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Travel Credit Cards

  • Don't return home to a panoramic credit-card bill - search the market in seconds for the travel-friendly credit card that'll save you on foreign currency withdrawals and overseas purchases.

  • Travelling with a credit card

    Fans of Mozo's credit card comparison show can now enjoy this travel-themed sequel featuring all the characters you know and love (interest-rate comparison, low-annual-fee pageants) with a couple of new stars: overseas purchases and foreign currency withdrawals.

  • In short, it's all about finding the best travel credit card for your global spending needs, whether that involves a weekend away, an enviably long stay, or an overseas shopping habit.

Travel credit card comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Explorer® Credit Card

    American Express Explorer® Credit Card

    • Receive 50,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent

    purchase rate

    20.74% p.a.

    annual fee

    $395

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

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    • Receive 50,000 Membership Rewards® Points (T&Cs apply)
    • $400 in Travel Credit each year
    • Up to 2 Membership Rewards points per $1 spent
    • Points per $ spent: 2 points per dollar on Amex, uncapped
    • Spend req syd-mel flight*: Spend $5,200 to earn
    • Foreign exchange margin: 3.00%
    • Intro rate:
    • Interest free days: 55
    • Rewards program: Membership Rewards
    • Bonus points: Earn 2 points per $1 on eligible purchases; except 0.5 points per $1 at utilities, insurance, telecommunications, and government bodies.
    • Flight options: Flights available with Virgin, Air New Zealand, Etihad Airways, Singapore Airlines and other partners.
    • Expiry: Never
    • Points earning: 2 points per dollar on Amex, uncapped
    • Points required: 1 points buys 0.75 Velocity Points; 7800 Velocity Points buys a Virgin Australia Sydney-Melbourne flight
      1 points buys 0.75 Velocity Points; 119600 Velocity Points buys a Sydney-London flight
      13500 points buys a Myer $100 Gift Card
    • Interest rate on cash withdrawals:
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • Virgin Money Virgin Australia Velocity High Flyer Card

    Virgin Money Virgin Australia Velocity High Flyer Card

    • 0% p.a. for 15 months on balance transfers
    • Earn up to 30,000 bonus Velocity Points
    • 1/2 annual fee in the first year

    purchase rate

    20.74% p.a.

    annual fee

    $289

    balance transfer rate

    0% p.a. for 15 months and then 20.99% p.a.

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    • 0% p.a. for 15 months on balance transfers
    • Earn up to 30,000 bonus Velocity Points
    • 1/2 annual fee in the first year
    • Points per $ spent: 1 point per dollar on Visa, up to $8,000 per month, then
      0.5 points per dollar on Visa, uncapped
    • Spend req syd-mel flight*: Spend $7,800 to earn
    • Foreign exchange margin: 3.30%
    • Intro rate:
    • Interest free days: 44
    • Rewards program: Velocity Frequent Flyer
    • Bonus points:
    • Flight options: All rewards are redeemed via Velocity.
    • Expiry: Never
    • Points earning: 1 point per dollar on Visa, up to $8,000 per month, then
      0.5 points per dollar on Visa, uncapped
    • Points required: 7800 points buys a Virgin Australia Sydney-Melbourne flight
      119600 points buys a Velocity partner Sydney-London flight
      18000 points buys a Myer $100 Gift Card
    • Interest rate on cash withdrawals: 20.99% p.a.
    Overall rating

    5.7

    Based on 97 Virgin Money credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 55,000 bonus Qantas Points (T&Cs apply)
    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance

    purchase rate

    20.74% p.a.

    annual fee

    $450

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

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    • Receive 55,000 bonus Qantas Points (T&Cs apply)
    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance
    • Points per $ spent: 1.5 points per dollar on Amex, uncapped
    • Spend req syd-mel flight*: Spend $5,333 to earn
    • Foreign exchange margin: 3.00%
    • Intro rate:
    • Interest free days: 44
    • Rewards program: Qantas Frequent Flyer
    • Bonus points: Earn 0.5 Qantas Points for Government charges. Earn 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia.
    • Flight options: All rewards are redeemed via Qantas Frequent Flyer.
    • Expiry: Never
    • Points earning: 1.5 points per dollar on Amex, uncapped
    • Points required: 8000 points buys a Qantas Sydney-Melbourne flight
      120000 points buys a Qantas Sydney-London flight
      16160 points buys a Myer $100 Gift Card
    • Interest rate on cash withdrawals:
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    28 Degrees Platinum Mastercard

    28 Degrees Platinum Mastercard

    • Award winning credit card
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service

    purchase rate

    21.99% p.a.

    annual fee

    $0

    balance transfer rate

    4.99% p.a. for 6 months and then 21.99% p.a.

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    • Award winning credit card
    • $0 overseas fees on purchases
    • 24/7 Worldwide Concierge Service
    • Points per $ spent:
    • Spend req syd-mel flight*: Spend to earn
    • Foreign exchange margin: 0%
    • Intro rate:
    • Interest free days: 55
    • Rewards program:
    • Bonus points:
    • Flight options:
    • Expiry:
    • Points earning:
    • Points required:


    • Interest rate on cash withdrawals: 21.99% p.a.
    Overall rating

    7.3

    Based on 161 28 Degrees credit card reviews

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  • NAB Qantas Rewards Signature Card

    NAB Qantas Rewards Signature Card

    • NAB's fastest way to earn Qantas Points
    • 100,000 bonus Qantas Points when you spend $4,000 on everyday purchases within 60 days of account opening
    • 0% p.a on balance transfers for 6 months

    purchase rate

    19.99% p.a.

