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Home Loans

  • Mozo's expert home loan comparisons can help you save thousands by finding the best home loan rates and features for your needs. We compare over 500 home loans from 80 lenders to help you find the right loan quickly and easily.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE 2017
    promoted

    Essentials Variable 80

    Owner Occupier, Principal & Interest

    • A no-bells-and-whistles loan with a super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest
    rate

    3.64% p.a. variable

    comparison
    rate*

    3.66% p.a.

    upfront
    fees

    $520

  • promoted

    UHomeLoan - Value Offer

    Owner Occupier, Principal & Interest

    • Experts Choice Winner - Home Loans 2016
    • No monthly fees
    • 20% minimum deposit required

    interest
    rate

    3.74% p.a. variable

    comparison
    rate*

    3.74% p.a.

    upfront
    fees

    $0

  • Big 4 Deal
    promoted

    Base Variable Rate Home Loan

    Owner Occupier, Principal & Interest

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest
    rate

    4.17% p.a. variable

    comparison
    rate*

    4.22% p.a.

    upfront
    fees

    $600

  • promoted

    Low Rate Home Loan with Offset

    LVR 80-90%, Owner Occupier

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    interest
    rate

    3.79% p.a. variable

    comparison
    rate*

    3.82% p.a.

    upfront
    fees

    $286

  • promoted

    Kick Start Home Loan

    Owner Occupier

    • 2 year introductory variable rate. Limited time only
    • Free redraw facility for easy access to additional payments
    • No monthly or application fees

    interest
    rate

    3.79% p.a. variable for 24 months and then 3.99% p.a. variable

    comparison
    rate*

    4.00% p.a.

    upfront
    fees

    $795

  • MOZO EXPERTS CHOICE 2017
    promoted

    OMG Home Loan

    Owner Occupier

    • Make it happen with Experts Choice Winner - Home Loan Credit Union of the Year 2017
    • Choose Principal and Interest or Interest Only options for your bcu OMG loan
    • With redraw facility available and easy pre-approval valid for 3 months, we will make it happen. Apply online now

    interest
    rate

    3.84% p.a. variable

    comparison
    rate*

    4.09% p.a.

    upfront
    fees

    $900

  • MOZO EXPERTS CHOICE 2017
    promoted

    Discounted Variable Home Loan Premium Plus Package

    Owner Occupier, Principal & Interest

    • Experts Choice - Home Lender of the Year 2016
    • $0 application fee. 100% offset facility available
    • Additional repayments and redraws at any time

    interest
    rate

    3.84% p.a. variable

    comparison
    rate*

    4.22% p.a.

    upfront
    fees

    $0

  • promoted

    Discounted Home Value Loan

    Owner Occupier

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    interest
    rate

    3.85% p.a. variable

    comparison
    rate*

    3.90% p.a.

    upfront
    fees

    $750

  • promoted

    Variable Rate Home Loan Premium Package

    LVR<80%, Owner Occupier

    • Ability to make unlimited bulk repayments without penalty
    • Offers borrowers up to three free splits
    • Access extra features such as multiple offset accounts

    interest
    rate

    3.85% p.a. variable

    comparison
    rate*

    4.16% p.a.

    upfront
    fees

    $0

  • MOZO EXPERTS CHOICE 2017
    promoted

    Basic Home Loan

    LVR<80%, Owner Occupier

    • Option to fix full loan or split between fixed and variable
    • Redraw available. Flexible repayments
    • Loan repayment pause available

    interest
    rate

    3.86% p.a. variable

    comparison
    rate*

    3.87% p.a.

    upfront
    fees

    $0

  • QLD Only
    promoted

    Discounted Classic Home Loan

    LVR<80%, Owner Occupier

    • Free online redraw
    • No penalty for extra repayments
    • No monthly fees

    interest
    rate

    3.88% p.a. variable

    comparison
    rate*

    3.89% p.a.

    upfront
    fees

    $0

  • promoted

    Mortgage Saver

    Owner Occupier

    • Owner occupiers in Queensland only
    • Unlimited repayments at no extra cost and redraw
    • Borrow up to 95% of the property value, ideal for first-time buyers & young families

    interest
    rate

    3.95% p.a. variable

    comparison
    rate*

    3.95% p.a.

    upfront
    fees

    $0

  • promoted

    Discount Great Rate Home Loan

    Owner Occupier, LVR<85%, over $150k

    • Experts Choice Winner 2016
    • No ongoing fee. No establishment fee. Free internet redraw facility
    • NSW, QLD, ACT customers only

    interest
    rate

    3.99% p.a. variable

    comparison
    rate*

    3.99% p.a.

    upfront
    fees

    $0

  • promoted

    Discount Variable Home Loan Special

    Owner Occupier

    • Experts Choice Winner - Best Value Variable Home Loan
    • No ongoing fees
    • Unlimited extra repayments

    interest
    rate

    3.99% p.a. variable

    comparison
    rate*

    4.04% p.a.

    upfront
    fees

    $750

  • promoted

    Fresh Start Basic Variable Home Loan

    Owner Occupier

    • Low interest rate
    • No ongoing fees
    • Free redraw facility for easy access to additional payments

    interest
    rate

    3.99% p.a. variable

    comparison
    rate*

    4.04% p.a.

    upfront
    fees

    $795

  • promoted

    Flexible Home Loan

    Fixed, Owner Occupier

    • Option to split your loan into fixed and variable
    • Offset available & no fees to redraw
    • Meet a mobile banker at a time or place that suits you

    interest
    rate

    3.88% p.a.
    fixed 2 years

    comparison
    rate*

    4.84% p.a.

    upfront
    fees

    $400

  • promoted

    Flexible Home Loan

    Fixed, Owner Occupier

    • Option to split your loan into fixed and variable
    • Offset available & no fees to redraw
    • Meet a mobile banker at a time or place that suits you

    interest
    rate

    4.19% p.a.
    fixed 3 years

    comparison
    rate*

    4.82% p.a.

    upfront
    fees

    $400

Want more? Compare all 509 home loans in the Mozo comparison engine.

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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