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People’s Choice have branches all over Australia, except in NSW and QLD and around 345,000 members Australia wide. Check out the credit card on offer from People’s Choice below to see if it’s the right addition to your wallet. It might be called People’s Choice - but is it your choice?
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Last updated 15 January 2025
Important disclosures
Important disclosures
Advertiser disclosure
This table shows a range of products, and we may receive payment if you use the links provided. It does not show all providers or all products from the providers. Mozo is paid a fee by the product issuer if you use a link on our site to go to their site from ours, make an inquiry, or you take out a product with them. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. You do not pay any extra for using our service.
We also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not. While we pride ourselves on covering a wide range of products, we don't cover every product in the market.
Products are initially shown with ‘Promoted’ products at the top that we have chosen to advertise more prominently. The table beneath lists products that meet the information in the filter, sorted according to estimated repayments for loans, and interest rates for deposits. You can change the filter settings to see other products.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
People's Choice credit cards
Visa Credit Card
Purchase rate
2.99
%
p.a.
For 6 months and then 12.95%
Balance transfer rate
2.99
%
p.a.
For 6 months and then 12.95% p.a.
Annual fee
$59
No annual fee if you hold an active home loan account, a one to one relationship or hold an existing activate account or existing financial planning relationship.
Rewards program
-
No Partner link
Purchase rate
2.99
%
p.a.
For 6 months and then 12.95%
Intro purchase rate
2.99% p.a.for 6 months
Balance transfer rate
2.99
%
p.a.
For 6 months and then 12.95% p.a.
Annual card fee
$59
No annual fee if you hold an active home loan account, a one to one relationship or hold an existing activate account or existing financial planning relationship.
Intro fee
-
Interest free days on purchases
Up to 62
Cash advance rate
12.95% p.a.
Cash advance fee
$5.00
Foreign exchange margin
3.00%
Late payment fee
$25.00
Interest free days
Up to 62
Minimum credit limit
$1,000.00
Minimum repayment amount
$10.00
Minimum repayment percentage
3.00%
Additional cardholders
no
Additional cardholder fee
-
Payment options
Apple Pay, Google Pay, Samsung Pay
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
Ability to link a credit card account to a payID for Fast Payments and Access to Visa Entertainment
Other restrictions
-
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Overall customer rating for People's Choice credit cards
3.9
Price
3.7
Features
3.3
Customer service
3.9
Convenience
4.0
Trust
4.0
Based on 139 product reviews.
Customer reviews
Important disclosures
Important disclosures
Important information about the Mozo customer ratings
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. More about the Mozo customer ratings.
J
Jadie
Queensland -
Product name: Visa Credit Card
4.5
Tommo
Amazing credit card
Price
4.5
Features
4.5
Service
4.5
Convenience
4.5
Trust
4.5
M
Mary
South Australia -
Product name: Visa Credit Card
0.0
Love my bank
Peoples Choice Fraud squad have been looking out for me in the past due tovmy Visa card being compromised.
Now l only have a debit card.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
