Mozo has bank accounts covered, from low fee, free transactions to high interest accounts. Compare 170 bank accounts from 60 banks on Mozo today and find the best account for your needs.
Read moreWhen it comes to picking the best bank account there are so many things to weigh up, from choosing whether to go for a traditional or online account to finding one with no ATM or monthly account fees. And with so many types of bank accounts on offer from a range of banks, comparing them can prove a hard ask.
That’s where Mozo’s bank account comparison table below can help out. By listing a range of accounts all in the one place you’ll be able to easily compare accounts side by side based on features such as account fees, interest rates and even whether the account is compatible with digital payment options like Apple, Google and Samsung Pay.
It’s always nice to be earning as much interest on your money as possible, but the vast majority of bank accounts in Australia have relatively low interest rates. While that doesn’t mean you shouldn’t weigh up interest rates when comparing bank accounts, many Aussies choose to stash the bulk of their savings in a savings account with a higher interest rate.
If you are interested in comparing some of the bank accounts with the best interest rates around, check out the offers in the tables below or click the green ‘Compare more bank accounts’ button further down and refine your search by interest rate to see even more offers.
Online bank accounts are an increasingly popular type of bank account for many Australians. Instead of visiting a branch and conducting your banking business face to face, online bank accounts allow Aussies can use their smartphones or laptops to check their balances, transfer money and make repayments conveniently through a website or banking app.
Love the idea of ditching your wallet and paying for everything with your phone? It’s no longer a dream, with digital wallets like Apple Pay, Google Pay, Samsung Pay and wearable payment options like Fitbit and Garmin making it easier than ever for Aussies to leave their physical cards and cash at home.
And Mozo makes it easy to find out whether or not a bank account has the digital payment option of your choice. Just have a look under ‘Payment Options’ in the different bank accounts below.
Page last updated February 21, 2019
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$0.00
Apple Pay, Google Pay
0% p.a.
No overseas ATM fees & up to 10 currencies in one account
HSBC
Visa Debit
Balances from $0: 0.00% p.a.
Balances from $9,000: 0.05% p.a.
Unlimited free transactions from HSBC ATMs, EFTPOS, phone, internet, Bank@Post, BPAY and direct debits
Read our Mozo Review to learn more about the Everyday Global Account
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$5.00$0 monthly account fee if you deposit min. $2,000 per month
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
Unlimited fee free transactions at thousands of ATMs including those of all the major banks, every EFTPOS outlet, and at our branches. Access to your money through our Android or Apple app and internet banking.
rediATM
Visa Debit or
EFTPOS
Balances from $0: 0.00% p.a.
Balances from $1: 0.01% p.a.
Balances from $50,000: 0.05% p.a.
Balances from $100,000: 0.10% p.a.
Unlimited transactions from phone, internet, network ATM, BPay, EFTPOS, Bank@Post and counter deposits.
Read our Mozo Review to learn more about the Everyday Access
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with Standard Visa Debit Card
$0.00
Google Pay, PayID, Samsung Pay
0.01% p.a.
No monthly account fees ever, with no conditions. Free use at over 7,000 ATMs around Australia.
NAB
Visa Debit or
EFTPOS
Balances from $0: 0.01% p.a.
Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases
Read our Mozo Review to learn more about the Classic Banking Account
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$0.00
Google Pay, Payment Ring
0% p.a.
Pay $0 ATM fees at over 10,000 major bank ATMs in Aus. Fees. (T&Cs apply)
Bankwest, ANZ, Commonwealth, NAB, Westpac, St.George, BankSA, Bank of Melbourne
Debit Mastercard
Balances from $0: 0.00% p.a.
Unlimited domestic transactions from network ATMs, EFTPOS, cheque and counter withdrawals
Read our Mozo Review to learn more about the Easy Transaction Account
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$0.00
Apple Pay, PayID, Samsung Pay
0% p.a.
Unlimited fee-free everyday transactions and $0 monthly account fees. Tap and pay securely with Google Pay, Apple Pay and Samsung Pay.
CUA
Visa Debit or
EFTPOS
Balances from $0: 0.00% p.a.
Unlimited free transactions from counter deposit, phone, internet, cheque and EFTPOS. Free counter and network ATM withdrawals.
Read our Mozo Review to learn more about the Everyday Account
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$0.00
Samsung Pay
0% p.a.
Send and receive foreign currency with no Citi transfer fees & hold up to 10 currencies in one account.
Citibank
Debit Mastercard
Balances from $0: 0.00% p.a.
Balances from $5,000: 1.00% p.a.
Balances from $100,000: 1.50% p.a.
Balances from $250,000: 2.25% p.a.
