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Home loans

  • Variable rate home loans offer some of the cheapest mortgage deals on the market! Many come feature packed with low fees, redraws and extra repayment options. Just make sure you can cover the repayments if rates begin to rise.

  • How do I choose the best variable rate loan for me?

    It's easy to find the best variable rate home loan at a glance with Mozo. The comparison rate will show you the 'true cost' of each loan including any hidden fees and extra costs. Or, you can try our home loan negotiator service to get help negotiating a better home loan deal.

  • Will rate changes affect my loan?

    The real trick to making the most of a variable loan is to budget for hikes and drops in interest rates when the RBA changes the cash rate. You can find out how rate changes will affect your repayments with our nifty rate change calculator.

  • How do I apply online for a loan?

    That's Easy! Once you've chosen the best loan for you click the blue Go to site button to the right of your favourite variable rate loan and you'll be redirected to an online application form.

Home loan comparisons on Mozo Rates updated daily

  • loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • Low interest rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    variable rate

    3.59% p.a.

    comparison rate*

    3.61% p.a.

    Upfront fees

    $520

    Go to site

    More info

    • Low interest rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Variable rate: 3.59% p.a.
    • Comparison rate*: 3.61% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 202 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Gateway Credit Union Variable Rate Home Loan (LVR<80%, Owner Occupier) (Premium Package)

    Gateway Credit Union Variable Rate Home Loan (LVR<80%, Owner Occupier) (Premium Package)

    • Ability to make unlimited bulk repayments without penalty
    • Offers borrowers up to three free splits
    • Access extra features such as multiple offset accounts

    variable rate

    3.73% p.a.

    comparison rate*

    4.05% p.a.

    Upfront fees

    $0

    Go to site

    More info

    • Ability to make unlimited bulk repayments without penalty
    • Offers borrowers up to three free splits
    • Access extra features such as multiple offset accounts
    • Variable rate: 3.73% p.a.
    • Comparison rate*: 4.05% p.a.
    • Upfront fees: $0
    • Ongoing fees: $299.00 yearly
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes - free
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.6

    Based on 8 Gateway Credit Union home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier) (Premium Plus Package)

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier) (Premium Plus Package)

    • Experts Choice - Home Lender of the Year 2016
    • $0 application fee. 100% offset facility available
    • Additional repayments and redraws at any time

    variable rate

    3.74% p.a.

    comparison rate*

    4.12% p.a.

    Upfront fees

    $0

    Go to site

    More info

    • Experts Choice - Home Lender of the Year 2016
    • $0 application fee. 100% offset facility available
    • Additional repayments and redraws at any time
    • Variable rate: 3.74% p.a.
    • Comparison rate*: 4.12% p.a.
    • Upfront fees: $0
    • Ongoing fees: $395.00 yearly
    • Discharge fee:
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.5

    Based on 80 Newcastle Permanent home loan reviews

    Need more information?
    Go to site

    More info

  • IMB Bank Accelerator Home Loan (Owner Occupier, LVR<80%)

    IMB Bank Accelerator Home Loan (Owner Occupier, LVR<80%)

    • Life-of-loan discount off the standard variable rate
    • Special discounted rate for the first 2 years
    • 100% offset account

    variable rate

    3.74% p.a. variable for 24 months and then 4.59%

    comparison rate*

    4.49% p.a.

    Upfront fees

    $769

    Go to site

    More info

    • Life-of-loan discount off the standard variable rate
    • Special discounted rate for the first 2 years
    • 100% offset account
    • Variable rate: 3.74% p.a. variable for 24 months and then 4.59%
    • Comparison rate*: 4.49% p.a.
    • Upfront fees: $769
    • Ongoing fees: $0.00
    • Discharge fee: $50.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $300,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.3

    Based on 20 IMB Bank home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    HSBC Discounted Home Value Loan (Owner Occupier)

    HSBC Discounted Home Value Loan (Owner Occupier)

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    variable rate

    3.75% p.a.

    comparison rate*

    3.77% p.a.

    Upfront fees

    $270

    Go to site

    More info

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager
    • Variable rate: 3.75% p.a.
    • Comparison rate*: 3.77% p.a.
    • Upfront fees: $270
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.1

    Based on 32 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • Australian Unity Kick Starter Home Loan (Owner Occupier)

    Australian Unity Kick Starter Home Loan (Owner Occupier)

    • No annual fee on a credit card of your choice
    • Free transaction account with a Visa Debit
    • Unlimited redraws ($500 min)

    variable rate

    3.79% p.a.

    comparison rate*

    3.82% p.a.

