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Westpac Fixed Rate Investment Loan (Premier Advantage Package)

Advertiser disclosure
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Investor Principal & Interest < 70% $150,000
Investor Principal & Interest 70%-80% $150,000
Investor Interest Only < 70% $150,000
Investor Interest Only 70%-80% $150,000
  • Investor (Principal & Interest)
    LVR < 70%
    Loan: $150,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000
  • Investor (Interest Only)
    LVR < 70%
    Loan: $150,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $150,000
Fixed 3 year rate
6.69% p.a.
Comparison Rate
7.93% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.79% p.a.
Comparison Rate
8.03% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.79% p.a.
Comparison Rate
8.14% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.89% p.a.
Comparison Rate
8.24% p.a.
Service fee
$395.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 27 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (8.18%*)

6.49% (8.01%*)

6.69% (7.93%*)

6.69% (7.83%*)

6.79% (7.78%*)

n/a

n/a

7.99% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

none

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

none

yes

no

none

Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.79% (8.28%*)

6.59% (8.11%*)

6.79% (8.03%*)

6.79% (7.92%*)

6.89% (7.87%*)

n/a

n/a

8.09% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

none

yes

no

none

Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.79% (8.42%*)

6.54% (8.22%*)

6.79% (8.14%*)

6.79% (8.02%*)

6.89% (7.96%*)

n/a

n/a

8.25% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

none

70.00%

Features

Monthly

yes - free

yes

yes - free

none

yes

no

none

Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.89% (8.51%*)

6.64% (8.31%*)

6.89% (8.24%*)

6.89% (8.12%*)

6.99% (8.05%*)

n/a

n/a

8.35% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$395.00 yearly

$350.00

Other financial bits

$150,000

none

70.00%

80.00%

Features

Monthly

yes - free

yes

yes - free

none

yes

no

none

Package includes $0 monthly fees on transaction account, fee waivers on selected credit cards and discounted insurance products. Lock-in the fixed rate at time of loan approval for a fee of 0.10% of the loan amount.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Westpac home loans rated by the Mozo community?

Overall
7.3/10
Price
6.2/10
Features
6.4/10
Customer service
6.8/10
Convenience
7.5/10
Trust
6.6/10
Based on 3373 Westpac home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Westpac Fixed Rate Investment Loan (Premier Advantage Package) Home Loan

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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