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Travel Credit Cards

  • Don't return home to a panoramic credit-card bill - search the market in seconds for the travel-friendly credit card that'll save you on foreign currency withdrawals and overseas purchases.

  • Travelling with a credit card

    Fans of Mozo's credit card comparison show can now enjoy this travel-themed sequel featuring all the characters you know and love (interest-rate comparison, low-annual-fee pageants) with a couple of new stars: overseas purchases and foreign currency withdrawals.

  • In short, it's all about finding the best travel credit card for your global spending needs, whether that involves a weekend away, an enviably long stay, or an overseas shopping habit.

Travel credit card comparisons on Mozo Rates updated daily

  • ANZ Rewards Travel Adventures Card

    ANZ Rewards Travel Adventures Card

    • Return domestic flight each year you hold the card
    • No overseas transaction fee on purchases
    • Eligibility criteria, minimum spend and flight restrictions apply

    purchase rate

    20.24%

    annual fee

    $225

    balance transfer rate

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    • Return domestic flight each year you hold the card
    • No overseas transaction fee on purchases
    • Eligibility criteria, minimum spend and flight restrictions apply
    • Points per $ spent: 2 points per dollar on Amex, 1 point per dollar on Visa, uncapped
    • Spend req syd-mel flight*: $7,800 (on Amex, or $15,600 on Visa)
    • Foreign exchange margin: 0%
    • Intro rate:
    • Interest free days: 55
    • Rewards program: ANZ Rewards
    • Bonus points: Earn bonus points at over 30 bonus partners.
    • Flight options: You can get flights via Velocity, Air New Zealand or KrisFlyer.
    • Expiry: 36 months
    • Points earning: 2 points per dollar on Amex, 1 point per dollar on Visa, uncapped
    • Points required: 1 points buys 0.5 Velocity Points; 7800 Velocity Points buys a Virgin Australia Syd-Mel flight
      1 points buys 0.5 Velocity Points; 119600 Velocity Points buys a Velocity partner London flight
      22225 points buys a Myer $100 Gift Card
      25000 points buys a $100 credit
    • Interest rate on cash withdrawals: 21.74%
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

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  • Virgin Money Virgin Australia Velocity High Flyer Card

    Virgin Money Virgin Australia Velocity High Flyer Card

    • 0% p.a. for 6 months on balance transfers
    • Earn up to 30,000 bonus Velocity Points
    • 1/2 annual fee in the first year

    purchase rate

    20.74%

    annual fee

    $289 $144 in the first 1 year

    balance transfer rate

    0% for 6 months and then 20.99%

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    • 0% p.a. for 6 months on balance transfers
    • Earn up to 30,000 bonus Velocity Points
    • 1/2 annual fee in the first year
    • Points per $ spent: 1 point per dollar on Visa, up to $10,000 per month, then
      0.5 points per dollar on Visa, uncapped
    • Spend req syd-mel flight*: $7,800
    • Foreign exchange margin: 3.30%
    • Intro rate:
    • Interest free days: 44
    • Rewards program: Velocity Rewards
    • Bonus points:
    • Flight options: All rewards are redeemed via Velocity.
    • Expiry: Never
    • Points earning: 1 point per dollar on Visa, up to $10,000 per month, then
      0.5 points per dollar on Visa, uncapped
    • Points required: 7800 points buys a Virgin Australia Syd-Mel flight
      119600 points buys a Velocity partner London flight
      18000 points buys a Myer $100 Gift Card
    • Interest rate on cash withdrawals: 20.99%
    Overall rating

    5.7

    Based on 97 Virgin Money credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    28 Degrees Platinum MasterCard

    28 Degrees Platinum MasterCard

    • 2 cash advance fees waived (limited offer)
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service

    purchase rate

    21.99%

    annual fee

    $0

    balance transfer rate

    4.99% for 6 months

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    • 2 cash advance fees waived (limited offer)
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service
    • Points per $ spent:
    • Spend req syd-mel flight*:
    • Foreign exchange margin: 0%
    • Intro rate:
    • Interest free days: 55
    • Rewards program:
    • Bonus points:
    • Flight options:
    • Expiry:
    • Points earning:
    • Points required:


    • Interest rate on cash withdrawals: 21.99%
    Overall rating

    7.3

    Based on 161 28 Degrees credit card reviews

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  • American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    • $195 annual fee
    • Complimentary domestic economy return flight
    • Up to 3 points per dollar spent on eligible purchases

    purchase rate

    20.74%

    annual fee

    $195

    balance transfer rate

    0% for 12 months (1.00% balance transfer fee)

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    • $195 annual fee
    • Complimentary domestic economy return flight
    • Up to 3 points per dollar spent on eligible purchases
    • Points per $ spent: 1 point per dollar on Amex, uncapped
    • Spend req syd-mel flight*: $7,800
    • Foreign exchange margin: 3.00%
    • Intro rate:
    • Interest free days: 55
    • Rewards program: Ascent Membership Rewards
    • Bonus points: Earn 3 points per $1 at major supermarkets, 2 points per $1 at major petrol stations. 1 point per $1 on all other purchases excluding insurance, telecommunications, and government where you earn 0.5 points per $1
    • Flight options: Transfer your points to 8 airline programs, including Virgin Velocity, or book direct with your dedicated travel service or travel agents including Harvey World Travel and Webjet.
    • Expiry: Never
    • Points earning: 1 point per dollar on Amex, uncapped
    • Points required: 1 points buys 1 Velocity Points; 7800 Velocity Points buys a Virgin Australia Syd-Mel flight
      1 points buys 1 Velocity Points; 119600 Velocity Points buys a Velocity partner London flight
      13500 points buys a Myer $100 Gift Card
      14500 points buys a $100 credit
    • Interest rate on cash withdrawals:
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • Westpac Altitude - Online Only Offer (Qantas)

