ANZ Access Advantage

ANZ

$5.00$0 monthly account fee if you deposit min. $2,000 per month

ANZ

Visa Debit or
EFTPOS

ANZ Access Advantage Review

Review updated: 25 November 2014

Review published: 4 October 2012

What's hot:

  • No minimum balance

What's not:

  • $5 monthly fee

Mozo snapshot:

The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee which is value for money if you need regular branch access or teller assistance (This fee is waived if you deposit $2000 into your account each month). If you do all your banking electronically there are other fee free options on the market that are worth considering. You can also get an image of your choice on your card for free, so this could be Fluffy or Buster's chance to finally score a place in your wallet!

Key features:

There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.

As with most everyday transaction accounts the interest on balances is minimal - 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.

The ANZ Access Advantage account comes with a Visa debit card that has PayWave access, so you can make transactions under $100 simply by flashing your card. Plus Visa debit transaction have ANZ's Falcon fraud protection monitoring so you'll have peace of mind when online shopping.

If you're heading overseas you'll need to plan carefully if you want to avoid high fees with the ANZ Access Advantage. Overseas ATM withdrawals cost $5 a pop and purchases attract a 3.0% foreign exchange commission.

Who it's good for:

The ANZ Access Advantage is particularly good for anyone who needs full branch access on a regular basis as all over the counter and teller assistance is included in the $5 monthly fee.

If you are a full time student or you deposit over $2000 each month into the account, the monthly account fee can be waived.

Any catches?

The ANZ Access Advantage account has a $1000 a day ATM withdrawal limit, so you'll need to plan in advance if you're going to make any large purchases.

How are ANZ bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.6

Based on 732
ANZ bank accounts reviews

6.6 6.5 7.6 7.9 7.6

Read ANZ bank account reviews by the Mozo community

Latest reviews of ANZ Access Advantage

ANZ

ANZ Access Advantage bank account review

Overall rating   7 / 10

Works well

All in all this product meets my needs.
Full review

All in all this product meets my needs.

    Price   8 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Carol (TAS), reviewed 1 day ago

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ANZ

ANZ Access Advantage bank account review

Overall rating   10 / 10

User friendly online and responsive in a branch

Extremely user friendly online service and the customer experience within a branch is always enjoyable due to professional and personal service. It's always a pleasure going into an ANZ bank. It's as if family is looking after me.
Full review

Extremely user friendly online service and the customer experience within a branch is always enjoyable due to professional and personal service. It's always a pleasure going into an ANZ bank. It's as if family is looking after me.

    Price   7 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jackie (VIC), reviewed 1 day ago

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ANZ

ANZ Access Advantage bank account review

Overall rating   10 / 10

Efficient and effective on all levels.

It is a very well run and efficient service on all levels.
Full review

It is a very well run and efficient service on all levels.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Margaret (WA), reviewed 12 days ago

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ANZ

ANZ Access Advantage bank account review

Overall rating   8 / 10

Easy peasy lemon squeezy

Easygoing everyday banking understanding employees honest and helpful.
Full review

Easygoing everyday banking understanding employees honest and helpful.

    Price   8 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Joanna (VIC), reviewed 13 days ago

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ANZ

ANZ Access Advantage bank account review

Overall rating   9 / 10

Competitive

Anz in most towns and have overseas affiliates and offer good reliable service.
Full review

Anz in most towns and have overseas affiliates and offer good reliable service.

    Price   2 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Terry (NSW), reviewed 13 days ago

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Rates

  • Balances from $0: 0.00%pa.
    Balances from $50,000: 0.01%pa.
    Balances from $100,000: 0.02%pa

  • none

  • none

Fees

  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month

  • Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • ANZ

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

Other financial bits

  • $0.00

  • $0.00

Features

  • $1,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • no

  • none

  • none

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ goMoney, it's easier to do banking on the go.

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