Credit card customer reviews

Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.

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Recent credit card customer reviews

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  • NAB Rewards Platinum Card

    Nab is a great choice for banking

    I have a rewards credit card and I love it! I get points for every dollar I spend and it’s a great way to earn rewards while doing my everyday shopping. I have never had a bad experience with nab and highly recommend them to all my family and friends.

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    Nic, Victoria, reviewed 4 days ago
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  • St.George Amplify Rewards Platinum

    Overall fees too high

    Annual fees and rewards fee too high

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    Karen, Queensland, reviewed 11 days ago
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  • Virgin Money Virgin Australia Velocity High Flyer Card

    Not worth the annual fee.

    It is an average product. It does offer free travel insurance and a $129 flight voucher each year, but you have to call them to arrange the voucher which is a bit dodgy on their part. It's like they want you to forget (which I have). You pay for it in the annual fee though.

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    Sharron, Queensland, reviewed 11 days ago
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  • Bankwest Qantas Platinum Mastercard

    Great products

    Bankwest have no physical branches but offer great products including the no foreign transaction fees on the credit card and debit card making it a perfect choice for travel.

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    Sean, Western Australia, reviewed 3 days ago
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  • Westpac Altitude Black

    Rewards centric

    The credit card gives a significant points valued reward and is super easy to manage online. Unfortunately the app crashes constantly.

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    Annie, Victoria, reviewed 11 days ago
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  • ING Orange One Low Rate Credit Card

    No rewards, but rewarding.

    Low and comparable fees. A good daily driver credit card option with a low limit - very useful in pairing with the Savings account to meet the 5 monthly purchases to receive the bonus interest rate. Additionally, upon signing up I received a generous cash bonus.

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    Brady, New South Wales, reviewed 25 days ago
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  • Qantas Money Credit Card

    DONT EVEN EVALUATE QANTAS CREDIT CARD.

    Very Poor app and online experience. Direct debit is set only through a paper form which never gets received. The statement is designed very poor or should rather say "very smart " to not include the total amount DUE or clearly say the DUE DATE. Not at all easy to understand the balance. Pending transactions get cleared after a long long time. I have just closed this card in less than 2 months of using it because of their digital experience. The closure process as explained by the rep will take another month even when I have paid my account balance in full. I have used every card in Australia and this was by far the WORST card or service you can get. You cannot even claim the Annual fee back as they have issued you free points. I am happy to give back the points they have credited but they have been SOLD to me.

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    Varun, Victoria, reviewed about 1 month ago
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  • Citi Clear Credit Card

    Go elsewhere

    High fees, always difficult to access my online A/C

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    Greg, Victoria, reviewed about 1 month ago
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  • Commonwealth Bank Low Fee Credit Card

    Quality and consistency

    Commonwealth is stable, secure and supportive. In some respects they are slightly more expensive, but it's because they are a superior product

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    Candy, Queensland, reviewed about 1 month ago
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  • Westpac Low Rate

    A valid option.

    I've never had issues with banking with Westpac. The app is easy to navigate, and all the information you need is accessible and clear. One con may be the extra charges from vendors if you consider using a credit card over direct debit, but this includes all banks.

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    Sonia, Victoria, reviewed about 1 month ago
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  • American Express Credit Card

    GREAT FOR REWARDS POINTS

    AMEX IS GREAT FOR REWARDS POINTS (THEY HAVE A HIGHER POINT PER DOLLAR THAN OTHER CARDS) AND THEY ALSO HAVE FANTASTIC CUSTOMER SERVICE. DOWNSIDE IS THAT ITS ON THE MORE EXPENSIVE SIDE

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    Kathy, New South Wales, reviewed about 1 month ago
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  • G&C Mutual Bank Platinum Visa Credit Card

    Slow & unhelpful

    Painfully slow and unhelpful staff lacking a basic understanding of customer service.

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    Dan, Victoria, reviewed about 1 month ago
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  • Latitude GO Mastercard

    Great for buying now to pay off with no interest

    Convenient buying options

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    Ashley, Victoria, reviewed about 1 month ago
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  • Commonwealth Bank Awards Credit Card

    Commonwealth Bank is the most efficient bank

    I love my Commonwealth bank because they send me alerts immediately if they consider a transaction possibly fraudulent and they recovered thousand of dollars after I had my card hacked on a long weekend I have been with my bank for more than 40years and never want to change.

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    Linda, Victoria, reviewed about 1 month ago
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  • Qudos Bank Lifestyle Plus

    Qudos is an excellent financial institution

    Qudos bank have excellent security & staff know their prducts very well

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    Gary, Victoria, reviewed about 1 month ago
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  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews. Financial providers may, from time to time, offer incentives for reviews, regardless of the sentiment of the reviews.

    Credit card comparisons on Mozo - rates updated daily

    • Rewards - Rewards Points Offer

      Purchase rate
      22.49% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $199 $99 in the first year
      Rewards program
      Citi Rewards Program

      Promoted
    • Explorer® Credit Card

      Purchase rate
      23.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $395
      Rewards program
      Membership Rewards

      Promoted
    • Low Rate Card - Balance Transfer Offer

      Purchase rate
      13.49% p.a.
      Balance transfer rate
      0% p.a. for 24 months and then 21.74% p.a. (3.00% balance transfer fee)
      Annual fee
      $59
      Rewards program

      Promoted
    • Qantas Ultimate Card

      Purchase rate
      23.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $450
      Rewards program
      Qantas Frequent Flyer

      Promoted
    • Rewards - Balance Transfer and Purchases offer

      Purchase rate
      0% p.a. for 15 months then 22.49% p.a.
      Balance transfer rate
      0% p.a. for 15 months and then 22.99% p.a. (2.00% balance transfer fee)
      Annual fee
      $199
      Rewards program
      Citi Rewards Program

      Promoted

    **Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

    Browse all 194 credit cards in Mozo's comparison database.

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    About Mozo Reviews

    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia.

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