Ah yes, all the security of fixed interest rates and repayments, with none of the risk of variable rates and bank interest rates changes. A fixed rate home loan is a great option if you'd prefer to lock in your home loan repayments.
Read moreWell isn't that the $64,000 question. Literally. There's no easy answer, but having a quick play with our home loan and mortgage calculators particularly the home loan comparison calculator will show you the overall cost of different types of loan.
Well yes! Click through to home loan lenders and kick off the application process immediately simply hit the Go to site button.
Mortgage brokers can help find the right type of home loan for your needs (along with finding you insider deals and helping out with the home loan application). And Mozo's home loan negotiator service is a simple (and free) way to find the right home loan for your situation.
Investment, Interest Only
3.89% p.a.
fixed 2 years
4.32% p.a.
Available for both Principal & Interest and Interest only. Available for purchase or refinance. 2 or 3 year fixed rate options available. No ongoing fees. Package your home loan with your investment and get the same low fixed rate.
3.99% p.a.
fixed 3 years
4.31% p.a.
$520
$0.00
$0.00
yes - free up to $10,000 p.a.
no
no
80.00%
$50,000
$1,000,000
Fixed
Interest Only
Investor
Weekly, Fortnightly, Monthly
Details Close
Principal & Interest
3.74% p.a.
fixed 2 years
4.50% p.a.
A loan with lots of features and discounts. No establishment, document or monthly loan maintenance fees on eligible loan products.
n/a
n/a
$0
$350.00 yearly
$0.00
yes - free
yes - free
yes
90.00%
$100,000
$5,000,000
Fixed
Principal & Interest
Owner, Occupier,, Investor
Weekly, Fortnightly, Monthly
Details Close
Owner Occupier, Interest Only
3.59% p.a.
fixed 1 year
4.14% p.a.
$0 ongoing fees, $0 annual fees & easy apply. Choose between weekly, fortnightly or monthly repayments.
3.74% p.a.
fixed 3 years
4.01% p.a.
$395
$0.00
$0.00
yes - free up to $20,000 p.a.
no
no
80.00%
$100,000
$2,000,000
Fixed
Interest Only
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
Owner Occupier, LVR<80%
3.83% p.a.
fixed 3 years
4.90% p.a.
Enjoy a competitive fixed interest rate with no establishment fee, availability to make additional repayments and no annual Fee on their Low Rate Credit Card.
3.83% p.a.
fixed 3 years
4.90% p.a.
$0
$395.00 yearly
$350.00
yes - free up to $25,000 p.a.
yes - fees apply
yes - 1 year fixed term only
80.00%
$150,000
$2,000,000
Fixed
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
Owner Occupier, Principal & Interest
3.94% p.a.
fixed 2 years
4.91% p.a.
Experts Choice - Australia's Best Customer-Owned Banking & Home Lender of the Year 2018
3.99% p.a.
fixed 3 years
4.82% p.a.
$0
$0.00
$0.00
yes - free up to $25,000 p.a.
no
no
95.00%
$5,000
-
Fixed
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
Owner Occupier, LVR<90%, 300k+
3.87% p.a.
fixed 3 years
4.02% p.a.
Receive 20,000 Velocity Points for every $100,000 drawn at settlement. Access a 100% offset account to save on interest.
3.87% p.a.
fixed 3 years
4.02% p.a.
$150
$10.00 monthly
$320.00
yes - up to $10,000 per annum
no
yes - 1 year fixed term only
90.00%
$300,000
-
Fixed
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
Owner Occupier, Principal & Interest
3.90% p.a.
fixed 3 years
4.78% p.a.
Lock in a fixed rate home loan today, with a flexible loan term options
3.90% p.a.
fixed 3 years
4.78% p.a.
$600
$0.00
$395.00
yes - fee applies
no
no
95.00%
$20,000
$2,500,000
Fixed
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
Owner Occupier, Principal & Interest
3.74% p.a.
fixed 3 years
4.01% p.a.
Fast, easy apply & no ongoing fees. Choose between weekly, fortnightly or monthly repayments.
3.74% p.a.
fixed 3 years
4.01% p.a.
