Your selected credit cards
Commonwealth Bank (CommBank) is the largest of Australia’s Big Four banks. It has a wide range of credit cards to choose from, including low rate, low fee and rewards credit card options, which can earn you CommBank Awards points or Qantas Points. Complimentary travel insurance is also available with some CommBank credit cards.
Your selected credit cards
Fantastic credit card I've been using for at least 10 years. Very helpful for budgeting. Categorises spends so you can see where you spend your money
Pros you get flexible payment terms and con is the interest rates and not much rewards
Commbank credit cards are the best value in terms of fees, customer service, and rewards
The Commonwealth Bank Awards Credit Card offers great benefits, particularly through the Qantas Awards program. Cardholders earn points that can be redeemed for flights, upgrades, and travel perks, making it an excellent choice for frequent Qantas flyers. However, accessing the Commbank Yelo Awards is frustrating, as it requires a savings account. This limitation feels restrictive for those who don’t want to link their credit card to an additional banking product. On the positive side, the app is exceptionally user-friendly. It’s intuitive and easy to navigate, allowing for seamless account management, points tracking, and spending monitoring. Commbank has clearly prioritized a smooth user experience. Additionally, the app feels secure to use. With features like biometric login and real-time alerts, I feel confident in the safety of my transactions. Overall, the Commonwealth Bank Awards Credit Card is a solid option for those looking for a great rewards program and a secure, user-friendly app. The restriction with Yelo Awards is a downside, but the overall value makes it a worthwhile choice for many users.
I have a credit card and am very happy with it do all my shopping and paying bill with the card
Had it for over 10 years good for the offers available
No rewards for both credit cards therefore I am Looking at other banks that offer rewards system for card usage
Have always been pleased with the customer service- this is really important to me. You can speak to a human!
CBA has good customer service from our experience. It can perhaps provide some opportunities for competitions.
Easy to deal with. Text message reminder about credit card payment requirements so they are not overlooked. Easyily man aged through Netbanking.
You can apply for a Commonwealth Bank credit card online or by visiting a branch.
To apply, you must:
You may need to provide:
The minimum credit limit for a Commonwealth Bank credit card varies depending on the card. Here’s an overview at the minimum credit limit for each card type:
Commonwealth Bank says that once you’ve applied for a credit card, you can get a response in 60 seconds. If you get approval, it can take up to seven working days to receive a physical credit card.
Travel insurance is available with select CommBank credit cards. To be eligible for CommBank’s international travel insurance, before you leave Australia you need to:
You can cancel a Commonwealth Bank credit card by:
To close your account, you’ll need to make sure any remaining balance is paid in full, and that there aren’t any pending or scheduled transactions on your account.
^See information about the Mozo Experts Choice Credit Card Awards
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