ANZ Access Advantage

ANZ

$5.00$0 monthly account fee if you deposit min. $2,000 per month

ANZ

Visa Debit or
EFTPOS

ANZ Access Advantage Review

Review updated: 25 November 2014

Review published: 4 October 2012

What's hot:

  • No minimum balance

What's not:

  • $5 monthly fee

Mozo snapshot:

The ANZ Access Advantage account is your standard bank account with unlimited ANZ ATM access, internet and phone banking. It has a $5 monthly service fee which is value for money if you need regular branch access or teller assistance (This fee is waived if you deposit $2000 into your account each month). If you do all your banking electronically there are other fee free options on the market that are worth considering. You can also get an image of your choice on your card for free, so this could be Fluffy or Buster's chance to finally score a place in your wallet!

Key features:

There are no minimum opening deposits or minimum balance requirements with an ANZ Access Advantage account. You'll get unlimited transactions from ANZ ATMs, phone and internet banking, full branch access, and EFTPOS.

As with most everyday transaction accounts the interest on balances is minimal - 0% on balances under $50,000, 0.01% above $50,000 and 0.02% over $100,000.

The ANZ Access Advantage account comes with a Visa debit card that has PayWave access, so you can make transactions under $100 simply by flashing your card. Plus Visa debit transaction have ANZ's Falcon fraud protection monitoring so you'll have peace of mind when online shopping.

If you're heading overseas you'll need to plan carefully if you want to avoid high fees with the ANZ Access Advantage. Overseas ATM withdrawals cost $5 a pop and purchases attract a 3.0% foreign exchange commission.

Who it's good for:

The ANZ Access Advantage is particularly good for anyone who needs full branch access on a regular basis as all over the counter and teller assistance is included in the $5 monthly fee.

If you are a full time student or you deposit over $2000 each month into the account, the monthly account fee can be waived.

Any catches?

The ANZ Access Advantage account has a $1000 a day ATM withdrawal limit, so you'll need to plan in advance if you're going to make any large purchases.

How are ANZ bank accounts rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.6

Based on 787
ANZ bank accounts reviews

6.6 6.5 7.6 7.8 7.6

Read ANZ bank account reviews by the Mozo community

Latest reviews of ANZ Access Advantage

ANZ

ANZ Access Advantage bank account review

Overall rating   8 / 10

Very good customer service and support

I have been with ANZ for a long time and to date any support from customer service experiences dealing with Anz have been of high quality.
Full review

I have been with ANZ for a long time and to date any support from customer service experiences dealing with Anz have been of high quality.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Mounira (SA), reviewed 13 days ago

Was this review helpful? Yes

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ANZ

ANZ Access Advantage bank account review

Overall rating   9 / 10

Convenient

ANZ has convenient online banking and an app that I love using. Hopefully other online features will become available soon too. Very happy with the ANZ online features the most.
Full review

ANZ has convenient online banking and an app that I love using. Hopefully other online features will become available soon too. Very happy with the ANZ online features the most.

    Price   8 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Jesse (NSW), reviewed 13 days ago

Was this review helpful? Yes

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ANZ

ANZ Access Advantage bank account review

Overall rating   1 / 10

Overdraft Charges Unfair

Upset by their overdraft policy & inability for them to notify me my account was overdrawn. It took them 6 weeks to get mail to me, why wouldn't they just email? And now that I'm paying the OD, they're still going to charge me another overdraft...
Full review

Upset by their overdraft policy & inability for them to notify me my account was overdrawn. It took them 6 weeks to get mail to me, why wouldn't they just email? And now that I'm paying the OD, they're still going to charge me another overdraft fee at the end of the month. Also crazed by the fact that I have a credit card with them which didn't give overdraft protection. Closing accounts, not good for someone living overseas.

    Price   1 / 10

    Features   3 / 10

    Customer service   1 / 10

    Convenience   10 / 10

    Trust   1 / 10

Less

Cami (NT), reviewed 13 days ago

Was this review helpful? Yes

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ANZ

ANZ Access Advantage bank account review

Overall rating   8 / 10

Great customer service and fantastic future.

I like Anz bank, because they have their branches in the Asia Pacific region and also they look after the customer and do a fantastic job in here or overseas. Once I got robbed overseas, they helped me and organise my card and every thing went...
Full review

I like Anz bank, because they have their branches in the Asia Pacific region and also they look after the customer and do a fantastic job in here or overseas. Once I got robbed overseas, they helped me and organise my card and every thing went fantastic.

    Price   6 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Jimmy (NSW), reviewed 14 days ago

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ANZ

ANZ Access Advantage bank account review

Overall rating   10 / 10

Excellent account packages and prices and services

I have been with many other banks before and they have explained to me the services they offer and their prices and that I won't be charged extra for certain transactions and certain charges, but I always end up with a lot more extra charges on...
Full review

I have been with many other banks before and they have explained to me the services they offer and their prices and that I won't be charged extra for certain transactions and certain charges, but I always end up with a lot more extra charges on top of the bank fees that we have already discussed. And there were unexplainable small little fees that they kept fixing and telling me it shouldn't have happened.... BUT, with ANZ access advantage account which I use, it's an everyday account, I only get charged $5.00 a month. No extra cost for any transaction what so ever. I love it and I wont change my bank ever and I would so recommend it to all my families and friends. Try it out, you wont regret it.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Leilani (QLD), reviewed 16 days ago

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Rates

  • Balances from $0: 0.00%pa.
    Balances from $50,000: 0.01%pa.
    Balances from $100,000: 0.02%pa

  • none

  • none

Fees

  • $5.00

  • $0 monthly account fee if you deposit min. $2,000 per month

  • Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • ANZ

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

Other financial bits

  • $0.00

  • $0.00

Features

  • $1,000.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • no

  • none

  • none

About ANZ

ANZ is one of the largest companies in Australia and New Zealand, with a history that stretches back over 170 years. The bank offers a range of banking and financial products to more than 5.7 million retail customers, including home loans, credit cards and debit cards, personal loans, savings and banking accounts and personal insurance. And now, with its new mobile banking application, ANZ goMoney, it's easier to do banking on the go.

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