Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
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Owner Occupier | Principal & Interest | < 70% | $150,000 | |
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Owner Occupier | Principal & Interest | 80%-95% | $150,000 | |
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Owner Occupier | Principal & Interest | 70%-80% | $150,000 | |
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Owner Occupier | Interest Only | < 70% | $150,000 | |
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Owner Occupier | Interest Only | 70%-80% | $150,000 |
7.44% p.a. |
|
n/a |
|
n/a |
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n/a |
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7.78% p.a. |
|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
$0.00 |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$395.00 yearly |
|
$350.00 |
$150,000 |
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none |
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none |
|
70.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
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none |
|
yes |
|
yes |
|
none |
|
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. |
|
Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.84% p.a. |
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n/a |
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n/a |
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n/a |
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8.17% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
|
n/a |
$0.00 |
|
$0.00 |
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$0.00 |
|
$0.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
80.00% |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
none |
|
yes |
|
yes |
|
none |
|
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. |
|
Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.54% p.a. |
|
n/a |
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n/a |
|
n/a |
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7.88% p.a. |
|
n/a |
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n/a |
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n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
70.00% |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
none |
|
yes |
|
yes |
|
none |
|
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. |
|
Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.03% p.a. |
|
n/a |
|
n/a |
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n/a |
|
8.36% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
none |
|
70.00% |
Owner Occupier |
|
Interest Only |
|
Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
none |
|
yes |
|
yes |
|
none |
|
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. |
|
Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.13% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.46% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
70.00% |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
none |
|
yes |
|
yes |
|
none |
|
Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. |
|
Westpac home loan customers can use a 4.49% p.a. (4.87% p.a. comparison rate) 10-year maximum loan term for sustainable upgrades home or investment loan. Loan size $4,000-$50,000. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
The Rocket repay homeloan has worked brilliantly for me. As a good saver, it allows me to put extra into my loan as I have it, without penalty, and the redraw facility allows me to keep money at hand for anything I may need, whilst paying off my interest. It costs a bit more, but I have enjoyed the Westpac service attached to this loan. I have had 2 of these loans, and many of my friends chose this one as well.
Read full reviewThe Rocket repay homeloan has worked brilliantly for me. As a good saver, it allows me to put extra into my loan as I have it, without penalty, and the redraw facility allows me to keep money at hand for anything I may need, whilst paying off my interest. It costs a bit more, but I have enjoyed the Westpac service attached to this loan. I have had 2 of these loans, and many of my friends chose this one as well.
Very helpful in refinancing my home loan. Accessible any time and reply in a matter of minutes to under an hour. By the same token no unnecessary annoying phone call or emails. Explain things step by step and very clearly. Was with my previous provider for 10 years and never had this level of service ever.
Read full reviewVery helpful in refinancing my home loan. Accessible any time and reply in a matter of minutes to under an hour. By the same token no unnecessary annoying phone call or emails. Explain things step by step and very clearly. Was with my previous provider for 10 years and never had this level of service ever.
Often with pay television, electricity and other services you need to ring up regularly and threaten to leave in order to get the best deal. What I love about Westpac is they regularly ring me to offer a better deal than what's advertised. This rewards loyalty and is good business.
Read full reviewOften with pay television, electricity and other services you need to ring up regularly and threaten to leave in order to get the best deal. What I love about Westpac is they regularly ring me to offer a better deal than what's advertised. This rewards loyalty and is good business.
Overall a well packaged home loan offering 100% offset account, competitive rates and free redraw available. The only negative is the annual fee of $395.
Read full reviewOverall a well packaged home loan offering 100% offset account, competitive rates and free redraw available. The only negative is the annual fee of $395.
Long pre-approval times, but online platform is pretty easy to work with.
Read full reviewLong pre-approval times, but online platform is pretty easy to work with.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.14% p.a. variable
6.14% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Elevate
6.13% p.a. variable
6.14% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.13% p.a.
6.14% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.99% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
Home Value Loan
6.14% p.a.
6.14% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.