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Bonus points reward credit cards

  • Bonus points help you to reach rewards status fast. Each rewards credit card will have different rewards point earnings rates, partner deals and bonus point criteria - so be sure to get the one that best fits your needs.

  • How do I compare bonus point deals?

    First, think about what rewards you are most likely to want use - flight, retail rewards or cashback. And consider the points to earning ratio of the rewards program, some will have better rewards ratios than others, so a 10,000 bonus point offer with one card may be better than a 20,000 point offer on another card.

  • Are there any tricks and traps with bonus point deals?

    In almost all instances there will be some kind of criteria that you need to meet in order for the bonus points to be activated. Some rewards credit card providers have set timeframes and purchase limits that need to be reached, others simply require you to make a purchase on the credit card.

Rewards credit card comparisons on MozoRates updated daily

  • NAB Qantas Rewards Premium Card

    NAB Qantas Rewards Premium Card

    • 0% p.a. on balance transfers for 15 months plus 40,000 Bonus points
    • Earn Qantas Points on everyday purchases and take advantage of added platinum benefits.
    • Seven complimentary insurances including overseas travel insurance & access to the 24/7 Platinum Concierge Service

    points per $ spent

    1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $50,000 per month

    spend req Syd-Melb flight*

    $5,333 (on Amex, or $16,000 on Visa)

    Annual fees

    $250

    Go to site
    • 0% p.a. on balance transfers for 15 months plus 40,000 Bonus points
    • Earn Qantas Points on everyday purchases and take advantage of added platinum benefits.
    • Seven complimentary insurances including overseas travel insurance & access to the 24/7 Platinum Concierge Service
    Product info
    • Intro rate:
    • Balance transfer rate: 0% for 15 months
    • Interest rate: 19.99%
    • Interest rate on cash withdrawals: 21.74%
    • Interest free days: 44
    • Rewards program: Qantas Frequent Flyer
    • Filght options: All rewards are redeemed via Qantas Frequent Flyer.
    • Expiry: Never
    • Points earning: 1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $50,000 per month
    • Points required: 8000 points buys a Qantas Syd-Mel flight
      128000 points buys a Qantas London flight
      15100 points buys a Myer $100 Gift Card
    Overall rating

    7.2

    Based on 757 NAB credit card reviews

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  • ANZ Rewards Platinum

    ANZ Rewards Platinum

    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August

    points per $ spent

    3 points per dollar on Amex, 1.5 points per dollar on Visa, uncapped

    spend req Syd-Melb flight*

    $5,176 (on Amex, or $10,351 on Visa)

    Annual fees

    $149 $0 in the first 1 year

    Go to site
    • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August
    Product info
    • Intro rate:
    • Balance transfer rate:
    • Interest rate: 18.79%
    • Interest rate on cash withdrawals: 20.99%
    • Interest free days: 55
    • Rewards program: ANZ Rewards
    • Filght options: You can get flights via Velocity, Air New Zealand or KrisFlyer.
    • Expiry: 36 months
    • Points earning: 3 points per dollar on Amex, 1.5 points per dollar on Visa, uncapped
    • Points required: 1 points buys 0.4444 Velocity Points; 6900 Velocity Points buys a Virgin Australia Syd-Mel flight
      1 points buys 0.4444 Velocity Points; 125000 Velocity Points buys a Velocity partner London flight
      22225 points buys a Myer $100 Gift Card
      25000 points buys a $100 credit
    Overall rating

    7.0

    Based on 1032 ANZ credit card reviews

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  • American Express Velocity Platinum Card

