While ANZ Plus has many appealing features. Along with its highly competitive interest rate, another plus is that there is no minimum monthly deposit required in order to achieve interest. You can also make withdrawals without forfeiting interest, there is one aspect I really don't respect is that their condition on paying interest, which states: "We pay interest into your ANZ Save Account on the last Business Day of each month. It will generally include interest up to (but excluding) that day". This is outrageous. I have never experienced another bank which does it this way and only discovered it when I noticed that my interest for the month of March was much lower than expected. This was a result of Easter falling at the end of March, so I effectively lost 3 full days of interest. After checking the calendar I've discovered that my interest would be affected in this way in June, August and November 2024. Consequently, I am moving my money to a bank with very similar rates who pay interest on the full month. I feel there is no reason for this "feature". It is not commonplace practice and certainly not a good way to do business, particularly in terms of gaining trust. Although it is outlined in the terms, I feel that most people wouldn't even be aware of this.
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ING is a great bank. They have great customer service and are easily contactable when needed assistance. It provides an easy option for people who do not have time to visit a bank front as it is run online. I can not find any negatives with the bank, and have been with them for many years and will be for as long as needed.
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They are always looking out for me
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They block all Scammers trying to reach my account and will ring me if suspicious transactions Take place.
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I HAVE BEEN WITH HERITAGE SINCE I BOUGHT MY FIRST HOME AT 18 YEARS OF AGE IN 1993. I HAVE ALWAYS HAD EXCEPTIONAL SERVICE, FRIENDLY STAFF AND CARING BRANCH MANAGERS
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The national Australia bank service etiquette is impeccable with any telephone or teller enquiry thorough security is checked and you feel the employees personally know you local branch staff definitely make a point to know you which is helpful for any banking requirement nab does deposit Saturday morning where other banks Monday the one draw back is no cardlss cash features
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I've been with Westpac since the 90s and they used to be a fairer and decent back with good customer service. These days the customer service is mostly outsourced to another country which makes not difficult to have someone understand when questions need to be answered or when support is required. Their communication has become appalling, not providing updates to key information such as suspicious transactions made on personal accounts or they flag normal activity as suspicious and causing accounts not only with myself but others to be put on hold. They have got some decent savings account which I have two with Westpac. But their annual fees are quite expensive. Interest rates could be more competitive given the increasing cost of living. Security with Westpac's app and emails are good and educational to keep people aware of any fraud emails that may float about. But that is far as it goes with communication with them. They definitely need to improve with their customer service, keep customers in the loop via app, email, text or phone calls if something happens to one's account. They should offer better interest rates, zero fees and more flexible options for all working class Aussies.
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Banking with ANZ has been very easy for me. I met with a bank manager years ago and set up 3 separate accounts, a savings, spendings and online saver. I was directed how to use each of these to ensure the best interest rates. I have, over the years, incurred extra $ because I know how to use my accounts. Online banking is easy to use with all information at the ready. Customer service has been exceptional. Especially one time my money started disappearing after someone had hacked my account. Funds were returned quicklly. Very positive experience with ANZ.
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As a victim survivor of domestic violence, I lacked autonomy. Now, with my acquired bank account, I have my autonomy to own my life and choice - my voice is heard and acknowledged.
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staff are always helpful and suggestive, options available to cater to anyones needs and plenty of atm's around to access your cash fee free
More Commonwealth Bank savings account customer reviewsI’ve been a loyal customer with ANZ for 15 years and have never had an issue! The online banking portal is simple to use and navigate - from setting up regular Bpay payments to sending and receiving money, ANZ have always made it easy for me to manage my finances on my Progress Saver account. Most importantly, my personal security has never been put at risk, and that’s something to commend ANZ on alone!
More ANZ savings account customer reviewsING Bank is highly regarded for its fee-free banking services, making it an attractive option for those looking to avoid monthly account fees and ATM withdrawal charges. The bank's commitment to customer satisfaction is evident through its user-friendly online and mobile banking platforms, which provide convenient access to manage accounts and conduct transactions. Additionally, ING Bank offers competitive interest rates on savings accounts, helping customers grow their savings effectively. Another notable aspect is the bank's international transfer services, which offer competitive rates and easy online transactions, making it a preferred choice for individuals with international banking needs.
More ING savings account customer reviewsPretty happy with commonwealth bank, lots of features.
More Commonwealth Bank savings account customer reviewsI have always banked with them The waiting ques in the branches are very long and annoying
More ANZ savings account customer reviewsI like my bank branches find staff very nice. The savings plan is easy to understand. The only complaint I have would be the length of time on phone you wait to spk to a customer service operator
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Bonus rate for the first 4 months from account opening
Intro bonus rate of 5.25% for balances up to $1,000,000 for the first 4 months, reverting to 3.25%. Minimum deposit of $50 and no withdrawals.
Enjoy a bonus rate when you deposit at least $1000 per month with the AMP Saver Account.
Minimum $100 monthly deposit and no withdrawals to earn bonus interest each month.
Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Glide transaction account.
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