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Personal Loans

  • If you're looking to borrow money for a holiday, home reno or new car, Mozo's expert personal loan comparisons help you find the right options and the cheapest rates. Compare 186 loans from 43 lenders to find the best personal loan for your needs.

Personal loan comparisons on Mozo - rates updated daily

  • Secured Personal Loan

    secured by vehicle up to 6 years old, Fixed

    • No monthly fees
    • Flexible terms from 1 - 5 years
    • Fast online conditional approval

    interest
    rate

    6.89% p.a.

    comparison
    rate*

    7.24% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.89% would cost $35,798.81 including fees.**

  • MOZO EXPERTS CHOICE 2017

    Unsecured Personal Loan

    Fixed

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest
    rate

    6.99% p.a.to 29.99% p.a.

    comparison
    rate*

    7.69% p.a.to 31.95% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.**

  • Easy online application
    MOZO EXPERTS CHOICE 2017

    Unsecured Personal Loan

    Fixed

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest
    rate

    8.16% p.a.

    comparison
    rate*

    8.67% p.a.based on $10,000
    over 3 years

    fees

    $75.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 8.16% would cost $11,382.68 including fees.**

  • Personal Loan

    Fixed, Secured

    • No ongoing fees
    • Fast approval secure personal loan
    • Choose to repay over 1 to 7 years

    interest
    rate

    7.49% p.a.to 15.00% p.a.

    comparison
    rate*

    8.04% p.a.to 15.58% p.a.based on $30,000
    over 5 years

    fees

    $380.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 7.49% would cost $36,439.75 including fees.**

  • Ready Credit - 2 Year Introductory Rate Variable, Unsecured

    Line of Credit

    • A line of credit between $5,000 to $75,000
    • No monthly or annual fees
    • Choose your own repayments each month (minimums apply)

    interest
    rate

    7.90% p.a.

    comparison
    rate*

    n/a

    fees

    $149.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 2 to 7 years. Representative example: a n/a year $0 loan at 7.90% would cost $6,560.43 including fees.**

  • Secured Personal Loan

    vehicles up to 2 years old, Variable

    • Fast online conditional approval and same day funding available
    • Borrow anything from $10,000 to $75,000 with loan terms up to 10 years
    • Free online redraws and no penalties on early loan payout or lump sum payments

    interest
    rate

    7.99% p.a.

    comparison
    rate*

    8.96% p.a.based on $30,000
    over 5 years

    fees

    $200.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 1 to 10 years. Representative example: a 5 year $30,000 loan at 7.99% would cost $37,288.90 including fees.**

  • Secured Personal Loan

    Fixed

    • Fast online application, submit and receive a response in 60 seconds
    • Fliexible loan terms
    • Borrow from $2K to $80K

    interest
    rate

    8.49% p.a.

    comparison
    rate*

    9.60% p.a.based on $30,000
    over 5 years

    fees

    $195.00upfront
    and
    $12.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 8.49% would cost $37,836.08 including fees.**

  • Unsecured Personal Loan - Excellent Credit

    Fixed

    • An upfront personalised rate that doesn’t impact your credit history
    • Interest rates from 8.95%
    • Better service than the banks, we treat you like a name (and not a number)

    interest
    rate

    8.95% p.a.to 11.95% p.a.

    comparison
    rate*

    10.42% p.a.to 13.4% p.a.based on $30,000
    over 5 years

    fees

    $395.00upfront
    and
    $13.00/month

    monthly
    repayment**

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 8.95% would cost $38,496.37 including fees.**

  • Unsecured Personal Loan Fixed

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget

    interest
    rate

    9.50% p.a.to 15.99% p.a.

    comparison
    rate*

    10.06% p.a.to 16.53% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $5.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 9.50% would cost $38,253.35 including fees.**

  • Discount Unsecured Personal Loan

    Variable

    • $0 establishment fee (save $120) for a limited time only. Conditions apply
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees

    interest
    rate

    10.89% p.a.

    comparison
    rate*

    10.89% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.89% would cost $39,037.69 including fees.**

  • Major Bank Deal

    Personal Loan

    Variable, Unsecured

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years

    interest
    rate

    15.69% p.a.

    comparison
    rate*

    16.55% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 15.69% would cost $44,226.57 including fees.**

  • Unsecured Personal Loan

    Fixed

    • A Fixed Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest
    rate

    10.99% p.a.

    comparison
    rate*

    11.87% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $40,177.39 including fees.**

  • Low Rate Personal Loan

    Fixed, Secured

    • Available to new Latitude personal loan customers only
    • Applicants must be mortgage holders or homeowners
    • Applicants need an excellent credit score to apply

    interest
    rate

    10.99% p.a.

    comparison
    rate*

    12.21% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $13.00/month

    monthly
    repayment**

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $40,307.39 including fees.**

  • MOZO EXPERTS CHOICE 2017

    Lifestyle Personal Loan

    Variable, Unsecured

    • Additional payments accepted
    • No early exit fees
    • Experts Choice Winner 2017 - Australia's Best Bank

    interest
    rate

    11.89% p.a.

    comparison
    rate*

    12.94% p.a.based on $10,000
    over 3 years

    fees

    $150.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 10 years. Representative example: a 3 year $10,000 loan at 11.89% would cost $12,088.25 including fees.**

  • Unsecured Personal Loan

    Variable

    • Unlimited additional repayments and no early payout fee
    • Queensland borrowers only
    • Borrow from $3K to $60K

    interest
    rate

    12.95% p.a.

    comparison
    rate*

    13.25% p.a.based on $30,000
    over 5 years

    fees

    $200.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 12.95% would cost $41,109.47 including fees.**

  • Unsecured Personal Loan

    Variable

    • Borrow from $3K to $40K
    • Flexible repayment options
    • Extra repayments allowed

    interest
    rate

    12.99% p.a.to 19.99% p.a.

    comparison
    rate*

    14.06% p.a.to 21.42% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $12.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.99% would cost $41,666.32 including fees.**

  • General Purpose Personal Loan

    Variable, Unsecured

    • Fast online conditional approval and same day funding available
    • Borrow anything from $3,000 to $50,000 with loan terms up to 7 years
    • Free online redraws and no penalties on early loan payout or lump sum payments

    interest
    rate

    12.99% p.a.

    comparison
    rate*

    16.42% p.a.based on $10,000
    over 3 years

    fees

    $200.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 3 year $10,000 loan at 12.99% would cost $12,688.09 including fees.**

  • Unsecured Personal Loan

    Variable

    • A Variable Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest
    rate

    15.99% p.a.

    comparison
    rate*

    16.84% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 15.99% would cost $44,512.94 including fees.**

Want more? Compare all 190 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Representative example figures and monthly repayment figures are estimates only, based on the advertised rate, mandatory fees, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

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