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  • Westpac eSaver

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    savings accounts

    • 3.75%

    • 5.20%

    Rates

    Rates
    Balances from $0: 3.75%pa
    Special Rates
    Balances from $0: 5.20%pa
    Special rate conditions
    The special interest rate is a fixed 1.45% on top of the standard variable rate, for 3 months from the date your account is opened.

    Features

    Atm access
    no
    Daily atm withdrawal limit
    $
    Eftpos card
    no
    Mastercard debit card
    no
    Visa debit card
    no
    Branch access
    no
    Cheque book
    no
    Phone banking
    yes
    Internet banking
    yes
    Bpay
    no
    Australia post banking
    no
    Other restrictions
    Must link to a transaction account with this provider. $5 fee applies for all transactions except phone and internet banking
    Other benefits
    none
    Kids ages
    none

    Fees

    Account fee
    $0.00
    Account fee waiver
    none
    Free transactions per month
    unlimited free transactions from phone and internet. $5 fee for all other possible transactions.
    Network ATM fee
    $
    ATM networks
    none
    Other bank ATM fee
    $
    Over the counter deposit fee
    $
    Over the counter withdrawal fee
    $
    Eftpos fee
    $
    Phone fee
    $0.00
    Internet fee
    $0.00
    Cheque fee
    $

    Other financial bits

    Minimum opening deposit
    $0.00
    Minimum balance
    $0.00
    Interest paid
    Monthly

    About Westpac

    As Australia’s first bank, Westpac has been serving customers since 1817! Now that Westpac has merged with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

    How are Westpac savings accounts rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    Westpac savings accounts 7.3 Based on 532
    Westpac savings account reviews
    6.6 5.9 7.4 7.9 7.5

    Read Westpac savings account reviews by the Mozo community

    Latest reviews of Westpac eSaver

      • Westpac eSaver *

        Westpac Cash Manager *

        * Fees and charges are payable

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        Great Customer Service, easy products to use.

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        I love this product as it is great to get a higher interest rate and still have it linked to my other accounts. I love Westpac as I have NEVER had any problems with them. With other financial institutions I seem to have nothing but problems or t...       Full review 

        I love this product as it is great to get a higher interest rate and still have it linked to my other accounts. I love Westpac as I have NEVER had any problems with them. With other financial institutions I seem to have nothing but problems or they try increase my card limit - and i have to tell them several times on the call I'm not interested. Not great customer service. Thanks Westpac you make our banking very easy.


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        Westpac eSaver savings account review by Jo from Victoria

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      • Westpac eSaver *

        Westpac Cash Manager *

        * Fees and charges are payable

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        Convenient, competitive rates, and customer servic

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        E-Saver account, the most convenient way to bank. Looking for a great interest rate? This is it. Having an E-Saver account lets you be the one to have control of your money. The only thing that would be a deterrent for people to not have an E-Save...       Full review 

        E-Saver account, the most convenient way to bank. Looking for a great interest rate? This is it. Having an E-Saver account lets you be the one to have control of your money. The only thing that would be a deterrent for people to not have an E-Saver account is if they were not computer literate.


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        Westpac eSaver savings account review by Ann from New South Wales

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      • Westpac eSaver *

        Westpac Cash Manager *

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        Good rates good customer service

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        Good easy access and still get a decent interest rate plus can add to it nice flexible savings account       Full review 

        Good easy access and still get a decent interest rate plus can add to it nice flexible savings account


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        Westpac eSaver savings account review by Miranda from Victoria

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      • Westpac eSaver *

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        Love Westpac customer service at my local branch.

          1. Overall customer rating
          2. (Reviewed 5 days ago)

        The esaver was so easy to set up thanks to my local branch manager,and so easy and convenient to use, with an excellent introductory rate that has rewarded me over and above my term deposit rate.       Full review 

        The esaver was so easy to set up thanks to my local branch manager,and so easy and convenient to use, with an excellent introductory rate that has rewarded me over and above my term deposit rate.


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        Westpac eSaver savings account review by Leonie from Queensland

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      • Westpac eSaver *

        Westpac Cash Manager *

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        FREE and easy internet banking

          1. Overall customer rating
          2. (Reviewed 10 days ago)

        The account is free and gives you two accounts. one for your debit card and one for your savings - which accumulates interest. Pro - internet banking, debit mastercard with no card fees, good customer service con - no rewards, overdraw fees are $9       Full review 

        The account is free and gives you two accounts. one for your debit card and one for your savings - which accumulates interest. Pro - internet banking, debit mastercard with no card fees, good customer service con - no rewards, overdraw fees are $9


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        Westpac eSaver savings account review by Rebecca from Victoria

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      • Westpac eSaver *

        Westpac Cash Manager *

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        "Competitive rates, friendly, competent staff"

          1. Overall customer rating
          2. (Reviewed 11 days ago)

        Westpac has great interest rates, every time I've called for assistance I've been greeted by friendly, willing staff, had no troubles with communication or accessing information about my accounts.       Full review 

        Westpac has great interest rates, every time I've called for assistance I've been greeted by friendly, willing staff, had no troubles with communication or accessing information about my accounts.


