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Westpac home loans

Westpac's overall rating for home loans is

6.3

(as rated by the Mozo community)

Westpac offers the following home loans

Product Rate Fixed Rate (3 year) Comparison Rate* Initial Minimum Monthly Repayment Total Interest & Fees**  
Equity Access
7.66% 7.81% $2,248 $378,337
Fixed Options Home Loan (Premier Advantage Package)
6.99% 7.74% $2,118 $370,593
Rocket Investment Loan
7.51% 7.64% $2,219 $368,928
Rocket Repay Home Loan
7.51% 7.57% $2,219 $366,728
Fixed Options Home Loan
7.19% 7.54% $2,157 $365,360
Fixed Rate Investment Loan
7.19% 7.54% $2,157 $365,360
Equity Access (Premier Advantage Package)
7.26% 7.60% $2,170 $361,231
Rocket Repay Home Loan (Premier Advantage Package)
7.11% 7.45% $2,141 $352,556
Rocket Investment Loan (Premier Advantage Package)
7.11% 7.45% $2,141 $352,556
Equity Access (Premier Advantage Package)
6.96% 7.31% $2,113 $343,932
Rocket Repay Home Loan (Premier Advantage Package)
6.81% 7.16% $2,084 $335,359
Rocket Investment Loan (Premier Advantage Package)
6.81% 7.16% $2,084 $335,359
Flexi First Option Home Loan
6.81% 6.86% $2,084 $326,084

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Total interest and fees over 25 years

As Australia’s first bank, Westpac has been serving customers since 1817! Now Westpac is set to merge with St George to create Australia’s largest financial services company. Westpac customers will benefit from things like being able

to use both banks’ ATM networks without paying any extra fees. So if you’re after the security offered by a major bank, check out Westpac’s range of savings accounts, home loans, personal loans, credit cards and other banking services.

Reviews of Westpac home loans

A Mozo reviewer from Western Australia, a Westpac home loan customer. 8Overall Rating
  this product suits our needs for free travel Reviewed about 3 hours ago  
  • 9Pricing
  • 9Product Features
  • 9Customer Service
  • 8Convenience
  • 7Trust
A Mozo reviewer from Western Australia, a Westpac home loan customer. 7Overall Rating
  More ATM access in shopping centres would be of good benefit to me. Reviewed 1 day ago  
  • 6Pricing
  • 6Product Features
  • 8Customer Service
  • 7Convenience
  • 7Trust
A Mozo reviewer from Victoria, a Westpac home loan customer. 7Overall Rating
  This is a good product with several varying features. Just be sure the features you select are the ones they actually include in the final contract. There are lower interest rates for executive level incomes. Reviewed 1 day ago  
  • 8Pricing
  • 8Product Features
  • 4Customer Service
  • 7Convenience
  • 5Trust
A Mozo reviewer from Victoria, a Westpac home loan customer. 6Overall Rating
  Don't think they should so readily and agressively hike up interest rates. Think they are trying to catch up their profits from the GFC. Customers first, shareholders value will follow. Reviewed 1 day ago  
  • 5Pricing
  • 8Product Features
  • 8Customer Service
  • 10Convenience
  • 4Trust
A Mozo reviewer from Victoria, a Westpac home loan customer. 7Overall Rating
  We have been with Westpac for a number of years now and always found them to be competitive and offer excellent customer service. Reviewed 1 day ago  
  • 6Pricing
  • 6Product Features
  • 9Customer Service
  • 10Convenience
  • 6Trust

How are other Westpac products rated by the Mozo community?

Product Type Overall Price Features Service Convenience Trust
Westpac credit cards 6.5 1267 REVIEWS 5.4 5.6 6.4 7.3 6.5
Westpac savings accounts 6.8 1306 REVIEWS 5.9 5.2 6.9 7.5 6.9
Westpac bank accounts 6.7 1101 REVIEWS 5.8 5.4 6.8 7.5 6.8
Westpac home loans 6.3 908 REVIEWS 5.8 6.2 6.5 7.3 6.1
Westpac term deposits 7.5 118 REVIEWS 7.2 6.1 7.4 7.8 7.7
Westpac personal loans 6.5 215 REVIEWS 5.8 5.5 6.7 7.6 6.5

Other providers of home loans

With so many different home loans on the market now, it's a tough call to pick the best one. Mozo is Australia's online money info zone, with all the objective information you need to make the right home loan choice. You can find and compare Westpac home loans with Mozo or check out these other providers.

 

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