Bonus points and balance transfers: a roundup of some of the latest credit card offers this March

Ceyda Erem

03 Mar 2020

Credit card roundup content

Whether it’s the chance to snatch up a few freebies, a last resort measure for unexpected purchases or the opportunity to blast debt, credit cards can mean different things for many Aussies. 

And if you’ve been holding out for a hot offer that aligns with your spending needs, we’ve got good news! During February, our database recorded a handful of brand new credit card offers from bonus points to balance transfers that may tickle your fancy.

Bonus points 

Credit card giant, American Express increased the bonus points offers on its Qantas Ultimate credit card from 55,000 to 100,000 bonus points, so long as customers spend $3,000 within the first three months of approval. 

Bank of Melbourne, Bank SA and St.George also slightly raised their bonus points offer on the Amplify Platinum from 50,000 to 60,000 Qantas Points, while Westpac changed its Altitude Black offer for bonus Qantas Points from 100,000 to a whopping 150,000. 

RELATED: Amex’s new Velocity Points offer spells happy holidays for platinum customers!

Balance transfers 

If you’ve got lingering debt, CUA extended its balance transfer period on both its Low Rate and Platinum credit card from 13 months to 18 months. 

Coles also made adjustments on its No Annual Fee and Rewards Mastercard card, stretching its balance transfer period from 6 to 18 months. 

March product snapshot

Rates updated daily. Advertiser disclosure.

  • Apply By 30 June 2021

    Bendigo Bank Low Rate Credit Card

    0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

    11.99% p.a.

    $45

    0% p.a. balance transfer for 24 months (Reverts to 11.99% p.a). Low annual fee of $45 and no fees for additional cardholders.

    • 11.99% p.a.

    • -

    • 0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

    • 13.99% p.a.

    • 55

    • 3.00%

    • $45

    • $15.00

    • 0.50%, Min $3.25

    Read our Mozo Review to learn more about the Low Rate Credit Card

    Details Close

  • Apply By 07 September 2021

    Westpac Low Rate

    0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

    13.74% p.a.

    $59 $0 in the first year

    Enjoy a super low rate of 13.74% with 55 days interest free plus 0% balance transfer for up to 28 months at 1% BT fee. No annual card fee for the first year, $59 thereafter.

    • 13.74% p.a.

    • -

    • 0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

    • 21.49% p.a.

    • 55

    • 0.0

    • 3.00%

    • $59 $0 in the first year

    • $15.00

    • 2%, Min $2.50, Max $150

    Read our Mozo Review to learn more about the Low Rate

    Details Close

  • Defence Bank Foundation Credit Card

    3.99% p.a. for 6 months and then 8.99% p.a.

    3.99% p.a. for 6 months then 8.99% p.a.

    $45

    Defence Bank Low Rate Credit Card offers a 3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances. Up to 55 days interest free on purchases.

    • 3.99% p.a. for 6 months then 8.99% p.a.

    • 3.99% p.a. for 6 months

    • 3.99% p.a. for 6 months and then 8.99% p.a.

    • 8.99% p.a.

    • 55

    • 3.00%

    • $45

    • $20.00

    • 4.1

    Read our Mozo Review to learn more about the Foundation Credit Card

    Details Close

  • American Express Cashback Credit Card

    No current offer

    20.74% p.a.

    $120

    Enjoy up to 6% cashback on eligible purchases in the first three months. Additional 1.5% cashback with American Express Shop Small Campaign (conditions apply). Complimentary perks and insurances. Eligibility criteria and T&Cs apply.

    • 20.74% p.a.

    • -

    • No current offer

    • 55

    • 3.00%

    • $120

    • $30.00

    Read our Mozo Review to learn more about the Cashback Credit Card

    Details Close

  • St.George Vertigo

    0% p.a. for 28 months and then 21.49% p.a.

    13.99% p.a.

    $55

    0% p.a. for 28 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. New cards only, Eligibility criteria and T&Cs apply. Offer ends September 28th 2021.

    • 13.99% p.a.

    • -

    • 0% p.a. for 28 months and then 21.49% p.a.

    • 21.49% p.a.

    • 55

    • 3.00%

    • $55

    • $15.00

    • 2%, Min $2.50

    Read our Mozo Review to learn more about the Vertigo

    Details Close

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