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NAB credit card reviews

NAB
NAB's overall rating for credit cards

(as rated by the Mozo community)

6.7 / 10

based on 4195 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from NAB

NAB Low Rate Card

balance transfer rate

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

purchase rate

0% p.a. for 6 months then 13.99% p.a.

annual fee

$59
Go to site

Recent NAB credit card reviews

NAB

NAB Low Fee Card Low Fee Card review

Overall rating   10 / 10

We love NAB.

I love NAB, we have been with them for a few years now for our credit card and one thing we love is being able to get velocity frequent flyer points! We have been able to have a few free flights in the past couple of years and has saved our family...

Full review

I love NAB, we have been with them for a few years now for our credit card and one thing we love is being able to get velocity frequent flyer points! We have been able to have a few free flights in the past couple of years and has saved our family a lot.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mikayla, South Australia, reviewed about 6 hours ago

NAB

NAB Qantas Rewards Card Qantas Rewards Card review

Overall rating   6 / 10

Earn reward points with your NAB credit card.

The card is easy to use but doesn’t provide great points earning capacity.

Full review

The card is easy to use but doesn’t provide great points earning capacity.

    Price   5 / 10

    Features   5 / 10

    Customer service   4 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Leonie, Victoria, reviewed about 7 hours ago

NAB

NAB Low Fee Platinum Card Low Fee Platinum Card review

Overall rating   3 / 10

It is great.

It is great.

Full review

It is great.

    Price   4 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Tammie, New South Wales, reviewed 2 days ago

NAB

NAB Rewards Classic Card Rewards Classic Card review

Overall rating   10 / 10

Happy.

Happy with the service.

Full review

Happy with the service.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Rebecca, New South Wales, reviewed 2 days ago

NAB

NAB Qantas Rewards Card Qantas Rewards Card review

Overall rating   10 / 10

Perfect for our needs.

Perfect for our needs.

Full review

Perfect for our needs.

    Price   8 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Andrew, Victoria, reviewed 3 days ago

NAB

NAB Credit Card review

Overall rating   3 / 10

..

..

    Price   3 / 10

    Features   4 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   3 / 10

Less

Mark, Queensland, reviewed 4 days ago

NAB

NAB Qantas Rewards Premium Card Qantas Rewards Premium Card review

Overall rating   9 / 10

Responsive and helpful staff.

Excellent responsive service and staff.

Full review

Excellent responsive service and staff.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Rob, Victoria, reviewed 7 days ago

NAB

NAB Credit Card review

Overall rating   9 / 10

Great customer service.

My credit card has been victim of fraud on a number of occasions and NAB have been all over it. They are quick to de-activate the card and replace it with a new one and have always refunded the fraud purchases in full in a timely manner.

Full review

My credit card has been victim of fraud on a number of occasions and NAB have been all over it. They are quick to de-activate the card and replace it with a new one and have always refunded the fraud purchases in full in a timely manner.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Leah, South Australia, reviewed 8 days ago

NAB

NAB Credit Card review

Overall rating   8 / 10

The bank is okay.

I've been with NAB forever and they are okay.

Full review

I've been with NAB forever and they are okay.

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   3 / 10

Less

George, New South Wales, reviewed 8 days ago

NAB

NAB Credit Card review

Overall rating   3 / 10

Very average.

Very average. One of the big four, so ???

Full review

Very average. One of the big four, so ???

    Price   5 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   6 / 10

    Trust   2 / 10

Less

Wayne, New South Wales, reviewed 9 days ago

NAB

NAB Low Fee Card Low Fee Card review

Overall rating   7 / 10

Low fees and friendly staff means great service.

I like the way they set me up with all that I required. They are very accessible and keep me up with product news and alterations.

Full review

I like the way they set me up with all that I required. They are very accessible and keep me up with product news and alterations.

    Price   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Sue, Queensland, reviewed 9 days ago

NAB

NAB Low Fee Card Low Fee Card review

Overall rating   2 / 10

Terrible Service. not worth the headache.

Terrible customer service. They are more than happy to offload responsibility to another department and then leave you hanging on the phone not knowing what is going on. At one stage the account apparently never existed and then it apparently...

Full review

Terrible customer service. They are more than happy to offload responsibility to another department and then leave you hanging on the phone not knowing what is going on. At one stage the account apparently never existed and then it apparently existed.

