NAB credit card reviews

NAB
NAB's overall rating for credit cards

(as rated by the Mozo community)

7.2 / 10

based on 1409 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from NAB

Recent NAB credit card reviews

NAB

NAB Low Rate Card credit card review

Overall rating   5 / 10

Great customer service

The staff are always very helpful and pleasant when I have questions or enquiries.

Full review

The staff are always very helpful and pleasant when I have questions or enquiries.

    Price   6 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   8 / 10

    Trust   5 / 10

Less

Catherine (QLD), reviewed about 15 hours ago

NAB

NAB credit card review

Overall rating   6 / 10

They are all the same

Had a past experience with bank manager who had selective memory problems

Full review

Had a past experience with bank manager who had selective memory problems

    Price   2 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   4 / 10

Less

Victor (TAS), reviewed 4 days ago

NAB

NAB credit card review

Overall rating   8 / 10

Good service and helpful staff

Simple banking, all connected and stable internet banking facilities. Every service issue I have ever had, has been sorted quickly and efficiently.

Full review

Simple banking, all connected and stable internet banking facilities. Every service issue I have ever had, has been sorted quickly and efficiently.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Ken (VIC), reviewed 5 days ago

NAB

NAB credit card review

Overall rating   0 / 10

Poor layout

Their fees are ridiculous. They take payments even though you have no money and then charge you extra interest.

Full review

Their fees are ridiculous. They take payments even though you have no money and then charge you extra interest.

    Price   3 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   0 / 10

Less

Dan (QLD), reviewed 5 days ago

NAB

NAB Low Fee Card credit card review

Overall rating   6 / 10

Its 50%

Interest still high.

Full review

Interest still high.

    Price   10 / 10

    Features   -1 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Raelene (SA), reviewed 5 days ago

NAB

NAB Low Fee Card credit card review

Overall rating   9 / 10

Excellent customer service

When paying off balances on my credit card, they apply payment to highest interest item first!

Full review

When paying off balances on my credit card, they apply payment to highest interest item first!

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

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Geoffrey (NSW), reviewed 18 days ago

NAB

NAB Premium Card credit card review

Overall rating   10 / 10

Excellence at it's best

I am most impressed with the customer service in particular.

Full review

I am most impressed with the customer service in particular.

    Price   10 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Christine (QLD), reviewed 20 days ago

NAB

NAB credit card review

Overall rating   6 / 10

Premiums? Service? less staff = less service

I distrust the NAB from past dealings where money was withdrawn from a duel signature account with one signature. When I complained/asked for assistance they informed me that taking it further would be futile as they "have far more $$ than me and...

Full review

I distrust the NAB from past dealings where money was withdrawn from a duel signature account with one signature. When I complained/asked for assistance they informed me that taking it further would be futile as they "have far more $$ than me and far better lawyers!" Also, I keep my credit card in the black and I still get interest charges and fees.

    Price   -1 / 10

    Features   -1 / 10

    Customer service   -1 / 10

    Convenience   7 / 10

    Trust   3 / 10

Less

Daryl (SA), reviewed 21 days ago

NAB

NAB Qantas Rewards Card credit card review

Overall rating   3 / 10

Not very competitive

I am confident that my money with NAB is secure but there is nothing special or advantageous about banking with them. I just haven't had the time to research it further as I'm sure that I could get a better rates elsewhere. You need to "shop around"

Full review

I am confident that my money with NAB is secure but there is nothing special or advantageous about banking with them. I just haven't had the time to research it further as I'm sure that I could get a better rates elsewhere. You need to "shop around"

    Price   2 / 10

    Features   2 / 10

    Customer service   2 / 10

    Convenience   6 / 10

    Trust   4 / 10

Less

Elizabeth (TAS), reviewed 21 days ago

NAB

NAB credit card review

Overall rating   7 / 10

NAB is ok

I generally have good experiences when calling when I need with any issues or assistance. Cards work fine for my circumstances with rates and fees. Smart ATM's are good but branches are a little limited.

Full review

I generally have good experiences when calling when I need with any issues or assistance. Cards work fine for my circumstances with rates and fees. Smart ATM's are good but branches are a little limited.

    Price   4 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Sheldon (QLD), reviewed 21 days ago

NAB

NAB Low Rate Platinum Card credit card review

Overall rating   5 / 10

Interest is high

No rewards, Interest high

Full review

No rewards, Interest high

    Price   0 / 10

    Features   0 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Frances (QLD), reviewed 28 days ago

NAB

NAB Low Rate Card credit card review

Overall rating   8 / 10

Meets my needs.

I have always had good service and help from my bank.

Full review

I have always had good service and help from my bank.

    Price   7 / 10

    Features   -1 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Jannine (NSW), reviewed 29 days ago

NAB

NAB Low Rate Platinum Card credit card review

Overall rating   10 / 10

Friendly & helpful

They are a great bank and are so easy to deal with

Full review

They are a great bank and are so easy to deal with

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kerri (QLD), reviewed about 2 months ago

NAB

NAB credit card review

Overall rating   9 / 10

Convenient Banking

Good and convenient to bank with

Full review

Good and convenient to bank with

    Price   9 / 10

    Features   -1 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Becky (QLD), reviewed 2 months ago

NAB

NAB credit card review

Overall rating   8 / 10

Generally good, although fees can be high

Rewards program is good because associated with qantas rewards program. However the international exchange fees seem high for something that is no doubt done by a computer. This needs to be considered when purchasing goods in a foreign currency.

