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What is a green loan and where can I get one?
With sustainability at the top of mind for many Australians, getting a green loan can be a way to make costly lifestyle changes without blowing the bank.
Short term personal loans
A short term personal loan is useful if you need to borrow money but don’t want to be committed to a long term debt.
Fixed rate personal loans
Ever wondered what difference choosing between a variable and fixed rate personal loan really makes? If you're a little more cautious or have trouble adjusting to change, a fixed rate loan could be just what you need.
Types of Personal Loan
When you're short on funds, a personal loan can help you reach your financial goals. There are different types of personal loans that can especially help with large expenses, so selecting the right one depends on your needs and financial situation.
How to improve your credit score in Australia in 2025
If you’re planning on applying for a home loan or a personal loan, prepare to have your credit reviewed. What does this mean, exactly? Your credit history tells your story as a borrower, covering even things that took place a long time ago. Lenders use this information to check if you're someone they can rely on and comfortably lend money to. Ultimately, they want to be sure you're in a good position to repay the loan!
Mozo's quick guide to wedding loans
From the invitations to the venue, the cost of a wedding can add up quickly. However, a wedding loan can be a useful way to handle the bill. Like any personal loan, the right wedding loan can come with competitive interest rates and flexible features - all you have to do is find the one!
Personal loans vs credit cards
When looking for a credit option to fund a big upcoming expense like a holiday, home renovation or wedding, two banking products are likely to come to mind – a personal loan or a credit card.
Self-employed personal loans: your questions answered
The freedom of working for yourself also comes with a lot of hard work, especially when it comes to sorting out your finances.
Pensioner loans in Australia
So, the kids have all left the nest, work has become a distant memory, and you’re lapping up life in retirement. While work stress may be a thing of the past, you can still face financial pressure in your twilight years.
Credit score, credit file, credit history - what's the difference?
Understanding credit and all of its terms can be confusing, especially when they all sound so similar. Terms like credit score, credit file and credit history are all as equally important to understand as the next.
Which should I choose? Personal loans vs home loan redraw
Got a large expense coming up that needs covering? Maybe you're planning a dream holiday or doing some major home renovations and need the extra cash. If you've been wondering how to finance your plans, you actually have some options.
Personal loans & eligibility: Your top questions answered
We get it. Personal loan eligibility criteria aren't always so clear cut. So, before you even consider applying for a personal loan, it's super important to shop around and compare your options until you find the right loan for you.
Your guide to long term personal loans
When we talk about loans, we spend a lot of time talking about what sets them apart or why you might want to go with one over another. What we don’t tend to talk about as much is why you might choose a long term loan or short term loan, important parts of the personal loans process that can’t go overlooked.
Is a personal loan or credit card better for travelling?
From the crystal clear waters of Halong Bay in Vietnam to the hustle and bustle of Istanbul’s Grand Bazaar, the world has plenty to offer any avid jetsetter. So if you’ve got the traveller’s itch and can’t wait to head off on your next adventure, it’s time to think about what will be the best way to fund your great exploration - a travel loan or credit card.
Personal loan news
Keep your finger on the bank loan pulse with Mozo's updates, articles and assorted financial lifeblood.
How two travellers funded the same $8,000 holiday – and who came out ahead
Sun-soaked terraces, slow lunches, late nights… a few carefree weeks away sounds ideal. But before you book those non-refundable fares, you’ll need to decide how to pay for your getaway.
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Top personal loan tips and traps
Whether you're looking to consolidate debt, finance long-planned home projects or simply access some extra cash, there are a lot of ways to make a personal loan work for you,.
Don’t let these common misconceptions hold you back from choosing a personal loan
There is a common misconception that if you need to take out a personal loan to cover unexpected expenses or fund a purchase, you must be bad at saving and financial management. But the reality is, personal loans are commonly used by Australians across various income levels and for all sorts of reasons.
Don’t get stung by high personal loan rates
When it comes to finding a great low-rate personal loan, shopping around is a must. With unpredictable rate movements, it's more important than ever to compare your personal loan options before locking in an option.