    Westpac Altitude - Online Only Offer (Qantas)

    • 0.99% p.a. on purchases for up to 3 months from card approval
    • 0% p.a. for 14 months on balance transfers requested at new card application (2% balance transfer fee)
    • Convenience of one account, two credit cards

    purchase rate

    20.24%

    annual fee

    $100

    balance transfer rate

    0% for 14 months (2.00% balance transfer fee)

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    • 0.99% p.a. on purchases for up to 3 months from card approval
    • 0% p.a. for 14 months on balance transfers requested at new card application (2% balance transfer fee)
    • Convenience of one account, two credit cards
    • Points per $ spent: 1 point per dollar on Amex, 0.5 points per dollar on Visa, up to 2500 points per month
    • Spend req syd-mel flight*: $8,000 (on Amex, or $16,000 on Visa)
    • Foreign exchange margin: 3.00%
    • Intro rate: 0.99% for 3 months
    • Interest free days: 45
    • Rewards program: Qantas
    • Bonus points: Bonus points on selected Qantas products and services.
    • Flight options: All rewards are redeemed via Qantas Frequent Flyer.
    • Expiry: Never
    • Points earning: 1 point per dollar on Amex, 0.5 points per dollar on Visa, up to 2500 points per month
    • Points required: 8000 points buys a Qantas Syd-Mel flight
      120000 points buys a Qantas London flight
      17250 points buys a Myer $100 Gift Card
    • Interest rate on cash withdrawals: 20.74%
    Overall rating

    7.2

    Based on 1431 Westpac credit card reviews

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  • HSBC Platinum Qantas Credit Card

    HSBC Platinum Qantas Credit Card

    • 0% p.a. on balance transfers for 6 months. Conditions apply
    • 40,000 bonus Qantas Points when you apply by 31st August 2016. Conditions apply
    • $0 additional cardholder fee

    purchase rate

    19.99%

    annual fee

    $199

    balance transfer rate

    0% for 6 months and then 21.99%

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    • 0% p.a. on balance transfers for 6 months. Conditions apply
    • 40,000 bonus Qantas Points when you apply by 31st August 2016. Conditions apply
    • $0 additional cardholder fee
    • Points per $ spent: 1 point per dollar on Visa, up to $2,500 per month, then
      0.5 points per dollar on Visa, uncapped
    • Spend req syd-mel flight*: $8,000
    • Foreign exchange margin: 3.00%
    • Intro rate:
    • Interest free days: 55
    • Rewards program: Qantas Frequent Flyer
    • Bonus points:
    • Flight options: All rewards redeemed via Qantas Frequent Flyer.
    • Expiry: Never
    • Points earning: 1 point per dollar on Visa, up to $2,500 per month, then
      0.5 points per dollar on Visa, uncapped
    • Points required: 8000 points buys a Qantas Syd-Mel flight
      120000 points buys a Qantas London flight
      17250 points buys a Myer $100 Gift Card
    • Interest rate on cash withdrawals: 21.99%
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

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  • Westpac Altitude Black - Online Only Offer (Rewards)

    Westpac Altitude Black - Online Only Offer (Rewards)

    • 0.99% p.a. on purchases for up to 3 months
    • 0% p.a. for 20 months on balance transfers when requested at card application
    • Dedicated Westpac Concierge service and access to exclusive Black Card Concierge App

    purchase rate

    20.24%

    annual fee

    $395

    balance transfer rate

    0% for 20 months (2.00% balance transfer fee)

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    More info

    • 0.99% p.a. on purchases for up to 3 months
    • 0% p.a. for 20 months on balance transfers when requested at card application
    • Dedicated Westpac Concierge service and access to exclusive Black Card Concierge App
    • Points per $ spent: 3 points per dollar on Amex, 1.25 points per dollar on MasterCard, uncapped
    • Spend req syd-mel flight*: $4,600 (on Amex, or $11,040 on MasterCard)
    • Foreign exchange margin: 3.00%
    • Intro rate: 0.99% for 3 months
    • Interest free days: 45
    • Rewards program: Rewards
    • Bonus points: Bonus points available at a range of partner merchants including Altitude Travel, hotels and more.
    • Flight options: You can get flights via Velocity, Air New Zealand Air Points, Enrich or Krisflyer programs, or by booking through Altitude Travel.
    • Expiry: Never
    • Points earning: 3 points per dollar on Amex, 1.25 points per dollar on MasterCard, uncapped
    • Points required: 1 points buys 0.5 Velocity Points; 6900 Velocity Points buys a Virgin Australia Syd-Mel flight
      1 points buys 0.5 Velocity Points; 125000 Velocity Points buys a Velocity partner London flight
      19000 points buys a Myer $100 Gift Card
      49200 points buys a $295 Annual Fee Rebate
    • Interest rate on cash withdrawals: 20.74%
    Overall rating

    7.2

    Based on 1431 Westpac credit card reviews

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