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Westpac Fixed Rate Investment Loan

Advertiser disclosure
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 95%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Investor Principal & Interest < 70% $10,000
Investor Principal & Interest 70%-80% $10,000
Investor Principal & Interest 80%-90% $10,000
Investor Interest Only < 70% $10,000
Investor Interest Only 70%-80% $10,000
Investor Interest Only 80%-95% $10,000
  • Investor (Principal & Interest)
    LVR < 70%
    Loan: $10,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $10,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $10,000
  • Investor (Interest Only)
    LVR < 70%
    Loan: $10,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $10,000
  • Investor (Interest Only)
    LVR 80%-95%
    Loan: $10,000
Fixed 3 year rate
6.99% p.a.
Comparison Rate
8.70% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Fixed 3 year rate
6.99% p.a.
Comparison Rate
8.76% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Fixed 3 year rate
6.99% p.a.
Comparison Rate
8.96% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Fixed 3 year rate
7.09% p.a.
Comparison Rate
8.90% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Fixed 3 year rate
7.09% p.a.
Comparison Rate
8.97% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Fixed 3 year rate
7.09% p.a.
Comparison Rate
9.17% p.a.
Service fee
$8.00 monthly
Upfront fee
$600

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.99% (9.14%*)

6.79% (8.86%*)

6.99% (8.70%*)

6.99% (8.51%*)

7.09% (8.39%*)

n/a

n/a

9.28% p.a.

Fees

$600.00

$0.00

$0.00

$0.00

n/a

$8.00 monthly

$350.00

Other financial bits

$10,000

none

none

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

none

yes

no

none

Lock-in the fixed rate at time of loan approval, irrespective of if it changes at time of loan drawdown for a fee of 0.10% of the loan amount.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.99% (9.23%*)

6.79% (8.94%*)

6.99% (8.76%*)

6.99% (8.57%*)

7.09% (8.44%*)

n/a

n/a

9.38% p.a.

Fees

$600.00

$0.00

$0.00

$0.00

n/a

$8.00 monthly

$350.00

Other financial bits

$10,000

none

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

none

yes

no

none

Lock-in the fixed rate at time of loan approval, irrespective of if it changes at time of loan drawdown for a fee of 0.10% of the loan amount.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.99% (9.49%*)

6.79% (9.17%*)

6.99% (8.96%*)

6.99% (8.74%*)

7.09% (8.59%*)

n/a

n/a

9.68% p.a.

Fees

$600.00

$0.00

$0.00

$0.00

n/a

$8.00 monthly

$350.00

Other financial bits

$10,000

none

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

none

yes

no

none

Lock-in the fixed rate at time of loan approval, irrespective of if it changes at time of loan drawdown for a fee of 0.10% of the loan amount.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.09% (9.38%*)

6.84% (9.07%*)

7.09% (8.90%*)

7.09% (8.70%*)

7.19% (8.57%*)

n/a

n/a

9.54% p.a.

Fees

$600.00

$0.00

$0.00

$0.00

n/a

$8.00 monthly

$350.00

Other financial bits

$10,000

none

none

70.00%

Features

Monthly

yes - free

yes

yes - free

none

yes

no

none

Lock-in the fixed rate at time of loan approval, irrespective of if it changes at time of loan drawdown for a fee of 0.10% of the loan amount.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.09% (9.47%*)

6.84% (9.15%*)

7.09% (8.97%*)

7.09% (8.76%*)

7.19% (8.62%*)

n/a

n/a

9.64% p.a.

Fees

$600.00

$0.00

$0.00

$0.00

n/a

$8.00 monthly

$350.00

Other financial bits

$10,000

none

70.00%

80.00%

Features

Monthly

yes - free

yes

yes - free

none

yes

no

none

Lock-in the fixed rate at time of loan approval, irrespective of if it changes at time of loan drawdown for a fee of 0.10% of the loan amount.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.09% (9.73%*)

6.84% (9.37%*)

7.09% (9.17%*)

7.09% (8.93%*)

7.19% (8.77%*)

n/a

n/a

9.94% p.a.

Fees

$600.00

$0.00

$0.00

$0.00

n/a

$8.00 monthly

$350.00

Other financial bits

$10,000

none

80.00%

95.00%

Features

Monthly

yes - free

yes

yes - free

none

yes

no

none

Lock-in the fixed rate at time of loan approval, irrespective of if it changes at time of loan drawdown for a fee of 0.10% of the loan amount.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Westpac home loans rated by the Mozo community?

Overall
7.3/10
Price
6.2/10
Features
6.4/10
Customer service
6.8/10
Convenience
7.5/10
Trust
6.6/10
Based on 3370 Westpac home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Westpac Fixed Rate Investment Loan Home Loan

About Westpac

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HSBC

Home Value Loan

6.09% p.a. variable

6.09% p.a.

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6.29% p.a. variable

6.20% p.a.

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6.59% p.a.
fixed 3 years

7.06% p.a.

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6.14% p.a. variable

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Mortgage Simplifier

6.14% p.a. variable

6.17% p.a.

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5.99% p.a. variable

5.90% p.a.

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Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

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Heritage Bank

Discount Variable Home Loan

5.99% p.a. variable

6.01% p.a.

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6.29% p.a. variable

6.20% p.a.

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6.24% p.a. variable

6.48% p.a.

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Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

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Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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Macquarie

Offset Home Loan (Package)

6.14% p.a. variable

6.39% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a.

6.01% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

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loans.com.au

Variable Home Loan 90

6.04% p.a.

6.06% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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