NAB Low Fee Card

19.74% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$30

n/a

NAB Low Fee Card

19.74% p.a.

0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

$30

n/a

Mozo Review   NAB Low Fee Card Review

Last updated: 25 February 2019.

What's hot:
  • 0% p.a on balance transfers for 6 months (2% BT fee applies)

  • Low $30 annual fee

What's not:
  • High 21.74% cash advance rate

  • 2% balance transfer fee

Mozo snapshot:

NAB's Low Fee Card is great for everyday use. No frills, low fees and top security combine to create a safe, accessible and easy to use card. The card has a low $30 annual fee, plus you'll enjoy a 0% p.a. on balance transfers for 6 month period (with a one-off 2% balance transfer fee).

Key features:

Low Fee Card customers have access to contactless purchasing, emergency travel assistance, and secure online shopping, as well as the exclusive Visa Entertainment program.

A super-low annual fee of $30 is a big plus, but steer clear of cash advances with this card - the rate is a steep 21.74%. And if you're taking the Low Fee Card travelling, the news is good - the foreign exchange margins sits at 3.00%.

If you have existing debt on another card, the NAB Low Fee Card offers a 0% rate on balance transfers for 6 months (2% balance transfer fee applies). However, like a lot of other cards, after the balance transfer period is up the rate reverts to the cash advance rate, as opposed to the lower purchase rate.

Who it's good for:

The NAB Low Fee Card is perfect for anyone looking for a low fee credit card with a generous interest free period that is simple, easy and fuss-free.

Any catches?

Late payments will cost you $15 each time - don't make it a regular thing!

Details

Rates and fees information correct as at 14 December 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 19.74% p.a.

  • none

  • 0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)

  • yes

  • 21.74% p.a.

  • 44

Fees
  • $30.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $0.00

  • $0.00

  • $0.00

Features
  • $25.00

  • 2.0

  • 1

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

Rewards privileges

Purchase Protection

Other benefits

Standard balance transfer rate of 0% for 6 months is not available in conjunction with the balance transfer special offer; Purchase Protection

Customer Reviews

How are NAB credit cards rated by the Mozo community?

Overall customer rating
6.7/10

Based on 4197 NAB credit card reviews

Price
5.9/10
Features
6.0/10
Customer service
6.7/10
Convenience
7.5/10
Trust
6.9/10

Latest reviews of NAB Low Fee Card

  • Overall
    10/10
    We love NAB.

    I love NAB, we have been with them for a few years now for our credit card and one thing we love...

    I love NAB, we have been with them for a few years now for our credit card and one thing we love is being able to get velocity frequent flyer points! We have been able to have a few free flights in the past couple of years and has saved our family a lot.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Mikayla | South Australia

    reviewed 1 day ago

  • Overall
    7/10
    Low fees and friendly staff means great service.

    I like the way they set me up with all that I required. They are very accessible and keep me up...

    I like the way they set me up with all that I required. They are very accessible and keep me up with product news and alterations.

    Price
    5/10
    Features
    -1/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    9/10

    Sue | Queensland

    reviewed 10 days ago

  • Overall
    2/10
    Terrible Service. not worth the headache.

    Terrible customer service. They are more than happy to offload responsibility to another...

    Terrible customer service. They are more than happy to offload responsibility to another department and then leave you hanging on the phone not knowing what is going on. At one stage the account apparently never existed and then it apparently existed.

    Price
    5/10
    Features
    1/10
    Customer service
    3/10
    Convenience
    3/10
    Trust
    1/10

    Jana | Queensland

    reviewed 10 days ago

  • Overall
    5/10
    Easy to manage online.

    All my banking is done through NAB. I don't like the way they change products on you and you have...

    All my banking is done through NAB. I don't like the way they change products on you and you have no choice in what they change it to and how you only option is applying for another product. All those changes usually are more expensive.

    Price
    6/10
    Features
    1/10
    Customer service
    6/10
    Convenience
    7/10
    Trust
    5/10

    Andrea | Victoria

    reviewed 16 days ago

  • Overall
    8/10
    Great service.

    I have no problem with this bank they are very helpful.

    I have no problem with this bank they are very helpful.

    Price
    6/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    7/10

    Veronica | Queensland

    reviewed 19 days ago

NAB

About NAB

National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.

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