Meet the Mozo Moneyvators

Mozo's money writers are motivated to help everyday Aussies save money. Hence the name the Moneyvators! Whether it's uncovering a great rate home loan or feature filled credit card, our goal is to dig through the fine print to uncover the best deals in the financial market. We are also constantly on the hunt for thrifty tidbits and tips that we share in our lifestyle hubs, so you can plump up that savings account in no time. 

Kylie Moss

Content and community director

Working with everyone from our web designers to tech gurus, Kylie ensures all facets of the Mozo website offer the best possible experience to Aussies searching for a better deal. She has over 20 years experience in communications and her ultimate goal is to put the power back in the consumer's hand by making money management a breeze.

Biggest money motivation: "I'm a spending plan convert, so my biggest motivation is guilt free spending. This means paying the least amount necessary for essential expenses like our mortgage and utilities, and putting the maximum towards our fun money stash to use on holidays, nights out and gourmet ice-cream."

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AJ Duncanson

Data services director

AJ heads up Mozo's awards program, comprising both the Mozo Experts Choice and Mozo People's Choice Awards. He's a data scientist and actuary, and takes great care - and great pride - in ensuring that we find and award the very best products out there, whether the best value, highest quality or most popular. He's been a part of Mozo since the beginning, and before that gathered decades of experience in financial services product pricing, product management and strategy.

Biggest money motivation: "I want my daughters to have opportunities and experiences as they grow into adults. I want to travel. I want to retire well. And I'm keen to get out from under my Sydney-sized mortgage."

Peter Marshall

Banking expert

Beginning his career working for the banks, Peter has spent the last 15 years helping consumers compare financial products and polishing his expertise in data analysis. At Mozo, he manages the Data Team, which keeps track of banking, insurance and energy products in Australia and plays an integral part of the judging panel for the Mozo Experts Choice Awards. Outside of data crunching, Peter likes fast cars, hard philosophy, and simple adjectives.

Biggest money motivation: "It's often said that wealthy people got that way by being frugal with money - I may not be wealthy, but believe this is a good principle to live by. I love using my industry knowledge to find the best banking deals and let others in on where they are."

Steve Jovcevski

Property expert

Whether you're looking to refinance your current mortgage or are a first home buyer ready to jump into the property game, Steve is your go-to guy. With over 20 years in the industry, his expertise ranges from developments in the Australian property market, to movements by lenders within the home loan market.

Biggest money motivation: "I live and breathe property, so it probably comes as no surprise that real estate is my biggest financial motivation. I'm especially passionate about helping borrowers save on their home loan by matching them with a great rate loan."

Kelly Emmerton

Money editor

Kelly is always looking for the best ways to connect with Aussies about their money management. As Mozo's Money Editor, she has an in-depth knowledge of finance topics across the site and works very closely with our in-house experts in banking and property, and other expert voices from across the finance industry to ensure that everything published on the Mozo site is accurate, insightful and helpful to our readers.

Biggest money motivation: "I'm at the point now where I’m seriously thinking about my future, in terms of things like one day buying a home and having savings for retirement. So for me, being smart about my money now means I’ll get to enjoy it more down the track."

Gabby is the Copywriter at She has a Media and Communications background and a thirst for all things finance. When she's not knee-deep in researching about home loans and credit credits cards, you can find her in the kitchen pursuing her other passion- baking. Gabby works as part of the marketing team to ensure that all consumers know their options and make smarter decisions when it comes to money.

Biggest money motivation: "To save money on the big things, so I can have spare change to indulge on the little things like shopping and travel."

Tom Watson

Money writer

Tom is a experienced finance writer, providing Australian readers with the latest in banking and financial news. Specialising in property, business loans and fintech news, Tom also keeps Mozo’s readers up to date with monthly coverage and analysis of the latest RBA decisions and rate changes. With a background in journalism, Tom aims to provide Mozo’s readers with balanced, accurate and in-depth news about their personal finances.

Biggest money motivation: "Without a doubt it's travelling. I want to explore every corner of the world, but to do that I know I need to maximise my money by finding ways to save and keeping an eye out for deals on my travel insurance and travel money when I'm planning a trip."

Ceyda Erem

Money writer

Ceyda has a passion for being money savvy and uses her expert writing skills to help everyday Australians make better use of their money.  Whether it's writing about the traps of home loan revert rates , understanding how interest free days work on credit cards or finding ways to save on your energy bill, Ceyda is a star wordsmith, turning the complex into easy to grasp concepts and ideas. 

Biggest money motivation: "I love all things fashion and beauty and I'll take any opportunity for a shopping trip! But I know that in order to feed my makeup addiction, I need to be smart with money and that means finding ways to save wherever possible."

Rhianna Dews

Money writer

With a Master of Journalism and Communication under her belt, Rhianna's goal is to make learning about personal finance as engaging as it is important. An advocate for using the power of social media to convey a message to an unlimited audience, Rhianna keeps Mozo's readers in the loop with the latest everyday money hacks.

Biggest money motivation: "With a 'carpe diem' mindset, I've come to realise the importance of saving money for a rainy day. With a few money-saving strategies in place, I allow myself the financial freedom to live in the moment, while continuing to set myself up for the future. This is often easier said than done, but I'm definitely learning!"

Niko Iliakis

Money writer

Niko has a keen interest in personal finance and he's constantly on the lookout for ways to save money. He's mastered the art of not being too aggressive with his budgeting advice to friends. As Mozo's star researcher, he's never met a line of fine print he couldn't unravel.

Biggest money motivation: "I've always been pretty minimalist in my tastes, but drawing up a budget really woke me up to all the unnecessary spending in my life. After seriously reconsidering my financial habits and long-term goals, I've realised I'd really love to own my own place. I guess the only question is whether it'll be in Sydney or elsewhere."

Polly Fleeting

Money writer

Polly's goal is simple, to give Aussies the banking and financial knowledge they need without the jargon. Whether she is squirreling away funds for her next overseas trip or upgrading her car, saving money is in her DNA. It's a passion and one that she's always keen to share with Mozo's readers.

Biggest money motivation: "I've already seen a lot of the world but that has only inspired me to see more. That's why travel is my driving force to experience other cultures, practice my Italian and German and eat noodles in as many countries as I can. Ultimately it has taught me a lot of financial lessons too, like how to be an effective saver at home as well as a money savvy traveller while I'm abroad."

Katherine O'Chee

Money writer

Coming from a Media and Communications background, Katherine’s mission is to help everyday Aussies make better financial decisions in the way she knows best - through storytelling without the jargon. As an avid traveller and planner, she’s always on the lookout for ways to save money for the future and her next adventure.

Biggest money motivation: "Growing up in a thrifty household, I've always been a careful spender who would compare prices and consider twice before making big purchases. These days, I'm still as keen as ever to take good care of my finances, so I can live my best life, whether that's being able to go on more holidays or purchasing my first home." 

Tara McCabe

Money writer

Whether you’re searching for an ethical alternative to the big banks or looking to switch to renewable energy, Tara’s mission is to help Aussies make decisions about their personal finances that empower them and reflect their values.

Biggest money motivation: “I’ve never really been much of a spender, but knowing how to save on the big things helps me invest in causes that I really care about, whether it be buying ethically produced clothing that will last me or investing in a super plan that gives back to the planet.”

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