NAB credit card reviews

NAB
NAB's overall rating for credit cards

(as rated by the Mozo community)

7.2 / 10

based on 1409 reviews

Price

Features

Customer service

Convenience

Trust

Full review

Featured credit card from NAB

Recent NAB credit card reviews

NAB

NAB credit card review

Overall rating   9 / 10

NAB offer many options

Sometimes I require customer service because I often travel overseas. When I call they offer exceptional service and nothing is too much of a problem - after getting through the security questions, they give me fantastic service over the phone.

Full review

Sometimes I require customer service because I often travel overseas. When I call they offer exceptional service and nothing is too much of a problem - after getting through the security questions, they give me fantastic service over the phone.

    Price   7 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Michael (VIC), reviewed about 1 month ago

NAB

NAB Low Fee Card credit card review

Overall rating   10 / 10

Great facility

Good Bank

Full review

Good Bank

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Brian (NSW), reviewed about 1 month ago

NAB

NAB Low Fee Card credit card review

Overall rating   9 / 10

NAB offers the right products for me

I pay my card in full each month and have no problems.

Full review

I pay my card in full each month and have no problems.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Diane (NSW), reviewed 3 months ago

NAB

NAB Low Fee Card credit card review

Overall rating   10 / 10

Excellent

I have found NAB rates and customer service to be excellent.

Full review

I have found NAB rates and customer service to be excellent.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Margaret (VIC), reviewed 4 months ago

NAB

NAB Premium Card credit card review

Overall rating   4 / 10

Not good and high interest rates

The bank does not look at your spending habits

Full review

The bank does not look at your spending habits

    Price   3 / 10

    Features   2 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   2 / 10

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Phillip (QLD), reviewed 4 months ago

NAB

NAB credit card review

Overall rating   7 / 10

Good customer cervice

NAB is easily accessible and easy to visit. There are people to help as you walk in the door. The staff is very friendly and helpful.

Full review

NAB is easily accessible and easy to visit. There are people to help as you walk in the door. The staff is very friendly and helpful.

    Price   10 / 10

    Features   8 / 10

    Customer service   4 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

R (NSW), reviewed 4 months ago

NAB

NAB flybuys Rewards Card credit card review

Overall rating   10 / 10

Excellent banking and with a friendly disposition?

Always happy smiles and practical help.

Full review

Always happy smiles and practical help.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Peter (NSW), reviewed 4 months ago

NAB

NAB Premium Card credit card review

Overall rating   9 / 10

Awesome

This bank is very supportive

Full review

This bank is very supportive

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Terrence (NSW), reviewed 7 months ago

NAB

NAB Premium Card credit card review

Overall rating   7 / 10

Be more competitive

Like, service and customer service could improve.

Full review

Like, service and customer service could improve.

    Price   4 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   7 / 10

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Janine (VIC), reviewed 8 months ago

NAB

NAB Velocity Rewards Card credit card review

Overall rating   10 / 10

Great service

Great service

Full review

Great service

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Horace (NSW), reviewed 8 months ago

NAB

NAB Low Fee Card credit card review

Overall rating   8 / 10

Excellent customer service.

Bank is flexible to your needs and promptly respond to any queries I have.

Full review

Bank is flexible to your needs and promptly respond to any queries I have.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   8 / 10

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John (VIC), reviewed 8 months ago

NAB

NAB flybuys Rewards Card credit card review

Overall rating   10 / 10

Great customer service & all required products

There is a local branch with friendly staff that look after my needs beyond the call of duty.

Full review

There is a local branch with friendly staff that look after my needs beyond the call of duty.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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M (SA), reviewed 8 months ago

NAB

NAB Low Rate Card credit card review

Overall rating   4 / 10

Need many more staff.

I like the NAB but the long line of people wanting service at the tellers desk is terrible. You can wait a half hour on a busy day to get service, and for an old lady like me I can't stand that long in the queue.

