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Personal Loans

  • If you're looking to borrow money for a holiday, home reno or new car, Mozo's expert personal loan comparisons help you find the right options and the cheapest rates. Compare 186 loans from 43 lenders to find the best personal loan for your needs.

Personal loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE 2017
    promoted

    Unsecured Personal Loan

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest
    rate

    4.47% p.a.to 9.56% p.a.

    comparison
    rate*

    10.03% p.a.to 11.05% p.a.based on $10,000
    over 3 years

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 4.47% would cost $11,004.07 including fees.

  • promoted

    Unsecured Personal Loan - Excellent Credit Rating

    Fixed

    • No hidden fees, no monthly fees
    • Fixed rates are tailored to you
    • 100% Online, apply in minutes

    interest
    rate

    7.75% p.a.to 21.00% p.a.

    comparison
    rate*

    7.75% p.a.to 21.0% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 7.75% would cost $36,282.53 including fees.

  • promoted

    Unsecured Personal Loan - Excellent Credit

    Fixed

    • An upfront personalised rate that doesn’t impact your credit history
    • Interest rates from 8.95%
    • Better service than the banks, we treat you like a name (and not a number)

    interest
    rate

    8.95% p.a.to 11.95% p.a.

    comparison
    rate*

    10.42% p.a.to 13.4% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 8.95% would cost $38,496.37 including fees.

  • promoted

    Discount Unsecured Personal Loan

    Variable

    • $0 establishment fee (save $120) for a limited time only. Conditions apply
    • No penalties for early payout or extra repayments
    • No monthly fees

    interest
    rate

    10.89% p.a.

    comparison
    rate*

    10.89% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.89% would cost $39,037.69 including fees.

  • promoted

    Discount Unsecured Personal Loan

    Fixed

    • $0 establishment fee (save $120) for a limited time only. Conditions apply
    • No penalties for early payout or extra repayments
    • No monthly fees

    interest
    rate

    10.99% p.a.

    comparison
    rate*

    10.99% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $39,127.39 including fees.

  • promoted

    Lifestyle Personal Loan Variable, Unsecured

    • Additional payments accepted
    • Borrow from $1,000
    • No early exit fees

    interest
    rate

    11.89% p.a.

    comparison
    rate*

    12.94% p.a.based on $10,000
    over 3 years

    monthly
    repayment**

    Terms from 1 to 10 years. Representative example: a 3 year $10,000 loan at 11.89% would cost $12,088.25 including fees.

  • promoted

    Unsecured Personal Loan

    Fixed

    • Flexible repayment options
    • Borrow a minimum of $3,000
    • Low rate personal loans with a low monthly fee

    interest
    rate

    12.39% p.a.

    comparison
    rate*

    15.01% p.a.based on $10,000
    over 3 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 3 year $10,000 loan at 12.39% would cost $12,444.32 including fees.

  • promoted

    Secured Personal Loan

    Variable

    • Fast online application, submit and receive a response in 60 seconds
    • Fliexible loan terms
    • Borrow from $3K to $80K

    interest
    rate

    12.74% p.a.

    comparison
    rate*

    13.62% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.74% would cost $41,451.36 including fees.

  • promoted

    Personal Loan

    Variable, Unsecured

    • No monthly fees. No Exit Fees.
    • Queensland borrowers only
    • Borrow from $3K to $60K

    interest
    rate

    12.95% p.a.to 15.55% p.a.

    comparison
    rate*

    13.54% p.a.to 16.16% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 12.95% would cost $41,304.47 including fees.

  • promoted

    Personal Loan

    Fixed, Secured

    • Stay in control with a fixed rate for the life of the loan. Make extra repayments whenever you like
    • Multi-purpose loan - can be used for car
    • Early termination fees apply

    interest
    rate

    12.99% p.a.to 28.99% p.a.

    comparison
    rate*

    14.20% p.a.to 30.13% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 12.99% would cost $42,126.32 including fees.

  • promoted

    General Purpose Personal Loan

    Variable, Unsecured

    • An Unsecured Personal Loan is a no-fuss way to arrange the finance you need, when you need a competitive variable interest rates
    • Borrow anything from $3,000 to $50,000
    • Loan terms from 1 to 7 years depending on the loan amount

    interest
    rate

    12.99% p.a.

    comparison
    rate*

    16.42% p.a.based on $10,000
    over 3 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 3 year $10,000 loan at 12.99% would cost $12,688.09 including fees.

  • promoted

    Unsecured Personal Loan

    Fixed

    • Loan terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest
    rate

    13.95% p.a.to 16.95% p.a.

    comparison
    rate*

    14.81% p.a.to 17.8% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 13.95% would cost $42,586.21 including fees.

  • promoted

    Personal Loan

    Fixed, Unsecured

    • Stay in control with a fixed rate for the life of the loan. Make extra repayments whenever you like
    • Multi-purpose loan - can be used for car
    • Early termination fees apply

    interest
    rate

    13.99% p.a.to 29.99% p.a.

    comparison
    rate*

    15.31% p.a.to 31.2% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 13.99% would cost $43,053.52 including fees.

  • promoted

    Unsecured Personal Loan

    Variable

    • Loan terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest
    rate

    14.69% p.a.to 17.69% p.a.

    comparison
    rate*

    15.55% p.a.to 18.54% p.a.based on $30,000
    over 5 years

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 14.69% would cost $43,279.53 including fees.

Want more? Compare all 185 personal loans in the Mozo comparison engine.

Compare all personal loans

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Monthly repayment figures are estimates only, based on the loan amount and term entered, excluding fees. Actual repayments will depend on your individual circumstances and interest rate changes.

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