Compare & Save on

Fixed Rate Home Loans

  • Ah yes, all the security of fixed interest rates and repayments, with none of the risk of variable rates and bank interest rates changes. A fixed rate home loan is a great option if you'd prefer to lock in your home loan repayments.

  • What's better a variable, split or fixed rate home loan?

    Well isn't that the $64,000 question. Literally. There's no easy answer, but having a quick play with our home loan and mortgage calculators particularly the home loan comparison calculator will show you the overall cost of different types of loan.

  • Can I apply for fixed home loan rate online?

    Well yes! Click through to home loan lenders and kick off the application process immediately simply hit the Go to site button.

  • I'm still not sure about this fixed rate loan! Can a mortgage broker help me decide?

    Mortgage brokers can help find the right type of home loan for your needs (along with finding you insider deals and helping out with the home loan application). And Mozo's home loan negotiator service is a simple (and free) way to find the right home loan for your situation.

Home loan comparisons on Mozo - rates updated daily

  • promoted

    Fixed Home Loan Platinum Package

    LVR<90%, Owner Occupier

    • Lower monthly repayments with life-of-loan discounts
    • 10% discount for the first year on Home and Contents Insurance
    • An IMB Everyday Unlimited transaction account with no monthly account keeping fee

    interest
    rate

    3.65% p.a.
    fixed 2 years

    comparison
    rate*

    4.84% p.a.

    Upfront
    fees

    $324

    initial monthly
    repayment**

  • MOZO EXPERTS CHOICE 2017
    promoted

    UHomeLoan Fixed

    Owner Occupier, Principal & Interest

    • Fast, easy apply
    • No ongoing fees
    • Repayments will not change during fixed period

    interest
    rate

    3.69% p.a.
    fixed 1 year

    comparison
    rate*

    4.15% p.a.

    Upfront
    fees

    $395

    initial monthly
    repayment**

  • promoted

    Fixed Rate Home Loan Premium Plus Package

    Owner Occupier, Principal & Interest

    • $0 application fee for Personal and Car Loans
    • $0 annual Value+ Credit Card Fee
    • Make additional repayments of up to $25,000 p.a.

    interest
    rate

    3.74% p.a.
    fixed 2 years

    comparison
    rate*

    4.63% p.a.

    Upfront
    fees

    $0

    initial monthly
    repayment**

  • promoted

    Fixed Home Loan

    LVR<90%, Owner Occupier

    • Free extra repayments up to 1 year in advance
    • Free internet and mobile banking redraws
    • Borrow up to 90% of the property value

    interest
    rate

    3.75% p.a.
    fixed 2 years

    comparison
    rate*

    4.78% p.a.

    Upfront
    fees

    $769

    initial monthly
    repayment**

  • promoted

    Health, Wealth and Happiness Fixed Rate Package

    Owner Occupier, Principal & Interest

    • No annual fee on a credit card of your choice
    • 10% off Australian Unity Health Insurance
    • Owner occupied only

    interest
    rate

    3.79% p.a.
    fixed 3 years

    comparison
    rate*

    4.24% p.a.

    Upfront
    fees

    $0

    initial monthly
    repayment**

  • promoted

    Flexible Home Loan

    Fixed, Owner Occupier, LVR<80%, Principal & Interest

    • Option to split your loan into fixed and variable
    • Offset available & no fees to redraw
    • Meet a mobile banker at a time or place that suits you

    interest
    rate

    3.84% p.a.
    fixed 2 years

    comparison
    rate*

    4.83% p.a.

    Upfront
    fees

    $400

    initial monthly
    repayment**

  • promoted

    Complete Fixed Home Loan Package

    LVR<90%, Owner Occupier, Principal & Interest

    • $0 home loan application fees
    • $0 annual fee on your choice of rewards credit cards
    • $0 property valuation fees with your home loan application

    interest
    rate

    3.88% p.a.
    fixed 2 years

    comparison
    rate*

    4.40% p.a.

    Upfront
    fees

    $250

    initial monthly
    repayment**

  • MOZO EXPERTS CHOICE 2017
    promoted

    Fixed Rate Home Loan Special

    Owner Occupier

    • Get moving with our new 3-year fixed rate special package
    • Experts Choice Winner - Home Loan Credit Union of the Year 2017
    • Plus, for the fixed period of your loan, there is no annual fee on our Classic Credit Card. Apply online now

    interest
    rate

    3.90% p.a.
    fixed 3 years

    comparison
    rate*

    4.36% p.a.

    Upfront
    fees

    $600

    initial monthly
    repayment**

Want more? Compare all 531 home loans in the Mozo comparison engine.

Compare more home loans

Look for a specific type of home loan:

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Fees are included in the representative example but not the monthly repayment. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

Switch & Save Calculator

Compare savings from over 100 home loans. How much could you save by switching your home loan? Find out in a few clicks.

Get started

Advertisement

Home loan resources