    annual fee

    $395

    balance transfer rate

    0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

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    • NAB's fastest way to earn Qantas Points
    • 100,000 bonus Qantas Points when you spend $4,000 on everyday purchases within 60 days of account opening
    • 0% p.a on balance transfers for 6 months
    • Points per $ spent: 1 point per dollar on Visa, up to $5,000 per month, then
      0.5 points per dollar on Visa, up to $20,000 per month
    • Spend req syd-mel flight*: Spend $8,000 to earn
    • Foreign exchange margin: 3.00%
    • Intro rate:
    • Interest free days: 44
    • Rewards program: Qantas Frequent Flyer
    • Bonus points: Bonus points on selected Qantas products and services, including eligible Qantas flights.
    • Flight options: All rewards are redeemed via Qantas Frequent Flyer.
    • Expiry: Never
    • Points earning: 1 point per dollar on Visa, up to $5,000 per month, then
      0.5 points per dollar on Visa, up to $20,000 per month
    • Points required: 8000 points buys a Qantas Sydney-Melbourne flight
      120000 points buys a Qantas Sydney-London flight
      16160 points buys a Myer $100 Gift Card
    • Interest rate on cash withdrawals: 21.74% p.a.
    Overall rating

    7.2

    Based on 1409 NAB credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Qantas Discovery Card

    American Express Qantas Discovery Card

    • No annual fee for the life of the card
    • 0% p.a. on balance transfers for the first 12 months
    • Earn 1 Qantas Point for every $1 spent on Card purchases (T&Cs apply)

    purchase rate

    20.74% p.a.

    annual fee

    $0

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

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    • No annual fee for the life of the card
    • 0% p.a. on balance transfers for the first 12 months
    • Earn 1 Qantas Point for every $1 spent on Card purchases (T&Cs apply)
    • Points per $ spent: 1 point per dollar on Amex, uncapped
    • Spend req syd-mel flight*: Spend $8,000 to earn
    • Foreign exchange margin: 3.00%
    • Intro rate:
    • Interest free days: 44
    • Rewards program: Qantas Frequent Flyer
    • Bonus points: Earn 0.5 Qantas Points for Government charges. Earn 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia.
    • Flight options: All rewards are redeemed via Qantas Frequent Flyer.
    • Expiry: Never
    • Points earning: 1 point per dollar on Amex, uncapped
    • Points required: 8000 points buys a Qantas Sydney-Melbourne flight
      120000 points buys a Qantas Sydney-London flight
      16160 points buys a Myer $100 Gift Card
    • Interest rate on cash withdrawals:
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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  • Citi Qantas Signature

    Citi Qantas Signature

    • 50,000 bonus Qantas Points when you spend $2,000 or more within 90 days from card approval
    • 0% p.a. for 6 months on balance transfers, reverts to cash advance rate
    • Reduced annual fee of $199 in the first year ($395 normally) + $49 Citi Qantas Rewards Program fee

    purchase rate

    20.99% p.a.

    annual fee

    $444 $248 in the first 1 year

    balance transfer rate

    0% p.a. for 6 months and then 21.74% p.a.

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    More info

    • 50,000 bonus Qantas Points when you spend $2,000 or more within 90 days from card approval
    • 0% p.a. for 6 months on balance transfers, reverts to cash advance rate
    • Reduced annual fee of $199 in the first year ($395 normally) + $49 Citi Qantas Rewards Program fee
    • Points per $ spent: 0.5 points per dollar on Visa, up to $20,000 per month
    • Spend req syd-mel flight*: Spend $16,000 to earn
    • Foreign exchange margin: 3.40%
    • Intro rate:
    • Interest free days: 55
    • Rewards program: Qantas Frequent Flyer
    • Bonus points: 1 Qantas Point per $1 for eligible International Spending, points uncapped.
    • Flight options: All rewards are redeemed via Qantas Frequent Flyer
    • Expiry: Never
    • Points earning: 0.5 points per dollar on Visa, up to $20,000 per month
    • Points required: 8000 points buys a Qantas Sydney-Melbourne flight
      120000 points buys a Qantas Sydney-London flight
      16160 points buys a Myer $100 Gift Card
    • Interest rate on cash withdrawals: 21.74% p.a.
    Overall rating

    5.7

    Based on 379 Citi credit card reviews

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  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    • $200 travel credit each year (T&Cs apply)
    • Up to 55 days interest free
    • 0% p.a. on balance transfer for the first 12 months (T&Cs apply)

    purchase rate

    20.74% p.a.

    annual fee

    $195

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

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    More info

    • $200 travel credit each year (T&Cs apply)
    • Up to 55 days interest free
    • 0% p.a. on balance transfer for the first 12 months (T&Cs apply)
    • Points per $ spent: 1 point per dollar on Amex, uncapped
    • Spend req syd-mel flight*: Spend $7,800 to earn
    • Foreign exchange margin: 3.00%
    • Intro rate:
    • Interest free days: 55
    • Rewards program: Membership Rewards
    • Bonus points: Earn 3 points per $1 at major supermarkets, 2 points per $1 at major petrol stations. 1 point per $1 on all other purchases excluding insurance, telecommunications, and government where you earn 0.5 points per $1
    • Flight options: Transfer your points to 8 airline programs, including Virgin Velocity, or book direct with your dedicated travel service or travel agents including Harvey World Travel and Webjet.
    • Expiry: Never
    • Points earning: 1 point per dollar on Amex, uncapped
    • Points required: 1 points buys 1 Velocity Points; 7800 Velocity Points buys a Virgin Australia Sydney-Melbourne flight
      1 points buys 1 Velocity Points; 119600 Velocity Points buys a Velocity partner Sydney-London flight
      13500 points buys a Myer $100 Gift Card
      14500 points buys a $100 credit
    • Interest rate on cash withdrawals:
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

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