Full review

I like the NAB but the long line of people wanting service at the tellers desk is terrible. You can wait a half hour on a busy day to get service, and for an old lady like me I can't stand that long in the queue.

    Price   10 / 10

    Features   5 / 10

    Customer service   2 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Barbara (VIC), reviewed 8 months ago

NAB

NAB Premium Card credit card review

Overall rating   9 / 10

Exceptional service and attention to client's need

This seems to me to be the second time I've answered these same questions above !!!!

Full review

This seems to me to be the second time I've answered these same questions above !!!!

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Jim (NSW), reviewed 8 months ago

NAB

NAB Premium Card credit card review

Overall rating   8 / 10

Competitive and up to date

Very professional and friendly

Full review

Very professional and friendly

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Max (QLD), reviewed 8 months ago

NAB

NAB Low Fee Card credit card review

Overall rating   9 / 10

Great Rates

Awesome customer service

Full review

Awesome customer service

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Simone (NSW), reviewed 8 months ago

NAB

NAB credit card review

Overall rating   10 / 10

Great real-people customer service.

Bank is full of real people. Have had good results when my visa card was stolen (bank replaced money quickly and seamlessly). Don't need flashy extras on my card, am happy with good customer service.

Full review

Bank is full of real people. Have had good results when my visa card was stolen (bank replaced money quickly and seamlessly). Don't need flashy extras on my card, am happy with good customer service.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Rebecka (NSW), reviewed 8 months ago

NAB

NAB credit card review

Overall rating   4 / 10

Not really

When you have a card with them and they offer new deals you can't get them

Full review

When you have a card with them and they offer new deals you can't get them

    Price   5 / 10

    Features   3 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   4 / 10

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Sue (VIC), reviewed 8 months ago

NAB

NAB Low Rate Card credit card review

Overall rating   5 / 10

NAB for all your banking needs

NAB is great to bank with. Would be good if the interest rates were lower as it makes it hard to pay the card off when your maxed.

Full review

NAB is great to bank with. Would be good if the interest rates were lower as it makes it hard to pay the card off when your maxed.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

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Justine (VIC), reviewed 8 months ago

NAB

NAB Velocity Rewards Card credit card review

Overall rating   5 / 10

Needing review

Interest rates too high and reward points too low and limited

Full review

Interest rates too high and reward points too low and limited

    Price   1 / 10

    Features   2 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Leon (QLD), reviewed 8 months ago

NAB

NAB Qantas Rewards Card credit card review

Overall rating   9 / 10

Easy to deal with, knowledgeable and helpful.

I have banked with it for years and it has been responsive, helpful (particularly if you are outside Australia) and very clear about what you can do with your finances.

Full review

I have banked with it for years and it has been responsive, helpful (particularly if you are outside Australia) and very clear about what you can do with your finances.

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Jocalyn (NSW), reviewed 8 months ago

NAB

NAB Low Rate Card credit card review

Overall rating   10 / 10

Excellent offer and awesome service

It was easy to transfer our bank credit card to help us save money in the long term. It was a rewarding and quick exercise to put us a head in these tough times

Full review

It was easy to transfer our bank credit card to help us save money in the long term. It was a rewarding and quick exercise to put us a head in these tough times

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Kellie (WA), reviewed 8 months ago

NAB

NAB flybuys Rewards Card credit card review

Overall rating   6 / 10

Competitive only have to, no service

Had bad experience with them, sold my house and they rang solicitor and tried to get the proceeds put into their bank but I left instructions to put into heritage, only have credit card with them just to piss them off

Full review

Had bad experience with them, sold my house and they rang solicitor and tried to get the proceeds put into their bank but I left instructions to put into heritage, only have credit card with them just to piss them off

    Price   7 / 10

    Features   9 / 10

    Customer service   5 / 10

    Convenience   9 / 10

    Trust   5 / 10

Less

Gary (QLD), reviewed 8 months ago

NAB

NAB credit card review

Overall rating   9 / 10

Competitive

Easy, convenient

Full review

Easy, convenient

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   -1 / 10

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Rob (VIC), reviewed 8 months ago

NAB

NAB credit card review

Overall rating   7 / 10

OK, but not perfect.