Full review

Rewards program is good because associated with qantas rewards program. However the international exchange fees seem high for something that is no doubt done by a computer. This needs to be considered when purchasing goods in a foreign currency.

    Price   6 / 10

    Features   9 / 10

    Customer service   -1 / 10

    Convenience   8 / 10

    Trust   -1 / 10

Less

Trina (QLD), reviewed 2 months ago

NAB

NAB Low Rate Card credit card review

Overall rating   10 / 10

I would recommend NAB credit cards to anyone

Nab have been very good to me as I am struggling to pay it back - they had an option for me to pay it back with less money.

Full review

Nab have been very good to me as I am struggling to pay it back - they had an option for me to pay it back with less money.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tracey (QLD), reviewed 2 months ago

NAB

NAB Low Rate Card credit card review

Overall rating   5 / 10

Good

It's OK

Full review

It's OK

    Price   5 / 10

    Features   6 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Craig (VIC), reviewed 2 months ago

NAB

NAB credit card review

Overall rating   7 / 10

Credit card interest is high

Service has been good. Interest rates on credit cards still too high.

Full review

Service has been good. Interest rates on credit cards still too high.

    Price   7 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Hazel (QLD), reviewed 8 months ago

NAB

NAB credit card review

Overall rating   8 / 10

Great customer service

Credit card issues quickly resolved. We had identity theft and they dealt with it quickly and efficiently.

Full review

Credit card issues quickly resolved. We had identity theft and they dealt with it quickly and efficiently.

    Price   6 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Celsa (QLD), reviewed 8 months ago

NAB

NAB credit card review

Overall rating   8 / 10

Easy to deal with, friendly and approachable

I have been using NAB's reward card for about 4 years now. It's a pretty good card with reasonable interest rates, but I always pay off in full by statement due date. Rewards programme is pretty extensive and I have utilised it a fair bit. I have...

Full review

I have been using NAB's reward card for about 4 years now. It's a pretty good card with reasonable interest rates, but I always pay off in full by statement due date. Rewards programme is pretty extensive and I have utilised it a fair bit. I have not had any issues with this bank to date.

    Price   6 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Stephen (WA), reviewed 9 months ago

NAB

NAB credit card review

Overall rating   8 / 10

Great customer service and very competitive

Easy to deal with. They are always there with a smile.

Full review

Easy to deal with. They are always there with a smile.

    Price   8 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Tracey (QLD), reviewed 10 months ago

NAB

NAB credit card review

Overall rating   8 / 10

Great customer service - very helpful and friendly

I have found the staff very friendly and helpful, both face-to-face and over the phone. Waiting time is minimal in the bank and if a queue seems to be forming, they have at least one more staff at the front counter.

Full review

I have found the staff very friendly and helpful, both face-to-face and over the phone. Waiting time is minimal in the bank and if a queue seems to be forming, they have at least one more staff at the front counter.

    Price   8 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Tom (NSW), reviewed 10 months ago

NAB

NAB credit card review

Overall rating   9 / 10

NAB has been fantastic to deal with

Since I lost my job, NAB has been most sympathetic and has assisted me by making my card payments easier.

Full review

Since I lost my job, NAB has been most sympathetic and has assisted me by making my card payments easier.

    Price   7 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Mary ann (VIC), reviewed 11 months ago

NAB

NAB credit card review

Overall rating   10 / 10

Excellent provider

Very easy to use and bank with. Perfect for a pensioner like me.

Full review

Very easy to use and bank with. Perfect for a pensioner like me.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Chandra (QLD), reviewed 11 months ago

NAB

NAB credit card review

Overall rating   1 / 10

Bad service

I am changing banks because NAB's service is poor.

Full review

I am changing banks because NAB's service is poor.

    Price   1 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Julianne (QLD), reviewed 12 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Explorer® Credit Card

    American Express Explorer® Credit Card

    • Receive 100,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $395

    Go to site

    More info

    • Receive 100,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $395
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • 75 bonus Status Credits when you buy and fly return with Qantas by 31 May 2018. Apply and be approved by 24 Jan 2018

    balance transfer rate

    No current offer

    purchase rate

    19.99% p.a.

    annual fee

    $425 $0 in the first 1 year

    Go to site

    More info

    • 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases in the first 3 months
    • No annual fee for the first year
    • 75 bonus Status Credits when you buy and fly return with Qantas by 31 May 2018. Apply and be approved by 24 Jan 2018
    • Balance transfer rate: No current offer
    • Annual fee: $425 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 100,000 bonus Qantas Points (T&Cs apply)
    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Receive 100,000 bonus Qantas Points (T&Cs apply)
    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • $50 Woolworths eGift card after you make your first purchase (T&C’s Apply)
    • 10% off your 1st Woolworths shop on selected dates once a month
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first 1 year

    Go to site

    More info

    • $50 Woolworths eGift card after you make your first purchase (T&C’s Apply)
    • 10% off your 1st Woolworths shop on selected dates once a month
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first 1 year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    5.8

    Based on 82 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    28 Degrees Platinum Mastercard

    28 Degrees Platinum Mastercard

    • Award winning credit card
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service

    balance transfer rate

    4.99% p.a. for 6 months and then 21.99% p.a.

    purchase rate

    21.99% p.a.

    annual fee

    $0

    Go to site

    More info

    • Award winning credit card
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service
    • Balance transfer rate: 4.99% p.a. for 6 months and then 21.99% p.a.
    • Annual fee: $0
    • Purchase rate: 21.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4
    • Rewards description:
    Overall rating

    7.3

    Based on 161 28 Degrees credit card reviews

    Need more information?
    Go to site

    More info

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