$395
$0.00
$0.00
yes - free up to $20,000 p.a.
no
no
80.00%
$100,000
$2,000,000
Fixed
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
Owner Occupier, Principal & Interest
3.79% p.a.
fixed 3 years
4.77% p.a.
No monthly account keeping fee + No loan establishment fee.
3.79% p.a.
fixed 3 years
4.77% p.a.
$0
$375.00 yearly
$350.00
yes - free up to $500 per month
no
no
90.00%
$150,000
-
Fixed
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
3.69% p.a.
fixed 2 years
Interest rate
3.99% p.a.
Comparison rate*
(Terms & Conditions Apply)
Mozo online exclusive: Pay no ongoing fees. Available for loans up to $2,000,000 with a 20% deposit.
Owner Occupier, Principal & Interest, Fixed
3.98% p.a.
fixed 2 years
5.14% p.a.
No upfront fees & Make free extra repayments up to $20K in the fixed period
4.04% p.a.
fixed 3 years
5.05% p.a.
$600
$8.00 monthly
$350.00
yes - free up to $20,000 during the fixed rate period
no
no
95.00%
$20,000
-
Fixed
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
Fixed, Owner Occupier, LVR<80%, Principal & Interest
3.99% p.a.
fixed 2 years
4.86% p.a.
Option to split your loan into fixed and variable
4.14% p.a.
fixed 3 years
4.81% p.a.
$400
$0.00
$300.00
yes - free up to $30,000 during fixed rate period
no
no
80.00%
$40,000
-
Fixed
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
Fixed, Owner Occupier
3.89% p.a.
fixed 3 years
3.91% p.a.
Free redraw & no monthly fees
3.89% p.a.
fixed 3 years
3.91% p.a.
$0
$0.00
$250.00
no
no
no
95.00%
$10,000
-
Fixed
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
Owner Occupier, Principal & Interest
3.89% p.a.
fixed 2 years
3.78% p.a.
Available for both Principal & Interest and Interest only. Available for purchase or refinance. 2 or 3 year fixed rate options available. No ongoing fees. Package your home loan with your investment and get the same low fixed rate.
3.99% p.a.
fixed 3 years
3.80% p.a.
$520
$0.00
$0.00
yes - free up to $10,000 p.a.
no
no
90.00%
$50,000
$1,000,000
Fixed
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
Owner Occupier, LVR<90%
4.49% p.a.
fixed 3 years
5.10% p.a.
Borrow up to 90% of the value of the security property. No monthly fees. Split your loan. Combine the stability of a fixed rate of interest with the flexibility of a variable rate of interest
4.49% p.a.
fixed 3 years
5.10% p.a.
$645
$0.00
$350.00
yes - free up to $25,000 p.a.
yes - fees apply
no
90.00%
$10,000
$2,000,000
Fixed
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
Owner Occupier, Principal & Interest
3.94% p.a.
fixed 1 year
3.76% p.a.
Available for purchase or refinance. 1, 2 or 3 year fixed rate options available.
4.29% p.a.
fixed 3 years
3.86% p.a.
$520
$0.00
$0.00
yes - free up to $10,000 p.a.
no
no
90.00%
$50,000
$1,000,000
Fixed
Principal & Interest
Owner Occupier
Weekly, Fortnightly, Monthly
Details Close
Want more? Compare all 505 home loans in the Mozo comparison engine.
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Views, news, tips and guides to help find the home loan for you.
To fix or not to fix? That is the question posed by many home buyers across Australia. So to help you decide whether a fixed or variable interest rate is your borrowing match, we've compiled this quick guide that runs through the benefits of a fixed interest rate and the traps to watch out for. You can also use the above table to compare fixed rate home loans quickly and easily.
Bankwest's rates are very competitive and they have great service.
Read full review
Bankwest's rates are very competitive and they have great service.
Less
Reinhard | Tasmania
reviewed 4 days ago
Probably not the best rate.
Read full review
Probably not the best rate.
Less
Dario | Queensland
reviewed 4 days ago
Due to the age of my husband we are trapped with this mortgage. They have increased the monthly...
Read full review
Due to the age of my husband we are trapped with this mortgage. They have increased the monthly fee to $20 - up from $10. We had to take out car insurance with them to get a discount rate but still not the cheapest in the market.
Less
Tracey | Queensland
reviewed 4 days ago