Interest rates no higher than competitors. Very good but not *great* service.

Full review

Interest rates no higher than competitors. Very good but not *great* service.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

C.i.wilson (VIC), reviewed 8 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo Rates updated daily

  • American Express Explorer Credit Card

    American Express Explorer Credit Card

    • Receive 100,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent

    balance transfer rate

    0% p.a. for 12 months (1.00% p.a. balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

    Go to site

    More info

    • Receive 100,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent
    • Balance transfer rate: 0% p.a. for 12 months (1.00% p.a. balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    ME frank Credit Card

    ME frank Credit Card

    • Experts Choice Winner - Best Low Rate & Fee Free Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases

    balance transfer rate

    purchase rate

    11.99% p.a.

    annual fee

    $0

    Go to site

    More info

    • Experts Choice Winner - Best Low Rate & Fee Free Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases
    • Balance transfer rate:
    • Annual fee: $0
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    7.6

    Based on 47 ME credit card reviews

    Need more information?
    Go to site

    More info

  • Mozo's pick of the month

    Start Christmas shopping with 0% on purchases!  

    Coles No Annual Fee MasterCard

    Coles No Annual Fee MasterCard

    • 0% p.a. interest on purchases for 15 months if you apply and are approved by 31 Dec 2016
    • No annual fee to pay, ever
    • 0% p.a. on balance transfers for 6 months

    balance transfer rate

    0% p.a. for 6 months

    purchase rate

    0% p.a. for 15 months then 19.99% p.a.

    annual fee

    $0

    Go to site

    More info

    • 0% p.a. interest on purchases for 15 months if you apply and are approved by 31 Dec 2016
    • No annual fee to pay, ever
    • 0% p.a. on balance transfers for 6 months
    • Balance transfer rate: 0% p.a. for 6 months
    • Annual fee: $0
    • Purchase rate: 0% p.a. for 15 months then 19.99% p.a.
    • Interest free days: 62
    • Interest rate on cash withdrawals: 19.99% p.a.
    • Fee for cash withdrawals: 3%, Min $1.95
    • Rewards description: Earn 1 flybuys point for every $2 you spend.
    Overall rating

    6.8

    Based on 156 Coles credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Essential Credit Card

    American Express Essential Credit Card

    • Receive a $50 credit when you apply online and meet spend criteria
    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee

    balance transfer rate

    0% p.a. for 12 months (1.00% p.a. balance transfer fee)

    purchase rate

    14.99% p.a.

    annual fee

    $0

    Go to site

    More info

    • Receive a $50 credit when you apply online and meet spend criteria
    • Earn up to 1 Membership Rewards point for every $1 spent
    • $0 annual fee
    • Balance transfer rate: 0% p.a. for 12 months (1.00% p.a. balance transfer fee)
    • Annual fee: $0
    • Purchase rate: 14.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals: 2%, min $2.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • NAB Qantas Rewards Premium Card

    NAB Qantas Rewards Premium Card

    • 0% p.a on purchases for 15 months
    • 0% p.a on balance transfers for 15 months (one off 3% BT fee)
    • 25,000 bonus Qantas Points when you make an everyday purchase within 90 days

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a. (3.00% p.a. balance transfer fee)

    purchase rate

    0% p.a. for 15 months then 19.99% p.a.

    annual fee

    $250

    Go to site

    More info

    • 0% p.a on purchases for 15 months
    • 0% p.a on balance transfers for 15 months (one off 3% BT fee)
    • 25,000 bonus Qantas Points when you make an everyday purchase within 90 days
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a. (3.00% p.a. balance transfer fee)
    • Annual fee: $250
    • Purchase rate: 0% p.a. for 15 months then 19.99% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.2

    Based on 1409 NAB credit card reviews

    Need more information?
    Go to site

    More info

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