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NAB credit card reviews

NAB
NAB's overall rating for credit cards

(as rated by the Mozo community)

6.8 / 10

based on 4141 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from NAB

NAB Low Rate Business Card

balance transfer rate

No current offer

purchase rate

0% p.a. for 12 months then 13.25% p.a.

annual fee

$60 $0 in the first year
Go to site

Recent NAB credit card reviews

NAB

NAB Qantas Rewards Card Qantas Rewards Card review

Overall rating   9 / 10

Good service

Always helpful and courteous with any enquiry.

Full review

Always helpful and courteous with any enquiry.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ramon, Queensland, reviewed 11 days ago

NAB

NAB Low Rate Platinum Card Low Rate Platinum Card review

Overall rating   10 / 10

Fantastic

They are fantastic. I am totally happy.

Full review

They are fantastic. I am totally happy.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

John, New South Wales, reviewed 7 months ago

NAB

NAB Rewards Classic Card Rewards Classic Card review

Overall rating   9 / 10

Nice customer service, needs better rates

Slow customer service. Takes a while. Otherwise good employees. Needs better pricing and free bank cards. IVR is a bit complicated. Also needs cashless withdrawal.

Full review

Slow customer service. Takes a while. Otherwise good employees. Needs better pricing and free bank cards. IVR is a bit complicated. Also needs cashless withdrawal.

    Price   8 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Sunpreet, New South Wales, reviewed 8 months ago

NAB

NAB Credit Card review

Overall rating   8 / 10

Competitive rates

National Australia Bank is solid.

Full review

National Australia Bank is solid.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Chris, Queensland, reviewed 8 months ago

NAB

NAB Low Rate Card Low Rate Card review

Overall rating   9 / 10

Better than most

Nice and easy to use.

Full review

Nice and easy to use.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Alexandra, New South Wales, reviewed 8 months ago

NAB

NAB Low Rate Platinum Card Low Rate Platinum Card review

Overall rating   8 / 10

Smart shoppers, smart accounts, happy customers

We only use it for small amounts, that we know can be paid back before interest is charged. Using it this way has been great!

Full review

We only use it for small amounts, that we know can be paid back before interest is charged. Using it this way has been great!

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Donna, Queensland, reviewed 9 months ago

NAB

NAB Low Rate Card Low Rate Card review

Overall rating   8 / 10

Good customer service

NAB satisfies my needs.

Full review

NAB satisfies my needs.

    Price   5 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Jorge, New South Wales, reviewed 9 months ago

NAB

NAB Low Fee Platinum Card Low Fee Platinum Card review

Overall rating   7 / 10

Decent

We've been with NAB for 56 years. They are very convenient to use.

Full review

We've been with NAB for 56 years. They are very convenient to use.

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Bob, Queensland, reviewed 9 months ago

NAB

NAB Low Rate Platinum Card Low Rate Platinum Card review

Overall rating   8 / 10

Overall good

Good service.

Full review

Good service.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Carmel, Western Australia, reviewed 9 months ago

NAB

NAB Low Fee Card Low Fee Card review

Overall rating   8 / 10

Good

Reliable and aware of discrepancies.

Full review

Reliable and aware of discrepancies.

    Price   3 / 10

    Features   1 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   8 / 10

Less

Liz, Victoria, reviewed 10 months ago

NAB

NAB Rewards Platinum Card Rewards Platinum Card review

Overall rating   8 / 10

The service from my bank is very good

One problem I have is that there are only a few branches around the country side.

Full review

One problem I have is that there are only a few branches around the country side.

    Price   0 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Colin, Western Australia, reviewed 10 months ago

NAB

NAB Rewards Platinum Card Rewards Platinum Card review

Overall rating   7 / 10

Good rewards

Easy access to branches.

Full review

Easy access to branches.

    Price   5 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   6 / 10

Less

George, Queensland, reviewed 10 months ago

NAB

NAB Credit Card review

Overall rating   9 / 10

The customer service is good.

As a student of Flinders University, I would prefer to have an ATM machine in the main campus (Bradford Park, South Australia). Otherwise till date everything has been good with the bank.

Full review

As a student of Flinders University, I would prefer to have an ATM machine in the main campus (Bradford Park, South Australia). Otherwise till date everything has been good with the bank.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

A, South Australia, reviewed 10 months ago

NAB

NAB Low Rate Platinum Card Low Rate Platinum Card review

Overall rating   3 / 10

Not impressed

Not impressed with the way the bank serves it's customers.

Full review

Not impressed with the way the bank serves it's customers.

    Price   4 / 10

    Features   5 / 10

    Customer service   4 / 10

    Convenience   2 / 10

    Trust   3 / 10

Less

Judie, Australian Capital Territory, reviewed 10 months ago

NAB

NAB Low Rate Platinum Card Low Rate Platinum Card review

Overall rating   0 / 10

Bad online service

They ignore your messages and instructions

Full review

They ignore your messages and instructions

    Customer service   0 / 10

    Trust   0 / 10

Less

Ross, New South Wales, reviewed 11 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 12 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $29 in the first year

    		 Go to site

    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 12 months and then 21.99% p.a.
    • Annual fee: $49 $29 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • CUA Low Rate Credit Card

    CUA Low Rate Credit Card

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free

    balance transfer rate

    0% p.a. for 13 months and then 21.74% p.a.

    purchase rate

    11.99% p.a.

    annual fee

    $49 $0 in the first year

    		 Go to site

    More info

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free
    • Balance transfer rate: 0% p.a. for 13 months and then 21.74% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2.00%, Min $3.50
    • Rewards description:
    Overall rating

    7.3

    Based on 98 CUA credit card reviews

    Need more information?
    Go to site

    More info

  • ME frank Credit Card

    ME frank Credit Card

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases

    balance transfer rate

    No current offer

    purchase rate

    11.99% p.a.

    annual fee

    $0

    		 Go to site

    More info

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases
    • Balance transfer rate: No current offer
    • Annual fee: $0
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    8.0

    Based on 204 ME credit card reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Virgin Money Virgin Australia Velocity Flyer Card - Bonus Points Offer

    Virgin Money Virgin Australia Velocity Flyer Card - Bonus Points Offer

    • Earn up to 60,000 bonus Velocity Points. Conditions apply
    • 0% p.a. for 18 months on balance transfers
    • Half the annual card fee in the first year.

    balance transfer rate

    0% p.a. for 18 months and then 20.99% p.a.

    purchase rate

    20.74% p.a.

    annual fee

    $129 $64 in the first year

    		 Go to site

    More info

    • Earn up to 60,000 bonus Velocity Points. Conditions apply
    • 0% p.a. for 18 months on balance transfers
    • Half the annual card fee in the first year.
    • Balance transfer rate: 0% p.a. for 18 months and then 20.99% p.a.
    • Annual fee: $129 $64 in the first year
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals: 20.99% p.a.
    • Fee for cash withdrawals: 2.7%, Min $2.70
    • Rewards description: Points are credited to the Velocity Frequent Flyer program.
    Overall rating

    5.8

    Based on 203 Virgin Money credit card reviews

    Need more information?
    Go to site

    More info

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    		 Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 228 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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