and everything in between.
In our table, we list details like interest rate, fees, loan amounts and loan-to-value ratios, along with an estimated monthly repayment, to help you pick the best option.

What kind of home loans are available?

There are a number of different types of home loan on the market, which gives you the chance to find the perfect fit for your needs. From loans designed for first home buyers, to those perfect for refinancers or options tailored to investors, you’re sure to find what you’re looking for.
To narrow down your home loan comparison, just choose the type of loan you’re interested in from the drop down menu in our table below.

How do I apply for a home loan online?

That’s easy! Once you’ve found the loan of your dreams, just click the blue ‘go to site’ button next to it in our table. This will take you through to the lender’s website, where you can begin your application.

Home loan comparisons on Mozo - rates updated daily

Want more? Compare all 508 home loans in the Mozo comparison engine.

Compare more home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

**Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

 

Switch & Save Calculator

Compare savings from over 100 home loans. How much could you save by switching your home loan? Find out in a few clicks.

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Home Loan Resources

Views, news, tips and guides to help find the home loan for you.

Home loan comparison made easy

These days there are a tonne of home loan options out there on the market, which means there’s sure to be an option that suits your needs - but that it can seem like a huge job to find it! That's where Mozo’s simple comparison tools come in.

We compare home loans from lenders all over Australia to help you sniff out the best mortgage deal, whether you’re buying your first family home, investing in your fifth rental property or refinancing a mortgage you’ve already had for a decade.

And to get you started on your search we’ve answered some of the most common home loan questions below.

    What home loan interest rates are available?

    What is the comparison rate?

    Am I eligible for a home loan?

    How much money will I be able to borrow?

    How much should I save as a deposit?

    How are monthly home loan repayments calculated?

    What home loan features will help me save money?

    What home loan fees will I need to budget for?

    I’m still stuck - where should I start?

Home loan guides

Recent home loan tips

Home Loan Reviews

AMP
AMP home loan review
Overall
0/10
AMP is highly disappointing

Looking forward to a better bank!

Looking forward to a better bank!

Price
-1/10
Features
0/10
Customer service
0/10
Convenience
9/10
Trust
0/10

Jo | QLD

reviewed about 2 months ago

Bendigo Bank
Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review
Overall
10/10
Fantastic service throught out

The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

Price
9/10
Features
9/10
Customer service
8/10
Convenience
10/10
Trust
10/10

Leonard | VIC

reviewed 3 months ago

ANZ
ANZ Simplicity PLUS (Owner Occupier, Principal & Interest) home loan review
Overall
2/10
I feel like we have been mislead

They started out as a great choice with excellent customer service at our local branch but has...

They started out as a great choice with excellent customer service at our local branch but has since let us down tremendously. One of the comments made by a loan staff employee at our last meeting not only was extremely offensive but also out of line in so many ways.

Price
5/10
Features
3/10
Customer service
3/10
Convenience
5/10
Trust
2/10

Geraldine | QLD

reviewed 4 months ago

Mortgage calculators

  • Switch and Save

    How much could you save by switching home loans?

    See calculator

  • Repayments calculator

    How much will my repayments be?

    See calculator

  • Rate change calculator

    How will rate changes affect my repayments?

    See calculator

  • Comparison calculator

    Which home loan will cost me less?

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  • Extra repayments calculator

    How much will I save with extra repayments?

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  • Borrowing calculator

    How much can I afford to borrow?

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  • Stamp duty calculator

    How much do I have to pay?

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