    Price   5 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   1 / 10

Less

Jana, Queensland, reviewed 9 days ago

NAB

NAB Qantas Rewards Signature Card Qantas Rewards Signature Card review

Overall rating   6 / 10

Decent product, not the best out there.

Decent product with easy access to funds and banker. Not the best in terms of features as a premium card (no lounge access, not a lot of perks), quite expensive yearly fee unless there is a waiver.

Full review

Decent product with easy access to funds and banker. Not the best in terms of features as a premium card (no lounge access, not a lot of perks), quite expensive yearly fee unless there is a waiver.

    Price   7 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   4 / 10

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Hai, New South Wales, reviewed 14 days ago

NAB

NAB Credit Card review

Overall rating   8 / 10

I recommend NAB banking as it has good support.

NAB banking is really easy to use and provides an app that is easily accessible to have full control at anytime of the day.

Full review

NAB banking is really easy to use and provides an app that is easily accessible to have full control at anytime of the day.

    Price   9 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Shyla, South Australia, reviewed 14 days ago

NAB

NAB Credit Card review

Overall rating   0 / 10

No customer service and you are not valued.

Staff do not listen.

Full review

Staff do not listen.

    Price   0 / 10

    Features   2 / 10

    Customer service   0 / 10

    Convenience   1 / 10

    Trust   0 / 10

Less

Helen, Western Australia, reviewed 14 days ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Citi Platinum - Balance Transfer Offer

    Citi Platinum - Balance Transfer Offer

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance

    balance transfer rate

    0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)

    purchase rate

    21.49% p.a.

    annual fee

    $149 $49 in the first year

    		 Go to site

    More info

    • 0% per annum for 26 months on purchases and balance transfers
    • No Annual Fee for the first year then $199 each year after.
    • Complimentary International Travel Insurance
    • Balance transfer rate: 0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1263 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    American Express Velocity Platinum Card

    American Express Velocity Platinum Card

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive 100,000 bonus Velocity Points when you apply online by 12 February 2020, are approved and spend $3,000 on your new Card within the first 3 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $375

    		 Go to site

    More info

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive 100,000 bonus Velocity Points when you apply online by 12 February 2020, are approved and spend $3,000 on your new Card within the first 3 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $375
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    6.6

    Based on 873 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • NAB Low Rate Card

    NAB Low Rate Card

    • 0% purchase rate for the first 6 months
    • Up to 55 days interest free on purchases
    • Secure online application and fast response

    balance transfer rate

    0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

    purchase rate

    0% p.a. for 6 months then 13.99% p.a.

    annual fee

    $59

    		 Go to site

    More info

    • 0% purchase rate for the first 6 months
    • Up to 55 days interest free on purchases
    • Secure online application and fast response
    • Balance transfer rate: 0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
    • Annual fee: $59
    • Purchase rate: 0% p.a. for 6 months then 13.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%, Min $2.50
    • Rewards description:
    Overall rating

    6.7

    Based on 4195 NAB credit card reviews

    Need more information?
    Go to site

    More info

  • Suncorp Clear Options Platinum (Suncorp Rewards)

    Suncorp Clear Options Platinum (Suncorp Rewards)

    • 0% p.a. for 14 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    0% p.a. for 14 months then 20.74% p.a.

    annual fee

    $129 $49 in the first year

    		 Go to site

    More info

    • 0% p.a. for 14 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $129 $49 in the first year
    • Purchase rate: 0% p.a. for 14 months then 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3.50%, min $3.50
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    6.6

    Based on 418 Suncorp credit card reviews

    Need more information?
    Go to site

    More info

  • Citi Platinum - Purchase Rate Offer

    Citi Platinum - Purchase Rate Offer

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.

    balance transfer rate

    0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)

    purchase rate

    0% p.a. for 13 months then 21.49% p.a.

    annual fee

    $149 $49 in the first year

    		 Go to site

    More info

    • Low Annual Fee at $49 for the first year then $149 each year after.
    • 0% per annum for 13 months on purchases and balance transfers.
    • Complimentary International Travel Insurance.
    • Balance transfer rate: 0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 0% p.a. for 13 months then 21.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 22.24% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.2

    Based on 1263 Citi credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 226 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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