Unlimited free transactions from network ATM, EFTPOS, cheque, phone, internet and linked Debit MasterCard purchases.
Read our Mozo Review to learn more about the Global Currency Account
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$6.00$0 monthly account fee if you deposit min. $2,000 per month
Google Pay, Payment Ring
1.50% p.a.
Free and unlimited access to Australia's largest bank ATM network.
Bankwest, Commonwealth
Debit Mastercard
Balances from $0: 1.50% p.a.
Balances from $5,000: 0.00% p.a.
Unlimited free domestic transactions from network ATMs, EFTPOS, cheque, counter withdrawals, phone, internet and MasterCard debit purchases
Read our Mozo Review to learn more about the Hero Transaction Account
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with Platinum Visa Debit Card
$10.00
Google Pay, PayID, Samsung Pay
0.01% p.a.
$10 cashback when you spend $1000 on contactless purchases, no foreign fee and complimentary travel insurance.
NAB
Visa Debit or
EFTPOS
Balances from $0: 0.01% p.a.
Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases
Read our Mozo Review to learn more about the Classic Banking Account
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$5.00$0 monthly account fee if you deposit min. $2,000 per month
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
0% p.a.
Unlimited everyday ANZ transactions for $5 a month
ANZ
Visa Debit or
EFTPOS
Balances from $0: 0.00% p.a.
Balances from $50,000: 0.01% p.a.
Balances from $100,000: 0.02% p.a.
Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet
Read our Mozo Review to learn more about the Access Advantage
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Want more? Compare all 93 bank accounts in the Mozo comparison engine.
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Reviews, news, tips and guides to help find the best bank account for you.
Whether you're looking for low fee accounts, online accounts or high interest accounts, Mozo can guide you through the Australian banking maze.
Our database lets you quickly compare bank accounts throughout Australia by fees and features, and covers hundreds of accounts from major banks, regional banks and credit unions.
You can also read reviews from real customers around Australia to get the inside story on everything from bank fees to customer service.
Before you compare bank accounts (also known as transaction accounts), it helps to make a quick list of the features and access what you need for your day-to-day banking.
Questions to ask include: How many transactions do you make each month? Do you want extras like a debit card or a cheque book? Do you require internet banking?
To make a quick and easy transaction account comparison, our nifty comparison tools let you filter Australian accounts by your desired features to help you find the best bank accounts for your needs. You can shortlist and compare your selection side-by-side.
If you make a large number of ATM and EFTPOS transactions each month, compare bank accounts that give you unlimited electronic transactions for one low monthly fee. These days some accounts even offer unlimited transactions with no monthly fees. If you want to make purchases online also think about an account with a debit card attached.
Those who intend to maintain a high account balance from month to month should consider a high interest bank account that pays a good interest on your money, while still giving you all the convenience of a regular everyday transaction account.
With Mozo you can compare bank accounts Australia wide by interest rate, monthly account fee, monthly free transactions and more.
The key to a healthy bank balance is sticking to a budget. If you want some help working out how much you spend and how much you should have left over each month, try our handy budget calculator.
And if you are wondering if the tax man is playing fair, try our income tax calculator to work out whether you're paying too much or too little tax.
This page is about personal transaction accounts. If you're after a transaction account for your small or medium business, check out our Business Bank Accounts page.
With such a variety of high interest transaction accounts on the market right now, it's a tough call to pick the best one. Mozo provides you with all the information you need to make the right choice and nab a great deal.
High interest bank accounts do everything a normal account does, with the added benefit of giving you a high interest rate on your money. They may have conditions, such as making a minimum deposit each month, so do your homework to find the right high interest bank account for your needs.
With such a variety of bank accounts on the market right now, it's a tough call to pick the best one. No fee accounts have no monthly service fees. Some no fee transaction accounts also give you a set number of free transactions each month. Mozo provides you with all the bank accounts information you need to make the right choice and get the best deal for you. Find and compare no fee bank accounts with Mozo.
This page is about no fee bank accounts. You can find other bank accounts by visiting our bank accounts page.
Very convenient card, excellent rates and the customer service is very good. Haven't had any...
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Very convenient card, excellent rates and the customer service is very good. Haven't had any issues or problems with it, I would highly recommend this product.
Less
Darren | South Australia
reviewed 1 day ago
I have been with this bank for over 20 years. They have helped me when I have asked.
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I have been with this bank for over 20 years. They have helped me when I have asked.
Less
Jeanette | Queensland
reviewed 2 days ago
Great bank account! There are no interest rates so I am super happy.
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Great bank account! There are no interest rates so I am super happy.
Less
Peter | Victoria
reviewed 23 days ago
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