    American Express Velocity Platinum Card

    • 0.99% p.a. on balance transfers for the first 6 months
    • Earn up to 3 bonus points per dollar spent on eligible purchases
    • Earn up to 100,000 bonus Velocity Points, limited time only

    points per $ spent

    1 point per dollar on Amex, uncapped

    spend req Syd-Melb flight*

    $6,900

    Annual fees

    $349

    Go to site
    • 0.99% p.a. on balance transfers for the first 6 months
    • Earn up to 3 bonus points per dollar spent on eligible purchases
    • Earn up to 100,000 bonus Velocity Points, limited time only
    Product info
    • Intro rate:
    • Balance transfer rate: 0.99% for 6 months (1.00% handling fee)
    • Interest rate: 20.74%
    • Interest rate on cash withdrawals:
    • Interest free days: 44
    • Rewards program: Velocity Rewards
    • Filght options: Flights available with Virgin, Air New Zealand, Etihad Airways, Singapore Airlines and other partners.
    • Expiry: Never
    • Points earning: 1 point per dollar on Amex, uncapped
    • Points required: 6900 points buys a Virgin Australia Syd-Mel flight
      125000 points buys a Velocity partner London flight
      18000 points buys a Myer $100 Gift Card
    Overall rating

    7.3

    Based on 139 American Express credit card reviews

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  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 50,000 Qantas Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August

    points per $ spent

    1.5 points per dollar on Amex, 0.75 points per dollar on Visa, uncapped

    spend req Syd-Melb flight*

    $5,333 (on Amex, or $10,667 on Visa)

    Annual fees

    $425 $0 in the first 1 year

    Go to site
    • 50,000 Qantas Points when you spend $3,000 on purchases within the first three months
    • No Annual fee for the first year
    • Offer end date the 20th August
    Product info
    • Intro rate:
    • Balance transfer rate:
    • Interest rate: 19.99%
    • Interest rate on cash withdrawals: 21.49%
    • Interest free days: 55
    • Rewards program: Qantas Frequent Flyer
    • Filght options: All rewards are redeemed via Qantas Frequent Flyer.
    • Expiry: Never
    • Points earning: 1.5 points per dollar on Amex, 0.75 points per dollar on Visa, uncapped
    • Points required: 8000 points buys a Qantas Syd-Mel flight
      128000 points buys a Qantas London flight
      15100 points buys a Myer $100 Gift Card
    Overall rating

    7.0

    Based on 1032 ANZ credit card reviews

    Need more information?
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  • American Express Qantas Discovery Card

    American Express Qantas Discovery Card

    • No annual fee for the life of the card
    • 0.99% p.a. on balance transfers for the first 6 months
    • Receive up to 7,500 Qantas Points when you apply by 30 September 2015

    points per $ spent

    1 point per dollar on Amex, uncapped

    spend req Syd-Melb flight*

    $8,000

    Annual fees

    $0

    Go to site
    • No annual fee for the life of the card
    • 0.99% p.a. on balance transfers for the first 6 months
    • Receive up to 7,500 Qantas Points when you apply by 30 September 2015
    Product info
    • Intro rate:
    • Balance transfer rate: 0.99% for 6 months (1.00% handling fee)
    • Interest rate: 20.74%
    • Interest rate on cash withdrawals:
    • Interest free days: 44
    • Rewards program: Qantas Frequent Flyer
    • Filght options: All rewards are redeemed via Qantas Frequent Flyer.
    • Expiry: Never
    • Points earning: 1 point per dollar on Amex, uncapped
    • Points required: 8000 points buys a Qantas Syd-Mel flight
      128000 points buys a Qantas London flight
      15100 points buys a Myer $100 Gift Card
    Overall rating

    7.3

    Based on 139 American Express credit card reviews

    Need more information?
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  • NAB Velocity Rewards Premium Card

    NAB Velocity Rewards Premium Card

    • 0% p.a. on balance transfers for 15 months and Earn Velocity Points on everyday purchases
    • 7 complementary insurances including Overseas Travel Insurance.
    • Access to Platinum Concierge Service, your own 24 hour, 7 day personal assistant & the 24/7 NAB Service Centre

    points per $ spent

    1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $20,000 per month

    spend req Syd-Melb flight*

    $4,600 (on Amex, or $13,800 on Visa)

