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Personal Loans

  • If you're looking to borrow money for a holiday, home reno or new car, Mozo's expert personal loan comparisons help you find the right options and the cheapest rates. Compare 186 loans from 43 lenders to find the best personal loan for your needs.

Personal loan comparisons on Mozo - rates updated daily

  • promoted

    Unsecured Personal Loan

    Fixed

    • Up to $35,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest
    rate

    6.99% p.a.to 29.99% p.a.

    comparison
    rate*

    7.69% p.a.to 31.95% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 6.99% would cost $36,133.67 including fees.**

  • promoted

    Unsecured Personal Loan - Excellent Credit Rating

    Fixed

    • No hidden fees, no monthly fees
    • Some customers will receive a special $0 establishment fee
    • 100% Online, apply in minutes

    interest
    rate

    7.75% p.a.to 21.00% p.a.

    comparison
    rate*

    7.75% p.a.to 23.5% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 7.75% would cost $36,282.53 including fees.**

  • Featured product

    Featured product

    promoted

    Personal Loan Plus Variable, Unsecured

    • No establishment fee - save $199 Limited Time Offer
    • Choose a 3,4 or 5 year term to suit your needs
    • Make additional repayments or pay out your loan early, with no penalty fee

    interest
    rate

    11.99% p.a.

    comparison
    rate*

    12.48% p.a.based on $30,000
    over 5 years

    fees

    upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 11.99% would cost $40,630.91 including fees.**

  • promoted

    Unsecured Personal Loan - Excellent Credit

    Variable

    • A Variable Rate Personal Loan giving you flexibility, a competitive interest rate and fast approval
    • Tailored rates based on your personal credit history
    • Apply online. Redraw Facility

    interest
    rate

    7.88% p.a.to 18.82% p.a.

    comparison
    rate*

    8.72% p.a.to 20.22% p.a.based on $30,000
    over 5 years

    fees

    $100.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 7.88% would cost $37,094.22 including fees.**

  • promoted

    Unsecured Personal Loan - Excellent Credit

    Fixed

    • Low rates that reward your good credit
    • Apply online in minutes
    • No monthly or early repayment fees

    interest
    rate

    7.90% p.a.to 10.55% p.a.

    comparison
    rate*

    9.92% p.a.to 11.23% p.a.based on $10,000
    over 3 years

    fees

    $300.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 2 to 5 years. Representative example: a 3 year $10,000 loan at 7.90% would cost $11,564.49 including fees.**

  • promoted

    Unsecured Personal Loan - Excellent Credit

    Fixed

    • A Fixed Rate Personal Loan gives you the peace of mind in knowing what your repayments will be for the life of your loan
    • Tailored rates based on your personal credit history
    • Apply Online. No penalty for early repayment

    interest
    rate

    7.93% p.a.to 18.87% p.a.

    comparison
    rate*

    8.77% p.a.to 20.27% p.a.based on $30,000
    over 5 years

    fees

    $100.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 7.93% would cost $37,137.24 including fees.**

  • MOZO EXPERTS CHOICE 2017
    promoted

    Unsecured Personal Loan Fixed

    • Low rates for borrowers with good credit
    • 1 min rate estimate, simple online application
    • No exit fees, no early repayment fees

    interest
    rate

    8.66% p.a.

    comparison
    rate*

    9.17% p.a.based on $10,000
    over 3 years

    fees

    $75.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 3 year $10,000 loan at 8.66% would cost $11,466.02 including fees.**

  • promoted

    Freedom Loan

    Variable, Secured

    • Pay the loan out early with no additional fees
    • Fast, 30-minute approval available
    • Borrow from $4,000 to $75,000

    interest
    rate

    8.94% p.a.to 10.69% p.a.

    comparison
    rate*

    9.85% p.a.to 11.59% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $8.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 8.94% would cost $38,042.65 including fees.**

  • promoted

    Unsecured Personal Loan - Excellent Credit

    Fixed

    • An upfront personalised rate that doesn’t impact your credit history
    • Interest rates from 8.95%
    • Better service than the banks, we treat you like a name (and not a number)

    interest
    rate

    8.95% p.a.to 11.95% p.a.