    Upfront fees

    $600

    Go to site

    More info

    • No annual fee on a credit card of your choice
    • Free transaction account with a Visa Debit
    • Unlimited redraws ($500 min)
    • Variable rate: 3.79% p.a.
    • Comparison rate*: 3.82% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $375.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Bank Australia Basic Home Loan - (LVR<80%, Owner Occupier)

    Bank Australia Basic Home Loan - (LVR<80%, Owner Occupier)

    • Option to fix full loan or split between fixed and variable
    • Redraw available. Flexible repayments
    • Loan repayment pause available

    variable rate

    3.79% p.a.

    comparison rate*

    3.83% p.a.

    Upfront fees

    $595

    Go to site

    More info

    • Option to fix full loan or split between fixed and variable
    • Redraw available. Flexible repayments
    • Loan repayment pause available
    • Variable rate: 3.79% p.a.
    • Comparison rate*: 3.83% p.a.
    • Upfront fees: $595
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.7

    Based on 35 Bank Australia home loan reviews

    Need more information?
    Go to site

    More info

  • Hunter United A Breath of Fresh Air Home Loan (Owner Occupied, LVR<90%)

    Hunter United A Breath of Fresh Air Home Loan (Owner Occupied, LVR<90%)

    • $0 application & $0 valuation fees for loans over $300,000
    • Reduce interest payments with a 100% daily offset facility
    • Get a more personal banking experience

    variable rate

    3.79% p.a.

    comparison rate*

    3.89% p.a.

    Upfront fees

    $0

    Go to site

    More info

    • $0 application & $0 valuation fees for loans over $300,000
    • Reduce interest payments with a 100% daily offset facility
    • Get a more personal banking experience
    • Variable rate: 3.79% p.a.
    • Comparison rate*: 3.89% p.a.
    • Upfront fees: $0
    • Ongoing fees: $8.00 monthly
    • Discharge fee: $80.00
    • Extra repayments: yes
    • Redraw facility: yes - 1st redraw per month free
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $300,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    9.7

    Based on 3 Hunter United home loan reviews

    Need more information?
    Go to site

    More info

  • Bankwest Complete Variable Home Loan (LVR<80%, Owner Occupier) (Package)

    Bankwest Complete Variable Home Loan (LVR<80%, Owner Occupier) (Package)

    • $0 home loan application fees
    • $0 annual fee on your choice of a rewards credit card
    • $0 property valuation fees with your home loan application

    variable rate

    3.85% p.a.

    comparison rate*

    4.26% p.a.

    Upfront fees

    $250

    Go to site

    More info

    • $0 home loan application fees
    • $0 annual fee on your choice of a rewards credit card
    • $0 property valuation fees with your home loan application
    • Variable rate: 3.85% p.a.
    • Comparison rate*: 4.26% p.a.
    • Upfront fees: $250
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $338.20
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.7

    Based on 315 Bankwest home loan reviews

    Need more information?
    Go to site

    More info

  • Illawarra Credit Union 2 Year Introductory Variable Home Loan

    Illawarra Credit Union 2 Year Introductory Variable Home Loan

    • Enjoy a low introductory variable rate for the first two years of your loan
    • Don’t pay any annual or ongoing fees
    • Choose weekly, fortnightly or monthly repayments

    variable rate

    3.85% p.a. variable for 24 months and then 4.85%

    comparison rate*

    4.71% p.a.

    Upfront fees

    $607

    Go to site

    More info

    • Enjoy a low introductory variable rate for the first two years of your loan
    • Don’t pay any annual or ongoing fees
    • Choose weekly, fortnightly or monthly repayments
    • Variable rate: 3.85% p.a. variable for 24 months and then 4.85%
    • Comparison rate*: 4.71% p.a.
    • Upfront fees: $607
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $250,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    6.0

    Based on 3 Illawarra Credit Union home loan reviews

    Need more information?
    Go to site

    More info

  • IMB Bank Budget Home Loan (LVR<90%, Owner Occupier)

    IMB Bank Budget Home Loan (LVR<90%, Owner Occupier)

    • Free extra repayments
    • Free redraw facility
    • Split account available

    variable rate

    3.87% p.a.

    comparison rate*

    3.92% p.a.

    Upfront fees

    $769

    Go to site

    More info

    • Free extra repayments
    • Free redraw facility
    • Split account available
    • Variable rate: 3.87% p.a.
    • Comparison rate*: 3.92% p.a.
    • Upfront fees: $769
    • Ongoing fees: $0.00
    • Discharge fee: $50.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $75,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.3

    Based on 20 IMB Bank home loan reviews

    Need more information?
    Go to site

    More info

  • QT Mutual Bank Mortgage Saver (Owner Occupier)

    QT Mutual Bank Mortgage Saver (Owner Occupier)

    • Owner occupiers only. $0 Establishment Fee and no monthly fees
    • Unlimited repayments at no extra cost and redraw
    • Borrow up to 95% of the property value, ideal for first-time buyers & young families

    variable rate

    3.88% p.a.

    comparison rate*

    3.88% p.a.

