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Westpac Fixed Rate Investment Loan

Advertiser disclosure

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 70%

Choose the version of this loan that suits you best

  • Investor (Principal & Interest)

    LVR 70%-90%

    Loan: $10,000

  • Investor (Interest Only)

    LVR 70%-80%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $10,000

Fixed 3 year rate
2.69% p.a.
Comparison Rate
4.62% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Fixed 3 year rate
2.79% p.a.
Comparison Rate
4.83% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Fixed 3 year rate
2.59% p.a.
Comparison Rate
4.52% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Fixed 3 year rate
2.69% p.a.
Comparison Rate
4.74% p.a.
Service fee
$8.00 monthly
Upfront fee
$600

Details

Rates and fees information correct as at 6 December 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (5.04%*)

  • 2.69% (4.82%*)

  • 2.69% (4.62%*)

  • 2.99% (4.54%*)

  • 2.99% (4.39%*)

  • n/a

  • n/a

  • 5.13% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 70.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.89% (5.28%*)

  • 2.79% (5.04%*)

  • 2.79% (4.83%*)

  • 3.09% (4.74%*)

  • 3.09% (4.58%*)

  • n/a

  • n/a

  • 5.39% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 70.00%

  • 80.00%

Features
  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.69% (4.94%*)

  • 2.59% (4.72%*)

  • 2.59% (4.52%*)

  • 2.89% (4.44%*)

  • 2.89% (4.30%*)

  • n/a

  • n/a

  • 5.03% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 6 December 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (5.18%*)

  • 2.69% (4.94%*)

  • 2.69% (4.74%*)

  • 2.99% (4.64%*)

  • 2.99% (4.48%*)

  • n/a

  • n/a

  • 5.29% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 70.00%

Features
  • Monthly

  • yes - free up to $30,000 in fixed rate period

  • yes

  • yes

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Westpac home loans rated by the Mozo community?

Overall
6.7/10
Price
6.2/10
Features
6.4/10
Customer service
6.9/10
Convenience
7.6/10
Trust
6.6/10

Latest reviews of Westpac Fixed Rate Investment Loan

  • Overall 7/10
    Ok, but could be better.

    Could be more proactive in offering reduced interest rates.

    Read full review

    Could be more proactive in offering reduced interest rates.

    Price
    5/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    6/10
    Less
    Mark, Western Australia reviewed 5 months ago
  • Overall 6/10
    Insurance products and customer service are good.

    On-line banking is very good easy to navigate. Helpline is ok but sometimes there are language difficulties as some helpline workers have English as a second language. Loans, credit cards, etc. are pretty similar in features to other big 4 banks.

    Read full review

    On-line banking is very good easy to navigate. Helpline is ok but sometimes there are language difficulties as some helpline workers have English as a second language. Loans, credit cards, etc. are pretty similar in features to other big 4 banks.

    Price
    5/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Phillip, Western Australia reviewed 10 months ago
  • Overall 1/10
    Rates aren't competitive at all!

    Westpac has the worst fixed investment rate. I am trying to get out of Westpac ASAP.

    Read full review

    Westpac has the worst fixed investment rate. I am trying to get out of Westpac ASAP.

    Price
    2/10
    Features
    3/10
    Customer service
    5/10
    Convenience
    4/10
    Trust
    5/10
    Less
    Parveen, Victoria reviewed about 1 year ago
  • Overall 5/10
    Poor service

    Not that communicative .

    Read full review

    Not that communicative .

    Price
    5/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    5/10
    Less
    Evelyn, Victoria reviewed about 5 years ago
  • Overall 9/10
    A low interest rate and excellent customer service

    Westpac offers low interest rates for fixed home loan. It is flexible with extra payment allowed and linked with offset account. Their customer service is satisfactory and responsive.

    Read full review

    Westpac offers low interest rates for fixed home loan. It is flexible with extra payment allowed and linked with offset account. Their customer service is satisfactory and responsive.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Abdul, Australian Capital Territory reviewed over 5 years ago
Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

See Westpac home loans

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2.19% p.a.

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fixed 3 years

2.27% p.a.

Virgin Money

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Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

Macquarie

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Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.53% p.a.

Suncorp

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Fixed Home Loan (Home Package Plus)

1.99% p.a.
fixed 3 years

2.90% p.a.

Bank of Queensland

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Economy

2.59% p.a. variable

2.76% p.a.

UBank

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UHomeLoan - Discount Offer

2.34% p.a. variable

2.34% p.a.

loans.com.au

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

Athena

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AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

UBank

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UHomeLoan - Discount Offer

2.34% p.a.

2.34% p.a.

Suncorp

Suncorp

Back to Basics

2.54% p.a.

2.55% p.a.

People's Choice Credit Union

People's Choice Credit Union

Basic Variable Home Loan

2.49% p.a.

2.49% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

loans.com.au

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Smart Home Loan

2.48% p.a.

2.50% p.a.

Newcastle Permanent

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2.59% p.a.

2.63% p.a.

loans.com.au

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Fixed Home Loan

1.99% p.a.
fixed 3 years

2.70% p.a.

UBank

UBank

UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.27% p.a.

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

2.04% p.a.
fixed 3 years

2.73% p.a.

Macquarie

Macquarie

Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.53% p.a.

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.19% p.a.
fixed 3 years

3.03% p.a.

Bank of Queensland

Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

People's Choice Credit Union

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Fixed Rate Home Loan (Package)

2.09% p.a.
fixed 3 years

3.67% p.a.

UBank

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UHomeLoan (1 Year Fixed)

n/a

n/a

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.