Credit card news and advice

All the latest credit card news and top tips to help you manage your credit card.

How to be a rewards credit card power user

How to be a rewards credit card power user

Credit card rewards programs can be a goldmine if you know how to navigate them right. Whether you’re a frequent flyer or a cashback connoisseur, there’s a way to make your credit card work harder for you. Let’s dive into how you can become a power user of credit card rewards programs and get the most bang for your buck!

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Articles

5 Bad credit card habits you need to break

Once you’ve got a credit card (or multiple credit cards, as may be the case) it can become easy to fall into a pattern of bad habits. With potential for bad credit card card habits to have a long-term impact on your credit score and your ability to borrow in the future. To keep your future finances looking sweet, let’s break those bad habits now!

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Westpac credit card interest rates on the rise

Westpac credit card interest rates on the rise

Westpac has just announced that it will be increasing the interest rates on several of its credit card products from the 20th of June 2024. The changes will impact both new and existing customers, with increases to both purchase and cash advance rates on several Westpac credit card products.

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Credit card boom 5 top low card rate deals

Credit card boom: 5 top low card rate deals

As inflation and rising interest rates put a strain on finances, it's not surprising that more Australians are turning to credit to help buffer their budgets.  According to credit reporting agency Equifax, applications for new credit cards surged by 21%^ in the December quarter. Yikes!But a credit card can be an extremely useful financial tool to have at your disposal if you are savvy about when you use it, where you use it, and when to stop using it. And while it can be tempting to be drawn towards cards with flashy rewards points offers and extras like airport lounge access, these cards generally have interest rates over 20% p.a.  Fortunately, there are some cards on the market with low interest rates on purchases, and some even come with low fees and perks. With this in mind, here’s our Editors’ round up of low interest credit card deals this month.

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