ANZ Plus logo

ANZ Plus ANZ Save

Advertiser disclosure
Interest rate
4.90% p.a.(for $0 to $249,999)
Maximum rate
No Current Offer
Govt deposit guarantee
Yes up to $250,000

Mozo editorial review ANZ Plus ANZ Save - last updated: 26 March 2024

binocular icon
What's hot
  • Score a 4.90% p.a. interest rate if the ANZ Save balance is under $250,000
  • No monthly account fees or minimum balance
  • Track multiple savings goals in the one spot
What's not
  • No access to your ANZ Save account through branch, phone or Internet Banking (only in-app banking)
  • You also need to have an ANZ Plus banking account linked to your ANZ Save account (not available on its own)
Mozo snapshot

The ANZ Save account is a multi-goal savings account with no monthly account fees. It comes with a linked ANZ Plus account, and both are exclusive to the ANZ Plus app (meaning you won’t see them in any other ANZ app and you won’t see your other ANZ accounts in the ANZ Plus App).

If your total ANZ Save balance is under $250,000, you’ll receive an interest rate of 4.90% p.a. If your balance is $250,000 or more, an interest rate of 3.75% p.a. will apply across the whole balance.

key icon
Key features

The ANZ Save account works hand-in-hand with the ANZ Plus bank account and app to provide customers with a competitive interest rate and money management tools to make the most of their savings.

If your total ANZ Save balance is under $250,000, you’ll be looking at an interest rate of 4.90% p.a. For those with savings balances $250,000 and above, the ANZ Save account interest rate drops to 3.75% p.a.

Inside the ANZ Plus app, customers can set up multiple savings goals using separate ‘jars’. The savings interest rate still applies to your total savings, so the money you put towards your goals will accrue monthly to help you reach your targets quicker.

Keep in mind that you won’t be able to access your ANZ Save account through branch, phone banking or Internet Banking on your computer. And you won’t be able to open an ANZ Save account without also having an ANZ Plus account, as the two work together.

While the ANZ Plus Savings account is an online-only product, you'll still be able to message in-app coaches with any queries you have, or if you need assistance, any time between Monday to Friday, 9am to 5pm AEST (excluding National Public Holidays). You can even book an in-person session with a coach that can help teach you how to use the ANZ Plus app and give you a run down on how to spend less and save more. 

snapshot
Who is it good for

The ANZ Save account could suit individuals looking for an everyday account and savings account from one of the big four banks that offers digital first access.

question icon
Any catches

To be eligible to sign up, you must be aged of 15 or older and have a valid Australian residential address and valid ID (Australian passport, Australian Drivers licence or International passport).


Details

Rates and fees information correct as at 15 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Balances from $0: 4.90% p.a.
Balances from $249,999: 3.75% p.a.

n/a

If balance is $250,000 or above a lower rate is applied to the entire balance.

Fees

$0.00

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Other financial bits

$0.00

$0.00

Monthly

Features

no

n/a

no

no

no

no

no

no

no

no

no

ANZ Save account is exclusive to the ANZ Plus app, it is not available through branch, phone or Internet Banking.

none

none

Customer Reviews

How are ANZ Plus savings accounts rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

Latest reviews of ANZ Plus ANZ Save Savings Account

About ANZ Plus

Thumbnail icon for Rabobank
Rabobank

High Interest Savings Account

5.75% p.a. (for $0 to $250,001)

4.40% p.a.(for $0 to $250,001)

Yes up to $250,000

Thumbnail icon for Macquarie
Macquarie

Savings Account

5.35% p.a. (for $0 to $250,000)

4.75% p.a.(for $0 to $1,000,000)

Yes up to $250,000

Thumbnail icon for IMB Bank
IMB Bank

Reward Saver Account

5.25% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yes up to $250,000

Thumbnail icon for AMP Bank
AMP Bank

AMP Saver Account

5.40% p.a. (for $0 to $250,000)

1.20% p.a.(for $0 to $5,000,000)

