based on 28499 ANZ product reviews as rated by Mozo community

ANZ bank accounts

Whatever you require from a bank account, ANZ have one to fit. Use our handy table to compare interest rates and fees - you can even view reviews from other Mozo uses. You can also see an overview of other banks in the market with our bank account comparison tools.

ANZ offers the following bank accounts

Rates and fees verified as correct at 16 April 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Account fee Payment options Interest rate
Access Advantage

$5.00

Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin, Fitbit, PayTo

0% p.a.

Student Access Advantage

$0.00

Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin, Fitbit, PayTo

0% p.a.

How are ANZ bank accounts rated?

Mozo users have rated ANZ bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
ANZ bank accounts
Overall
Price
Features
Customer service
Convenience
Trust

4801 Reviews

Recent ANZ bank account reviews

ANZ Access Advantage
Overall 3/10
What is a bank?

The banking system is prominent to those who are willing to study learn the inner workings of its structure then most importantly, execute. Banks are just businesses like any other and should be treated as such.

Read full review

The banking system is prominent to those who are willing to study learn the inner workings of its structure then most importantly, execute. Banks are just businesses like any other and should be treated as such.

Price
2/10
Features
3/10
Customer service
2/10
Convenience
7/10
Trust
1/10
Less
Levi, Western Australia, reviewed 14 days ago
ANZ Bank Account
Overall 3/10
Okay bank, just average.

Eh, it's an okay bank all in all. Don't particularly like it but don't hate it either.

Read full review

Eh, it's an okay bank all in all. Don't particularly like it but don't hate it either.

Price
3/10
Features
3/10
Customer service
2/10
Convenience
4/10
Trust
3/10
Less
Shivani, Victoria, reviewed 14 days ago
ANZ Access Advantage
Overall 10/10
ANZ is a great bank and I would love to win

ANZ is the bank to be with always good with reply’s and helpful staff

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ANZ is the bank to be with always good with reply’s and helpful staff

Price
9/10
Features
8/10
Customer service
10/10
Convenience
10/10
Trust
9/10
Less
Megan, Western Australia, reviewed 14 days ago
ANZ Bank Account
Overall 5/10
ANZ Bank: Versatile yet pricey.

ANZ Bank stands as a stalwart in the financial landscape of Australia and New Zealand, providing an extensive array of banking services that cater to diverse needs. Its accessibility, facilitated by numerous branches and ATMs alongside a user-friendly digital platform, ensures convenience for customers seeking both traditional and online banking solutions. ANZ's commitment to innovation is evident through its introduction of digital wallets, mobile payments, and online financial management tools, enhancing the overall banking experience. Yet, amidst its strengths, ANZ is not without its drawbacks. The bank's fee structure, known for its relatively high charges, can burden customers over time, while occasional reports of subpar customer service and less competitive interest rates on savings accounts may raise concerns. Moreover, the complexity of ANZ's product offerings necessitates clear communication to ensure customers fully comprehend the terms and conditions. Thus, while ANZ Bank's reputation for reliability and stability remains strong, potential users should weigh these pros and cons carefully before entrusting their finances to this institution.

Read full review

ANZ Bank stands as a stalwart in the financial landscape of Australia and New Zealand, providing an extensive array of banking services that cater to diverse needs. Its accessibility, facilitated by numerous branches and ATMs alongside a user-friendly digital platform, ensures convenience for customers seeking both traditional and online banking solutions. ANZ's commitment to innovation is evident through its introduction of digital wallets, mobile payments, and online financial management tools, enhancing the overall banking experience. Yet, amidst its strengths, ANZ is not without its drawbacks. The bank's fee structure, known for its relatively high charges, can burden customers over time, while occasional reports of subpar customer service and less competitive interest rates on savings accounts may raise concerns. Moreover, the complexity of ANZ's product offerings necessitates clear communication to ensure customers fully comprehend the terms and conditions. Thus, while ANZ Bank's reputation for reliability and stability remains strong, potential users should weigh these pros and cons carefully before entrusting their finances to this institution.

Price
4/10
Features
7/10
Customer service
3/10
Convenience
7/10
Trust
5/10
Less
Jade, Victoria, reviewed 19 days ago
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