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    • HSBC Platinum

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    • Platinum card from HSBC

    • 19.99%

    • 0.00% for 6 months and then 21.99%

    • $129.00

    • 55

    • Platinum Qantas card from HSBC

    • 19.99%

    • 0.00% for 6 months and then 21.99%

    • $199.00

    • 55

    Currently showing:

    Rewards scheme

    • Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    • All flights are redeemed via HSBC Travel Plus
    • Earn bonus points at 15 bonus partners including HSBC Travel Plus.
    • HSBC home&away program offers discounts on shopping, travel and more, in over 40 countries.

    Privileges

    • Concierge
    • Travel Accident Insurance
    • Extended Warranty
    • Purchase Protection

    Value of rewards points

    • Example reward
    • You'd need to spend
    • $100 gift card
    • $14,720
    • $100 cash back
    • $16,000
    • Flight: Sydney-Melbourne
    • $12,240
    • Flight: Sydney-London
    • $180,000
    • Points are capped?
    • No
    • Points expire?
    • 36 months

    Details behind our 'value of rewards' calculations

    • Points earning 1.25 points per dollar on Visa, uncapped
    • $100 gift card 18400 points buys a Myer $100 Gift Card
    • $100 cash back 20000 points buys a $100 credit
    • Flight: Sydney-Melbourne 18600 points required. 15000 points buys a $100 travel credit; assumed flight cost is $124
    • Flight: Sydney-London 187500 points required. 150000 points buys a $1000 travel credit; assumed flight cost is $1250

    (how did we do it? find out...)

    Rewards scheme

    • Points are automatically accredited to the Qantas Frequent Flyer Program.
    • All rewards redeemed via Qantas Frequent Flyer.
    • Earn 2 points for every dollar spent overseas.
    • HSBC home&away program offers discounts on shopping, travel and more, in over 40 countries.

    Privileges

    • Concierge
    • Travel Accident Insurance
    • Extended Warranty
    • Purchase Protection

    Special offers

    • 20,000 bonus points

    Value of rewards points

    • Example reward
    • You'd need to spend
    • Flight: Sydney-London
    • $128,000
    • $100 gift card
    • $13,500
    • Flight: Sydney-Melbourne
    • $12,850
    • Points are capped?
    • No
    • Points expire?
    • Never

    Details behind our 'value of rewards' calculations

    • Points earning 1 points per dollar on Visa, uncapped
    • Flight: Sydney-London 128000 points buys a Qantas London flight
    • $100 gift card 13500 points buys a Myer $100 Gift Card
    • Flight: Sydney-Melbourne 12850 points buys a Qantas Syd-Mel flight

    (how did we do it? find out...)

    Rates

    Purchase rate
    19.99%
    Intro purchase rate
    none
    Balance transfer rate
    0.00% for 6 months and then 21.99%
    Balance transfer term
    6 Months
    Balance transfer revert to cash
    yes
    Cash advance rate
    21.99%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $30.00
    Minimum repayment percent
    2.5

    Fees

    Annual card fee
    $129.00
    Introductory fee
    $0 in the first 1 year
    Annual fee spend threshold
    none
    Reward program fee
    $0.00
    Late payment fee
    $30.00
    Overlimit fee
    $30.00
    Cash advance fee
    $3%, min $4.00
    Foreign exchange margin
    3.00%
    Duplicate statement fee
    $8.00
    Transaction verification fee
    $15.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    yes
    Other restrictions
    2.0% handling fee applies to balance transfers.
    Other benefits
    Access to the Home&Away Privilege Program to receive discounts and benefits.

    Rates

    Purchase rate
    19.99%
    Intro purchase rate
    none
    Balance transfer rate
    0.00% for 6 months and then 21.99%
    Balance transfer term
    6 Months
    Balance transfer revert to cash
    yes
    Cash advance rate
    21.99%
    Interest free days
    55

    Other financial bits

    Minimum repayment amount
    $30.00
    Minimum repayment percent
    2.5

    Fees

    Annual card fee
    $199.00
    Introductory fee
    none
    Annual fee spend threshold
    none
    Reward program fee
    $0.00
    Late payment fee
    $30.00
    Overlimit fee
    $30.00
    Cash advance fee
    $3%, min $4.00
    Foreign exchange margin
    3.00%
    Duplicate statement fee
    $8.00
    Transaction verification fee
    $15.00
    Additional card fee
    $0.00
    Establishment fee
    $

    Features

    Additional cardholders
    yes
    Other restrictions
    2.0% handling fee applies to balance transfers.
    Other benefits
    2 Complimentary invitations to Qantas lounge annually.

    About HSBC

    HSBC in Australia is part of the HSBC Group, one of the world’s largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world’s local bank!

    How are HSBC credit cards rated by the Mozo community?

    Product Type Overall Price Features Service Convenience Trust
    HSBC credit cards 5.6 Based on 64
    HSBC credit card reviews     		5.2 5.3 5.5 5.2 5.4

    Read HSBC credit card reviews by the Mozo community

    Latest reviews of HSBC Platinum

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        In our opinion the only card we need.

          11. Overall customer rating
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        All aspects of the HSBC card provider have been outlined in easy to understand terms in the well presented PDS. They have our business now and will have for a long time to come. Regards, Phil&Barb.       Full review 

        All aspects of the HSBC card provider have been outlined in easy to understand terms in the well presented PDS. They have our business now and will have for a long time to come. Regards, Phil&Barb.


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        It has great rates but poor customer service

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          12. (Reviewed about 1 month ago)

        This has great low rates. However, sometimes I get charged twice and when I call customer service to correct the mistake, it takes too long to fix       Full review 

        This has great low rates. However, sometimes I get charged twice and when I call customer service to correct the mistake, it takes too long to fix


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      • Bankwest Breeze *

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        Reasonable service

          11. Overall customer rating
          12. (Reviewed about 1 month ago)

        Missed a payment by 9c and got penalized $80 and ongoing interest even though all paid off early Not very understanding and dont care about good payment history They do however make sure that you are protected from fraud well and call you when...       Full review 

        Missed a payment by 9c and got penalized $80 and ongoing interest even though all paid off early Not very understanding and dont care about good payment history They do however make sure that you are protected from fraud well and call you when odd purchases show up


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        HSBC Platinum credit card review by Neil from New South Wales

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