NAB Qantas Rewards Premium Card

  • NAB
  • 19.99%

  • 4.99% for 6 months

  • $250

  • 44

Rewards scheme

  • Points are automatically credited to the Qantas Frequent Flyer program.
  • All rewards are redeemed via Qantas Frequent Flyer.
  • Bonus points on selected Qantas products and services, including eligible Qantas flights.

Privileges

  • Concierge
  • Travel Insurance
  • Extended Warranty
  • Purchase Protection

Special offers

  • Apply by 31 July 2014 and make a purchase to receive 40,000 bonus Qantas Points.

Value of rewards points

  • Example reward
  • You'd need to spend
  •  
  • Visa
  • Amex
  • $100 gift card
  • $30,200
  • $10,067
  • Flight: Sydney-Melbourne
  • $16,000
  • $5,333
  • Flight: Sydney-London
  • $256,000
  • $85,333
  • Points are capped?
  • at $100,000 monthly
  • Points expire?
  • Never

Details behind our 'value of rewards' calculations

  • Points earning 1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
  • $100 gift card 15100 points buys a Myer $100 Gift Card
  • Flight: Sydney-Melbourne 8000 points buys a Qantas Syd-Mel flight
  • Flight: Sydney-London 128000 points buys a Qantas London flight

*how did we do it? find out...

Rates

Purchase rate
19.99%
Intro purchase rate
none
Balance transfer rate
4.99% for 6 months
Balance transfer revert to cash
no
Cash advance rate
21.74%
Interest free days
44

Fees

Annual card fee
$250.00
Introductory fee
none
Annual fee spend threshold
none
Reward program fee
none
Late payment fee
$5.00
Cash advance fee
1.75%, Min $1.75
Foreign exchange margin
3.00%
Duplicate statement fee
$7.00
Transaction verification fee
$5.00
Additional card fee
$0.00

Other financial bits

Minimum repayment amount
$25.00
Minimum repayment percent
2.5

Features

Additional cardholders
1
Other restrictions
none
Other benefits
none

About NAB

National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

How are NAB credit cards rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
NAB credit card 7.1 Based on 726
NAB credit card reviews
6.1 6.2 7.2 7.8 7.3

Read NAB credit card reviews by the Mozo community

Latest reviews of NAB Qantas Rewards Premium Card

  • Great product

    1. Overall customer rating
    2. (Reviewed about 2 months ago)

    I like the NAB credit cards. In addition to interest free periods, I also receive great points when using the Amex or VISA.  Full review 

    I like the NAB credit cards. In addition to interest free periods, I also receive great points when using the Amex or VISA.


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    NAB credit card review by Kylie from New South Wales

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  • Great customer service, always very helpful

    1. Overall customer rating
    2. (Reviewed 3 months ago)

    The rewards program is excellent. l recently purchased flights to Bali and to Melbourne with the amount of points accumulated. Be careful to pay your closing balance by the due date, as they will charge you a high interest rate from the day after ...  Full review 

    The rewards program is excellent. l recently purchased flights to Bali and to Melbourne with the amount of points accumulated. Be careful to pay your closing balance by the due date, as they will charge you a high interest rate from the day after until the closing balance is paid in full.


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    NAB credit card review by Gordon from Western Australia

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  • Easy, good features, good service

    1. Overall customer rating
    2. (Reviewed 4 months ago)

    Extensions to credit card limits were easy to arrange. Direct payment of credit card easy to arrange. No extra/hidden fees (that I know of!).  Full review 

    Extensions to credit card limits were easy to arrange. Direct payment of credit card easy to arrange. No extra/hidden fees (that I know of!).


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    NAB credit card review by Joanne from New South Wales

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  • Good rewards program and good customer service

    1. Overall customer rating
    2. (Reviewed 4 months ago)

    This credit card probably doesn't have the best interest rate available but I like the Qantas rewards that I can accrue. Although dealing the NAB by phone can be a chore if you don't remember your verbal password and last transactions, etc, the s...  Full review 

    This credit card probably doesn't have the best interest rate available but I like the Qantas rewards that I can accrue. Although dealing the NAB by phone can be a chore if you don't remember your verbal password and last transactions, etc, the staff is always understanding in the event that I might be late in meeting a bill payment. I've had a credit card with NAB for the last 20 years so I am a loyal customer. They have not given me reason to look elsewhere. Loyalty is important and lacking nowadays.


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    NAB credit card review by Lisa from New South Wales

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  • Good customer service

    1. Overall customer rating
    2. (Reviewed 4 months ago)

    Happy with the service from NAB.  Full review 

    Happy with the service from NAB.


      1. Price
      1. Features
      1. Customer service
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    NAB credit card review by Wilma from Victoria

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