NAB credit card reviews

NAB
NAB's overall rating for credit cards

(as rated by the Mozo community)

6.7 / 10

based on 4140 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from NAB

NAB Rewards Signature Card

balance transfer rate

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

purchase rate

19.99% p.a.

annual fee

$295
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Recent NAB credit card reviews

NAB

NAB Low Rate Platinum Card Credit Card review

Overall rating   10 / 10

Fantastic

They are fantastic. I am totally happy.

Full review

They are fantastic. I am totally happy.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

John, New South Wales, reviewed 5 months ago

NAB

NAB Rewards Classic Card Credit Card review

Overall rating   9 / 10

Nice customer service, needs better rates

Slow customer service. Takes a while. Otherwise good employees. Needs better pricing and free bank cards. IVR is a bit complicated. Also needs cashless withdrawal.

Full review

Slow customer service. Takes a while. Otherwise good employees. Needs better pricing and free bank cards. IVR is a bit complicated. Also needs cashless withdrawal.

    Price   8 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Sunpreet, New South Wales, reviewed 6 months ago

NAB

NAB Credit Card review

Overall rating   8 / 10

Competitive rates

National Australia Bank is solid.

Full review

National Australia Bank is solid.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Chris, Queensland, reviewed 6 months ago

NAB

NAB Low Rate Card Credit Card review

Overall rating   9 / 10

Better than most

Nice and easy to use.

Full review

Nice and easy to use.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Alexandra, New South Wales, reviewed 6 months ago

NAB

NAB Low Rate Platinum Card Credit Card review

Overall rating   8 / 10

Smart shoppers, smart accounts, happy customers

We only use it for small amounts, that we know can be paid back before interest is charged. Using it this way has been great!

Full review

We only use it for small amounts, that we know can be paid back before interest is charged. Using it this way has been great!

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Donna, Queensland, reviewed 7 months ago

NAB

NAB Low Rate Card Credit Card review

Overall rating   8 / 10

Good customer service

NAB satisfies my needs.

Full review

NAB satisfies my needs.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Jorge, New South Wales, reviewed 7 months ago

NAB

NAB Low Fee Platinum Card Credit Card review

Overall rating   7 / 10

Decent

We've been with NAB for 56 years. They are very convenient to use.

Full review

We've been with NAB for 56 years. They are very convenient to use.

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Bob, Queensland, reviewed 7 months ago

NAB

NAB Low Rate Platinum Card Credit Card review

Overall rating   8 / 10

Overall good

Good service.

Full review

Good service.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Carmel, Western Australia, reviewed 7 months ago

NAB

NAB Low Fee Card Credit Card review

Overall rating   8 / 10

Good

Reliable and aware of discrepancies.

Full review

Reliable and aware of discrepancies.

    Price   3 / 10

    Features   1 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Liz, Victoria, reviewed 8 months ago

NAB

NAB Rewards Platinum Card Credit Card review

Overall rating   8 / 10

The service from my bank is very good

One problem I have is that there are only a few branches around the country side.

Full review

One problem I have is that there are only a few branches around the country side.

    Price   0 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Colin, Western Australia, reviewed 8 months ago

NAB

NAB Rewards Platinum Card Credit Card review

Overall rating   7 / 10

Good rewards

Easy access to branches.

Full review

Easy access to branches.

    Price   5 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   6 / 10

Less

George, Queensland, reviewed 8 months ago

NAB

NAB Credit Card review

Overall rating   9 / 10

The customer service is good.

As a student of Flinders University, I would prefer to have an ATM machine in the main campus (Bradford Park, South Australia). Otherwise till date everything has been good with the bank.

Full review

As a student of Flinders University, I would prefer to have an ATM machine in the main campus (Bradford Park, South Australia). Otherwise till date everything has been good with the bank.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

A, South Australia, reviewed 8 months ago

NAB

NAB Low Rate Platinum Card Credit Card review

Overall rating   3 / 10

Not impressed

Not impressed with the way the bank serves it's customers.

Full review

Not impressed with the way the bank serves it's customers.

    Price   4 / 10

    Features   5 / 10

    Customer service   4 / 10

    Convenience   2 / 10

    Trust   3 / 10

Less

Judie, Australian Capital Territory, reviewed 8 months ago

NAB

NAB Low Rate Platinum Card Credit Card review

Overall rating   0 / 10

Bad online service

They ignore your messages and instructions

Full review

They ignore your messages and instructions

    Customer service   0 / 10

    Trust   0 / 10

Less

Ross, New South Wales, reviewed 9 months ago

NAB

NAB Qantas Rewards Card Credit Card review

Overall rating   10 / 10

Friendly and courteous customer service!

Always have had great experiences with their customer service. Staff are always friendly, courteous, reliable and provide as much support as possible.

Full review

Always have had great experiences with their customer service. Staff are always friendly, courteous, reliable and provide as much support as possible.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Graham, Queensland, reviewed 9 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    		 Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    		 Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum (Bonus Points Offer)

    Citi Platinum (Bonus Points Offer)

    • Get your life moving with 0% p.a. for 15 months on balance transfers (1% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.99% p.a.

    annual fee

    $149 $49 in the first year

    		 Go to site

    More info

    • Get your life moving with 0% p.a. for 15 months on balance transfers (1% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1249 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    		 Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6069 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum (Purchase Rate Offer)

    Citi Platinum (Purchase Rate Offer)

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.

    balance transfer rate

    0% p.a. for 13 months and then 21.74% p.a. (1.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 20.99% p.a.

    annual fee

    $149 $49 in the first year

    		 Go to site

    More info

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.
    • Balance transfer rate: 0% p.a. for 13 months and then 21.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 0% p.a. for 13 months then 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1249 Citi credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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