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Pathetic service and systems, especially internet
Absolutely hopeless service. Just waited 12 minutes and they could not even find my details between their systems and their internet banking provider. Totally pathetic AVOID at all costs. Full review
Absolutely hopeless service. Just waited 12 minutes and they could not even find my details between their systems and their internet banking provider. Totally pathetic AVOID at all costs.
1 person found this review helpful – do you?
YesGood mortgage rates, rotten overall service.
They are ok for just a home loan, rates and a redraw account etc., but you need to put all your cash in there. There the service stops, no 24hr call centre help, the only time I got near a branch was when on holiday in Brisbane, not sure if they h... Full review
They are ok for just a home loan, rates and a redraw account etc., but you need to put all your cash in there. There the service stops, no 24hr call centre help, the only time I got near a branch was when on holiday in Brisbane, not sure if they have any branches - more like a twig of a service - so I have to run a second a/c for emergencies. I really should think about moving.
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YesRun the other way.
Back in 2006 when I first got my mortgage, they seemed fairly competitive in terms of pricing. However over the course of 3 years, their service quickly deteriorated. Refinancing was the best decision I ever made. However they "lost" the paperwork... Full review
Back in 2006 when I first got my mortgage, they seemed fairly competitive in terms of pricing. However over the course of 3 years, their service quickly deteriorated. Refinancing was the best decision I ever made. However they "lost" the paperwork that was sent to them by ANZ, which delayed refinancing for a month and therefore incurred more costs as they charged for an extra month of repayments. Steer clear from these shonky merchants.
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YesDO NOT USE FIRST MAC They are without a doubt the worst home loan provider i have ever dealt with. They lack compassion, understanding, and are totally inflexible. Changing products is impossible and their cold management hide behind their frie... Full review
DO NOT USE FIRST MAC They are without a doubt the worst home loan provider i have ever dealt with. They lack compassion, understanding, and are totally inflexible. Changing products is impossible and their cold management hide behind their friendly front line. The credit Industry Ombudsmen is very familiar with these people! STAY WELL CLEAR!
9 people found this review helpful – do you?
YesThe people I have dealt with in customer service are all helpful and a credit to to them. However, this bank has taken side in a divorce, very unprofessional. I was locked out of my account by my ex. They chose not to inform me that the action was... Full review
The people I have dealt with in customer service are all helpful and a credit to to them. However, this bank has taken side in a divorce, very unprofessional. I was locked out of my account by my ex. They chose not to inform me that the action was taking place and order their customer service manager to not inform me. As a result I was left without funds for a number of weeks. Very unprofessional. Do not even consider using these people for your mortgage.
1 person found this review helpful – do you?
YesInitially it's great but when you want to extend the loan it is a bigger rigmarole that the original loan. This is a pain as both our extensions have been for immediate purchases. Full review
Initially it's great but when you want to extend the loan it is a bigger rigmarole that the original loan. This is a pain as both our extensions have been for immediate purchases.
2 people found this review helpful – do you?
YesThey are quite easy to deal with, even though they are based in Qld.. Sometimes there is a delay of 24 hours in transferring money to another account, but their (no frills) rates more than compensate for this. Full review
They are quite easy to deal with, even though they are based in Qld.. Sometimes there is a delay of 24 hours in transferring money to another account, but their (no frills) rates more than compensate for this.
2 people found this review helpful – do you?
YesPros - good products. Full review
2 people found this review helpful – do you?
YesNot a lot of product choice but good rates and I can use the debit Visa overal loan does what I need. Internet banking is simple and easy. Wife dislikes dealing with service staff and deals with Admin person for help. Full review
Not a lot of product choice but good rates and I can use the debit Visa overal loan does what I need. Internet banking is simple and easy. Wife dislikes dealing with service staff and deals with Admin person for help.
2 people found this review helpful – do you?
YesObviously not a regular big bank but so much better. I've had loans with all the main 4 banks but Firstmac's service, fees and charges and rates are just the best. I only heard of them through my finance broker and I was a little bit hesitant at f... Full review
Obviously not a regular big bank but so much better. I've had loans with all the main 4 banks but Firstmac's service, fees and charges and rates are just the best. I only heard of them through my finance broker and I was a little bit hesitant at first but so happy I used them. I had my loan approved weeks quicker than any of my friends with much less stress. Can't say enough good things about how much better than my previous lenders they have been.
3 people found this review helpful – do you?
YesGenerally OK, they were pleasant to deal with at first and we settled on the loan purely as the banks tend to add on features not really needed and charge for them but the support is a bit unpredictable. Customer service might be good one day but ... Full review
Generally OK, they were pleasant to deal with at first and we settled on the loan purely as the banks tend to add on features not really needed and charge for them but the support is a bit unpredictable. Customer service might be good one day but bad the next and also you have to confirm details with them as they have gotten details wrong so just be aware accuracy is an issue with them which might pose a prob later down the track.
1 person found this review helpful – do you?
YesAlthough I hadn't heard of this bank before my broker mentioned them I am so happy that he did! Their service was terrific all the way - loan was all approved in less than a week - valuation everything!! and they don't have any ongoing fees and a ... Full review
Although I hadn't heard of this bank before my broker mentioned them I am so happy that he did! Their service was terrific all the way - loan was all approved in less than a week - valuation everything!! and they don't have any ongoing fees and a much better rate than all of my friends! I would recommend their service to anyone.
1 person found this review helpful – do you?
YesAwful company run by awful people. A disgrace. Full review
1 person found this review helpful – do you?
