The Heritage Bank Online Saver Account is all about banking convenience, providing easy access to your money through unlimited online and phone deposits. The account comes with an introductory interest rate of 4.90% for four months (balances up to $100,000) and an ongoing rate of 3.45% after.
Searching for an easy-access online savings account? Then look no further than the Heritage Bank Online Saver Account! The interest rates, lack of strenuous ongoing requirements and online and flexible phone banking options make this a competitive option for set and forget savers.
The account comes with a 4.90% introductory bonus interest rate on balances up to $100,000 for the first 4 months, and an ongoing standard interest rate of 3.45%.
To qualify for the introductory rate you'll need to be a new customer and link your new Online Saver Account to an eligible Heritage Bank transaction account.
Because it’s an online account, the Heritage Online Saver must link to a transaction account or banking product in order to move your money in and out of your account. The account can only be accessed through the internet and phone banking, which has been made an easy process with the Heritage Bank App which gives customers full access to their account to check their balance and make electronic transactions.
Savers aren't charged any regular account keeping fees, however, there is a minimum ongoing balance of $1, which must be maintained in the account for it to stay active
This account is potentially a great set and forget account option for savers, and is suitable for Aussie savers who want the convenience of an online account without the hassle of having to meet any major ongoing account requirements.
The maximum 4.90% introductory rate for four months is only available on balances up to $100,000.
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Balances from $0: 0.00% p.a. |
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Balances from $1: 4.90% p.a. |
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Introductory Bonus Rate for new customers with a linked eligible Heritage Bank transaction account for the first 4 months. |
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$0.00 |
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n/a |
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Unlimited free transactions from phone, internet and counter deposits. |
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n/a |
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n/a |
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n/a |
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$0.00 |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
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$1.00 |
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$1.00 |
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Monthly |
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no |
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n/a |
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no |
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no |
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no |
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no |
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no |
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yes |
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yes |
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no |
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no |
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none |
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none |
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none |
I HAVE BEEN WITH HERITAGE SINCE I BOUGHT MY FIRST HOME AT 18 YEARS OF AGE IN 1993. I HAVE ALWAYS HAD EXCEPTIONAL SERVICE, FRIENDLY STAFF AND CARING BRANCH MANAGERS
Read full reviewI HAVE BEEN WITH HERITAGE SINCE I BOUGHT MY FIRST HOME AT 18 YEARS OF AGE IN 1993. I HAVE ALWAYS HAD EXCEPTIONAL SERVICE, FRIENDLY STAFF AND CARING BRANCH MANAGERS
Compared to the other banks, heritage has always been a lovely experience when it’s come down to customer service. Nothing beats their human touch and down to earth approach
Read full reviewCompared to the other banks, heritage has always been a lovely experience when it’s come down to customer service. Nothing beats their human touch and down to earth approach
I have full trust in Heritage bank. I can call them at any time of the day and I would recommend them to anyone who asks me about them there is nothing that I have found about them that I do not like
Read full reviewI have full trust in Heritage bank. I can call them at any time of the day and I would recommend them to anyone who asks me about them there is nothing that I have found about them that I do not like
Great customer service but bad interest rates and rewards
Read full reviewGreat customer service but bad interest rates and rewards
Glad I made the switch.
Read full reviewGlad I made the switch.
High Interest Savings Account
5.75% p.a. (for $0 to $250,001)
4.40% p.a.(for $0 to $250,001)
Yes up to $250,000
Savings Account
5.35% p.a. (for $0 to $250,000)
4.75% p.a.(for $0 to $1,000,000)
Yes up to $250,000
Reward Saver Account
5.25% p.a. (for $0 to $1,000,000)
0% p.a.(for $0 and over)
Yes up to $250,000
AMP Saver Account
5.40% p.a. (for $0 to $250,000)
1.20% p.a.(for $0 to $5,000,000)
Yes up to $250,000
Savings+Bonus
5.00% p.a. (for $0 to $250,000)
2.00% p.a.(for $0 to $250,000)
Yes up to $250,000
Save Account
5.10% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 and over)
Yes up to $250,000
Bonus Saver Account
5.00% p.a. (for $0 to $250,000)
0.05% p.a.(for $0 and over)
Yes up to $250,000
High Interest Savings Account
5.75% p.a. (for $0 to $250,001)
Yes up to $250,000
4.40% p.a.(for $0 to $250,001)
Savings Account
5.35% p.a. (for $0 to $250,000)
Yes up to $250,000
4.75% p.a.(for $0 to $1,000,000)
Save Account
5.10% p.a. (for $0 to $250,000)
Yes up to $250,000
0.10% p.a.(for $0 and over)
AMP Saver Account
5.40% p.a. (for $0 to $250,000)
Yes up to $250,000
1.20% p.a.(for $0 to $5,000,000)
Savings+Bonus
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
2.00% p.a.(for $0 to $250,000)
Reward Saver Account
5.25% p.a. (for $0 to $1,000,000)
Yes up to $250,000
0% p.a.(for $0 and over)
Bonus Saver Account
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
0.05% p.a.(for $0 and over)
Reward Saver Account
0% p.a.(for $0 and over)
5.25% p.a. (for $0 to $1,000,000)
Yes up to $250,000
AMP Saver Account
1.20% p.a.(for $0 to $5,000,000)
5.40% p.a. (for $0 to $250,000)
Yes up to $250,000
Savings+Bonus
2.00% p.a.(for $0 to $250,000)
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
Save Account
0.10% p.a.(for $0 and over)
5.10% p.a. (for $0 to $250,000)
Yes up to $250,000
Bonus Saver Account
0.05% p.a.(for $0 and over)
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
Reward Saver
0.30% p.a.(for $0 and over)
5.25% p.a. (for $0 to $100,000)
Yes up to $250,000
Ziggy Kids Saver
0.01% p.a.(for $0 and over)
3.01% p.a. (for $0 and over)
Yes up to $250,000
Scoot Super Saver
2.75% p.a.(for $0 to $50,000)
No Current Offer
Yes up to $250,000
