Your selected bank accounts
ANZ is one of Australia's "Big Four" banks, with a history dating back to 1835. As one of the country's largest financial institutions, ANZ serves over 8.5 million customers across Australia, New Zealand, and some other markets. It offers a range of banking products including everyday accounts, home loans, credit cards, and insurance.
ANZ has established itself as a leader in digital banking through its ANZ App, which provides features like PayID for fast payments, Voice ID authentication, and integrated digital wallet capabilities. While embracing digital innovation, ANZ maintains a network of branches and ATMs throughout Australia, making it accessible to customers who prefer traditional banking.
Below, we explore the pros and cons of the ANZ Access Advantage account.
No monthly account fee when depositing $2,000+ monthly
Advanced security features including Voice ID and ANZ Falcon
Digital wallet integration with major providers
Cashback rewards through Cashrewards partnership
$5 monthly account fee if deposit criteria not met
Some transactions incur additional fees (e.g. overseas transactions)
Debit interest may apply if account is overdrawn
The ANZ Access Advantage account stands out as a versatile everyday banking solution that combines traditional banking features with modern digital capabilities. Through its integration with the ANZ App, the account offers a bunch of security features like Voice ID for larger payments and temporary card blocking for added security.
While there is a $5 monthly fee, it's waived with a $2,000 monthly deposit, making it particularly suitable for regular income earners. The account comes with an ANZ Visa Debit card that supports all major digital wallets, including Apple Pay and Google Pay, providing flexible payment options for both in-store and online purchases.
A standout feature is the integration with Cashrewards, offering cashback opportunities at over 2,000 retailers. Combined with ANZ's fraud protection guarantees and 24/7 Falcon security monitoring, this account provides a mix of convenience, security, and rewards.
Your selected bank accounts
Excellent and convenient
ANZ helped us to work out a budget to assist with the best course of action to save as much money as possible. They helped do up an expense report and projections for a 12 month period. Seeing the income, money spent and money saved was a massive motivator for us to keep working hard at following the budget. Through their assistance we have saved enough money to do IVF 3 times with money left over incase of emergency and extra cash for Christmas as or fixed account accrued interest. They really do want to help you live the best life will being rational about expenses. Your dream is also theirs.
ANZ plus is reliable simple fool proof banking. To date I have also been impressed with their customer service.
My branch has no tellers, fully automated,staff very helpful. Not good for the elderly.
Banking app is incredibly straightforward to use, and I've never had any issues with them
Hard to access due to removal of teller services at local branch. Have to make appointments to speak to someone. Need at least another atm as there is always a queue. Keep pushing computer banking don't want personal contact with customers.
I’ve always been with ANZ and they suit my needs and what I’m looking for in a bank perfectly. The only problem is that they are usually doing maintenance on their internet banking every Saturday night which was becoming an inconvenience as I needed access to my accounts if I was going out.
I have been a member of this bank for years. Really good customer service and value.
The bank has been great. Easy to use app and no fees.
Great customer service
To open an ANZ Access Advantage account, you must be:
The $5 monthly fee is waived if you:
Yes, ANZ is covered by the Government's Financial Claims Scheme, protecting deposits up to $250,000. Additionally, ANZ offers fraud protection through ANZ Falcon™ and the ANZ Fraud Money Back Guarantee.
Yes, there are daily transaction limits:
^See information about the Mozo Experts Choice Bank Account Awards
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