YesCommunication is a let down. Returning calls are not followed through. Wanting to change anything with your loan will cost you big time. Full review
Communication is a let down. Returning calls are not followed through. Wanting to change anything with your loan will cost you big time.
1 person found this review helpful – do you?
YesAs a non working parent I am slugged the higher interest. If I was a working parent I would be able to have a lower interest rate. Full review
As a non working parent I am slugged the higher interest. If I was a working parent I would be able to have a lower interest rate.
1 person found this review helpful – do you?
YesMy loan was sold to FirstMac by HSBC and I had no choice and I lost all my convenience as there's no product choices so its a basic loan. My loan was then sold to a company called salsforce who own Firstmac and they are by far worse in terms of se... Full review
My loan was sold to FirstMac by HSBC and I had no choice and I lost all my convenience as there's no product choices so its a basic loan. My loan was then sold to a company called salsforce who own Firstmac and they are by far worse in terms of service and reliability.I wasnt even allowed to speak to a complaints person when they stuffed up my salary credit not once but twice! No apology nothing and yet the person I spoke with agreed it was their error and he was supposedly a Leader! Terrible experiences.
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YesWhen I first dealt with FirstMac back in 2006 they were so incredibly friendly and helpful and requests were done quick such as our extra cash for bathroom reno. What a difference now, on calling customer service you are met with very young kids w... Full review
When I first dealt with FirstMac back in 2006 they were so incredibly friendly and helpful and requests were done quick such as our extra cash for bathroom reno. What a difference now, on calling customer service you are met with very young kids who generally cannot answer basic questions or provide variations of facts and are rude when you ask to many questions, its like they are defensive. When dealing with the sales team again they sound so inexperienced and unprofessional. I cant wait to leave.
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YesWe have a basic home loan with offset account. We are extremely happy with First Mac. Full review
We have a basic home loan with offset account. We are extremely happy with First Mac.
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YesMost transactions are done online. Unlike Challenger you need to always get the intermediary to change your payments so I can't directly change or increase payments online. I have to go through the broker BMM all the time to do this by faxing my... Full review
Most transactions are done online. Unlike Challenger you need to always get the intermediary to change your payments so I can't directly change or increase payments online. I have to go through the broker BMM all the time to do this by faxing my increase on their document.
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YesI was transferred to Firstmac by HSBC after having a loan with them. My dealings with Firstmac since then have been minimal but always the staff have been able to assist with my enquiries. Full review
I was transferred to Firstmac by HSBC after having a loan with them. My dealings with Firstmac since then have been minimal but always the staff have been able to assist with my enquiries.
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Yesmuch the same as other banks - they look after their own interests Full review
much the same as other banks - they look after their own interests
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YesService has been going downhill for a while. When you call with the same question, you will get told something different every time so Firstmac is not very competent or trustworthy. Their sales reps are terribly pushy and border on being rude and ... Full review
Service has been going downhill for a while. When you call with the same question, you will get told something different every time so Firstmac is not very competent or trustworthy. Their sales reps are terribly pushy and border on being rude and getting a callback just doesn't happen. ANZ here I come.
1 person found this review helpful – do you?
YesThe service at FirstMac was just crazy and my only thought is that their staff have no idea who they work for and what their products are. I had a negative experience where the sales rep who dealt with my questions seemed very confused and standof... Full review
The service at FirstMac was just crazy and my only thought is that their staff have no idea who they work for and what their products are. I had a negative experience where the sales rep who dealt with my questions seemed very confused and standoffish about their products (could not distinguish between FirstMac and another product called Asure) and I was sent on a round-Robbin chase for about 20 minutes. Finally, I just gave up and called Commonwealth who gave a great rate and all was sorted in 15 minutes.
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YesWould recommend to others as their rates are pretty good but that's where it stops. Processing time was too long and no one ever called me back and I had to keep chasing them, so I assumed they didn't want my business. Dealing with their customer ... Full review
Would recommend to others as their rates are pretty good but that's where it stops. Processing time was too long and no one ever called me back and I had to keep chasing them, so I assumed they didn't want my business. Dealing with their customer service wasn't much better either. Very disappointing.
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YesFirstMac have very good rates and I do like our product but in saying that their Internet Banking Site is just shocking and looks like it was designed by a 12 year old. Also the service is just so inconsistent and they just don't sound very confid... Full review
FirstMac have very good rates and I do like our product but in saying that their Internet Banking Site is just shocking and looks like it was designed by a 12 year old. Also the service is just so inconsistent and they just don't sound very confident. In fact we could call with the same question 5 times and get a different answer and in some cases the person we call cannot even answer and seems almost distracted or doesn't care.
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YesI like the flexibility but interest rates are higher than they should be. Full review
I like the flexibility but interest rates are higher than they should be.
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YesMy FirstMac home loan is great, but it was a very long and slow application process. Full review
My FirstMac home loan is great, but it was a very long and slow application process.
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YesFirst Mac offers a reasonable interest rate Full review
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YesFirst Mac brought out our existing home loan from HSBC and they are much more friendly and more informative. I dislike that there are no local branches that I can drop into if I have questions but the helpline is open extended hours and can genera... Full review
First Mac brought out our existing home loan from HSBC and they are much more friendly and more informative. I dislike that there are no local branches that I can drop into if I have questions but the helpline is open extended hours and can generally help.
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YesOur loan was with HSBC who sold our loan to First Mac so it wasn't our choice Full review
Our loan was with HSBC who sold our loan to First Mac so it wasn't our choice
1 person found this review helpful – do you?
YesWhat type of home loan are you looking for?
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