    Annual fees

    $150

    Go to site
    • 0% p.a. on balance transfers for 15 months and Earn Velocity Points on everyday purchases
    • 7 complementary insurances including Overseas Travel Insurance.
    • Access to Platinum Concierge Service, your own 24 hour, 7 day personal assistant & the 24/7 NAB Service Centre
    Product info
    • Intro rate:
    • Balance transfer rate: 0% for 15 months
    • Interest rate: 19.99%
    • Interest rate on cash withdrawals: 21.74%
    • Interest free days: 44
    • Rewards program: Velocity Rewards
    • Filght options: All rewards are redeemed via Velocity.
    • Expiry: Never
    • Points earning: 1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $20,000 per month
    • Points required: 6900 points buys a Virgin Australia Syd-Mel flight
      125000 points buys a Velocity partner London flight
      18000 points buys a Myer $100 Gift Card
    Overall rating

    7.2

    Based on 757 NAB credit card reviews

    Need more information?
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    More info

  • NAB Velocity Rewards Card

    NAB Velocity Rewards Card

    • 0% p.a. on balance transfers for 15 months and Earn Velocity Points on everyday purchases.
    • Low $95 Annual Fee.
    • Plus 10,000 bonus Points.

    points per $ spent

    1 point per dollar on Amex, 0.5 points per dollar on Visa, up to $20,000 per month

    spend req Syd-Melb flight*

    $6,900 (on Amex, or $13,800 on Visa)

    Annual fees

    $95

    Go to site
    • 0% p.a. on balance transfers for 15 months and Earn Velocity Points on everyday purchases.
    • Low $95 Annual Fee.
    • Plus 10,000 bonus Points.
    Product info
    • Intro rate:
    • Balance transfer rate: 0% for 15 months
    • Interest rate: 19.99%
    • Interest rate on cash withdrawals: 21.74%
    • Interest free days: 44
    • Rewards program: Velocity Rewards
    • Filght options: All rewards are redeemed via Velocity.
    • Expiry: Never
    • Points earning: 1 point per dollar on Amex, 0.5 points per dollar on Visa, up to $20,000 per month
    • Points required: 6900 points buys a Virgin Australia Syd-Mel flight
      125000 points buys a Velocity partner London flight
      18000 points buys a Myer $100 Gift Card
    Overall rating

    7.2

    Based on 757 NAB credit card reviews

    Need more information?
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    More info

  • Bankwest More Platinum MasterCard

    Bankwest More Platinum MasterCard

    • 2.99% p.a on balance transfers for 9 months
    • Receive up to 28,000 introductory bonus rewards points
    • No foreign transaction fees on online and overseas purchases

    points per $ spent

    2 points per dollar on MasterCard, up to 400000 points per year

    spend req Syd-Melb flight*

    $16,940

    Annual fees

    $130

    Go to site
    • 2.99% p.a on balance transfers for 9 months
    • Receive up to 28,000 introductory bonus rewards points
    • No foreign transaction fees on online and overseas purchases
    Product info
    • Intro rate:
    • Balance transfer rate: 2.99% for 9 months
    • Interest rate: 19.99%
    • Interest rate on cash withdrawals: 21.99%
    • Interest free days: 55
    • Rewards program: More Rewards
    • Filght options: Rewards are redeemed via Flight Centre or Virgin Australia vouchers.
    • Expiry: 36 months
    • Points earning: 2 points per dollar on MasterCard, up to 400000 points per year
    • Points required: 40040 points required. 28000 points buys a $100 Flight Centre travel voucher; assumed flight cost is $143
      374100 points required. 258000 points buys a $1,000 Flight Centre travel voucher; assumed flight cost is $1450
      28000 points buys a Myer $100 Gift Card
      26200 points buys a $100 credit
    Overall rating

    7.5

    Based on 165 Bankwest credit card reviews

    Need more information?
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