    Upfront fees

    $0

    Go to site

    More info

    • Owner occupiers only. $0 Establishment Fee and no monthly fees
    • Unlimited repayments at no extra cost and redraw
    • Borrow up to 95% of the property value, ideal for first-time buyers & young families
    • Variable rate: 3.88% p.a.
    • Comparison rate*: 3.88% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $297.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.4

    Based on 12 QT Mutual Bank home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Greater Bank Discount Great Rate Home Loan (Owner Occupier, LVR<85%, over $150k)

    Greater Bank Discount Great Rate Home Loan (Owner Occupier, LVR<85%, over $150k)

    • Experts Choice Winner 2016
    • No ongoing fee. No establishment fee. Free internet redraw facility
    • NSW, QLD, ACT customers only

    variable rate

    3.89% p.a.

    comparison rate*

    3.89% p.a.

    Upfront fees

    $0

    Go to site

    More info

    • Experts Choice Winner 2016
    • No ongoing fee. No establishment fee. Free internet redraw facility
    • NSW, QLD, ACT customers only
    • Variable rate: 3.89% p.a.
    • Comparison rate*: 3.89% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 85.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.6

    Based on 62 Greater Bank home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    CUA Fresh Start Basic Variable Home Loan (Owner Occupier)

    CUA Fresh Start Basic Variable Home Loan (Owner Occupier)

    • Low interest rate
    • No ongoing fees
    • Free redraw facility for easy access to additional payments

    variable rate

    3.89% p.a.

    comparison rate*

    3.94% p.a.

    Upfront fees

    $795

    Go to site

    More info

    • Low interest rate
    • No ongoing fees
    • Free redraw facility for easy access to additional payments
    • Variable rate: 3.89% p.a.
    • Comparison rate*: 3.94% p.a.
    • Upfront fees: $795
    • Ongoing fees: $0.00
    • Discharge fee: $200.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.8

    Based on 89 CUA home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    ME Flexible Home Loan (Owner Occupier, LVR<80%) (Member Package)

    ME Flexible Home Loan (Owner Occupier, LVR<80%) (Member Package)

    • 3.89% p.a. / 4.30% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Owner Occupied. LVR <80%

    variable rate

    3.89% p.a.

    comparison rate*

    4.30% p.a.

    Upfront fees

    $0

    Go to site

    More info

    • 3.89% p.a. / 4.30% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Owner Occupied. LVR <80%
    • Variable rate: 3.89% p.a.
    • Comparison rate*: 4.30% p.a.
    • Upfront fees: $0
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $400,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.6

    Based on 231 ME home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    State Custodians Standard Variable Spring Special (LVR<80%, Investment)

    State Custodians Standard Variable Spring Special (LVR<80%, Investment)

    • Special Discounted Rate For Investors
    • P&I or Interest Only Up to 10yrs
    • Free 100% Offset Account

    variable rate

    3.99% p.a.

    comparison rate*

    4.32% p.a.

    Upfront fees

    $286

    Go to site

    More info

    • Special Discounted Rate For Investors
    • P&I or Interest Only Up to 10yrs
    • Free 100% Offset Account
    • Variable rate: 3.99% p.a.
    • Comparison rate*: 4.32% p.a.
    • Upfront fees: $286
    • Ongoing fees: $299.00 yearly
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Investor
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 3 State Custodians home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Australian Unity Health, Wealth and Happiness Variable Rate (Owner Occupier) (Package)

    Australian Unity Health, Wealth and Happiness Variable Rate (Owner Occupier) (Package)

    • No annual fee on a credit card of your choice
    • 100% offset facility
    • Owner occupied only

    variable rate

    4.05% p.a.

    comparison rate*

    4.08% p.a.

    Upfront fees

    $600

    Go to site

    More info

    • No annual fee on a credit card of your choice
    • 100% offset facility
    • Owner occupied only
    • Variable rate: 4.05% p.a.
    • Comparison rate*: 4.08% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $375.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $2,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    ME Basic Home Loan (Owner Occupier, LVR<80%)

    ME Basic Home Loan (Owner Occupier, LVR<80%)

    • Variable rate only
    • No fees to redraw
    • Meet a mobile banker at a time or place that suits you

    variable rate

    4.09% p.a.

    comparison rate*

    4.11% p.a.

    Upfront fees

    $400

    Go to site

    More info

    • Variable rate only
    • No fees to redraw
    • Meet a mobile banker at a time or place that suits you
    • Variable rate: 4.09% p.a.
    • Comparison rate*: 4.11% p.a.
    • Upfront fees: $400
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $40,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.6

    Based on 231 ME home loan reviews

    Need more information?
    Go to site

    More info

  • NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    variable rate

    4.10% p.a.

    comparison rate*

    4.14% p.a.

    Upfront fees

    $600

    Go to site

    More info

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    • Variable rate: 4.10% p.a.
    • Comparison rate*: 4.14% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 864 NAB home loan reviews

    Need more information?
    Go to site

    More info

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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