Commonwealth bank being the largest bank has the comfort of being reliable and was also willing to provide a loan when other banks were not. Customer service is easy to get in contact with. I wouldn't say the fees are the best in the market though.
More Commonwealth Bank personal loan customer reviewsIt was east to obtain, good customer service and fast processing. No issues throughout loan term and can pay down as quick as you like with no hidden fees or charges.
More ING personal loan customer reviewsI decided to go with another bank for a unsecured personal loan as the commonwealth bank had some good perks being offered. I will never ever do this again not only was it extremely frustrating gathering all the correct documents again and again and again being conditionally approved to being rejected after alot effort and things were looking fine on my end. To get that rejection after all the stress and also making me feel like it's definitely going through to end up being rejected. I went onto to go back to my bank which I should have done fro. The beginning everything was smooth sailing quick and completed with all ticks in a matter of days. I love everything about anz it's always efficient and easy to navigate
More ANZ personal loan customer reviewsI have been with the Credit Union for 26 years, and have always had a great experience when it came to lending.
More People's Choice personal loan customer reviewsI find when in financial hardship you have to jump through hoops to advise this, they take while to get back to you, and when they do; they use their own calculator which I don't believe takes into account all debts and debits. I have been a customer since I was 5 through the school dollarmites account, and am now 31. For 26 years holding an account with only them, I would of thought their customer service would be a bit better, and more understanding of peoples hardships.
More Commonwealth Bank personal loan customer reviewsReally approachable and easy to get quotes, would recommend doing broader research and making sure it's right for you, customer service was the only limiting factor.
More Great Southern Bank personal loan customer reviewsI love my WESPAC bank
More Westpac personal loan customer reviewsPoor customer service. Not clear with fees. Increased fees. Not flexible with repayments.
More Commonwealth Bank personal loan customer reviewsI have been with defence bank for quite a few years and I really enjoy them
More Defence Bank personal loan customer reviewsIt's been pretty easy to deal with and good customer service
More Commonwealth Bank personal loan customer reviewsI was super impressed by the speed of the process, I filled in their online application form and then was approved straightaway. They gave me a call and then I had the money next day. How good!
More OurMoneyMarket personal loan customer reviewsGreat low interest rates in my fixed term loan. Customer service cannot fault. Only issue is logging into the phone app, not user friendly and does not remember me each time
More Great Southern Bank personal loan customer reviewsGreat service and needed products
More Westpac personal loan customer reviewsIt really needs more branches especially in regional areas
More ING personal loan customer reviewsReally great to deal with Mary from loans department , Was very helpful and fantastic to deal with.
More Citi personal loan customer reviewsRepayment terms from 2 years to 7 years. Representative example: a 5 year $30,000 loan at 6.75% would cost $35,430.23 including fees.
Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 5.76% would cost $35,173.52 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
Repayment terms from 2 years to 4 years. Representative example: a 3 year $10,000 loan at 14.95% would cost $14,324.71 including fees.
Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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