    comparison
    rate*

    10.42% p.a.to 13.4% p.a.based on $30,000
    over 5 years

    fees

    $395.00upfront
    and
    $13.00/month

    monthly
    repayment**

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 8.95% would cost $38,496.37 including fees.**

  • promoted

    Personal Loan

    Variable, Unsecured

    • A Variable, Unsecured loan for almost anything you want
    • No break fee and No early repayment fee
    • No monthly fees

    interest
    rate

    9.99% p.a.to 21.49% p.a.

    comparison
    rate*

    9.99% p.a.to 21.49% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 9.99% would cost $38,235.82 including fees.**

  • promoted

    Discount Unsecured Personal Loan

    Variable

    • $0 establishment fee (save $120) for a limited time only. Conditions apply
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees

    interest
    rate

    10.89% p.a.

    comparison
    rate*

    10.89% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.89% would cost $39,037.69 including fees.**

  • promoted

    Discount Unsecured Personal Loan

    Fixed

    • $0 establishment fee (save $120) for a limited time only. Conditions apply
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees

    interest
    rate

    10.99% p.a.

    comparison
    rate*

    10.99% p.a.based on $30,000
    over 5 years

    fees

    $0.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $39,127.39 including fees.**

  • promoted

    Unsecured Personal Loan

    Fixed

    • A Fixed Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest
    rate

    10.99% p.a.

    comparison
    rate*

    11.87% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 10.99% would cost $40,177.39 including fees.**

  • MOZO EXPERTS CHOICE 2017
    promoted

    Lifestyle Personal Loan

    Variable, Unsecured

    • Additional payments accepted
    • No early exit fees
    • Experts Choice Winner 2017 - Australia's Best Bank

    interest
    rate

    11.89% p.a.

    comparison
    rate*

    12.94% p.a.based on $10,000
    over 3 years

    fees

    $150.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 10 years. Representative example: a 3 year $10,000 loan at 11.89% would cost $12,088.25 including fees.**

  • promoted

    Personal Loan

    Variable, Unsecured

    • No monthly fees. No Exit Fees.
    • Queensland borrowers only
    • Borrow from $3K to $60K

    interest
    rate

    12.95% p.a.to 15.55% p.a.

    comparison
    rate*

    13.54% p.a.to 16.16% p.a.based on $30,000
    over 5 years

    fees

    $395.00upfront
    and
    $0.00/month

    monthly
    repayment**

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 12.95% would cost $41,304.47 including fees.**

  • promoted

    Personal Loan

    Fixed, Secured

    • Stay in control with a Fixed, Secured rate for the life of the loan. Make extra repayments whenever you like
    • Multi-purpose loan - can be used for car
    • Early termination fees apply

    interest
    rate

    12.99% p.a.to 28.99% p.a.

    comparison
    rate*

    14.20% p.a.to 30.13% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $13.00/month

    monthly
    repayment**

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 12.99% would cost $42,126.32 including fees.**

  • promoted

    Personal Loan

    Fixed, Unsecured

    • Stay in control with a Fixed, Unsecured rate for the life of the loan. Make extra repayments whenever you like
    • Multi-purpose loan - can be used for car
    • Early termination fees apply

    interest
    rate

    13.99% p.a.to 29.99% p.a.

    comparison
    rate*

    15.31% p.a.to 31.2% p.a.based on $30,000
    over 5 years

    fees

    $250.00upfront
    and
    $13.00/month

    monthly
    repayment**

    Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 13.99% would cost $43,053.52 including fees.**

  • promoted

    Personal Loan

    Variable, Unsecured

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years

    interest
    rate

    14.69% p.a.

    comparison
    rate*

    15.55% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 14.69% would cost $43,279.53 including fees.**

  • promoted

    Personal Loan

    Fixed, Unsecured

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • Loan terms from 1 to 7 years

    interest
    rate

    14.99% p.a.

    comparison
    rate*

    15.85% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 14.99% would cost $43,562.43 including fees.**

  • promoted

    Unsecured Personal Loan

    Variable

    • A Variable Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest
    rate

    15.99% p.a.

    comparison
    rate*

    16.84% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    monthly
    repayment**

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 15.99% would cost $44,512.94 including fees.**

Want more? Compare all 184 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Representative example figures and monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Fees are included in the representative example but not the monthly repayment. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

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