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        Westpac eSaver savings account review by Stephanie from Victoria

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      • Westpac eSaver *

        Westpac Cash Manager *

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        We want a Westpac ATM!

          1. Overall customer rating
          2. (Reviewed 11 days ago)

        Castlemaine desperately needs a westpac atm. Every withdrawal from other banks from westpac costs a minimum of $1.50. Sucks actually .       Full review 

        Castlemaine desperately needs a westpac atm. Every withdrawal from other banks from westpac costs a minimum of $1.50. Sucks actually .


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        Westpac eSaver savings account review by Donna from Victoria

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      • Westpac eSaver *

        Westpac Cash Manager *

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        Westpac has stood the test of time without faulter

          1. Overall customer rating
          2. (Reviewed 12 days ago)

        I have been with Westpac since I was a girl (approx 50 Years)it was then called Bank of New South Wales, I have over the years been with other banks but always remain faithful to Westpac and they have seen me through Fire and Flood and Home Loans,...       Full review 

        I have been with Westpac since I was a girl (approx 50 Years)it was then called Bank of New South Wales, I have over the years been with other banks but always remain faithful to Westpac and they have seen me through Fire and Flood and Home Loans, Car Loans and Borrowed Monies, and now days I am just a pensioner but I am treated as though I am one of their rich clients, I have about 5 accounts and they do not charge me any fees, and interest rates on par with other facilities so I stay with them. They have all I need like internet banking ATM, personal assistance at a branch and well trained staff.


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        Westpac eSaver savings account review by Denise from Queensland

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      • Westpac eSaver *

        Westpac Cash Manager *

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        Ultimate flexibility and usability

          1. Overall customer rating
          2. (Reviewed 12 days ago)

        I am in control. Save, move dollars around, great interest rates and I can have as many e-saver accounts as I like. I can even name them for easy identification........What could be better?       Full review 

        I am in control. Save, move dollars around, great interest rates and I can have as many e-saver accounts as I like. I can even name them for easy identification........What could be better?


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        Westpac eSaver savings account review by Alison from Queensland

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      • Westpac eSaver *

        Westpac Cash Manager *

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        Convenient branches, good staff, friendly managers

          1. Overall customer rating
          2. (Reviewed 12 days ago)

        The basic thing is that when I opened my e-saver, the interest was big, but after a year it became so little that I even dont notice it at the end of the month. But I do like the management here - they are always so helpful and friendly. Last time...       Full review 

        The basic thing is that when I opened my e-saver, the interest was big, but after a year it became so little that I even dont notice it at the end of the month. But I do like the management here - they are always so helpful and friendly. Last time Portland Westpac bank manager even offered us cash because of the faulty overdraw which left us in negative balance. It was Friday and the manager knew that we would need money.


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        Westpac eSaver savings account review by Laima from Victoria

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      • Westpac eSaver *

        Westpac Cash Manager *

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        Perfect for all.

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        With the saver account I am linked to all my accounts and can save without the worry of being unable to access funds when ever required. No limits, just save with high rewards.       Full review 

        With the saver account I am linked to all my accounts and can save without the worry of being unable to access funds when ever required. No limits, just save with high rewards.


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        Westpac eSaver savings account review by Juli-anne from Western Australia

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      • Westpac eSaver *

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        Very Personal service with all Products

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        We have been dealing with Westpac for over 31 years, They have given us a good service throughout this time with our Savings, mortgages, Personal Loans,credit cards & Financial Advising and have no intention of changing at this stage.       Full review 

        We have been dealing with Westpac for over 31 years, They have given us a good service throughout this time with our Savings, mortgages, Personal Loans,credit cards & Financial Advising and have no intention of changing at this stage.


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        Westpac eSaver savings account review by Les from Queensland

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      • Westpac eSaver *

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        Flexible money and great rates

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        The eSaver account gives me just what I need - It's card-free and paper-free so saves clutter. I have online access to the money whenever I want but get good interest on the money when I keep it in there! I do wish it had a bonus interest option...       Full review 

        The eSaver account gives me just what I need - It's card-free and paper-free so saves clutter. I have online access to the money whenever I want but get good interest on the money when I keep it in there! I do wish it had a bonus interest option though. I loved that I could set it up online when it suited me so I didn't even have to make time to go into a branch during my work day.