Yes up to $250,000

Thumbnail icon for ubank
ubank

Save Account

5.10% p.a. (for $0 to $250,000)

0.10% p.a.(for $0 and over)

Yes up to $250,000

Thumbnail icon for First Option Bank
First Option Bank

Savings+Bonus

5.00% p.a. (for $0 to $250,000)

2.00% p.a.(for $0 to $250,000)

Yes up to $250,000

Thumbnail icon for Unity Bank
Unity Bank

MoneyMAX

No Current Offer

4.75% p.a.(for $1 and over)

Yes up to $250,000

Thumbnail icon for MyState Bank
MyState Bank

Bonus Saver Account

5.00% p.a. (for $0 to $250,000)

0.05% p.a.(for $0 and over)

Yes up to $250,000

Thumbnail icon for Rabobank
Rabobank

High Interest Savings Account

5.75% p.a. (for $0 to $250,001)

Yes up to $250,000

4.40% p.a.(for $0 to $250,001)

Thumbnail icon for Macquarie
Macquarie

Savings Account

5.35% p.a. (for $0 to $250,000)

Yes up to $250,000

4.75% p.a.(for $0 to $1,000,000)

Thumbnail icon for ubank
ubank

Save Account

5.10% p.a. (for $0 to $250,000)

Yes up to $250,000

0.10% p.a.(for $0 and over)

Thumbnail icon for AMP Bank
AMP Bank

AMP Saver Account

5.40% p.a. (for $0 to $250,000)

Yes up to $250,000

1.20% p.a.(for $0 to $5,000,000)

Thumbnail icon for First Option Bank
First Option Bank

Savings+Bonus

5.00% p.a. (for $0 to $250,000)

Yes up to $250,000

2.00% p.a.(for $0 to $250,000)

Thumbnail icon for IMB Bank
IMB Bank

Reward Saver Account

5.25% p.a. (for $0 to $1,000,000)

Yes up to $250,000

0% p.a.(for $0 and over)

Thumbnail icon for Unity Bank
Unity Bank

MoneyMAX

No Current Offer

Yes up to $250,000

4.75% p.a.(for $1 and over)

Thumbnail icon for MyState Bank
MyState Bank

Bonus Saver Account

5.00% p.a. (for $0 to $250,000)

Yes up to $250,000

0.05% p.a.(for $0 and over)

Thumbnail icon for Rabobank
Rabobank

High Interest Savings Account

4.40% p.a.(for $0 to $250,001)

5.75% p.a. (for $0 to $250,001)

Yes up to $250,000

Thumbnail icon for Macquarie
Macquarie

Savings Account

4.75% p.a.(for $0 to $1,000,000)

5.35% p.a. (for $0 to $250,000)

Yes up to $250,000

Thumbnail icon for IMB Bank
IMB Bank

Reward Saver Account

0% p.a.(for $0 and over)

5.25% p.a. (for $0 to $1,000,000)

Yes up to $250,000

Thumbnail icon for AMP Bank
AMP Bank

AMP Saver Account

1.20% p.a.(for $0 to $5,000,000)

5.40% p.a. (for $0 to $250,000)

Yes up to $250,000

Thumbnail icon for ubank
ubank

Save Account

0.10% p.a.(for $0 and over)

5.10% p.a. (for $0 to $250,000)

Yes up to $250,000

Thumbnail icon for First Option Bank
First Option Bank

Savings+Bonus

2.00% p.a.(for $0 to $250,000)

5.00% p.a. (for $0 to $250,000)

Yes up to $250,000

Thumbnail icon for Unity Bank
Unity Bank

MoneyMAX

4.75% p.a.(for $1 and over)

No Current Offer

Yes up to $250,000

Thumbnail icon for MyState Bank
MyState Bank

Bonus Saver Account

0.05% p.a.(for $0 and over)

5.00% p.a. (for $0 to $250,000)

Yes up to $250,000

Compare other savings accounts