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Latitude 28 Degrees Global Platinum Mastercard

Purchase rate
21.99% p.a.
Balance transfer rate
No current offer
Annual fees
$0
Interest free days on purchases
55

Mozo editorial review Latitude 28 Degrees Global Platinum Mastercard

Last updated: 15 October 2020.

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What's hot
  • Mozo Experts Choice Award winner 2020
  • $0 annual fee
  • 0% currency conversion fee
What's not
  • High interest rate of 21.99%
Mozo snapshot

The 28 Degrees Platinum Mastercard was named a best No Annual Fee Platinum Credit Card winner in the 2020 Mozo Experts Choice Credit Card Awards. This is because it comes with no annual fee, no international transaction fees and no currency conversion fees. You can see why this award winner could be a great addition to your wallet!

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Key features

On the surface, the 28 Degrees Platinum Mastercard is a pretty standard credit card. It comes with no annual fee, 55 interest free days, an interest rate of 21.99%. But beneath the surface is one of the best travel credit cards in Australia…

One of the greatest strengths of the 28 Degrees Platinum Mastercard is that it has no currency conversion fees, which means you don’t pay extra on top of the foreign exchange rate. That’s a super handy feature that can save you a tonne of money over the span of a lengthy holiday.

Plus, with no overseas transaction fees to worry about, you can buy online at your favourite international retailers or in stores when you’re travelling internationally without paying extra on top of your purchases.

Another handy feature is the Latitude pay any way, which means that in addition to the plastic credit card you can carry around in your wallet, you also have the flexibility to pay using any mobile or wearable device. 

One of the added travel perks of the 28 Degrees Credit Card, not available with other travel credit cards is that you also get free global WI-FI at more than 1 million hotspots around the world with Boingo, which could save you some serious cash on international data-roaming charges. While the service is free to cardholders you will need to register and activate the service via the 28 Degrees website.

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Who is it good for

If you travel often or are a dedicated online shopper with favourite retailers from around the world, this card could be the travel-friendly option you’re after.


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Any catches

While this card is great for overseas travel just remember it’s still a credit card! That means if you don’t pay your entire balance off in full each month, you’ll wind up paying interest at the 21.99% purchase rate - which could seriously eat into your next holiday fund!


Details

Rates and fees information correct as at 22 October 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 21.99% p.a.

  • none

  • No current offer

  • none

  • 21.99% p.a.

  • 55

Fees
  • $0.00

  • none

  • none

  • none

  • $30.00

  • 3%, Min $4

  • 0%

  • $0.00

  • $0.00

  • $0.00

Features
  • $30.00

  • 2.5

  • 9

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Fitbit Pay , Garmin Pay

Other benefits

Flight Delay Pass, a feature which provides airport lounge passes when registered flights are delayed by more than two hours, additional conditions apply. Complimentary Wi-Fi at Boingo hotspots.

Customer Reviews

How are Latitude credit cards rated by the Mozo community?

Overall
4.7/10
Price
3.8/10
Features
4.5/10
Customer service
5.0/10
Convenience
5.0/10
Trust
4.6/10

Latest reviews of Latitude 28 Degrees Global Platinum Mastercard

  • Overall 10/10
    Best

    I am very happy with this card. I obtained it to travel overseas initially and is fantastic as accepted everywhere I went and no additional charges. I now use it all the time as there is not annual fee, it $0 They do charge .95 to transfer money from my bank to pay off the credit card each month but guess they have to make money some how.

    Read full review

    I am very happy with this card. I obtained it to travel overseas initially and is fantastic as accepted everywhere I went and no additional charges. I now use it all the time as there is not annual fee, it $0 They do charge .95 to transfer money from my bank to pay off the credit card each month but guess they have to make money some how.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Lois, Victoria reviewed 4 months ago
  • Overall 0/10
    Avoid

    Awful customer service can’t get any assistance when needed and keep being given the run around!

    Read full review

    Awful customer service can’t get any assistance when needed and keep being given the run around!

    Price
    -1/10
    Features
    -1/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10
    Less
    Yami, New South Wales reviewed 4 months ago
  • Overall 0/10
    Looks good on service but actually disappointing

    Very disappointed. Filled out application. Site said I would receive an email within 48 hours indicating whether I needed to provide further documents. No response within the time frame indicated on the website. Contacted online help a few days later. Extremely unhelpful. Then when I checked my email there was an email indicating the application was declined- no request for documents to substantiate my application, no explanation. l was very disappointed and left wondering if this is a scam to steal personal data.

    Read full review

    Very disappointed. Filled out application. Site said I would receive an email within 48 hours indicating whether I needed to provide further documents. No response within the time frame indicated on the website. Contacted online help a few days later. Extremely unhelpful. Then when I checked my email there was an email indicating the application was declined- no request for documents to substantiate my application, no explanation. l was very disappointed and left wondering if this is a scam to steal personal data.

    Price
    6/10
    Features
    6/10
    Customer service
    0/10
    Convenience
    5/10
    Trust
    0/10
    Less
    Mark, Victoria reviewed 7 months ago
Latitude

About Latitude

Latitude positions itself as an alternative to the "Big 4" banks in Australia and offer banking products and services with a focus on convenience and customer service. Latitude provides personal insurance and loans, financing options and credit cards.

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