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        Westpac eSaver savings account review by Elizabeth from Victoria

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      • Westpac eSaver *

        Westpac Cash Manager *

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        Reasonable rates with awesome service and security

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        The simplicity and clarity of Westpac's internet banking site provides a hassle-free, stable platform with a sense of security. The flexibility found with eSaver reflects the professionalism of Westpac in general - an easily maintainable account w...       Full review 

        The simplicity and clarity of Westpac's internet banking site provides a hassle-free, stable platform with a sense of security. The flexibility found with eSaver reflects the professionalism of Westpac in general - an easily maintainable account which requires little input. This being said, people should consider eSaver as a product which sacrifices high interest rates for a steady one. Still, highly recommended to everyone.


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        Westpac eSaver savings account review by Mark from Victoria

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      • Westpac eSaver *

        Westpac Cash Manager *

        * Fees and charges are payable

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        Easy access and helpful customer service.

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        I'm very happy with this product. I have easy access and helpful staff if needed. If I follow the guidelines then I get good interest and low fees.       Full review 

        I'm very happy with this product. I have easy access and helpful staff if needed. If I follow the guidelines then I get good interest and low fees.


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        Westpac eSaver savings account review by Jo from Western Australia

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      • Westpac eSaver *

        Westpac Cash Manager *

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        Poor product that penalises existing customers

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        What I hate about the eSaver is that they offer new eSaver customers a higher interest rate than what they offer their existing customers. You then have the choice to either change banks to one with a higher interest rate, or put up with the low r...       Full review 

        What I hate about the eSaver is that they offer new eSaver customers a higher interest rate than what they offer their existing customers. You then have the choice to either change banks to one with a higher interest rate, or put up with the low rate just to avoid all the disruption involved in changing banks. My eSaver interest is my only source of income at the moment. I am going through a divorce (and the court action I am having to take to effect a fair property settlement) as well as dealing with the clean up and repair to my home after cyclone Yasi went directly over my house in Feb 2011. I don't have the time or energy to set up new bank accounts with other banks, so I am trapped in the Westpac low interest eSaver account for now :( I will definitely be taking my money and business elsewhere (probably open a uSaver account) when I have the time and energy to do so.


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        Westpac eSaver savings account review by Cathy from Queensland

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      • Westpac eSaver *

        Westpac Cash Manager *

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        Don't waste time and money get an e saver account!

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        I like this product as it is easy to use by phone or on line. There are no fees for this account as long as you transfer funds to another account then take your money out. Every time I speak to a teller or customer service by phone the staff at We...       Full review 

        I like this product as it is easy to use by phone or on line. There are no fees for this account as long as you transfer funds to another account then take your money out. Every time I speak to a teller or customer service by phone the staff at Westpac are always friendly and willing to help me. I often get asked by Westpac staff if I am happy with my accounts or they tell me about the latest products available. I would recommend this product to everyone especially if you want to save money and get good interest on your return.


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        Westpac eSaver savings account review by Sheree from Western Australia

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      • Westpac eSaver *

        Westpac Cash Manager *

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        Good customer service

          1. Overall customer rating
          2. (Reviewed about 1 month ago)

        With all of the competition with banks they should be focusing on what they can do different of what they can offer the customer that no-one else can, for example a savings account that gives fantastic interest. The e-saver account is ok but nothi...       Full review 

        With all of the competition with banks they should be focusing on what they can do different of what they can offer the customer that no-one else can, for example a savings account that gives fantastic interest. The e-saver account is ok but nothing to rave about.


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        Westpac eSaver savings account review by Lisa from Western Australia

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      • Westpac eSaver *

        Westpac Cash Manager *

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        Great customer service. Useful product

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        Ease of use. No fees. Great place to store money for later use. Online access only means you can't accidentally spend all your money.       Full review 

        Ease of use. No fees. Great place to store money for later use. Online access only means you can't accidentally spend all your money.


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        Westpac eSaver savings account review by Grant from Queensland

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      • Westpac eSaver *

        Westpac Cash Manager *

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        Good rates, easy to monitor but you're on your own

          1. Overall customer rating
          2. (Reviewed 2 months ago)

        This account has a good interest rate and is easily accessed by phone or online but not accessible by card or ATM which acts as a good encouragement to save. No real savings advice or customer service after signup though.       Full review 

        This account has a good interest rate and is easily accessed by phone or online but not accessible by card or ATM which acts as a good encouragement to save. No real savings advice or customer service after signup though.


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        Westpac eSaver savings account review by Natalie from New South Wales

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